{"id":42260,"date":"2021-11-22T12:00:00","date_gmt":"2021-11-22T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=42260"},"modified":"2021-11-23T20:10:56","modified_gmt":"2021-11-23T20:10:56","slug":"sicoob-gold-ou-nubank-ultravioleta","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/sicoob-gold-ou-nubank-ultravioleta\/","title":{"rendered":"Sicoob Gold Card \u03ae Nubank Ultraviolet Card: \u03c0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7;"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Sicoob Gold x Nubank Ultravioleta: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual o ideal para suas finan\u00e7as? Fonte: Unsplash.\"  id=\"42269\" src=\"https:\/\/cdn.adtechpanda.com\/3eccfcdd-67be-48b3-9e06-4144b00cfe94\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, qual o ideal para suas finan\u00e7as? Fonte: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Que tal decidir entre o cart\u00e3o Sicoob Gold ou cart\u00e3o Nubank Ultravioleta ap\u00f3s este comparativo? Em suma, ambos t\u00eam aplicativos para monitoramento da conta e do cart\u00e3o de cr\u00e9dito, al\u00e9m de programas de recompensas. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, eles possuem algumas diferen\u00e7as. Por isso, criamos este comparativo para te ajudar a escolher a melhor op\u00e7\u00e3o. Afinal, qual \u00e9 o ideal? Se acaso quiser saber, continue a leitura e acompanhe as informa\u00e7\u00f5es em detalhes.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1xEeUM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03bc\u03b9\u03b1 \u03ba\u03ac\u03c1\u03c4\u03b1 Nubank Ultraviolet\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/7754941b-cada-4edf-aa9a-9442bc0c2da4\/\" alt=\"Cart\u00e3o Nubank\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-nubank-ultravioleta\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03bc\u03b9\u03b1 \u03ba\u03ac\u03c1\u03c4\u03b1 Nubank Ultraviolet\">\n            \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03bc\u03b9\u03b1 \u03ba\u03ac\u03c1\u03c4\u03b1 Nubank Ultraviolet        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u0397 \u03ba\u03ac\u03c1\u03c4\u03b1 Nubank Ultravioleta \u03ad\u03c7\u03b5\u03b9 \u03b4\u03b9\u03b5\u03b8\u03bd\u03ae \u03ba\u03ac\u03bb\u03c5\u03c8\u03b7 \u03ba\u03b1\u03b9 \u03c0\u03c1\u03bf\u03c3\u03c6\u03ad\u03c1\u03b5\u03b9 \u03b1\u03c0\u03bf\u03ba\u03bb\u03b5\u03b9\u03c3\u03c4\u03b9\u03ba\u03cc \u03c0\u03c1\u03cc\u03b3\u03c1\u03b1\u03bc\u03bc\u03b1 \u03b5\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae\u03c2 \u03c7\u03c1\u03b7\u03bc\u03ac\u03c4\u03c9\u03bd. \u0394\u03b5\u03af\u03c4\u03b5 \u03c0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c4\u03bf \u03b4\u03b9\u03ba\u03cc \u03c3\u03b1\u03c2 \u03b5\u03b4\u03ce!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/7754941b-cada-4edf-aa9a-9442bc0c2da4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03bc\u03b9\u03b1 \u03ba\u03ac\u03c1\u03c4\u03b1 Nubank Ultraviolet              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-nubank-ultravioleta\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>\u03a7\u03c1\u03c5\u03c3\u03ae \u03ba\u03ac\u03c1\u03c4\u03b1 Sicoob<\/strong><\/td><td><strong>\u039a\u03ac\u03c1\u03c4\u03b1 Nubank Ultraviolet<\/strong><\/td><\/tr><tr><td><strong>\u0395\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf \u03b5\u03b9\u03c3\u03cc\u03b4\u03b7\u03bc\u03b1<\/strong><\/td><td>\u0391\u03c0\u03c1\u03bf\u03b5\u03b9\u03b4\u03bf\u03c0\u03bf\u03af\u03b7\u03c4\u03bf\u03c2<\/td><td>\u0394\u03b5\u03bd \u03b1\u03c0\u03b1\u03b9\u03c4\u03b5\u03af\u03c4\u03b1\u03b9<\/td><\/tr><tr><td><strong>\u03a0\u03c1\u03cc\u03c3\u03bf\u03b4\u03bf\u03c2<\/strong><\/td><td>\u0391\u03c0\u03c1\u03bf\u03b5\u03b9\u03b4\u03bf\u03c0\u03bf\u03af\u03b7\u03c4\u03bf\u03c2<\/td><td>\u0391\u03c0\u03b1\u03bb\u03bb\u03ac\u03c3\u03c3\u03c9<\/td><\/tr><tr><td><strong>\u03a3\u03b7\u03bc\u03b1\u03af\u03b1<\/strong><\/td><td>Mastercard, Visa ou Cabal<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>\u03a3\u03c4\u03ad\u03b3\u03b7<\/strong><\/td><td>Internacional ou Nacional<\/td><td>\u0394\u03b9\u03b5\u03b8\u03bd\u03ad\u03c2<\/td><\/tr><tr><td><strong>\u039f\u03c6\u03ad\u03bb\u03b7<\/strong><\/td><td>\u0392\u03c1\u03b1\u03b2\u03b5\u03af\u03b1 Sicoobcard;<br>Benef\u00edcios da bandeira.<\/td><td>\u0395\u03c0\u03b9\u03c3\u03c4\u03c1\u03bf\u03c6\u03ae \u03bc\u03b5\u03c4\u03c1\u03b7\u03c4\u03ce\u03bd;<br>Benef\u00edcios da bandeira Mastercard Black.<\/td><\/tr><\/tbody><\/table><figcaption>mas, afinal, qual o melhor?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u03a7\u03c1\u03c5\u03c3\u03ae \u03ba\u03ac\u03c1\u03c4\u03b1 Sicoob<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atualmente, o Sicoob tem mais de 5 milh\u00f5es de clientes ou cooperados espalhados pelo Brasil. Ent\u00e3o, com a chegada dos bancos digitais e aplicativos de monitoramento de contas, ele se adaptou as novas tecnol\u00f3gicas com um aplicativo de controle de conta e de cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o Sicoob tem pelos menos seis tipos de cart\u00e3o de cr\u00e9dito, com tr\u00eas bandeiras a sua escolha, como Visa, Mastercard e Cabal, por exemplo. Portanto, o cliente \u00e9 direcionado ao cart\u00e3o de acordo com o seu perfil financeiro. Por\u00e9m, pode escolher o preferido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o Sicoob Gold tem duas op\u00e7\u00f5es de bandeira internacional: Mastercard e Visa. E uma op\u00e7\u00e3o de bandeira nacional, sendo ela a Cabal. Assim como o processo de solicita\u00e7\u00e3o \u00e9 feito na ag\u00eancia da cooperativa. Ali\u00e1s, este cart\u00e3o \u00e9 ideal para quem viaja muito e precisa de seguran\u00e7a, j\u00e1 que este modelo possui assist\u00eancia em viagem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inclusive, atrav\u00e9s do Sicoobcard Pr\u00eamios cada compra se torna um ponto que pode ser trocado por milhas a\u00e9reas, produtos, entre outros. Ademais, voc\u00ea tamb\u00e9m tem a oportunidade de participar dos programas de recompensas da bandeira escolhida. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale destacar tamb\u00e9m que esta op\u00e7\u00e3o exige renda m\u00ednima e tem anuidade, mas os valores somente s\u00e3o informados no momento da solicita\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u039a\u03ac\u03c1\u03c4\u03b1 Nubank Ultraviolet<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, est\u00e1 vers\u00e3o avan\u00e7ada do roxinho foi lan\u00e7ada em julho deste ano. Por ter bandeira Mastercard Black, havia a hip\u00f3tese de exigir uma renda m\u00ednima para solicita\u00e7\u00e3o, o que n\u00e3o se confirmou. Portanto, o cliente Nubank que quer este plus passa pela an\u00e1lise comum feita pelo banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como mencionamos, o acesso depende da an\u00e1lise de cr\u00e9dito habitual, entretanto, h\u00e1 uma lista de interesse. Quando o cart\u00e3o foi lan\u00e7ado, clientes Nubank foram priorizados. Ent\u00e3o, se j\u00e1 possui a conta digital e \u00e9 cliente antigo, a chance de conseguir este modelo \u00e9 maior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diferentemente dos outros cart\u00f5es do banco, este cart\u00e3o f\u00edsico \u00e9 em metal tr\u00eas vezes mais pesado e com foco na seguran\u00e7a. Ou seja, n\u00fameros e informa\u00e7\u00f5es relacionadas ao cart\u00e3o ficam dispon\u00edveis apenas no aplicativo. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, utilize este cart\u00e3o de bandeira internacional para assinar servi\u00e7os, como Netflix, Spotify, Uber e outros aplicativos, por exemplo. Al\u00e9m disso, ap\u00f3s a aprova\u00e7\u00e3o, h\u00e1 uma mensalidade de R$ 49,00 que garante benef\u00edcios Mastercard. Entre elas, seguro sa\u00fade e de viagem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, a cada compra voc\u00ea tem cashback de 1%, com rendimento anual. Ali\u00e1s, este rendimento chega a 200% do CDI, muito maior que a poupan\u00e7a, por exemplo. Certamente, este cart\u00e3o ser\u00e1 \u00fatil para quem procura tarifas baixas e benef\u00edcios em viagens.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03c0\u03bb\u03b5\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Sicoob Gold;<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"43961\" src=\"https:\/\/cdn.adtechpanda.com\/8091fee0-10b9-4ca6-ab74-91bc7439e9ad\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u03a4\u03b5\u03bb\u03b9\u03ba\u03ac \u03c0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03c0\u03bb\u03b5\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2; \u03a0\u03b7\u03b3\u03ae: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Sicoob Gold oferece 40 dias para pagar as faturas sem juros. Al\u00e9m disso, \u00e9 \u00fatil para emerg\u00eancias, ou seja, permite saques nas ag\u00eancias que podem ser parcelados em at\u00e9 12x. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, na solicita\u00e7\u00e3o voc\u00ea pode escolher entre as bandeiras Visa, Mastercard ou Cabal. Ou seja, tamb\u00e9m pode aproveitar os programas Vai de Visa ou Mastercard Surpreenda. Lembrando que a Cabal n\u00e3o apresenta programa de recompensas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, poder\u00e1 usufruir tamb\u00e9m de outros benef\u00edcios das bandeiras Visa e Mastercard, como os seguros de Prote\u00e7\u00e3o de Pre\u00e7o, de Prote\u00e7\u00e3o de Compra e de Garantia Estendida. Por outro lado, voc\u00ea pode participar do programa de pr\u00eamios Sicoob.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, neste programa voc\u00ea acumula pontos em cada d\u00f3lar gasto e pode trocar por milhas a\u00e9reas, cr\u00e9dito na fatura, produtos exclusivos ou pr\u00eamios semanais. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03c0\u03bb\u03b5\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Nubank Ultravioleta;<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, saiba que o cliente Ultravioleta tem um cart\u00e3o exclusivo, com peso maior e design em metal. Ali\u00e1s, ganha em seguran\u00e7a, pois n\u00e3o h\u00e1 informa\u00e7\u00f5es em nenhum dos lados do pl\u00e1stico.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, aproveite o cashback que rende 200% do CDI anual. Vale destacar que esse valor acumula na conta e n\u00e3o expira. Al\u00e9m disso, voc\u00ea aproveita os benef\u00edcios da bandeira Mastercard black, ou seja, tem seguros e assist\u00eancias relacionadas a viagens para aproveitar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Falando em viagens, o cliente Ultravioleta acessa lounges e salas Vips enquanto aguarda em aeroportos. Assim como tem um cart\u00e3o de cr\u00e9dito de bandeira internacional aceito no mundo todo e com vers\u00f5es virtual e f\u00edsica.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, este cart\u00e3o possui poucas tarifas e acesso ao mesmo aplicativo do cart\u00e3o Nubank b\u00e1sico, com os benef\u00edcios costumeiros. Entre eles, libera\u00e7\u00e3o do limite imediata ap\u00f3s pagamento e chances mensais de aumento de limite.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03bc\u03b5\u03b9\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Sicoob Gold;<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"43974\" src=\"https:\/\/cdn.adtechpanda.com\/6b4303dc-ac31-4cf6-8d9e-8cea3a3f0c94\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, quais as desvantagens? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o cart\u00e3o deve ser solicitado em uma das ag\u00eancias Sicoob. Esse processo pode ser um pouco mais burocr\u00e1tico em compara\u00e7\u00e3o com outros bancos, j\u00e1 que a maioria deles tem procedimento online. &nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que a anuidade e a renda m\u00ednima somente s\u00e3o informadas no momento da solicita\u00e7\u00e3o.  Ademais, negativados n\u00e3o tem grandes chances de aprova\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03bc\u03b5\u03b9\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Nubank Ultraviolet;<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A principal desvantagem \u00e9 a mensalidade, que s\u00f3 \u00e9 isentada mediante gastos de R$ 5 mil na fatura ou investimentos de R$ 150 mil em fundos do Nubank. Por outro lado, chama aten\u00e7\u00e3o tamb\u00e9m o acesso aos Lounges, que, mesmo com o cart\u00e3o voc\u00ea pagar\u00e1 taxas de perman\u00eancia<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, clientes Nubank mais antigos e com bom hist\u00f3rico financeiro ter\u00e3o prioridade na aprova\u00e7\u00e3o. Ou seja, em caso de cria\u00e7\u00e3o de conta nova, a aprova\u00e7\u00e3o pode demorar. Por fim, \u00e9 preciso aguardar em uma lista de interesse para conseguir ter acesso ao cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Sicoob Gold ou Cart\u00e3o Nubank Ultravioleta: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, conseguiu decidir entre o cart\u00e3o Sicoob Gold ou cart\u00e3o Nubank Ultravioleta? Em suma, ambos podem ser considerados vers\u00f5es avan\u00e7adas dos cart\u00f5es mais b\u00e1sicos das respectivas institui\u00e7\u00f5es emissoras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, as diferen\u00e7as s\u00e3o importantes. Enquanto a op\u00e7\u00e3o Nubank tem solicita\u00e7\u00e3o sem sair de casa, o Sicoob s\u00f3 libera cr\u00e9dito com pedido feito na ag\u00eancia. Certamente, destacamos tamb\u00e9m que um n\u00e3o exige renda m\u00ednima, enquanto o outro, sim.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O mais importante na hora de decidir \u00e9 avaliar sua situa\u00e7\u00e3o financeira. Al\u00e9m disso, observar o CPF, j\u00e1 que nenhum deles apresenta possibilidade de oferecer cr\u00e9dito para negativados. Depois disso, escolha o melhor para fazer suas compras em milhares de estabelecimentos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, se acaso n\u00e3o tenha decidido, aproveite o conte\u00fado recomendado abaixo. Certamente, vai encontrar mais op\u00e7\u00f5es para definir o cart\u00e3o de cr\u00e9dito que mais atender\u00e1 suas prioridades, sejam elas grandes compras, viagens ou cursos, por exemplo. \u00c9 s\u00f3 clicar!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2nLLno\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/atacadao-ou-vooz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Vooz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/11\/cartao-sicoob-gold-ou-cartao-nubank-ultravioleta.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/atacadao-ou-vooz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Vooz\">\n            Cart\u00e3o Atacad\u00e3o ou cart\u00e3o Vooz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            \u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7 \u03b5\u03c0\u03b9\u03bb\u03bf\u03b3\u03ae \u03bc\u03b5\u03c4\u03b1\u03be\u03cd \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Atacad\u00e3o \u03ba\u03b1\u03b9 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Vooz; \u039a\u03b1\u03b9 \u03c4\u03b1 \u03b4\u03cd\u03bf \u03ad\u03c7\u03bf\u03c5\u03bd \u03b4\u03b9\u03b5\u03b8\u03bd\u03ae \u03ba\u03ac\u03bb\u03c5\u03c8\u03b7 \u03ba\u03b1\u03b9 \u03b1\u03c0\u03bf\u03ba\u03bb\u03b5\u03b9\u03c3\u03c4\u03b9\u03ba\u03ac \u03c0\u03c1\u03bf\u03bd\u03cc\u03bc\u03b9\u03b1! \u0394\u03b5\u03af\u03c4\u03b5 \u03c4\u03bf \u03b5\u03b4\u03ce!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/atacadao-ou-vooz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Que tal decidir entre os cart\u00f5es Sicoob Gold e o Nubank Ultravioleta? Eles s\u00e3o diferentes, mas apresentam \u00f3timas vantagens. Saiba mais aqui!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,305,1189,2221,2222,299,1916],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Sicoob Gold ou Cart\u00e3o Nubank Ultravioleta: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decida entre o cart\u00e3o Sicoob Gold ou cart\u00e3o Nubank Ultravioleta. Eles s\u00e3o dois cart\u00f5es diferentes, mas que possuem benef\u00edcios incr\u00edveis. 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