{"id":33224,"date":"2021-09-05T23:00:00","date_gmt":"2021-09-05T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33224"},"modified":"2021-09-05T21:19:52","modified_gmt":"2021-09-05T21:19:52","slug":"cartao-bahamas-ou-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/cartao-bahamas-ou-cartao-btg\/","title":{"rendered":"\u039a\u03ac\u03c1\u03c4\u03b1 \u039c\u03c0\u03b1\u03c7\u03ac\u03bc\u03b5\u03c2 \u03ae \u039a\u03ac\u03c1\u03c4\u03b1 BTG+: \u03c0\u03bf\u03b9\u03b1 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03bb\u03ad\u03be\u03b5\u03c4\u03b5;"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-bahamas-x-btg-descubra-qual-o-melhor\">Bahamas x BTG+: descubra qual o melhor<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Bahamas ou cart\u00e3o BTG+: qual o melhor? Fonte: Pexels.\"  id=\"33314\" src=\"https:\/\/ucarecdn.com\/ef863046-c5b2-4562-9193-e07ba3965d80\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Bahamas ou cart\u00e3o BTG+: qual o melhor? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada, por que optar entre o cart\u00e3o Bahamas ou cart\u00e3o BTG+, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de existirem outros cart\u00f5es de cr\u00e9dito no mercado, ambas as op\u00e7\u00f5es possuem burocracia, baixas taxas e oportunidades de parcelamento sem juros, o que \u00e9 muito \u00fatil, n\u00e3o \u00e9 verdade?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto muitas pessoas possuem dificuldades de encontrar um bom cart\u00e3o de cr\u00e9dito por ter o score baixo, por exemplo, o cart\u00e3o Bahamas possui uma chance de aprova\u00e7\u00e3o para adimplentes que est\u00e3o reconstruindo seu score.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o cart\u00e3o de cr\u00e9dito BTG+ \u00e9 uma nova ideia para investidores, principalmente aqueles que entendem pouco e querem come\u00e7ar investindo pouco. O BTG+ oferece aplica\u00e7\u00f5es iniciais de R$30,00, tornando-o mais acess\u00edvel para qualquer p\u00fablico.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se voc\u00ea procura um cart\u00e3o de cr\u00e9dito com cobertura nacional, que possui conta digital, poucas tarifas, chances de parcelamento sem juros, tanto um quanto o outro s\u00e3o ideais!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, somente clientes do cart\u00e3o BTG+ podem fazer compras internacionais. Portanto, sem mais delongas, acompanhe conosco mais detalhes de ambos os cart\u00f5es e compare qual o melhor para seu caso, para de fato, decidir!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-29axOP\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-bahamas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03c5\u03c0\u03bf\u03b2\u03ac\u03bb\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 \u039c\u03c0\u03b1\u03c7\u03ac\u03bc\u03b5\u03c2\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/866a6317-9190-4668-9938-fa5495fcd39e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-bahamas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03c5\u03c0\u03bf\u03b2\u03ac\u03bb\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 \u039c\u03c0\u03b1\u03c7\u03ac\u03bc\u03b5\u03c2\">\n            \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03c5\u03c0\u03bf\u03b2\u03ac\u03bb\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 \u039c\u03c0\u03b1\u03c7\u03ac\u03bc\u03b5\u03c2        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tenha um cart\u00e3o que oferece descontos, aceita pessoas que possuem score baixo e, ainda, pode ajudar no controle financeiro.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-cartao-bahamas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/92180e15-8681-4da5-91e4-31738caacc1f\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 BTG+              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cart\u00e3o Bahamas<\/strong><\/td><td><strong>\u039a\u03ac\u03c1\u03c4\u03b1 BTG+<\/strong><\/td><\/tr><tr><td><strong>\u0395\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf \u03b5\u03b9\u03c3\u03cc\u03b4\u03b7\u03bc\u03b1<\/strong><\/td><td>\u0394\u03b5\u03bd \u03b1\u03c0\u03b1\u03b9\u03c4\u03b5\u03af\u03c4\u03b1\u03b9<\/td><td>N\u00e3o exigida na vers\u00e3o b\u00e1sica<\/td><\/tr><tr><td><strong>\u03a0\u03c1\u03cc\u03c3\u03bf\u03b4\u03bf\u03c2<\/strong><\/td><td>12x de R$ 9,80 para pessoa f\u00edsica<br>12x de R$ 16,00 para pessoa jur\u00eddica<\/td><td>Isenta na Op\u00e7\u00e3o b\u00e1sica<br>12x de R$15,00 na Op\u00e7\u00e3o Avan\u00e7ada<br>12x de R$ 90,00 no Black<\/td><\/tr><tr><td><strong>\u03a3\u03b7\u03bc\u03b1\u03af\u03b1<\/strong><\/td><td>\u03a3\u03cd\u03bd\u03b4\u03b5\u03c3\u03bc\u03bf\u03c2<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>\u03a3\u03c4\u03ad\u03b3\u03b7<\/strong><\/td><td>\u0395\u03b8\u03bd\u03b9\u03ba\u03cc\u03c2<\/td><td>\u0395\u03b8\u03bd\u03b9\u03ba\u03ac \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b5\u03b8\u03bd\u03ae<\/td><\/tr><tr><td><strong>\u039f\u03c6\u03ad\u03bb\u03b7<\/strong><\/td><td>Anuidade cobrada apenas quando houver uso<br>Plano odontol\u00f3gico pr\u00f3prio<br>Promo\u00e7\u00f5es e descontos exclusivos<\/td><td>Programa Invest+<br>Monitoramento do CPF gratuito<br>Faturas que podem ser divididas em at\u00e9 24x<br>\u0394\u03c5\u03bd\u03b1\u03c4\u03cc\u03c4\u03b7\u03c4\u03b1 \u03b1\u03c0\u03b1\u03bb\u03bb\u03b1\u03b3\u03ae\u03c2 \u03b1\u03c0\u03cc \u03c4\u03bf \u03b5\u03c4\u03ae\u03c3\u03b9\u03bf \u03c4\u03ad\u03bb\u03bf\u03c2<\/td><\/tr><\/tbody><\/table><figcaption>Mas, afinal, qual o ideal?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-bahamas-\"><strong>Cart\u00e3o Bahamas<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00c9 prov\u00e1vel que voc\u00ea n\u00e3o conhe\u00e7a o Grupo Bahamas, por isso, vamos te apresentar. Em resumo, desde 2005 o grupo possui um cart\u00e3o de cr\u00e9dito e atua como uma administradora de cart\u00f5es, com op\u00e7\u00f5es de cart\u00e3o alimenta\u00e7\u00e3o e combust\u00edvel, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e3o apenas isso, a empresa tem mais de 21 anos de experi\u00eancia e possui uma rede de supermercados, lan\u00e7ando em 2020 o Bahamas Cred, um cart\u00e3o de cr\u00e9dito com an\u00e1lise facilitada e baixa anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso significa que os clientes podem fazer compras pela internet e tamb\u00e9m nas lojas f\u00edsicas, em mais de dez milh\u00f5es de estabelecimentos e tamb\u00e9m em uma das 56 unidades dos supermercados da rede, que oferecem descontos exclusivos para clientes do cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim,\u00a0 o Bahamas Card possui an\u00e1lise de cr\u00e9dito, mas quando j\u00e1 se \u00e9 cliente a aprova\u00e7\u00e3o \u00e9 mais facilitada, e quando acontece, o cliente tem a liberdade de escolher entre seis datas de vencimento, al\u00e9m de pagar anuidade apenas quando h\u00e1 uso do limite de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-btg-\"><strong>\u039a\u03ac\u03c1\u03c4\u03b1 BTG+<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o banco BTG Pactual foi fundado em 1983, com a proposta de ter uma carteira de clientes que tinha interesse em investimentos , al\u00e9m de gerenciamento de patrim\u00f4nio e administra\u00e7\u00e3o de fundos de investimento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em virtude deste perfil, recentemente o banco BTG Pactual criou o BTG+, para ingressar de vez no mercado de bancos digitais e oferecer um cart\u00e3o de cr\u00e9dito com movimenta\u00e7\u00e3o em aplicativo, poucas taxas, mas sem perder sua caracter\u00edstica de ser um banco investidor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, os clientes do cart\u00e3o BTG+ podem investir em um fundo de renda fixa a sua escolha, desde que autorize descontos de porcentagens m\u00ednimas por m\u00eas.\u00a0 Nesse sentido, o Invest+ foi criado, onde voc\u00ea gasta no cart\u00e3o de cr\u00e9dito e tem parte do valor investido.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o funciona como carteira digital, podendo ser cadastrado no Google Pay ou na Apple Pay para pagar assinaturas de streaming ou aplicativos, como iFood, Uber e Spotify, por exemplo, isto \u00e9, tenha um cr\u00e9dito internacional muito amplo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-bahamas-\"><strong>Quais as vantagens do cart\u00e3o Bahamas?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre as vantagens do cart\u00e3o. Fonte: Pexels.\"  id=\"33329\" src=\"https:\/\/ucarecdn.com\/2cff0af8-285e-40e1-96f2-52b59640c6c8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais sobre as vantagens do cart\u00e3o. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mesmo que tenha op\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito b\u00e1sico, a Rede Bahamas tamb\u00e9m oferece cart\u00e3o para empresas, plano odontol\u00f3gico, cart\u00e3o alimenta\u00e7\u00e3o ou combust\u00edvel e at\u00e9 a possibilidade de conv\u00eanio com empresas. Ent\u00e3o, veja mais vantagens abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Anuidade cobrada apenas quando h\u00e1 uso do limite;<\/li><li>Escolha entre seis datas para vencer a fatura;<\/li><li>Parcele compras sem juros em qualquer loja Bahamas;<\/li><li>Tenha 40 dias para pagar a fatura, sem qualquer juros;<\/li><li>Pe\u00e7a pela internet mesmo com score baixo.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-btg-\"><strong>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03c0\u03bb\u03b5\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 BTG+;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para que o cart\u00e3o de cr\u00e9dito BTG+ seja \u00fatil, voc\u00ea precisa conhecer com detalhes suas vantagens e funcionalidades, como a principal delas, o Invest+, onde o cliente opta por um fundo de investimento que s\u00f3 cresce com a movimenta\u00e7\u00e3o do cart\u00e3o de cr\u00e9dito, ent\u00e3o, veja mais, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Renda fixa, Fundo Bitcoin e Fundo ESG s\u00e3o as op\u00e7\u00f5es para investimento;<\/li><li>O valor gasto no cr\u00e9dito est\u00e1 sempre rendendo, sem expira\u00e7\u00e3o;<\/li><li>O Invest+ considera os valores gastos no cart\u00e3o f\u00edsico e virtual;<\/li><li>Personalize o cart\u00e3o de cr\u00e9dito com a cor de prefer\u00eancia;<\/li><li>Monitore seu CPF sem custo.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-bahamas-\"><strong>Quais as desvantagens do cart\u00e3o Bahamas?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as desvantagens? Fonte: Pexels.\"  id=\"33334\" src=\"https:\/\/ucarecdn.com\/c124eb18-0a4d-4b8e-9106-3f961711e78f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >\u0391\u03bb\u03bb\u03ac, \u03c4\u03b5\u03bb\u03b9\u03ba\u03ac, \u03c0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03bc\u03b5\u03b9\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1; \u03a0\u03b7\u03b3\u03ae: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por mais que tenha in\u00fameras vantagens, o cart\u00e3o Bahamas n\u00e3o \u00e9 interessante para quem n\u00e3o \u00e9 cliente ou n\u00e3o tenha unidades das lojas perto, j\u00e1 que assim, ser\u00e1 poss\u00edvel apenas aproveitar os benef\u00edcios da bandeira Elo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pagar\u00e1 anuidade independentemente da op\u00e7\u00e3o escolhida, seja para pessoa f\u00edsica ou jur\u00eddica, outra quest\u00e3o \u00e9 a taxa de juros, bem alta quando \u00e9 preciso parcelar a fatura, portanto, tente pagar em dia para n\u00e3o arcar com essa e outras tarifas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-btg-\"><strong>\u03a0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03c4\u03b1 \u03bc\u03b5\u03b9\u03bf\u03bd\u03b5\u03ba\u03c4\u03ae\u03bc\u03b1\u03c4\u03b1 \u03c4\u03b7\u03c2 \u03ba\u03ac\u03c1\u03c4\u03b1\u03c2 BTG+;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Seja como for, algumas das vantagens mais interessantes s\u00e3o para op\u00e7\u00f5es que exigem pagamento de anuidade e um valor alto de investimento no banco para serem acessadas. O cart\u00e3o Black, por exemplo, cobra anuidade de 12x de R$ 90,00, mas oferece acesso a salas VIPS em aeroportos e o maior cashback, com 1% dos gastos de volta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, independentemente da op\u00e7\u00e3o, o Invest+ \u00e9 interessante, mas \u00e9 somente quando h\u00e1 movimenta\u00e7\u00e3o na conta ou no cart\u00e3o de cr\u00e9dito que o valor \u00e9 enviado ao fundo, ou seja, limite de cr\u00e9dito ou valor parado n\u00e3o rendem.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-bahamas-ou-cart%C3%A3o-btg-qual-escolher-\"><strong>\u039a\u03ac\u03c1\u03c4\u03b1 \u039c\u03c0\u03b1\u03c7\u03ac\u03bc\u03b5\u03c2 \u03ae \u039a\u03ac\u03c1\u03c4\u03b1 BTG+: \u03c0\u03bf\u03b9\u03b1 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03bb\u03ad\u03be\u03b5\u03c4\u03b5;<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, afinal, conseguiu escolher entre o cart\u00e3o Bahamas ou cart\u00e3o BTG+?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, enquanto um \u00e9 ideal para compras nacionais, n\u00e3o exige score alto e possui bandeira Elo. O outro \u00e9 Mastercard, incentiva os investimentos e n\u00e3o cobra qualquer anuidade na vers\u00e3o mais b\u00e1sica, que pode ser pedida pela internet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a dica \u00e9 escolher aquele que tem mais a ver com seu momento financeiro, e responder a pergunta: qual me atender\u00e1 mais em rela\u00e7\u00e3o a compras, mas tamb\u00e9m, em rela\u00e7\u00e3o a organiza\u00e7\u00e3o financeira?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, se a decis\u00e3o ainda estiver dif\u00edcil, fique tranquilo, j\u00e1 que nossa equipe preparou mais um comparativo com cart\u00f5es de cr\u00e9dito para negativados, pouca anuidade e compras internacionais, por isso continue conosco e confira mais essa disputa!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1sFoYx\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/cartao-acesso-ou-cartao-blubank-qual-o-melhor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Acesso ou cart\u00e3o Blubank?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9138ba47-539c-44ef-b57b-f4805c5f45af\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/cartao-acesso-ou-cartao-blubank-qual-o-melhor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Acesso ou cart\u00e3o Blubank?\">\n            Cart\u00e3o Acesso ou cart\u00e3o Blubank? 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