{"id":66617,"date":"2022-08-12T23:00:00","date_gmt":"2022-08-12T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=66617"},"modified":"2022-08-12T21:42:33","modified_gmt":"2022-08-12T21:42:33","slug":"dv-da-conta","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/dv-da-conta\/","title":{"rendered":"Was ist Konto-DV oder Kontoziffer?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"h-descubra-para-que-serve-o-dv-da-conta-e-quando-utiliza-lo\">Finden Sie heraus, wof\u00fcr das Konto DV gedacht ist und wann Sie es verwenden sollten<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, veja mais aqui como encontrar o DV da conta e para que serve. Fonte: Adobe Stock.\"  id=\"66618\" src=\"https:\/\/cdn.adtechpanda.com\/97bf028d-4e02-43c5-abdf-5b98ae39e9aa\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Schlie\u00dflich erfahren Sie hier, wie Sie den DV des Kontos finden und wozu er dient. Quelle: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um Banktransaktionen und -gesch\u00e4fte erfolgreich durchf\u00fchren zu k\u00f6nnen, m\u00fcssen Sie \u00fcber einige Informationen verf\u00fcgen. Und einer der wichtigsten ist der DV des Kontos, die Pr\u00fcfziffer. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dieser Zahlencode best\u00e4tigt die Echtheit Ihres Kontos und erm\u00f6glicht die Durchf\u00fchrung von Zahlungen, K\u00e4ufen, \u00dcberweisungen usw.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z110r9H\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Wie erkennt man, ob eine Institution vertrauensw\u00fcrdig ist?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b12fd8fa-6868-4ac2-b853-5fb938d8c2cd\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Wie erkennt man, ob eine Institution vertrauensw\u00fcrdig ist?\">\n            Wie erkennt man, ob eine Institution vertrauensw\u00fcrdig ist?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Die Frage ist: Ist dieses Finanzinstitut vertrauensw\u00fcrdig? Wir haben hier einige Tipps aufgelistet, damit Sie wissen, wie Sie herausfinden, ob Sie dem Unternehmen vertrauen sollten oder nicht. Schauen Sie vorbei!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b12fd8fa-6868-4ac2-b853-5fb938d8c2cd\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Wie erkennt man, ob eine Institution vertrauensw\u00fcrdig ist?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-saber-se-uma-instituicao-financeira-e-confiavel\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher ist es \u00e4u\u00dferst wichtig zu wissen, wo Sie es auf Ihrer Giro- oder Sparkontokarte finden. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Und nat\u00fcrlich, was zu tun ist, wenn es zwei Ziffern oder eine Pr\u00fcfziffer mit dem Buchstaben X gibt. So k\u00f6nnen Sie Ihre Routinetransaktionen problemlos durchf\u00fchren.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u00f6chten Sie mehr \u00fcber die Pr\u00fcfziffer erfahren, wie man sie findet und wie sie funktioniert? Also, kommen Sie mit und lesen Sie weiter!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Was ist Konto-DV?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Confira a seguir do que se trata o DV da conta. Fonte: Adobe Stock.\"  id=\"66619\" src=\"https:\/\/cdn.adtechpanda.com\/d21781fb-7dd5-476f-84c0-02db6c7e4283\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Sehen Sie sich unten an, worum es im DV des Kontos geht. Quelle: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Der DV des Kontos ist die Pr\u00fcfziffer. Diese Zahlenfolge ist in einigen Dokumenten vorhanden, wie zum Beispiel CNPJ, RG, CPF und nat\u00fcrlich auch, wie wir heute erkl\u00e4ren werden, in Bankkonten. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es handelt sich um einen Code, mit dem \u00fcberpr\u00fcft wird, ob Ihre Kontonummer existiert oder nicht. Sie besteht aus einer oder mehreren echten Ziffern, bei denen es sich in der Regel um Zahlen handelt, die am Ende der Zahlenfolge stehen, die die eindeutige Nummer Ihres Kontos identifiziert.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sein Hauptziel besteht darin, Daten\u00fcbertragungs- oder Tippfehler zu vermeiden, Betrug oder Inkonsistenzen in Zahlungssystemen zu verhindern oder sogar Ihre Daten f\u00fcr illegale Eink\u00e4ufe und Zahlungen zu verwenden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher verlangen die Banken, dass der DV informiert wird, wenn wir eine Banktransaktion zwischen Konten durchf\u00fchren. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bei Nichtweitergabe dieser Daten wird die Transaktion nicht durchgef\u00fchrt bzw. kann es im Fehlerfall zur Sperrung Ihres Kontos bzw. Ihrer Karte, zur Stornierung bzw. Nichtannahme Ihres Kaufs oder zur R\u00fcckerstattung des Betrags auf das urspr\u00fcngliche Konto kommen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Berechnung der Pr\u00fcfziffer erfolgt nach Angaben der Bank. Die meisten traditionellen Banken, wie beispielsweise Caixa Econ\u00f4mica Federal und Banco do Brasil, verwenden nur Zahlen. Andere Banken wie Citibank oder Agiplan verwenden im DV zwei Ziffern, andere verwenden den Buchstaben X.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die gebr\u00e4uchlichste Methode zur Berechnung dieser Kontrollzahl besteht darin, alle Kontoidentifikationsnummern zu multiplizieren und durch 11 zu dividieren. Anschlie\u00dfend wird der Rest dieser Division durch 11 subtrahiert. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Das Ergebnis der Berechnung ist Ihre Pr\u00fcfziffer. Bedenken Sie, dass diese Berechnungsweise von Institution zu Institution unterschiedlich sein kann.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-rdhU7\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Betrug beim kontaktlosen Bezahlen: Wie kann man ihn vermeiden?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/4ccc485f-34d9-4cb4-8774-220899dbb907\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/fraudes-pagamento-por-aproximacao-como-evitar\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Betrug beim kontaktlosen Bezahlen: Wie kann man ihn vermeiden?\">\n            Betrug beim kontaktlosen Bezahlen: Wie kann man ihn vermeiden?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Kontaktloses Bezahlen hat unser Leben viel einfacher gemacht, kann aber auch zu Finanzbetrug f\u00fchren. Wie Sie sie vermeiden, erfahren Sie hier.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/4ccc485f-34d9-4cb4-8774-220899dbb907\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Betrug beim kontaktlosen Bezahlen: Wie kann man ihn vermeiden?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/fraudes-pagamento-por-aproximacao-como-evitar\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Ich habe 2 Pr\u00fcfziffern: Was soll ich tun?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wie wir im vorherigen Thema erw\u00e4hnt haben, haben einige Banken zwei Pr\u00fcfziffern, was sich von traditionelleren Finanzinstituten wie Caixa Econ\u00f4mica Federal oder Banco do Brasil unterscheidet, die nur eine haben. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher kann es f\u00fcr jeden, der \u00fcber eine Karte oder ein Konto mit beiden Ziffern verf\u00fcgt, Schwierigkeiten haben, Zahlungen oder Transaktionen durchzuf\u00fchren oder sogar seine Daten in einige Systeme einzugeben, beispielsweise beim Federal Revenue Service, der nur Konten mit einer Pr\u00fcfziffer akzeptiert.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Es besteht jedoch kein Grund zur Sorge. Bei diesem Problem sollten Kunden von Banken, die \u00fcber zwei Sicherheitsziffern verf\u00fcgen, nur die letzte Ziffer ber\u00fccksichtigen. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Beispiel: Lautet die Kontonummer 144567-09, wird sie im System bzw. zum Zeitpunkt einer Transaktion als 144567-9 eingetragen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Wann sollte der DV vom Giro- oder Sparkonto genutzt werden?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Pr\u00fcfziffer Ihres Kontos wird immer dann verwendet, wenn Sie \u00dcberweisungen empfangen oder senden oder Ihre Bankdaten auf einer Plattform eingeben, da so erkannt werden kann, an welchen Ort der betreffende Betrag \u00fcberwiesen wird. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Anhand dieser Daten ist es m\u00f6glich, den Ort zu erfahren, an dem das Konto er\u00f6ffnet wurde, die Filiale, die es verwaltet, und nat\u00fcrlich die Informationen, die f\u00fcr die Durchf\u00fchrung Ihrer \u00dcberweisungen erforderlich sind.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Funktion der Pr\u00fcfziffer besteht daher darin, Ihre Daten zu authentifizieren und zu validieren sowie Ihre Filial- und Kontonummern bei Finanztransaktionen zu validieren. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bei \u00dcberweisungen und Bankgesch\u00e4ften ist es, wie oben erw\u00e4hnt, notwendig, zu best\u00e4tigen, dass Ihr Konto echt und g\u00fcltig ist.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Was tun, wenn die Kontoziffer der Buchstabe X ist?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Einige Banken verwenden den Buchstaben X als Pr\u00fcfziffer f\u00fcr Giro- oder Sparkonten. Um dieses Problem zu l\u00f6sen und Ihre Daten korrekt einzugeben, \u00e4ndern Sie einfach das \u201ex\u201c in die Zahl 0, und Ihr Bankvorgang und Ihre \u00dcberweisung werden erfolgreich sein.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Allerdings m\u00fcssen Sie einen Sicherheitshinweis zur Pr\u00fcfziffer machen: Dabei handelt es sich um \u00e4u\u00dferst wichtige Informationen zu Ihrem Konto, genau wie Ihr pers\u00f6nliches Passwort. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Teilen Sie es daher nicht auf Websites, denen Sie nicht vertrauen, oder mit anderen. Bewahren Sie diese Informationen auf, um Betrug in Ihrem Namen, Probleme mit Ihrem Geld oder sogar eine Sperrung Ihres Kontos zu vermeiden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>So wie der Kreditkarten-CVV die Genehmigung f\u00fcr die Durchf\u00fchrung von Transaktionen erteilt, kann der DV je nach Banktransaktion oder wenn er als Referenzkonto registriert ist, ohne Ihre Zustimmung verwendet werden.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Wie erkennt man die Kontonummer?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Por fim, veja aqui as dicas de como identificar o DV da conta, confira adiante! Fonte: Adobe Stock.\"  id=\"66620\" src=\"https:\/\/cdn.adtechpanda.com\/2f800b1b-e9a6-4206-8abc-83666fc2ff86\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Abschlie\u00dfend finden Sie hier die Tipps, wie Sie den DV des Kontos identifizieren k\u00f6nnen. Schauen Sie sich diese unten an! Quelle: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um die Pr\u00fcfziffer Ihres Kontos zu finden, suchen Sie einfach nach dem Ablaufdatum der Karte, das in der Regel neben der Zahlenfolge des Spar- oder Girokontos direkt nach dem Bindestrich oder Leerzeichen steht. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Diese Nummer hinter dem Bindestrich muss bei Ihren Eink\u00e4ufen und \u00dcberweisungen immer angegeben werden. Dar\u00fcber hinaus finden Sie auf Debitkarten von Banken auf der Vorderseite hinter der Kontonummer auch die Pr\u00fcfziffer, auch Kontrollziffer genannt.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Haben Sie verstanden, was das Konto DV ist und wie Sie es finden?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wir hoffen es! F\u00fcr weitere Inhalte wie diesen lesen Sie schlie\u00dflich unsere empfohlenen Inhalte unten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bis sp\u00e4ter!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1jntkh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/onde-fica-o-cvv-do-cartao-nubank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Wo ist der CVV der Nubank-Karte?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d6e882bd-60e0-45da-8e62-0984b974a96a\/\" alt=\"Pessoa segurando um cart\u00e3o de cr\u00e9dito Nubank\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/onde-fica-o-cvv-do-cartao-nubank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Wo ist der CVV der Nubank-Karte?\">\n            Wo ist der CVV der Nubank-Karte?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Aber wie findet man schlie\u00dflich die Nubank-Kreditkarte CVV? Wir erkl\u00e4ren es Ihnen hier, schauen Sie unbedingt vorbei!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/onde-fica-o-cvv-do-cartao-nubank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Um herauszufinden, wozu es dient und wie Sie es finden, lesen Sie einfach weiter mit uns!<\/p>","protected":false},"author":36,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29],"tags":[2361,132,4299,4305,4300,4303,4302],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>O que \u00e9 o DV da conta ou d\u00edgito da conta? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Descubra o que \u00e9 o DV da conta, sua import\u00e2ncia, onde localiz\u00e1-lo, quando us\u00e1-lo e quais s\u00e3o as suas principais caracter\u00edsticas, confira!\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/de\/dv-da-conta\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"O que \u00e9 o DV da conta ou d\u00edgito da conta?\" \/>\n<meta property=\"og:description\" content=\"Descubra o que \u00e9 o DV da conta, sua import\u00e2ncia, onde localiz\u00e1-lo, quando us\u00e1-lo e quais s\u00e3o as suas principais caracter\u00edsticas, confira!\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/de\/dv-da-conta\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-08-12T23:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-08-12T21:42:33+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/97bf028d-4e02-43c5-abdf-5b98ae39e9aa\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Maria Lu\u00edsa Barbosa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"7 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"de-CH\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\/\/senhorpanda.com\/dv-da-conta\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/97bf028d-4e02-43c5-abdf-5b98ae39e9aa\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/97bf028d-4e02-43c5-abdf-5b98ae39e9aa\/\",\"width\":5168,\"height\":3448},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/dv-da-conta\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/dv-da-conta\/\",\"name\":\"O que \u00e9 o DV da conta ou d\u00edgito da conta? 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