{"id":34923,"date":"2021-09-14T23:00:00","date_gmt":"2021-09-14T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34923"},"modified":"2021-09-14T08:20:15","modified_gmt":"2021-09-14T08:20:15","slug":"cartao-atacadao-ou-cartao-meliuz","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/cartao-atacadao-ou-cartao-meliuz\/","title":{"rendered":"Atacad\u00e3o-Karte oder M\u00e9liuz-Karte: Was ist besser?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-atacad%C3%A3o-x-m%C3%A9liuz-descubra-qual-escolher\">Atacad\u00e3o x M\u00e9liuz: Finden Sie heraus, welches Sie w\u00e4hlen sollten<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Atacad\u00e3o ou cart\u00e3o M\u00e9liuz: qual o melhor? Fonte: Unsplash.\"  id=\"34926\" src=\"https:\/\/ucarecdn.com\/acabc21d-47d9-473e-9ae9-4bc869d2c213\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Atacad\u00e3o-Karte oder M\u00e9liuz-Karte: Was ist besser? Quelle: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>W\u00e4hrend viele Menschen ohne Ersparnisse mit ihrer Kreditkarte einkaufen, warum machen Sie nicht etwas anderes und w\u00e4hlen zwischen der Atacad\u00e3o-Karte und der M\u00e9liuz-Karte?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kurz gesagt, die M\u00e9liuz-Karte bietet Cashback bei jedem Einkauf und erhebt keine Rente, da sie kostenlos \u00fcber die Anwendung \u00fcbertragen wird.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Andererseits verf\u00fcgt die Atacad\u00e3o-Karte \u00fcber eine internationale Flagge mit der M\u00f6glichkeit von Ratenzahlungen f\u00fcr Eink\u00e4ufe im Filialnetz, zahlreichen Ablaufdaten und mehr Zeit zum Bezahlen von Rechnungen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>W\u00e4hlen Sie au\u00dferdem zwischen den Optionen und verf\u00fcgen Sie \u00fcber eine Kreditkarte, mit der Sie bei monatlichen Eink\u00e4ufen sparen k\u00f6nnen und die auch f\u00fcr Zahlungen n\u00fctzlich ist, beispielsweise bei Netflix, Spotify und Amazon Prime.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Folgen Sie also unseren Vergleichstexten weiter unten.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Y8q5F\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Atacad\u00e3o-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Atacad\u00e3o-Karte\">\n            So beantragen Sie die Atacad\u00e3o-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Fordern Sie eine Kreditkarte an, um bei allt\u00e4glichen Eink\u00e4ufen zu sparen und sogar Medikamente zinslose Raten zu zahlen.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/532ad1c2-6c88-4279-b815-427c2e5a89e6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie die Atacad\u00e3o-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-atacadao\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2eMHrd\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die M\u00e9liuz-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/769bb3fd-c0a1-4434-af86-62b8bc9a318e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-meliuz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die M\u00e9liuz-Karte\">\n            So beantragen Sie die M\u00e9liuz-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Die M\u00e9liuz-Kreditkarte bietet Cashback und berechnet keine Rente! Finden Sie heraus, wie Sie Ihr Exemplar bestellen k\u00f6nnen!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/769bb3fd-c0a1-4434-af86-62b8bc9a318e\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie die M\u00e9liuz-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-meliuz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Atacad\u00e3o-Karte<\/strong><\/td><td><strong>M\u00e9liuz-Karte<\/strong><\/td><\/tr><tr><td><strong>Mindesteinkommen<\/strong><\/td><td>nicht informiert<\/td><td>Mindestlohn<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>12x R$ 11,99<\/td><td>Befreit<\/td><\/tr><tr><td><strong>Flagge<\/strong><\/td><td>Visa oder Mastercard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Dach<\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Vorteile<\/strong><\/td><td>Bezahlen Sie Rechnungen bis zu 24x<br>Erhalten Sie w\u00f6chentliche Rabatte auf Produkte bei Atacad\u00e3o<br>Brauchen Sie Medikamente? Zinslose Zahlung in den Drogerien Atacad\u00e3o und Carrefour<br>Erhalten Sie innerhalb von bis zu 3 Tagen einen Kredit mit Geld auf Ihrem Konto<\/td><td>Zahlen Sie niemals eine Rente<br>Nutzen Sie die Vorteile der Pan Bank, wie zum Beispiel FGTS-Darlehensvorsch\u00fcsse<br>Verdienen Sie 1,81 TP3T Cashback f\u00fcr jede Rechnungsausgabe<br>Einl\u00f6sung mit der Ansammlung von R$ 20,00<\/td><\/tr><\/tbody><\/table><figcaption>Aber was ist schlie\u00dflich das Ideal?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-atacad%C3%A3o\">Atacad\u00e3o-Karte<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Was halten Sie von einer Kreditkarte mit internationaler Flagge, Produktrabatten und langen Rechnungsraten? All dies bietet die Atacad\u00e3o-Karte, insbesondere in 250 Gesch\u00e4ften in Brasilien.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher ist die Atacad\u00e3o-Karte ideal, um g\u00fcnstiger zu bezahlen, beispielsweise mit Chancen auf Sonderraten. Das bedeutet, dass Kunden das ganze Jahr \u00fcber bis zu 4 zinslose Raten f\u00fcr bestimmte Artikel zahlen k\u00f6nnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um nur ein Beispiel zu nennen: Reifen, Ventilatoren, M\u00f6bel und Matratzen geh\u00f6ren zu den Artikeln mit zinsloser Ratenzahlung, wenn der Kunde sie braucht, sofern er \u00fcber eine Kreditkarte verf\u00fcgt.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Schlie\u00dflich erfordert die Karte eine Bonit\u00e4tsanalyse und auch ohne Mindesteinkommen ist ein Einkommensnachweis erforderlich und es muss wie bei jeder herk\u00f6mmlichen Kreditkarte auf die Autorisierung des Limits gewartet werden.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-m%C3%A9liuz\">M\u00e9liuz-Karte<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Stellen Sie sich vor, Sie erhalten jedes Mal Geld zur\u00fcck, wenn Sie mit Ihrer Kreditkarte bezahlen? Nachdem sich die Kreditkarte der Pan Bank mit ihrem tollen Punkteprogramm gro\u00dfer Beliebtheit erfreut, ist sie auch sehr breit gef\u00e4chert.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kurz gesagt, es gibt mehr als 1.600 M\u00e9liuz-Partnergesch\u00e4fte, in denen der Kunde einkauft und eine R\u00fcckgabequote garantiert. Nach Abschluss der Registrierung ist es ab R$20,00 m\u00f6glich, direkt auf das ausgew\u00e4hlte Bankkonto abzuheben.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die M\u00e9liuz-Kreditkarte erhebt keine Jahresgeb\u00fchr und gibt auch immer einen Prozentsatz zur\u00fcck, wie im Beispiel: Eine Rechnung \u00fcber R$750,00 bringt bis zu 1% des Wertes zur\u00fcck, g\u00fcltig f\u00fcr alle Monate.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Schlie\u00dflich erfolgt die Bestellung \u00fcber das Internet und es dauert einige Tage, bis die Karte eintrifft, wobei eine Bonit\u00e4tsanalyse erforderlich ist, damit dem Kunden ein gutes Limit freigegeben wird.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-atacad%C3%A3o\">Welche Vorteile bietet die Atacad\u00e3o-Karte?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Tenha acesso a descontos em uma das maiores redes atacadistas. Fonte: Atacad\u00e3o.\"  id=\"35043\" src=\"https:\/\/ucarecdn.com\/908d9156-6bc4-465a-9c8e-3a71ab287c95\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Erhalten Sie Zugang zu Rabatten bei einem der gr\u00f6\u00dften Gro\u00dfhandelsnetzwerke. Quelle: Atacad\u00e3o.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sobald die Atacad\u00e3o-Karte verf\u00fcgbar ist, k\u00f6nnen Sie bereits alle Vorteile, insbesondere die Erm\u00e4\u00dfigungen, genie\u00dfen. Weitere Vorteile finden Sie weiter unten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>W\u00e4hlen Sie aus 14 Optionen f\u00fcr das F\u00e4lligkeitsdatum der Rechnung;<\/li><li>4 zus\u00e4tzliche Gratiskarten k\u00f6nnen angefordert werden;<\/li><li>Brauchen Sie Geld? Abheben an jedem Geldautomaten im Banco24h-Netzwerk;<\/li><li>Es besteht die M\u00f6glichkeit, nach einer Bonit\u00e4tspr\u00fcfung einen Privatkredit zu beantragen;<\/li><li>Wenn Sie mehr Zeit ben\u00f6tigen, zahlen Sie die Rechnung in bis zu 24 Raten.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-m%C3%A9liuz\">Welche Vorteile bietet die M\u00e9liuz-Karte?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o M\u00e9liuz. Fonte: M\u00e9liuz.\"  id=\"35046\" src=\"https:\/\/ucarecdn.com\/9d8c5552-5e1b-4960-9069-79b7d490e632\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Erfahren Sie mehr \u00fcber die M\u00e9liuz-Karte. Quelle: Meliuz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da die M\u00e9liuz-Karte in mehr als 1.600 Betrieben akzeptiert wird, ist es m\u00f6glich, sie im ganzen Land in den unterschiedlichsten Gesch\u00e4ften zu verwenden, siehe weitere Details unten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Erhalten Sie bis zu 1,81 TP3T Cashback, also echtes Geld, keine Punkte oder Meilen;<\/li><li>Nach Abschluss von R$ 20,00 k\u00f6nnen Sie es auf Ihr Girokonto einl\u00f6sen.<\/li><li>Machen Sie sich keine Gedanken \u00fcber die Rente oder etwaige Geb\u00fchren;<\/li><li>Verwenden Sie die Pan-Bank-Anwendung, um Transaktionen durchzuf\u00fchren.<\/li><li>Bestellen Sie online und zahlen Sie keinen Mitgliedsbeitrag.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-atacad%C3%A3o\">Welche Nachteile hat die Atacad\u00e3o-Karte?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Obwohl sie gute Vorteile bietet, hat die Atacad\u00e3o-Karte einige Nachteile, darunter zum Beispiel das Fehlen eines Punkteprogramms oder eine lange Rate ohne Zinsen. Dar\u00fcber hinaus fallen f\u00fcr die Teilzahlung der Rechnung Geb\u00fchren an.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Eine andere Situation ist die Rente, die R$143,00 pro Jahr erreichen kann. F\u00fcr manche Menschen kann sie teuer sein, oder? Abschlie\u00dfend unterzieht sich der Kunde einer Bonit\u00e4tsanalyse mit Vorlage der Unterlagen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-m%C3%A9liuz\">Welche Nachteile hat die M\u00e9liuz-Karte?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ein Aspekt, den man beachten sollte, ist Cashback, denn nur wer eine Mindestrechnung von R$750,00 ausgibt, kann von mindestens 1% Cashback profitieren, d.h. wenn die Kreditkarte nicht genutzt wird, gibt es kein Cashback.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da f\u00fcr die M\u00e9liuz-Pan-Karte ein Einkommensnachweis erforderlich ist, wird f\u00fcr die Genehmigung auch ein Mindestlohneinkommen verlangt, sodass Ihr Antragsverfahren schwieriger sein kann.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-atacad%C3%A3o-ou-cart%C3%A3o-m%C3%A9liuz-qual-escolher\">Atacad\u00e3o-Karte oder M\u00e9liuz-Karte: Welche soll ich w\u00e4hlen?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Qual o melhor para compras e economia? Fonte: Unsplash.\"  id=\"34932\" src=\"https:\/\/ucarecdn.com\/aa7f50e1-6a89-4d1c-8ccc-662f3b8728e3\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Was eignet sich besser zum Einkaufen und Sparen? Quelle: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Konnten Sie zwischen der Atacad\u00e3o-Karte und der M\u00e9liuz-Karte unterscheiden und entscheiden?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nur zur Veranschaulichung: Beide erfordern eine Bonit\u00e4tsanalyse, es handelt sich jedoch um Kreditkarten, die internationale Eink\u00e4ufe und Rabatte bei Partnergesch\u00e4ften erm\u00f6glichen. Im Fall von M\u00e9liuz erfolgt der Cashback in bar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie also eine Karte ben\u00f6tigen, um im Atacad\u00e3o-Netzwerk g\u00fcnstiger zu bezahlen, haben Sie die ideale Karte gefunden. Wenn Sie jedoch durch Cashback und ohne Geb\u00fchren Geld sparen m\u00f6chten, sollten Sie sich f\u00fcr die M\u00e9liuz-Karte entscheiden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie sich noch nicht entschieden haben, machen Sie sich keine Sorgen. W\u00e4hrend Sie sich die beiden angesehen haben, haben wir \u00fcber andere Optionen nachgedacht, die Ihnen bei dieser schwierigen Entscheidung helfen k\u00f6nnten. Klicken Sie also bitte unten und bleiben Sie bei uns.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Prldk\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"PagBank-Karte oder Atacad\u00e3o-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/Cartao-Atacadao-ou-Cartao-Meliuz.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-atacadao\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"PagBank-Karte oder Atacad\u00e3o-Karte\">\n            PagBank-Karte oder Atacad\u00e3o-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Erfahren Sie mehr \u00fcber beide, die niedrige Renten, zinslose Raten und internationale Eink\u00e4ufe mit Kredit bieten.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-atacadao\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Beide bieten gro\u00dfe Vorteile und wenige Nachteile. Dann schauen Sie sich weitere Details in unserem Vergleich an.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[469,179,436,480],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Atacad\u00e3o ou Cart\u00e3o M\u00e9liuz: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Que tal decidir entre o cart\u00e3o Atacad\u00e3o ou cart\u00e3o M\u00e9liuz? Um tem cr\u00e9dito pessoal facilitado e outro tem cashback? 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