{"id":58397,"date":"2022-05-21T23:01:00","date_gmt":"2022-05-21T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=58397"},"modified":"2022-05-10T01:34:44","modified_gmt":"2022-05-10T01:34:44","slug":"conheca-cartao-barinsul-universitario","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/conheca-cartao-barinsul-universitario\/","title":{"rendered":"\u0391\u03bd\u03b1\u03ba\u03b1\u03bb\u03cd\u03c8\u03c4\u03b5 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Banrisul University"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Banrisul Universit\u00e1rio: proatividade dos estudos e descomplica\u00e7\u00e3o nas finan\u00e7as<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a as vantagens do cart\u00e3o Barinsul Universit\u00e1rio. Fonte: Banrisul.\"  id=\"59369\" src=\"https:\/\/cdn.adtechpanda.com\/9b0318e1-3ffc-44e7-9fb0-cd1acf3d67c3\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a as vantagens do cart\u00e3o Barinsul Universit\u00e1rio. Fonte: Banrisul.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Todo mundo sabe o qu\u00e3o conturbada \u00e9 a vida de um estudante universit\u00e1rio, s\u00e3o diversas atividades dentro e fora do campus e assim esses jovens precisam de mais praticidade nas outras \u00e1reas da vida. \u00c9 por isso que viemos apresentar todos os detalhes do cart\u00e3o Banrisul Universit\u00e1rio. Esse pode ser o seu novo cart\u00e3o!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, pensando em facilitar a vida dos estudantes, o Banrisul traz destaques bacanas nesse servi\u00e7o, como ac\u00famulo de pontos no programa BanriClube e uma anuidade bem reduzida. Al\u00e9m disso, existem outros fatores interessantes nesse cart\u00e3o que podem te conquistar.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, n\u00e3o saia da\u00ed e se prepare para conhecer o cart\u00e3o Banrisul Universit\u00e1rio!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>\u03a0\u03c1\u03cc\u03c3\u03bf\u03b4\u03bf\u03c2<\/strong><\/td><td>Isenta no primeiro ano (Mastercard)<br>12x de R$12,50 (Visa)<\/td><\/tr><tr><td><strong>\u0395\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf \u03b5\u03b9\u03c3\u03cc\u03b4\u03b7\u03bc\u03b1<\/strong><\/td><td>\u0394\u03b5\u03bd \u03b1\u03c0\u03b1\u03b9\u03c4\u03b5\u03af\u03c4\u03b1\u03b9<\/td><\/tr><tr><td><strong>\u03a3\u03b7\u03bc\u03b1\u03af\u03b1<\/strong><\/td><td>Mastercard \u03ae Visa<\/td><\/tr><tr><td><strong>\u03a3\u03c4\u03ad\u03b3\u03b7<\/strong><\/td><td>\u0394\u03b9\u03b5\u03b8\u03bd\u03ad\u03c2<\/td><\/tr><tr><td><strong>\u039f\u03c6\u03ad\u03bb\u03b7<\/strong><\/td><td>Emiss\u00e3o de cart\u00f5es adicionais, ac\u00famulo de pontos, cobertura internacional<\/td><\/tr><\/tbody><\/table><figcaption>\u03a7\u03b1\u03c1\u03b1\u03ba\u03c4\u03b7\u03c1\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-r84CK\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a81dc8fe-233f-48fe-aaab-2af08293a417\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio\">\n            Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira o passo a passo para solicitar o cart\u00e3o Barinsul Universit\u00e1rio e usufrua de suas vantagens!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a81dc8fe-233f-48fe-aaab-2af08293a417\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Caracter\u00edsticas principais do Banrisul Universit\u00e1rio<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o vem em parceria com as duas principais bandeiras e operadoras de transa\u00e7\u00f5es do mundo: Mastercard e Visa. Sendo assim, pode ter certeza que voc\u00ea ter\u00e1 acesso aos melhores servi\u00e7os do mercado.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em geral, procuramos anuidade gr\u00e1tis em cart\u00f5es desse tipo e n\u00e3o \u00e9 o que acontece com o Banrisul Universit\u00e1rio. No entanto, suas cobran\u00e7as s\u00e3o bem baixas como vimos acima.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, s\u00e3o 12x de R$10 para os modelos com a bandeira Mastercard contra as 12x de R$12,50. Vale ressaltar que no caso do Mastercard \u00e9 poss\u00edvel ter um ano de anuidade isenta. Perceba que temos uma diferen\u00e7a bem pequena entre esses dois, mas isso n\u00e3o indica que uma bandeira oferece mais servi\u00e7os que a outra.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, alguns dos principais benef\u00edcios das bandeiras dessa modalidade s\u00e3o:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Benef\u00edcios Visa: Assist\u00eancia 24h, programa Vai de Visa, assist\u00eancia em viagens, seguros e outros benef\u00edcios Visa Classic;<\/li><li>Mastercard: programa Mastercard Surpreenda e assist\u00eancia 24h em caso de emerg\u00eancias.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, vale lembrar que o Banrisul&nbsp; tamb\u00e9m disponibiliza o servi\u00e7o de isen\u00e7\u00e3o da anuidade para quem tem interesse em gastar mais em materiais de estudo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com o programa de pontos Banriclube \u00e9 poss\u00edvel acumular um ponto a cada d\u00f3lar gasto, esse pontos voc\u00ea poder\u00e1 resgatar alguns produtos, ingressos, passagens e outras coisas.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, caso haja outros pontos acumulados em programas parceiros como TudoAzul, Smiles ou LATAM \u00e9 poss\u00edvel transferir para o BanriClube.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale lembrar que por ser um cart\u00e3o universit\u00e1rio, a an\u00e1lise de cr\u00e9dito costuma ser mais r\u00e1pida e menos rigorosa, mesmo que o Banco do Estado do Rio Grande do Sul n\u00e3o forne\u00e7a o score m\u00ednimo para aprova\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u0393\u03b9\u03b1 \u03c0\u03bf\u03b9\u03bf\u03bd \u03b5\u03af\u03bd\u03b1\u03b9 \u03ba\u03b1\u03c4\u03ac\u03bb\u03bb\u03b7\u03bb\u03b7 \u03b7 \u03ba\u03ac\u03c1\u03c4\u03b1<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O cart\u00e3o \u00e9 indicado para todo estudante de ensino superior. Fonte: Adobe Stock.\"  id=\"58444\" src=\"https:\/\/cdn.adtechpanda.com\/f1f4c352-aa8e-4594-a370-d7d84c58ffa7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >O cart\u00e3o \u00e9 indicado para todo estudante de ensino superior. Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 ficou bem claro que estamos lidando com um produto voltado exclusivamente para estudantes, n\u00e3o?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse caso, o Banrisul tem como alvo n\u00e3o somente dos discentes de gradua\u00e7\u00e3o, mas tamb\u00e9m de outros cursos mais espec\u00edficos como mestrados, doutorados e outras especializa\u00e7\u00f5es.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido \u00e9 importante lembrar que o banco n\u00e3o exige renda m\u00ednima para aprova\u00e7\u00e3o do cart\u00e3o. Somando mais um ponto para a facilidade de adquirir esse produto.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas ser\u00e1 que vale mesmo a pena? Bom, descubra agora as vantagens e desvantagens do cart\u00e3o Banrisul Universit\u00e1rio<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o de cr\u00e9dito Banrisul Universit\u00e1rio vale a pena?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse caso, voc\u00ea deve pensar na sua vida financeira e entender o que faz mais sentido para voc\u00ea&nbsp; nesse momento. Portanto, confira s\u00f3 os pontos positivos e negativos do Banrisul.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>\u039f\u03c6\u03ad\u03bb\u03b7<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pol\u00edtica de&nbsp; desconto ou isen\u00e7\u00e3o das parcelas de anuidade;<\/li><li>Acesso ao programa BanriClube: pontos acumulados est\u00e3o dispon\u00edveis para troca por passagens, di\u00e1rias em hot\u00e9is pacotes tur\u00edsticos e muito mais;<\/li><li>Cart\u00e3o liberado para correntistas ou n\u00e3o-correntistas Banrisul;<\/li><li>Voc\u00ea pode pedir at\u00e9 3 cart\u00f5es adicionais sem anuidade por cart\u00e3o;<\/li><li>N\u00e3o precisa comprovar renda.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>\u039c\u03b5\u03b9\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A primeira desvantagem \u00e9 que precisa de uma fatura de R$1000 para descontar a anuidade. Para estudantes, que geralmente tem rendas baixas, uma fatura desse valor \u00e9 algo totalmente fora do normal para descontar uma anuidade de R$100.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, n\u00e3o tem cr\u00e9dito aprovado para estudantes. Muitas vezes o jovem precisa de algum material espec\u00edfico e o cr\u00e9dito seria uma boa ajuda, mas o Banrisul n\u00e3o oferece.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Como fazer um cart\u00e3o de cr\u00e9dito Banrisul Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, como fazer o cart\u00e3o? Fonte: Adobe Stock.\"  id=\"58447\" src=\"https:\/\/cdn.adtechpanda.com\/a4454837-83e3-4cf4-a972-28a5a9655f38\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, como fazer o cart\u00e3o? Fonte: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, voc\u00ea precisa saber que n\u00e3o \u00e9 necess\u00e1rio ser correntista do banco. Ou seja, voc\u00ea pode contratar os servi\u00e7os do cart\u00e3o Banrisul Universit\u00e1rio mesmo sem ser cliente do banco.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, para quem n\u00e3o \u00e9 cliente, a \u00fanica forma de solicitar o cart\u00e3o \u00e9 indo diretamente at\u00e9 uma ag\u00eancia portando os documentos pessoais e o comprovante de matr\u00edcula no curso.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 para quem possui conta no banco, \u00e9 tudo mais simples porque a solicita\u00e7\u00e3o pode acontecer via aplicativo mesmo. Assim, basta procurar a op\u00e7\u00e3o de cart\u00f5es e seguir as orienta\u00e7\u00f5es dadas pelo sistema do app.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, se quiser saber mais detalhes sobre esse processo, clique no conte\u00fado recomendado abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-U8QpK\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a81dc8fe-233f-48fe-aaab-2af08293a417\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio\">\n            Como solicitar o cart\u00e3o Barinsul Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Confira o passo a passo para solicitar o cart\u00e3o Barinsul Universit\u00e1rio e usufrua de suas vantagens!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-barinsul-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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O cart\u00e3o Barinsul Universit\u00e1rio \u00e9 ideal para voc\u00ea. Leia este artigo e conhe\u00e7a suas caracter\u00edsticas e vantagens.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[372,3693,3692,3694,3696,3157,3695],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Conhe\u00e7a o cart\u00e3o Banrisul Universit\u00e1rio - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Com o cart\u00e3o Barinsul Universit\u00e1rio, voc\u00ea acumula pontos no programa Barinclube e usa em qualquer lugar do mundo. 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