Knowing the loans with the lowest interest rates is important for anyone seeking credit. This is because the variation in interest percentages can make all the difference in the total amount of debt in the medium and long term.

Everyone who wants to borrow something, therefore hopes to have the least possible impact on their finances. Therefore, it is not feasible to sink into high interest rates.

So, to help you choose which agency to use and how to save on interest, we prepared this post to clear all your doubts and show you the 10 loans with the lowest interest rates.

The loan options currently available are countless. With the increasing need of consumers to acquire credit, new credit companies are born every day.

However, interest rates remain the biggest villains for those who need a loan. And, some companies do not ease up when charging these fees in the amount of the contract.

Therefore, thorough research before deciding which company to take your loan from is necessary. So, to help you, we have separated a list of the best loans available and that offer the lowest interest rates on the market. Are they:

In addition to this list helping you to check the lowest interest rates applied, it also helps you to look for reliable companies and then reduce the risks of falling into scams, since with the growth of credit services, scams also increase. Below we will talk about each of these companies.

You must be wondering then: But should I really apply for a loan?

If this is your question, then you need to understand the appropriate times to make this request. Therefore, see below some situations in which it is ideal to apply for a loan.

So, you have to be careful when applying for a loan. However, if you fit one of the above profiles, you can apply knowing that you are doing the right thing. Remember that seeking serious and recognized companies avoid scams.

Now we come to the most important part of the text. Above, we explain when to apply for a credit and present a list of reliable companies for such a procedure.

However, if you want to know more about some of them and find the best option for you, we separate some options below. Check out!

Rebel has been operating digitally since 2017, providing financial solutions, as a fintech. The company makes the request process fully digital for the convenience of the customer.

To apply for this loan you must:

To guarantee personalized credit, Rebel uses the customer's monthly financial transactions to assess and establish interest rates. However, here are some information about granting credit:

To apply for loans with the lowest interest rates through Rebel, you can request a simulation through Serasa eCred.

If the platform offers Rebel as a credit option, just send the request and wait for the credit analysis made by the company. Thus, the system will respond with approval or not.

Remembering that this platform then offers lower interest rates than that practiced in several credit companies. Therefore, the impact of the final amount becomes more advantageous to the applicant.

BV is a large financial company, operating for over 30 years in the market and granting credit to thousands of customers. It's easy to apply and has quick approval, so it's worth it.

To apply, simply follow the steps below:

Another low-interest loan is Creditas. Created in 2012, it is one of the main online credit platforms in the country. Therefore, it has more than R$ 17 of credit granted.

Its objective is to provide easy and quality credit to those in need, thus enabling them to progress in their financial life. See therefore some requirements and credit information to simulate.

To apply for this loan from Creditas with low interest rates, you must:

The simulation is free and completely online for your convenience. In addition, the process is fast and the interest is up to 6 times lower than other personal loans. Another advantage is that Creditas offers up to 60 days to pay the first installment, so it's better for the consumer.

Another low-interest loan company recognized by the Central Bank is Finamax. It has over 20 years of experience in the market and its headquarters are in the city of Jundiaí, with operations throughout the region of São Paulo.

To apply for a loan with this company, simply access Serasa eCred and then enter the amount you need and how many installments you can pay into the simulation tool.

The site will give you the options and if Finamax appears, click on request. Thus, the company will ask for some data and will do your credit analysis to then inform you whether or not it is possible to approve that amount for you.

The Finamax interest rate does not have a fixed amount, as it may vary according to the credit analysis.

Another company ready to help you and facilitate your low interest loan application is Simplic. The company works with online credit and makes it available through the Serasa eCred platform, after a simulation.

It is worth remembering that Simplic's loan is facilitated, so, after approval, the amount falls into your account in a few hours. In addition, after discharge of a contract, you can immediately request another one if you so wish.

Crefaz is one of the companies that provide digital loans. In addition, this company allows the concession for negative ones as well and the possibility of payment being made directly on the energy bill.

With 7 years of experience in the financial market, it was the pioneer in loans discounted directly from the energy bill. Thus, it reduces the possibility of non-payment and increases the ease of approval.

If you are negative, but you need a credit and you can't, then know that Crefaz can help you. After all, with the debit on the energy bill, the possibility opens up as a loan for negatives.

Things are tight and you need help paying water, electricity, telephone, internet and other household bills? Then Jeitto is an excellent option to help you.

It is a digital wallet, which provides a limit of R$ 150 for you to pay a bill. In addition, cell phone recharge and bill payment through the wallet are allowed.

The advantages are:

Jeitto is also a partner of Serasa and Cred and your request can be made through the website. However, the simulation will show the best way and the best loan for you.

Geru is perhaps one of the most well-known digital credit companies today. This is because it is easy, fast and efficient, thus guaranteeing the resolution of the financial problem within hours of the request.

Having a safe company that has a history in the financial market makes all the difference, which is why Geru has served thousands of customers in these 6 years of operation.

Do you already know Lendico? A company that was born in 2005 with the aim of revolutionizing the financial market and digital loans granted to Brazilians.

It currently has a service history of more than 65,000 people, with an amount of R$ 500 million in loan. So, it is a reliable and safe company, with no possibility of scams.

To finalize the list of the 10 safest loans in Brazil and also those with lower interest rates, get to know SIM. A company recognized by the Central Bank of Brazil, with ease in granting credit.

Its aim is therefore to provide values fairly and easily, fully digital. It is worth mentioning that the SIM loan is a fintech, that is, a digital platform under the responsibility of the Santander bank.

However, this relationship with the bank does not prevent the concession from being facilitated for different profiles.

With a complete list of 10 companies with the lowest interest rates applied, it's easier to decide where to apply for your credit, isn't it? So, take into account all the tips and succeed in your finances.

And if you are negative, be aware that some of the companies above may not provide you with a credit. However, it is possible to check and search for companies that offer this type of credit. So, it is possible to request and take the financial life out of the red!