Having a bad credit rating is a problem for most people, however, what they don't know is that, just as there are several credit card options to help with your financial life, there are also at least 5 credit cards for people with bad credit.

In addition to being versatile, the constant use of these cards offers several advantages, such as controlling your finances or even clearing your name. Have you thought about that?

So, let’s show you the best credit card options for those with bad credit, and other useful information!

So, let’s list 5 credit cards for people with bad credit. So, keep reading and check it out!

Let's talk about the Caixa Simple card, which allows full control of transactions through the app, bringing convenience to customers.

In addition, customers receive expenses via SMS completely free of charge, according to their spending, and, among other advantages, we have:

But, to understand better, let's explain Caixa sim ELO in more detail: Caixa sim ELO comes with Wi-Fi, basic residential and autoplus.

From there, the customer will enter the ELO Flex website, where they will find several other advantages, and choose the one that best suits their interests.

This is because the card contains a total of fourteen assists in the following six categories:

In addition, there are great discounts that customers can get through the ELO brand.

There is also the Caixa sim Mulher option, in which the woman makes the choice and, thus, requests a card with a different design specific to women.

Because the Banrisul card is part of the Banco do Estado do Rio Grande do Sul SA, better known as Banrisul, in the southern region of Brazil.

So, among so many Banrisul card options, we need to know its biggest advantages, which are:

Thus, this Banriclube loyalty program provides several advantages, for example, for every US$1 spent on purchases, the customer earns a certain amount of points on the card.

In other words, the more purchases you make, the more points you can have, and these points are converted into benefits such as travel, discounts, among other products.

Finally, the Banrisul card, like other cards, offers modalities and advantages that suit different customers, so try to find the one that best suits your profile and financial conditions.

Banco Inter has launched a payroll credit card, where customers can purchase in installments, on national and international websites, in physical stores, and make purchases in cash and without an annual fee.

Furthermore, the card does not undergo analysis by SPC or SERASA, thus providing a great option to choose from among the 5 credit cards for those with bad credit.

Therefore, the Banco Inter payroll card is exclusive to:

Another advantage is that the customer can also make withdrawals from the bank 24 hours a day. In fact, it has one of the lowest interest rates on the market.

Likewise, the card also has a minimum value that will be discounted directly from the customer's payroll, and through this, Banco Inter will charge X amount of the amount spent by the customer within the rules of the Central Bank.

But another issue is that the amounts charged directly on the payroll vary between 5% and 10%, and Inter also has Tele withdrawal, a service model where the customer requests credit for the current account.

Furthermore, Banco Inter also allows the customer to withdraw up to the amount of 90% from the credit card limit, and the tele-withdrawal can be made in cash or in installments of up to 60x.

To make the request, simply download the Banco Inter app, and once approved, Inter will send the card to the address provided.

So, as long as the card is used consciously, it is worth applying for the Banco Inter payroll card.

The Bradesco credit card is suitable for retirees or pensioners of the INSS. Furthermore, it has several offers to make the lives of these people simpler and safer.

Therefore, this card basically works like other cards, and can:

Among other advantages, the payroll card provides:

In other words, due to these advantages, mainly the payroll discount, banks are able to offer more attractive rates.

This is because it is also an advantage for consumers, as they will not be subject to revolving credit on conventional cards.

So, to apply for the Bradesco card, simply take the main documents and go to one of the branches closest to you to make the request.

Therefore, the payroll card also provides greater security for the financial institution, since there will be security in paying the bills.

First of all, let's get to know BMG bank, which is a bank that offers several services to its customers, including the option of applying for a BMG credit card.

Thus, the BMG card offers international coverage, under the Mastercard banner, and can be used inside and outside Brazil, as well as other advantages:

However, the biggest advantage of this card is the fact that people with bad credit can also apply for it and still enjoy the same benefits.

This is because the card is intended for INSS retirees and pensioners, as well as federal, state and municipal public servants, and the debit of the invoices is discounted directly from the payroll.

Finally, the card can be requested through BMG bank or through the bank's app, in a simple and intuitive process!