{"id":29046,"date":"2021-08-17T12:00:00","date_gmt":"2021-08-17T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29046"},"modified":"2021-08-16T21:43:05","modified_gmt":"2021-08-16T21:43:05","slug":"cartao-crefisa-ou-cartao-itau-qual-o-melhor","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/cartao-crefisa-ou-cartao-itau-qual-o-melhor\/","title":{"rendered":"\u039a\u03ac\u03c1\u03c4\u03b1 Crefisa \u03ae Ita\u00fa Card: \u03c0\u03bf\u03b9\u03b1 \u03b5\u03af\u03bd\u03b1\u03b9 \u03b7 \u03ba\u03b1\u03bb\u03cd\u03c4\u03b5\u03c1\u03b7;"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-crefisa-x-ita%C3%BA-descubra-qual-escolher\">Crefisa x Ita\u00fa: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa: qual ideal? Fonte: Pxhere.\"  id=\"29049\" src=\"https:\/\/ucarecdn.com\/6a81c542-fde5-49c4-aba0-edd7b53e13b6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa: qual ideal? Fonte: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 na d\u00favida entre o cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa, vai encontrar neste texto um comparativo sobre eles.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Certamente voc\u00ea j\u00e1 ouviu falar na Crefisa, que se tornou uma das maiores empresas de empr\u00e9stimo instaladas no Brasil. Ela oferece op\u00e7\u00f5es de empr\u00e9stimos pessoais, consignados e at\u00e9 aprova dinheiro para negativados em alguns casos. Contudo, esses clientes viam demora e dificuldade na hora de acessar o dinheiro sem taxas de transfer\u00eancia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Conforme as dificuldades apareceram, a Crefisa criou um cart\u00e3o de d\u00e9bito focado nas transa\u00e7\u00f5es dos seus clientes, quase que associada \u00e0 aprova\u00e7\u00e3o do empr\u00e9stimo. Por outro lado, n\u00e3o \u00e9 um cart\u00e3o de cr\u00e9dito, diferentemente das tradicionais op\u00e7\u00f5es oferecidas pelo banco Ita\u00fa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada, saiba que o Ita\u00fa n\u00e3o aprova linhas de cr\u00e9dito ou de empr\u00e9stimos para negativados. Mas possui tipos de cart\u00f5es de cr\u00e9dito que atendem bem qualquer n\u00edvel financeiro, seja ele alto ou extremamente baixo, por exemplo. Por isso, o cart\u00e3o Ita\u00fa Click se tornou t\u00e3o popular, principalmente, por que ele n\u00e3o cobra anuidade. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, vamos comparar e te ajudar a decidir entre o cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa para que voc\u00ea tenha acesso a boas institui\u00e7\u00f5es financeiras que podem oferecer cr\u00e9dito facilitado. Al\u00e9m disso, esses cart\u00f5es s\u00e3o \u00fateis em diversos aspectos, bem como n\u00e3o t\u00eam cobran\u00e7as abusivas ou taxas. Diante disso, acompanhe a nossa compara\u00e7\u00e3o.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2bcgbF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-crefisa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Crefisa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1551fa3a-7136-41ab-bcc5-5e7a1bcf9912\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-crefisa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Crefisa\">\n            \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03ba\u03ac\u03bd\u03b5\u03c4\u03b5 \u03b1\u03af\u03c4\u03b7\u03c3\u03b7 \u03b3\u03b9\u03b1 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Crefisa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Empr\u00e9stimo para negativado e um cart\u00e3o de d\u00e9bito que vai te livrar das taxas de transfer\u00eancia. Saiba aqui como solicitar o cart\u00e3o Crefisa.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-crefisa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n  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data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZSObnu\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-de-credito-itaucard-click\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Ita\u00fa Click\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5b85bfb8-7a89-43d7-9ec4-67d435ca0fd4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-de-credito-itaucard-click\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"\u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Ita\u00fa Click\">\n            \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Ita\u00fa Click        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Conte com a seguran\u00e7a tradicional do cart\u00e3o Ita\u00fa, n\u00e3o pague anuidade e resolva qualquer problema presencialmente nas ag\u00eancias.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" 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this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-de-credito-itaucard-click\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5b85bfb8-7a89-43d7-9ec4-67d435ca0fd4\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                \u03a0\u03ce\u03c2 \u03bd\u03b1 \u03b6\u03b7\u03c4\u03ae\u03c3\u03b5\u03c4\u03b5 \u03c4\u03b7\u03bd \u03ba\u03ac\u03c1\u03c4\u03b1 Ita\u00fa Click              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-de-credito-itaucard-click\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Cart\u00e3o Crefisa<\/strong><\/td><td><strong>Cart\u00e3o Ita\u00fa Click<\/strong><\/td><\/tr><tr><td><strong>\u0395\u03bb\u03ac\u03c7\u03b9\u03c3\u03c4\u03bf \u03b5\u03b9\u03c3\u03cc\u03b4\u03b7\u03bc\u03b1<\/strong><\/td><td>\u0394\u03b5\u03bd \u03b1\u03c0\u03b1\u03b9\u03c4\u03b5\u03af\u03c4\u03b1\u03b9<\/td><td>R$2.000,00<\/td><\/tr><tr><td><strong>\u03a0\u03c1\u03cc\u03c3\u03bf\u03b4\u03bf\u03c2<\/strong><\/td><td>\u0391\u03c0\u03b1\u03bb\u03bb\u03ac\u03c3\u03c3\u03c9<\/td><td>\u0391\u03c0\u03b1\u03bb\u03bb\u03ac\u03c3\u03c3\u03c9<\/td><\/tr><tr><td><strong>\u03a3\u03b7\u03bc\u03b1\u03af\u03b1<\/strong><\/td><td>MasterCard<\/td><td>Visa \u03ae Mastercard<\/td><\/tr><tr><td><strong>\u03a3\u03c4\u03ad\u03b3\u03b7<\/strong><\/td><td>\u0395\u03b8\u03bd\u03b9\u03ba\u03cc\u03c2<\/td><td>\u0395\u03b8\u03bd\u03b9\u03ba\u03ac \u03ba\u03b1\u03b9 \u03b4\u03b9\u03b5\u03b8\u03bd\u03ae<\/td><\/tr><tr><td><strong>\u039f\u03c6\u03ad\u03bb\u03b7<\/strong><\/td><td>\u03a7\u03c1\u03b5\u03c9\u03c3\u03c4\u03b9\u03ba\u03ae \u03ba\u03ac\u03c1\u03c4\u03b1\u00a0<br>Empr\u00e9stimo para negativado com dinheiro dispon\u00edvel na conta Crefisa<br>Retire dinheiro nos caixas da rede Banco24Horas<\/td><td>\u03a7\u03c9\u03c1\u03af\u03c2 \u03b5\u03c4\u03ae\u03c3\u03b9\u03b1 \u03c4\u03ad\u03bb\u03b7<br>Use todos os meses e tenha aumento de limite no terceiro m\u00eas<br>Cart\u00e3o virtual enquanto aguarda o f\u00edsico<\/td><\/tr><\/tbody><\/table><figcaption>Compare as duas op\u00e7\u00f5es!<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-crefisa-\"><strong>Cart\u00e3o Crefisa<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, a Crefisa foi fundada em 1964 e se tornou popular por fornecer empr\u00e9stimos a servidores p\u00fablicos sem consulta ao SPC\/Serasa, oferecendo ainda condi\u00e7\u00f5es mais justas e acess\u00edveis \u00e0 \u00e9poca. Portanto, com o passar dos anos, tornou- se a empresa mais rica do segmento no Brasil, lucrando mais de 2 bilh\u00f5es de reais todos os anos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em segundo lugar, a tecnologia obrigou uma empresa antiga como a Crefisa a acompanhar o ritmo, fazendo com que oferecessem cada vez mais vantagens e maneiras de manter esses clientes utilizando o cr\u00e9dito pessoal oferecido sem qualquer burocracia. A partir disso, h\u00e1 algum tempo, decidiram investir em um cart\u00e3o de d\u00e9bito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A fim de facilitar transa\u00e7\u00f5es banc\u00e1rias, a Crefisa, que hoje \u00e9 um banco, possui dois tipos de cart\u00f5es, um pr\u00e9-pago, que deve ser recarregado, e outro, chamado de m\u00faltiplo, onde o cliente movimenta o dinheiro emprestado e consegue pagar boletos, realizar saques e fazer transfer\u00eancias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, associado a uma conta corrente Crefisa, o cart\u00e3o s\u00f3 pode ser utilizado no d\u00e9bito e acelera a chegada do dinheiro de empr\u00e9stimos a conta, diminuindo o prazo para 24h. Ademais, para quem \u00e9 servidor p\u00fablico e busca mais cr\u00e9dito, a decis\u00e3o entre o cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa fica at\u00e9 mais facilitada.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-ita%C3%BA-\"><strong>Cart\u00e3o Ita\u00fa<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada, a tradi\u00e7\u00e3o e seguran\u00e7a do Ita\u00fa em rela\u00e7\u00e3o a cart\u00f5es de cr\u00e9dito s\u00e3o comprovadas pela quantidade de clientes ativos, n\u00famero que ultrapassa 50 milh\u00f5es de pessoas. Portanto, al\u00e9m de oferecer um cart\u00e3o mais b\u00e1sico como o Click, h\u00e1 tamb\u00e9m mais de 10 tipos de cart\u00f5es de cr\u00e9dito preparados para os clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, o tipo Click \u00e9 oferecido para clientes que n\u00e3o possuem tanta movimenta\u00e7\u00e3o, mas precisam parcelar compras mesmo sem possuir renda alta. Al\u00e9m disso, \u00e9 exclu\u00edda a exig\u00eancia de anuidade, com libera\u00e7\u00e3o de limites a partir de R$300,00, o que \u00e9 alto para quem possui renda m\u00ednima.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o Ita\u00fa Click tamb\u00e9m oferece 50% de desconto em cinemas e em outros parceiros, como lojas e grandes marcas. Entretanto, n\u00e3o \u00e9 acess\u00edvel para quem tem score baixo ou est\u00e1 com o nome negativado, ou seja, depende de an\u00e1lise de cr\u00e9dito e da pesquisa no SPC\/Serasa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, caso o seu nome esteja limpo e voc\u00ea procura por um cart\u00e3o de cr\u00e9dito com taxas baixas, a d\u00favida entre o cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa fica mais f\u00e1cil de ser solucionada.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-crefisa-\"><strong>Quais as vantagens do cart\u00e3o Crefisa?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo para negativado e conta corrente exclusiva. Fonte: Crefisa.\"  id=\"21927\" src=\"https:\/\/ucarecdn.com\/d63c0cbf-2c91-4ae1-bde2-2b5b1a9f8dca\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Empr\u00e9stimo para negativado e conta corrente exclusiva. Fonte: Crefisa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar de n\u00e3o ser um cart\u00e3o de cr\u00e9dito, o cart\u00e3o Crefisa chega como uma op\u00e7\u00e3o barata e, ao mesmo tempo, acess\u00edvel, com conta digital e libera\u00e7\u00e3o de transa\u00e7\u00f5es sem custo para o cliente. Ademais, veja as vantagens, a seguir.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Receba o empr\u00e9stimo em at\u00e9 24h na conta Crefisa;<\/li><li>N\u00e3o pague anuidade ou taxas de ades\u00e3o;<\/li><li>Aprovando o empr\u00e9stimo, tenha a aprova\u00e7\u00e3o do cart\u00e3o;<\/li><li>Tenha uma conta corrente digital com todas as transa\u00e7\u00f5es necess\u00e1rias;<\/li><li>Participe do Agente Crefisa, indique amigos e ganhe dinheiro caso haja contrata\u00e7\u00e3o de empr\u00e9stimo;<\/li><li>Use o aplicativo Crefisa e movimente sem sair de casa.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-ita%C3%BA-\"><strong>Quais as vantagens do cart\u00e3o Ita\u00fa?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sem anuidade e com conta digital. Fonte: Ita\u00fa.\"  id=\"25062\" src=\"https:\/\/ucarecdn.com\/7d61f2ba-c46f-4d23-b6f0-87553bdb352b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Sem anuidade e com conta digital. Fonte: Ita\u00fa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como um cart\u00e3o de cr\u00e9dito para compras nacionais e internacionais, tenha uma op\u00e7\u00e3o sem taxas, como anuidade ou entrega do cart\u00e3o f\u00edsico. Al\u00e9m disso, consiga limite maior ap\u00f3s tr\u00eas meses de uso. Ademais, separamos outros benef\u00edcios deste cart\u00e3o abaixo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Anuidade gr\u00e1tis;<\/li><li>Emerg\u00eancias financeiras, utilize as ag\u00eancias Ita\u00fa;<\/li><li>Tenha o programa de pontos Iupp e troque por produtos exclusivos;<\/li><li>Fa\u00e7a o pedido do cart\u00e3o sem sair de casa;<\/li><li>Use a fun\u00e7\u00e3o cr\u00e9dito para assinaturas e compras online, assim como carteiras digitais.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-crefisa-\"><strong>Quais as desvantagens do cart\u00e3o Crefisa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mesmo com um \u00f3timo benef\u00edcio de empr\u00e9stimos liberados de forma mais r\u00e1pida, \u00e9 importante ressaltar que um cart\u00e3o sem fun\u00e7\u00e3o cr\u00e9dito n\u00e3o atrai o cliente. Isso porque ele n\u00e3o poder\u00e1 fazer compras internacionais e at\u00e9 sofrer restri\u00e7\u00f5es para comprar online em alguns casos, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, n\u00e3o \u00e9 muito vantajoso possuir uma conta corrente que oferece os mesmos benef\u00edcios que contas sal\u00e1rios comuns, apesar de possuir menos taxas, ou seja, nada de parcelar compras. Ademais, saiba que somente para a ativa\u00e7\u00e3o deste cart\u00e3o voc\u00ea precisa ter um empr\u00e9stimo aprovado ou depositar na conta corrente Crefisa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-ita%C3%BA-\"><strong>Quais as desvantagens do cart\u00e3o Ita\u00fa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com a finalidade de selecionar clientes, o Ita\u00fa n\u00e3o permite a entrada daqueles que est\u00e3o com nome negativado ou score baixo, ou seja, nada de restri\u00e7\u00f5es para conseguir o cart\u00e3o Ita\u00fa. Al\u00e9m disso, apenas rendas superiores a R$2.000,00 tem mais chances de conseguirem um bom limite de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com toda a certeza, \u00e9 \u00f3timo n\u00e3o pagar anuidade, mas \u00e9 importante destacar que ela n\u00e3o ser\u00e1 cobrada apenas se voc\u00ea gastar a quantia mensal de R$100,00 no cart\u00e3o de cr\u00e9dito, o que tamb\u00e9m prende o cliente na obriga\u00e7\u00e3o de estar sempre criando novas faturas todo m\u00eas para fugir da taxa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-crefisa-ou-cart%C3%A3o-ita%C3%BA-qual-escolher-\"><strong>Cart\u00e3o Crefisa ou Cart\u00e3o Ita\u00fa: qual escolher?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, escolher entre o cart\u00e3o Crefisa ou cart\u00e3o Ita\u00fa deve ser uma decis\u00e3o pensada, isso porque eles possuem caracter\u00edsticas e vantagens diferentes. Diante disso, leve em considera\u00e7\u00e3o todas as informa\u00e7\u00f5es repassadas antes de tomar a decis\u00e3o final.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda que os detalhes sejam claros, sabemos como \u00e9 dif\u00edcil escolher apenas um cart\u00e3o, ent\u00e3o, n\u00e3o se preocupe! Caso a d\u00favida permane\u00e7a, nossa equipe preparou mais um comparativo para te ajudar nesta decis\u00e3o dif\u00edcil. Ent\u00e3o, clique no conte\u00fado recomendado e lembre-se de priorizar cart\u00f5es com poucas taxas e muitos benef\u00edcios.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1sR68q\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/cartao-bahamas-ou-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Bahamas ou Cart\u00e3o Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/0c1bec3b-cf4f-4f23-833d-133c2a3a3911\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/cartao-bahamas-ou-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Bahamas ou Cart\u00e3o Magalu\">\n            Cart\u00e3o Bahamas ou Cart\u00e3o Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tenha bandeiras Visa ou Elo, com parcelamentos sem juros e anuidade quase de gra\u00e7a. Conhe\u00e7a e decida entre o cart\u00e3o Bahamas ou cart\u00e3o Magalu.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/cartao-bahamas-ou-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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