{"id":24151,"date":"2021-06-25T12:02:00","date_gmt":"2021-06-25T12:02:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=24151"},"modified":"2021-06-25T11:23:47","modified_gmt":"2021-06-25T11:23:47","slug":"conheca-cartao-de-credito-digio","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/el\/conheca-cartao-de-credito-digio\/","title":{"rendered":"\u0391\u03bd\u03b1\u03ba\u03b1\u03bb\u03cd\u03c8\u03c4\u03b5 \u03c4\u03b7\u03bd \u03c0\u03b9\u03c3\u03c4\u03c9\u03c4\u03b9\u03ba\u03ae \u03ba\u03ac\u03c1\u03c4\u03b1 Digio"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cart%C3%A3o-de-cr%C3%A9dito-digio-\"><strong>Cart\u00e3o de cr\u00e9dito Digio<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o de cr\u00e9dito Digio\"  id=\"24152\" src=\"https:\/\/ucarecdn.com\/3093c607-a0d8-430f-9c04-696540b745de\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o de cr\u00e9dito Digio<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o de cr\u00e9dito Digio pode ser uma op\u00e7\u00e3o para voc\u00ea que est\u00e1 em busca de ferramentas de cr\u00e9dito. Ele \u00e9 brasileiro, pertence a um banco digital e traz vantagens.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o pertence ao banco digital de mesmo nome. Ele, por sua vez, pertence ao Bradesco, BB e Elopar. Assim, voc\u00ea est\u00e1 diante de um cart\u00e3o que oferece comodidade sem abrir m\u00e3o da seguran\u00e7a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, \u00e9 poss\u00edvel solicitar esse cart\u00e3o sem sair de casa. Em poucos passos, pela internet, voc\u00ea faz o requerimento. Dessa forma, n\u00e3o perde tempo com filas ou longas liga\u00e7\u00f5es telef\u00f4nicas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Interessou-se? Ent\u00e3o n\u00e3o deixe de continuar sua leitura. Abaixo est\u00e3o as principais d\u00favidas quanto ao Digio e as respectivas respostas. Assim, veja como \u00e9 poss\u00edvel conseguir uma op\u00e7\u00e3o de cr\u00e9dito sem sair de casa.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-WfrHG\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o de cr\u00e9dito Digio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9a9b24f8-d141-465a-83f3-02ea06928ffa\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-digio\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o de cr\u00e9dito Digio\">\n            Como solicitar o cart\u00e3o de cr\u00e9dito Digio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            O Digio \u00e9 um banco digital que atua no Brasil e que possui um cart\u00e3o de cr\u00e9dito para seus clientes, com vantagens exclusivas!         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            \u03a7\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9a9b24f8-d141-465a-83f3-02ea06928ffa\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o cart\u00e3o de cr\u00e9dito Digio              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/el\/como-solicitar-o-cartao-digio\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u03a3\u03c5\u03bd\u03ad\u03c7\u03b9\u03c3\u03b5 \u03bd\u03b1 \u03b4\u03b9\u03b1\u03b2\u03ac\u03b6\u03b5\u03b9\u03c2                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                \u0398\u03b1 \u03c0\u03b1\u03c1\u03b1\u03bc\u03b5\u03af\u03bd\u03b5\u03c4\u03b5 \u03c3\u03c4\u03bf\u03bd \u03af\u03b4\u03b9\u03bf \u03b9\u03c3\u03c4\u03cc\u03c4\u03bf\u03c0\u03bf              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-o-cart%C3%A3o-de-cr%C3%A9dito-digio-\"><strong>Como funciona o cart\u00e3o de cr\u00e9dito Digio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esse cart\u00e3o de cr\u00e9dito tem bandeira Visa e \u00e9 internacional. Dessa maneira, permite compras em mais de 40 milh\u00f5es de estabelecimentos no mundo todo. Ali\u00e1s, isso de forma presencial e pela internet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Apesar disso, o cart\u00e3o de cr\u00e9dito Digio se limite \u00e0 fun\u00e7\u00e3o de cr\u00e9dito. Ou seja, n\u00e3o h\u00e1 a fun\u00e7\u00e3o d\u00e9bito, a princ\u00edpio. \u00c9 por isso, ali\u00e1s, que sequer \u00e9 preciso ser cliente Digio ou Bradesco para obt\u00ea-lo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-qual-o-limite-do-cart%C3%A3o-de-cr%C3%A9dito-digio-\"><strong>Qual o limite do cart\u00e3o de cr\u00e9dito Digio?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Entenda mais sobre o cart\u00e3o de cr\u00e9dito Digio\"  id=\"24153\" src=\"https:\/\/ucarecdn.com\/60f3a4eb-34fa-49d4-8c77-90f948c811eb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Entenda mais sobre o cart\u00e3o de cr\u00e9dito Digio<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O limite do cart\u00e3o Digio varia de acordo com o perfil de cada cliente. Afinal, o banco digital leva em considera\u00e7\u00e3o algumas quest\u00f5es pessoais para conceder os valores. Por exemplo, a pontua\u00e7\u00e3o em cadastros como o Consumidor Positivo. Ainda, saiba que h\u00e1 consulta ao SPC e ao Serasa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, n\u00e3o h\u00e1 um limite fixo, assim como n\u00e3o h\u00e1 a certeza de aprova\u00e7\u00e3o para o cart\u00e3o. Para isso \u00e9 preciso estar com o nome limpo e com boa fama na pra\u00e7a.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-cart%C3%A3o-de-cr%C3%A9dito-digio-vale-a-pena-\"><strong>Cart\u00e3o de cr\u00e9dito Digio vale a pena?&nbsp;<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o de cr\u00e9dito Digio\"  id=\"24154\" src=\"https:\/\/ucarecdn.com\/996d9c28-c956-4538-a739-485616cdf2fe\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o de cr\u00e9dito Digio<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Confira os principais pr\u00f3s e contras do cart\u00e3o de cr\u00e9dito Digio. Com isso, voc\u00ea pode analisar de maneira completa se ele vale \u00e0 pena para voc\u00ea ou n\u00e3o. Afinal, n\u00e3o se esque\u00e7a de que a serventia de uma op\u00e7\u00e3o varia de acordo com cada cliente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-sem-anuidade\">\u03a7\u03c9\u03c1\u03af\u03c2 \u03b5\u03c4\u03ae\u03c3\u03b9\u03b1 \u03c4\u03ad\u03bb\u03b7<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o cart\u00e3o do Digio n\u00e3o cobra anuidade. Dessa forma, dispensa as taxas de manuten\u00e7\u00e3o dos servi\u00e7os do cart\u00e3o. Ainda, n\u00e3o exige qualquer tipo de cumprimento, em troca, para manter a anuidade afastada.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-dispensa-os-juros-rotativos\">Dispensa os juros rotativos<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outro ponto importante \u00e9 que o cart\u00e3o Digio n\u00e3o cobra juros rotativos. Ou seja, ele n\u00e3o cobra uma das taxas que a maioria das institui\u00e7\u00f5es banc\u00e1rias imp\u00f5em em caso de n\u00e3o pagamento completo da fatura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse caso, ent\u00e3o, cabe ao cliente escolher uma forma de parcelamento que caiba no seu bolso. Ent\u00e3o, os juros que ele ter\u00e1 de arcar s\u00e3o abaixo da m\u00e9dia do mercado, pois dispensam uma das formas de taxas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-digio-store\">\u039a\u03b1\u03c4\u03ac\u03c3\u03c4\u03b7\u03bc\u03b1 Digio<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, quem \u00e9 cliente do cart\u00e3o Digio conta com a DigioStore. Essa \u00e9 a loja que pertence ao banco. Nela voc\u00ea pode comprar uma s\u00e9rie de produtos e servi\u00e7os em condi\u00e7\u00f5es e pre\u00e7os especiais. Por exemplo, cr\u00e9ditos para Uber pr\u00e9-pago.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-programa-vai-de-visa\">\u03a0\u03c1\u03cc\u03b3\u03c1\u03b1\u03bc\u03bc\u03b1 Vai de Visa<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outro ponto interessante \u00e9 que o cart\u00e3o de cr\u00e9dito Digio oferece o Programa Vai de Visa. Ele \u00e9 inerente \u00e0 bandeira. Com isso, torna-se poss\u00edvel acumular pontos conforme os gastos na sua fatura. Depois, troc\u00e1-los por produtos, descontos e servi\u00e7os.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-impossibilidade-de-pagar-o-m%C3%ADnimo-da-fatura\">Impossibilidade de pagar o m\u00ednimo da fatura<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, nem tudo s\u00e3o flores. Caso voc\u00ea n\u00e3o tenha dinheiro suficiente para arcar com o valor da fatura, n\u00e3o tem o direito de quitar \u201co m\u00ednimo\u201d. Ou seja, ou paga toda ela, ou opta pelo parcelamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"9-uso-exclusivo-do-d%C3%A9bito\">Uso exclusivo do d\u00e9bito<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra quest\u00e3o que pode ser um problema, a depender do cliente, \u00e9 que o cart\u00e3o de cr\u00e9dito n\u00e3o oferta fun\u00e7\u00e3o d\u00e9bito. Por isso, \u00e9 poss\u00edvel us\u00e1-lo somente para fins de pagamento no cr\u00e9dito, seja \u00e0 vista ou em parcelas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"10-como-fazer-um-cart%C3%A3o-de-cr%C3%A9dito-digio-\"><strong>Como fazer um cart\u00e3o de cr\u00e9dito Digio?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar o cart\u00e3o Digio, basta entrar no site ou no aplicativo do banco digital. Depois, clique em \u201cPe\u00e7a seu cart\u00e3o\u201d e siga as instru\u00e7\u00f5es em tela. 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