{"id":50418,"date":"2022-02-09T23:00:00","date_gmt":"2022-02-09T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=50418"},"modified":"2022-02-09T22:07:48","modified_gmt":"2022-02-09T22:07:48","slug":"financiamento-de-veiculo","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/financiamento-de-veiculo\/","title":{"rendered":"\u03a4\u03b1 \u03c0\u03ac\u03bd\u03c4\u03b1 \u03b3\u03b9\u03b1 \u03c4\u03b7 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7 \u03bf\u03c7\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Entenda como funciona o financiamento de ve\u00edculo<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra todos os detalhes de um financiamento de ve\u00edculo. Fonte: Pexels.\"  id=\"50420\" src=\"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra todos os detalhes de um financiamento de ve\u00edculo. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Quando voc\u00ea estiver pronto para comprar um carro, h\u00e1 algumas coisas em que voc\u00ea precisa pensar. A primeira \u00e9 como voc\u00ea vai pagar por ele. Isso porque \u00e9 poss\u00edvel que voc\u00ea precise realizar um empr\u00e9stimo ou financiamento de ve\u00edculo. Mas \u00e9 importante entender exatamente como funciona um financiamento antes de contrat\u00e1-lo. Por isso, no artigo de hoje vamos te mostrar os detalhes dessa modalidade para voc\u00ea conseguir realizar o sonho de ter um carro!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>O que \u00e9 e como funciona um financiamento de carro?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, \u00e9 importante explicar o que \u00e9 um financiamento de ve\u00edculo. Ou seja, um financiamento nada mais \u00e9 do que uma esp\u00e9cie de empr\u00e9stimo. Mas esse empr\u00e9stimo \u00e9 espec\u00edfico para a modalidade de ve\u00edculos novos, seminovos ou usados. Ali\u00e1s, esse cr\u00e9dito \u00e9 oferecido pelos bancos e cooperativas de cr\u00e9dito. Al\u00e9m disso, no financiamento \u00e9 poss\u00edvel dar entrada. Dessa forma, voc\u00ea diminui o valor do empr\u00e9stimo e at\u00e9 dos juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, existem alguns tipos de financiamento de carro. Por exemplo, alguns duram mais tempo, entre 12 a 60 meses. Al\u00e9m disso, os juros tamb\u00e9m podem ser cobrados de formas diferentes. Bem como a amortiza\u00e7\u00e3o, ou seja quitar o empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, se voc\u00ea est\u00e1 pensando em financiar um carro, pode ser uma boa j\u00e1 come\u00e7ar a analisar seu score de cr\u00e9dito. Se ele estiver baixo, considere resolver as pend\u00eancias. Isso porque \u00e9 muito mais f\u00e1cil de conseguir um financiamento com o valor que precisar em um dos bancos. Al\u00e9m disso, tamb\u00e9m \u00e9 bom movimentar alguma conta corrente em um desses bancos. Dessa forma, o banco pode conhecer seu perfil financeiro.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-vGqE\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/calculo-financiamento-veiculo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a5\u03c0\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03cc\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2 \u03bf\u03c7\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2: \u03ba\u03b1\u03c4\u03b1\u03bd\u03bf\u03ae\u03c3\u03c4\u03b5 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/03\/segurodocarro1.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/calculo-financiamento-veiculo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a5\u03c0\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03cc\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2 \u03bf\u03c7\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2: \u03ba\u03b1\u03c4\u03b1\u03bd\u03bf\u03ae\u03c3\u03c4\u03b5 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1\">\n            \u03a5\u03c0\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03cc\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2 \u03bf\u03c7\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2: \u03ba\u03b1\u03c4\u03b1\u03bd\u03bf\u03ae\u03c3\u03c4\u03b5 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Saiba aqui quais s\u00e3o os fatores que impactam no c\u00e1lculo do financiamento de um ve\u00edculo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/calculo-financiamento-veiculo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/calculo-financiamento-veiculo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/03\/segurodocarro1.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u03a5\u03c0\u03bf\u03bb\u03bf\u03b3\u03b9\u03c3\u03bc\u03cc\u03c2 \u03c7\u03c1\u03b7\u03bc\u03b1\u03c4\u03bf\u03b4\u03cc\u03c4\u03b7\u03c3\u03b7\u03c2 \u03bf\u03c7\u03ae\u03bc\u03b1\u03c4\u03bf\u03c2: \u03ba\u03b1\u03c4\u03b1\u03bd\u03bf\u03ae\u03c3\u03c4\u03b5 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b1              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/calculo-financiamento-veiculo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais s\u00e3o os tipos de financiamento de carro?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atualmente, as institui\u00e7\u00f5es banc\u00e1rias oferecem alguns tipos de financiamento de carro. Dentre eles, podem mudar o per\u00edodo de pagamento, o valor do empr\u00e9stimo e at\u00e9 os juros. Vamos te mostrar abaixo os tipos dispon\u00edvels no Brasil. Veja:<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cr\u00e9dito Direto ao Consumidor (CDC)&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, o Cr\u00e9dito Direto ao Consumidor ou CDC \u00e9 o mais similar a um empr\u00e9stimo. Por isso, pode ter menos burocracias, mas ao mesmo tempo, possui um valor de juros muito alto. Exatamente por funcionar de forma parecida a um empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, no CDC o cliente adquire o bem, mas o ve\u00edculo fica em aliena\u00e7\u00e3o. Ou seja, mesmo que esteja com voc\u00ea, o carro segue alienado ao banco at\u00e9 o fim do pagamento. Por\u00e9m, durante o financiamento, o nome do comprador j\u00e1 fica como propriet\u00e1rio no documento do carro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, o Cr\u00e9dito de Direito ao Consumidor \u00e9 uma boa op\u00e7\u00e3o para quem n\u00e3o quer esperar para comprar um ve\u00edculo. Nesse sentido, s\u00f3 \u00e9 preciso conseguir aprova\u00e7\u00e3o da institui\u00e7\u00e3o financeira. Por isso mencionamos que \u00e9 uma modalidade similar a um empr\u00e9stimo. Isso porque as parcelas s\u00e3o mensais e em algumas institui\u00e7\u00f5es existe a possibilidade de renegocia\u00e7\u00e3o.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, uma das desvantagens do CDC s\u00e3o as taxas de juros. Isso porque por ser parecido com empr\u00e9stimo, os juros j\u00e1 est\u00e3o embutidos na presta\u00e7\u00e3o e podem ser bem altos. Por isso, vale a negocia\u00e7\u00e3o com o banco.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Leasing Financeiro<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Basicamente, o Leasing \u00e9 uma forma de fazer um financiamento de ve\u00edculo por taxas de juros bem menores do que o CDC. Entretanto, tamb\u00e9m \u00e9 preciso se programar, pois o tempo para pagamento pode ser mais curto.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, para realizar esse financiamento, voc\u00ea precisa j\u00e1 ter certeza de que vai conseguir pagar as parcelas futuras. Em suma, no Leasing o banco praticamente compra o bem, pois ele fica em nome da institui\u00e7\u00e3o. Depois disso, s\u00e3o acertadas as parcelas e tamb\u00e9m o per\u00edodo em que ser\u00e1 pago.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em geral, as parcela tem valores bem menores do que um financiamento como o CDC. Isso porque ela funciona como uma esp\u00e9cie de aluguel. Al\u00e9m disso, assim como a entrada de um financiamento, no Leasing voc\u00ea pode pagar o restante e ter posse do bem. Esse valor \u00e9 o Valor Residual Garantido, que \u00e9 estipulado no momento da contra\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, caso n\u00e3o seja poss\u00edvel realizar a compra, o arrendat\u00e1rio tamb\u00e9m pode simplesmente devolver o bem. Sendo assim, o tempo de uso funcionou como um aluguel do carro.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Leasing Operacional<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o Leasing Operacional \u00e9 similar ao Leasing Financeiro. Isso porque no momento da contrata\u00e7\u00e3o as burocracias s\u00e3o praticamente as mesmas. Entretanto, no operacional \u00e9 poss\u00edvel trocar o bem durante a vig\u00eancia do contrato. Ou seja, \u00e9 poss\u00edvel devolver um carro e pegar outro.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o prazo m\u00ednimo para pagamento \u00e9 de 90 dias. Bem como o valor das parcelas n\u00e3o pode superar 90% do valor do bem. Ali\u00e1s, as despesas de manuten\u00e7\u00e3o s\u00e3o pagas diretamente pela institui\u00e7\u00e3o.\u00a0<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>O que \u00e9 preciso para fazer um financiamento de ve\u00edculo?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba quais s\u00e3o os documentos necess\u00e1rios para fazer um financiamento. Fonte: Pexels.\"  id=\"50421\" src=\"https:\/\/cdn.adtechpanda.com\/9dc6032f-4597-4fa2-ad3c-6b0eaad1a5ff\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba quais s\u00e3o os documentos necess\u00e1rios para fazer um financiamento. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, se voc\u00ea est\u00e1 decidido que vai realizar um financiamento de ve\u00edculo, \u00e9 preciso escolher o ve\u00edculo. Ou seja, considere qual carro vai se adequar melhor a sua rotina e tamb\u00e9m quanto voc\u00ea pode pagar. Isso porque \u00e9 em cima dos valores que voc\u00ea j\u00e1 possui que as institui\u00e7\u00f5es calculam o valor do empr\u00e9stimo e tamb\u00e9m taxas de juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em segundo lugar, voc\u00ea deve pesquisar modelos de financiamento e decidir o que melhor se encaixa para voc\u00ea. Al\u00e9m disso, tamb\u00e9m \u00e9 importante encontrar a institui\u00e7\u00e3o financeira ideal. Atualmente, os financiamentos s\u00e3o realizados tanto por bancos tradicionais quanto por cooperativas de cr\u00e9dito ou bancos digitais. Ali\u00e1s, todas as informa\u00e7\u00f5es costumam estar dispon\u00edveis online. Dessa forma, voc\u00ea n\u00e3o precisa nem sair de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, durante a an\u00e1lise de cr\u00e9dito leve diferentes propostas aos bancos. Assim, voc\u00ea pode conseguir valores maiores por menores taxas de juros. N\u00e3o se esque\u00e7a tamb\u00e9m, de avaliar a sua pr\u00f3pria condi\u00e7\u00e3o financeira. Sendo assim, \u00e9 essencial que voc\u00ea entenda seus limites financeiros, para n\u00e3o acabar se endividando muito. Nesse sentido, o banco vai analisar seu comportamento financeiro. Ou seja, sua renda mensal, se paga contas em dia, se possui cart\u00e3o de cr\u00e9dito, entre outros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, basta reunir os documentos e contratar o financiamento que melhor se encaixa para voc\u00ea. Normalmente, as institui\u00e7\u00f5es costumam pedir os seguintes documentos:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>RG;<\/li><li>CPF;<\/li><li>Comprovante de rendimentos;<\/li><li>Documentos relacionados ao carro.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quanto tempo demora para liberar um financiamento de ve\u00edculo?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No geral, a an\u00e1lise de cr\u00e9dito n\u00e3o demora muito mais do que uma semana. Em algumas institui\u00e7\u00f5es, voc\u00ea pode ter o cr\u00e9dito aprovado no mesmo dia. Sendo assim, o fundamental \u00e9 ter um bom score de cr\u00e9dito na hora de financiar um ve\u00edculo. Ou seja, a m\u00e9dia de 700 pontos no Serasa \u00e9 uma boa pontua\u00e7\u00e3o para fazer um financiamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Ent\u00e3o, vale a pena fazer um financiamento de carro?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, se voc\u00ea deseja realizar o sonho do carro pr\u00f3prio, o financiamento pode ser uma boa op\u00e7\u00e3o. Entretanto, n\u00e3o se esque\u00e7a de analisar a sua situa\u00e7\u00e3o financeira. Pense no valor do ve\u00edculo, bem como confira as condi\u00e7\u00f5es e valores das parcelas para entender se consegue arcar com os custos. Dessa forma, voc\u00ea consegue ter seu carro sem se endividar. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, saiba tamb\u00e9m como funciona o cons\u00f3rcio de ve\u00edculos no post recomendado abaixo.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZmWSOU\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/consorcio-de-veiculo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a4\u03b9 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03bf\u03b9\u03bd\u03bf\u03c0\u03c1\u03b1\u03be\u03af\u03b1 \u03bf\u03c7\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u03c0\u03ce\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b5\u03af;\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9b762f42-f3bd-4a11-bdc1-4a1afcbd104c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/consorcio-de-veiculo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a4\u03b9 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03bf\u03b9\u03bd\u03bf\u03c0\u03c1\u03b1\u03be\u03af\u03b1 \u03bf\u03c7\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u03c0\u03ce\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b5\u03af;\">\n            \u03a4\u03b9 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03bf\u03b9\u03bd\u03bf\u03c0\u03c1\u03b1\u03be\u03af\u03b1 \u03bf\u03c7\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u03c0\u03ce\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b5\u03af;        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descubra aqui como funciona o cons\u00f3rcio de ve\u00edculo.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/consorcio-de-veiculo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/consorcio-de-veiculo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9b762f42-f3bd-4a11-bdc1-4a1afcbd104c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u03a4\u03b9 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03bf\u03b9\u03bd\u03bf\u03c0\u03c1\u03b1\u03be\u03af\u03b1 \u03bf\u03c7\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd \u03ba\u03b1\u03b9 \u03c0\u03ce\u03c2 \u03bb\u03b5\u03b9\u03c4\u03bf\u03c5\u03c1\u03b3\u03b5\u03af;              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/consorcio-de-veiculo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Aprenda aqui tudo o que voc\u00ea precisa saber sobre financiamento de autom\u00f3veis, desde como funciona at\u00e9 os diferentes tipos de cr\u00e9ditos dispon\u00edveis.<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[9,29,36],"tags":[2805,2806,2783,2803,2804],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Tudo sobre financiamento de ve\u00edculo - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Quer entender como funciona um financiamento de ve\u00edculo? Neste artigo vamos te mostrar todos os pr\u00f3s e os contras dessa modalidade!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/el\/financiamento-de-veiculo\/\" \/>\n<meta property=\"og:locale\" content=\"el_GR\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Tudo sobre financiamento de ve\u00edculo\" \/>\n<meta property=\"og:description\" content=\"Quer entender como funciona um financiamento de ve\u00edculo? Neste artigo vamos te mostrar todos os pr\u00f3s e os contras dessa modalidade!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/el\/financiamento-de-veiculo\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-02-09T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-02-09T22:07:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Leticia Maia\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"el\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"el\",\"@id\":\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/\",\"width\":834,\"height\":640},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/\",\"name\":\"Tudo sobre financiamento de ve\u00edculo - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#primaryimage\"},\"datePublished\":\"2022-02-09T23:00:00+00:00\",\"dateModified\":\"2022-02-09T22:07:48+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1\"},\"description\":\"Quer entender como funciona um financiamento de ve\u00edculo? Neste artigo vamos te mostrar todos os pr\u00f3s e os contras dessa modalidade!\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#breadcrumb\"},\"inLanguage\":\"el\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/el\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Tudo sobre financiamento de ve\u00edculo\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1\",\"name\":\"Leticia Maia\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"el\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g\",\"caption\":\"Leticia Maia\"},\"description\":\"Estudante de jornalismo na UFSC, sempre foi apaixonada pela escrita. No meio da faculdade conheceu o marketing digital e se encantou. \u00c9 produtora de conte\u00fado para blogs e redes sociais.\",\"url\":\"https:\/\/senhorpanda.com\/el\/author\/leticia-maia\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Tudo sobre financiamento de ve\u00edculo - Senhor Panda","description":"Quer entender como funciona um financiamento de ve\u00edculo? Neste artigo vamos te mostrar todos os pr\u00f3s e os contras dessa modalidade!","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/el\/financiamento-de-veiculo\/","og_locale":"el_GR","og_type":"article","og_title":"Tudo sobre financiamento de ve\u00edculo","og_description":"Quer entender como funciona um financiamento de ve\u00edculo? Neste artigo vamos te mostrar todos os pr\u00f3s e os contras dessa modalidade!","og_url":"https:\/\/senhorpanda.com\/el\/financiamento-de-veiculo\/","og_site_name":"Senhor Panda","article_published_time":"2022-02-09T23:00:00+00:00","article_modified_time":"2022-02-09T22:07:48+00:00","og_image":[{"url":"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Leticia Maia","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"el"},{"@type":"ImageObject","inLanguage":"el","@id":"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#primaryimage","url":"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/","contentUrl":"https:\/\/cdn.adtechpanda.com\/7d8b42e8-b5cf-4b73-a2c5-0eec727bd256\/","width":834,"height":640},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#webpage","url":"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/","name":"Tudo sobre financiamento de ve\u00edculo - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#primaryimage"},"datePublished":"2022-02-09T23:00:00+00:00","dateModified":"2022-02-09T22:07:48+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1"},"description":"Quer entender como funciona um financiamento de ve\u00edculo? Neste artigo vamos te mostrar todos os pr\u00f3s e os contras dessa modalidade!","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#breadcrumb"},"inLanguage":"el","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/financiamento-de-veiculo\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/financiamento-de-veiculo\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/el\/"},{"@type":"ListItem","position":2,"name":"Tudo sobre financiamento de ve\u00edculo"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/fd4de6771852e301f6f33b1fb8f0c4f1","name":"Leticia Maia","image":{"@type":"ImageObject","inLanguage":"el","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/7c5f9c36f6a589b4abd6dbce8bc742ee?s=96&d=mm&r=g","caption":"Leticia Maia"},"description":"Estudante de jornalismo na UFSC, sempre foi apaixonada pela escrita. No meio da faculdade conheceu o marketing digital e se encantou. \u00c9 produtora de conte\u00fado para blogs e redes sociais.","url":"https:\/\/senhorpanda.com\/el\/author\/leticia-maia\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/posts\/50418"}],"collection":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/users\/27"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/comments?post=50418"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/posts\/50418\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/media?parent=50418"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/categories?post=50418"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/tags?post=50418"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}