{"id":33254,"date":"2021-09-05T23:01:00","date_gmt":"2021-09-05T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33254"},"modified":"2021-09-27T19:58:45","modified_gmt":"2021-09-27T19:58:45","slug":"cartao-ourocard-universitario-ou-cartao-santander-universitario","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/cartao-ourocard-universitario-ou-cartao-santander-universitario\/","title":{"rendered":"Ourocard Universit\u00e1rio Card \u03ae Santander University Card: \u03c0\u03bf\u03b9\u03b1 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03bb\u03ad\u03be\u03b5\u03c4\u03b5;"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-santander-universit%C3%A1rio-descubra-qual-o-melhor\">Ourocard Universit\u00e1rio x Santander Universit\u00e1rio: descubra qual o melhor!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Santander Universit\u00e1rio: qual o melhor? Fonte: Pxhere.\"  id=\"33256\" src=\"https:\/\/ucarecdn.com\/d77d263a-643f-4e65-84d6-7d0b72134052\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Santander Universit\u00e1rio: qual o melhor? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, escolher entre cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Santander Universit\u00e1rio \u00e9 complicado, afinal, os dois oferecem in\u00fameros benef\u00edcios, o que para estudantes, s\u00e3o traduzidos em limites altos e descontos, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, \u00e9 importante saber as diferen\u00e7as e as vantagens de cada um, j\u00e1 que os cart\u00f5es universit\u00e1rios existem para atender um p\u00fablico que n\u00e3o tem acesso aos cart\u00f5es de cr\u00e9dito tradicionais porque n\u00e3o possuem comprova\u00e7\u00e3o de renda e sal\u00e1rio fixo, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Ourocard Universit\u00e1rio \u00e9 um dos mais antigos do modelo, com limite m\u00ednimo de R$1.500,00 sem comprova\u00e7\u00e3o de renda, com maiores chances de aprova\u00e7\u00e3o para quem possui algum financiamento estudantil, como FIES.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em segundo lugar, o cart\u00e3o Santander Universit\u00e1rio tamb\u00e9m n\u00e3o fica atr\u00e1s, oferecendo limite extra at\u00e9 mesmo para arcar com a mensalidade de faculdades particulares, com a chance inclusive de pagar mais barato somente por ser cliente Santander Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, para saber qual cart\u00e3o universit\u00e1rio combina mais com seu perfil, saiba, a seguir, mais detalhes sobre ambos em um comparativo cheio de informa\u00e7\u00f5es, que, sem mais delongas, te ajudar\u00e1 a arcar com despesas da faculdade sem estresse. Ent\u00e3o, vamos l\u00e1!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZxpPvC\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/4df3a643-fbfe-494a-bca0-d7b64da2ac41\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Ourocard Universit\u00e1rio\">\n            Como solicitar o cart\u00e3o Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            N\u00e3o pague anuidade e consiga um limite de R$1.500 sem comprova\u00e7\u00e3o de renda ou burocracia!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" 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O antigo cart\u00e3o Play est\u00e1 de cara nova.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else 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flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/72b37e61-338a-403c-8e71-c0b04121ea6e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03c5\u03c0\u03bf\u03b2\u03ac\u03bb\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 \u03c4\u03bf\u03c5 \u03a0\u03b1\u03bd\u03b5\u03c0\u03b9\u03c3\u03c4\u03b7\u03bc\u03af\u03bf\u03c5 Santander              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-santander-universitario-sx\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cart\u00e3o Ourocard Universit\u00e1rio<\/strong><\/td><td><strong>\u03a0\u03b1\u03bd\u03b5\u03c0\u03b9\u03c3\u03c4\u03b7\u03bc\u03b9\u03b1\u03ba\u03ae \u03ba\u03ac\u03c1\u03c4\u03b1 Santander<\/strong><\/td><\/tr><tr><td><strong>\u0395\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf \u03b5\u03b9\u03c3\u03cc\u03b4\u03b7\u03bc\u03b1<\/strong><\/td><td>\u0394\u03b5\u03bd \u03b1\u03c0\u03b1\u03b9\u03c4\u03b5\u03af\u03c4\u03b1\u03b9<\/td><td>\u0394\u03b5\u03bd \u03b1\u03c0\u03b1\u03b9\u03c4\u03b5\u03af\u03c4\u03b1\u03b9<\/td><\/tr><tr><td><strong>\u03a0\u03c1\u03cc\u03c3\u03bf\u03b4\u03bf\u03c2<\/strong><\/td><td>\u0391\u03c0\u03b1\u03bb\u03bb\u03ac\u03c3\u03c3\u03c9<\/td><td>12x \u03c4\u03bf\u03c5 R$ 33,25<\/td><\/tr><tr><td><strong>\u03a3\u03b7\u03bc\u03b1\u03af\u03b1<\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>\u03a3\u03c4\u03ad\u03b3\u03b7<\/strong><\/td><td>\u0394\u03b9\u03b5\u03b8\u03bd\u03ad\u03c2<\/td><td>\u0394\u03b9\u03b5\u03b8\u03bd\u03ad\u03c2<\/td><\/tr><tr><td><strong>\u039f\u03c6\u03ad\u03bb\u03b7<\/strong><\/td><td>Limite pr\u00e9 aprovado de R$ 1.500,00 sem comprova\u00e7\u00e3o de renda<br>Sem comprova\u00e7\u00e3o de renda ou an\u00e1lise de cr\u00e9dito<br>Tenha ainda mais benef\u00edcios quando possui financiamento estudantil<\/td><td>Tenha um limite de cr\u00e9dito sem comprova\u00e7\u00e3o de renda<br>Lista de universidades que oferecem desconto para clientes SX<br>Tenha limite extra para arcar com as mensalidades&nbsp;<br>\u0394\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b1\u03c0\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf \u03b5\u03c4\u03ae\u03c3\u03b9\u03bf \u03c4\u03ad\u03bb\u03bf\u03c2<\/td><\/tr><\/tbody><\/table><figcaption>\u0391\u03bb\u03bb\u03ac, \u03c4\u03b5\u03bb\u03b9\u03ba\u03ac, \u03c0\u03bf\u03b9\u03bf \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03bf \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03bf;<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Cart\u00e3o Ourocard Universit\u00e1rio<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais detalhes sobre o cart\u00e3o. Fonte: Banco do Brasil.\"  id=\"24063\" src=\"https:\/\/ucarecdn.com\/2002e21f-3271-44e8-8e13-9b2798cc8d19\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais detalhes sobre o cart\u00e3o. Fonte: Banco do Brasil.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A fim de que o cart\u00e3o de cr\u00e9dito seja aproveitado somente para um p\u00fablico, o limite de idade para pedir o cart\u00e3o Ourocard universit\u00e1rio \u00e9 entre 16 e 28 anos, ou seja, assim que entrar na faculdade voc\u00ea poder\u00e1 fazer a solicita\u00e7\u00e3o mesmo n\u00e3o sendo correntista BB.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A princ\u00edpio, o universit\u00e1rio ter\u00e1 que comprovar as informa\u00e7\u00f5es pessoais e documentos, o principal deles, o comprovante de matr\u00edcula na institui\u00e7\u00e3o de ensino. Ainda que n\u00e3o exista renda, o limite de cr\u00e9dito m\u00ednimo garantido \u00e9 de R$1.500,00, sem nunca cobrar anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Certamente, \u00e9 muito f\u00e1cil de solicitar, afinal, tudo \u00e9 feito pelo aplicativo e voc\u00ea pode ter acesso ao cart\u00e3o digital antes mesmo da chegada do cart\u00e3o f\u00edsico, isso, claro, se tiver o cart\u00e3o de cr\u00e9dito aprovado para seu caso.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, ainda que pare\u00e7a um cart\u00e3o limitado, o estudante tem acesso aos benef\u00edcios BB e tamb\u00e9m da bandeira de cr\u00e9dito, como ac\u00famulo de pontos no Vai de Visa e descontos em cinemas, teatros e outros programas culturais, o que para estudantes \u00e9 muito \u00fatil, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-santander-universit%C3%A1rio-\"><strong>\u03a0\u03b1\u03bd\u03b5\u03c0\u03b9\u03c3\u03c4\u03b7\u03bc\u03b9\u03b1\u03ba\u03ae \u03ba\u03ac\u03c1\u03c4\u03b1 Santander<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais detalhes sobre o cart\u00e3o? Fonte: Santander.\"  id=\"25060\" src=\"https:\/\/ucarecdn.com\/d6a3e3c0-145f-4a23-9d6b-fa42b9c33f49\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais detalhes sobre o cart\u00e3o? Fonte: Santander.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tanto iniciar uma faculdade quanto conseguir arcar com ela s\u00e3o primordiais para o desenvolvimento de um jovem e sabemos que muitos n\u00e3o conseguem dinheiro extra, principalmente se nunca possu\u00edram conta em banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por isso, o cart\u00e3o Santander Universit\u00e1rio oferece um limite de cr\u00e9dito (n\u00e3o divulgado) para estudantes universit\u00e1rios que n\u00e3o possuem comprova\u00e7\u00e3o de renda, apenas apresentam documentos que comprovem a matr\u00edcula na faculdade e podem aproveitar os benef\u00edcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, para se livrar de anuidade, por exemplo, o estudante deve, por m\u00eas, gastar um valor no cr\u00e9dito que seja de R$100,00. Ademais, poder\u00e1 sacar dinheiro do cart\u00e3o de cr\u00e9dito em emerg\u00eancias e parcelar faturas em at\u00e9 24x, com juros, claro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, outro benef\u00edcio interessante \u00e9 o limite adicional para educa\u00e7\u00e3o, onde o universit\u00e1rio que paga a mensalidade na modalidade cr\u00e9dito pode conseguir um limite extra somente para este fim, ganhando at\u00e9 desconto em alguns casos, o que \u00e9 muito interessante!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Quais as vantagens do cart\u00e3o Ourocard Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora seja um cart\u00e3o universit\u00e1rio, esta op\u00e7\u00e3o d\u00e1 vantagens para estudantes que muitos clientes do BB j\u00e1 possuem, facilitando ainda mais o per\u00edodo de gastos relacionados a faculdade, portanto, confira mais benef\u00edcios do cart\u00e3o Ourocard Universit\u00e1rio abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Limite pr\u00e9-aprovado mesmo sem renda;<\/li><li>Cr\u00e9dito para menores de idade, com CPF regular e autoriza\u00e7\u00f5es;<\/li><li>Compre pela internet e qualquer pagamento internacional;<\/li><li>Fique de livre de taxas de manuten\u00e7\u00e3o ou anuidade;<\/li><li>Pe\u00e7a pela internet e receba em casa sem burocracia.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-santander-universit%C3%A1rio-\"><strong>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03c0\u03bb\u03b5\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Santander Universit\u00e1rio;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de tudo, o cart\u00e3o Santander universit\u00e1rio \u00e9 interessante para quem precisa de organiza\u00e7\u00e3o financeira para pagar mensalidades, por exemplo, j\u00e1 que oferece limite extra e descontos toda semana em universidades espec\u00edficas, ent\u00e3o, veja outras vantagens, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Tenha limite extra para quitar mensalidades;<\/li><li>Toda segunda-feira, o SX divulga uma lista de cursos e universidades que oferecem desconto com pagamento na modalidade cr\u00e9dito;<\/li><li>N\u00e3o comprove renda para conseguir o limite pr\u00e9-aprovado;<\/li><li>Ganhe descontos de at\u00e9 50% em parceiros do banco;<\/li><li>Saque no cart\u00e3o de cr\u00e9dito quando precisar.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio-\"><strong>Quais as desvantagens do cart\u00e3o Ourocard Universit\u00e1rio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da mesma forma que possui vantagens, h\u00e1 alguns aspectos desinteressantes nesta op\u00e7\u00e3o, visto que pessoas que t\u00eam mais de 28 anos e s\u00e3o universit\u00e1rias n\u00e3o podem ter acesso ao cart\u00e3o Ourocard Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, os estudantes n\u00e3o podem tamb\u00e9m acessar investimentos ou solicitar empr\u00e9stimos, ficando limitados apenas ao uso do cart\u00e3o de cr\u00e9dito e movimenta\u00e7\u00e3o normal da conta corrente, por exemplo, ou seja, somente fazendo \u201cupgrade\u201d \u00e9 que a conta mudar\u00e1.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-santander-universit%C3%A1rio-\"><strong>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03bc\u03b5\u03b9\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 Santander Universit\u00e1rio;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois que o universit\u00e1rio faz o pedido, existe uma demora para a aprova\u00e7\u00e3o chegar, al\u00e9m disso, n\u00e3o \u00e9 poss\u00edvel saber qual o limite de cr\u00e9dito m\u00ednimo pr\u00e9-aprovado antes, j\u00e1 que no site oficial do cart\u00e3o Santander Universit\u00e1rio a informa\u00e7\u00e3o n\u00e3o est\u00e1 clara.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, por mais que exista o limite adicional para pagamento da mensalidade no cr\u00e9dito, ele n\u00e3o \u00e9 dado para quem paga o boleto na conta corrente. Al\u00e9m disso, apenas alunos de universidades que possuem conv\u00eanio com o Santander podem conseguir este limite, ou seja, nada de benef\u00edcios sem esse detalhe!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-santander-universit%C3%A1rio-qual-escolher-\"><strong>Ourocard Universit\u00e1rio Card \u03ae Santander University Card: \u03c0\u03bf\u03b9\u03b1 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03bb\u03ad\u03be\u03b5\u03c4\u03b5;<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o? Fonte: Pxhere.\"  id=\"33260\" src=\"https:\/\/ucarecdn.com\/8252958b-7efd-4727-8c79-cad2d18d8142\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual \u00e9 o melhor cart\u00e3o? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, posto que voc\u00ea tem todas as informa\u00e7\u00f5es, consegue definir qual atender\u00e1 melhor seus gastos na faculdade, o cart\u00e3o Ourocard universit\u00e1rio ou cart\u00e3o Santander universit\u00e1rio?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, ambos possuem benef\u00edcios parecidos, mas checar se sua universidade j\u00e1 tem conv\u00eanio com o banco Santander ajudar\u00e1 ainda mais para aproveitar as vantagens, por isso \u00e9 preciso pesar este detalhe na decis\u00e3o!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, j\u00e1 \u00e9 poss\u00edvel saber qual limite de cr\u00e9dito ter\u00e1 com o cart\u00e3o Ourocard Universit\u00e1rio, n\u00e3o h\u00e1 cobran\u00e7a de anuidade mesmo sem gasto m\u00ednimo e voc\u00ea ainda pode acumular pontos atrav\u00e9s da bandeira Visa, o que \u00e9 bem parecido com cart\u00f5es tradicionais!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, uma vez que voc\u00ea decidiu, \u00e9 s\u00f3 fazer a solicita\u00e7\u00e3o pelos sites, se n\u00e3o, fique calmo! H\u00e1 outras op\u00e7\u00f5es para este p\u00fablico que ficar\u00e3o dispon\u00edveis, a seguir, em mais um comparativo preparado por nossa equipe, ent\u00e3o, confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-28X1ly\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/cartao-ourocard-universitario-ou-cartao-impact-bank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Ourocard Universit\u00e1rio ou cart\u00e3o Impact Bank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2cff0af8-285e-40e1-96f2-52b59640c6c8\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/cartao-ourocard-universitario-ou-cartao-impact-bank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Ourocard Universit\u00e1rio ou cart\u00e3o Impact Bank\">\n            Ourocard Universit\u00e1rio ou cart\u00e3o Impact Bank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            N\u00e3o pague anuidade e n\u00e3o comprove qualquer renda para fazer compras internacionais e ter uma conta digital praticamente gratuita        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/cartao-ourocard-universitario-ou-cartao-impact-bank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Portanto, escolha entre o cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Santander Universit\u00e1rio.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[179,1423,1741],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard Universit\u00e1rio ou Cart\u00e3o Santander Universit\u00e1rio: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Precisa de limite razo\u00e1vel e sem comprova\u00e7\u00e3o de renda? 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Apaixonada pela arte da escrita e amante dos livros t\u00e9cnicos.","url":"https:\/\/senhorpanda.com\/el\/author\/tathiane\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/posts\/33254"}],"collection":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/comments?post=33254"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/posts\/33254\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/media?parent=33254"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/categories?post=33254"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/el\/wp-json\/wp\/v2\/tags?post=33254"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}