{"id":33636,"date":"2021-09-07T23:01:00","date_gmt":"2021-09-07T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33636"},"modified":"2021-09-07T08:54:30","modified_gmt":"2021-09-07T08:54:30","slug":"emprestimo-ciclic-o-que-e","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/emprestimo-ciclic-o-que-e\/","title":{"rendered":"Ciclic-Privatkredit: Was ist das und wie funktioniert es?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-empr%C3%A9stimo-ciclic-resolva-os-seus-problemas-financeiros-de-uma-vez-por-todas-\">Ciclic-Darlehen: L\u00f6sen Sie Ihre finanziellen Probleme ein f\u00fcr alle Mal <\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, o que \u00e9 o empr\u00e9stimo? Fonte: Ciclic.\"  id=\"33753\" src=\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aber was ist der Kredit \u00fcberhaupt? Quelle: Zyklisch.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie finanzielle Probleme haben und nicht mehr wissen, wie Sie diese l\u00f6sen k\u00f6nnen, ist der Ciclic-Privatkredit m\u00f6glicherweise die L\u00f6sung, die Sie brauchen. Denn Sie k\u00f6nnen es in bis zu 36 Monaten abbezahlen, bis zu R$ 50.000 beantragen und das Guthaben noch am selben Tag freigeben.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um mehr \u00fcber dieses Darlehen zu erfahren, lesen Sie weiter.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Zyklus<\/strong><\/td><\/tr><tr><td><strong>Mindesteinkommen<\/strong><\/td><td>nicht informiert<\/td><\/tr><tr><td><strong>Zinsrate<\/strong><\/td><td>Ab 1.491 TP3T pro Monat<\/td><\/tr><tr><td><strong>Zahlungsfrist<\/strong><\/td><td>Bis zu 36 Monate<\/td><\/tr><tr><td><strong>Ver\u00f6ffentlichungszeitraum<\/strong><\/td><td>Bei Genehmigung bis 13 Uhr noch am selben Tag<\/td><\/tr><tr><td><strong>Kreditbetrag<\/strong><\/td><td>Bis zu R$50 Tausend <\/td><\/tr><tr><td><strong>Akzeptieren Sie Negative?<\/strong><\/td><td>H\u00e4ngt von der Bonit\u00e4tsanalyse ab<\/td><\/tr><tr><td><strong>Vorteile<\/strong><\/td><td>100% digitale Vertragsabwicklung<br>Sicherheit<br>Glaubw\u00fcrdigkeit<br>Bis zu 45 Tage f\u00fcr die Zahlung der ersten Rate<\/td><\/tr><\/tbody><\/table><figcaption>Doch was sind schlie\u00dflich die Merkmale des Kredits?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1SncCl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie das Ciclic-Darlehen\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-emprestimo-ciclic\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie das Ciclic-Darlehen\">\n            So beantragen Sie das Ciclic-Darlehen        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Sie w\u00fcnschen sich einen Kredit mit einer Laufzeit von bis zu 36 Monaten und einzigartigen Konditionen f\u00fcr Sie? Dann klicken Sie hier.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie das Ciclic-Darlehen              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-vantagens-ciclic-\"><strong>Zyklische Vorteile<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Das Ciclic-Darlehen hat zun\u00e4chst mehrere Vorteile. Der erste davon ist die Tatsache, dass Sie je nach Bonit\u00e4tsanalyse einen Kredit von bis zu R$50 Tausend mit sehr g\u00fcnstigen Raten beantragen k\u00f6nnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Und wenn die Bewilligung und Freigabe der Kreditbetr\u00e4ge bis 13.00 Uhr erfolgt, erfolgt die Kreditfreigabe noch am selben Tag.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus sind die Zinss\u00e4tze von Ciclic niedrig, n\u00e4mlich ab 1,491 TP3T pro Monat, und geh\u00f6ren damit zu den wettbewerbsf\u00e4higsten auf dem Markt.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Und Sie k\u00f6nnen auch die beste Art der R\u00fcckzahlung Ihres Kredits w\u00e4hlen, die bis zu 36 Raten umfassen kann, ganz wie es f\u00fcr Sie am besten ist.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-caracter%C3%ADsticas-principais-do-ciclic-\"><strong>Hauptmerkmale von Ciclic<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as caracter\u00edsticas do empr\u00e9stimo? Fonte: Pexels.\"  id=\"33638\" src=\"https:\/\/ucarecdn.com\/5b1cf4c4-cf79-45e1-a546-4a389c948525\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Doch was sind schlie\u00dflich die Merkmale des Kredits? Quelle: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ciclic ist ein Unternehmen von BB Seguros und bietet Kunden, die sich f\u00fcr einen schnellen Privatkredit entscheiden, ohne B\u00fcrokratie, mit Transparenz und Sicherheit, exklusive Vorteile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Und wenn Sie dar\u00fcber hinaus ein Eigenheim kaufen oder es renovieren m\u00f6chten, hilft Ihnen Ciclic dabei, Ihre Art der Kreditaufnahme zu optimieren. Gehen Sie einfach auf die offizielle Website des Unternehmens, f\u00fcllen Sie das Formular mit all Ihren pers\u00f6nlichen Daten aus und warten Sie auf den Vorschlag analysiert werden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bei Privatkrediten erhebt Ciclic weder f\u00fcr die Erstellung des Kreditvorschlags noch f\u00fcr die Freigabe von Betr\u00e4gen Geb\u00fchren.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus k\u00f6nnen Sie die Kreditraten per Bankbeleg begleichen, der dem Kunden im Voraus zugesandt wird, und haben ab dem Datum der Vertragsunterzeichnung bis zu 45 Tage Zeit, um die erste Kreditrate zu zahlen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-para-quem-o-empr%C3%A9stimo-%C3%A9-indicado-\"><strong>F\u00fcr wen das Darlehen bestimmt ist<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quem pode solicitar o empr\u00e9stimo? Fonte: Pexels.\"  id=\"33639\" src=\"https:\/\/ucarecdn.com\/4dcaced8-66cb-488f-b852-ee1e16e06bf7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Doch wer kann den Kredit \u00fcberhaupt beantragen? Quelle: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie auf der Suche nach einem sicheren, transparenten und vollst\u00e4ndig optimierten Privatkredit sind, empfehlen wir Ihnen die Beantragung eines Ciclic-Kredits. Sie f\u00fchrt jedoch eine Bonit\u00e4tsanalyse durch. Wenn Sie also einen schlechten Namen oder eine niedrige Kreditw\u00fcrdigkeit haben, empfehlen wir Ihnen, Ihre Situation zu beurteilen und Ihren CPF zu regulieren.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um mehr \u00fcber dieses Darlehen zu erfahren, klicken Sie unten auf den empfohlenen Inhalt.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-CIGMj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Entdecken Sie den Privatkredit von Ciclic\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/conheca-o-emprestimo-pessoal-ciclic\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Entdecken Sie den Privatkredit von Ciclic\">\n            Entdecken Sie den Privatkredit von Ciclic        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Sie w\u00fcnschen sich einen Kredit mit einer Laufzeit von bis zu 36 Monaten und einer Tilgungsfrist von 45 Tagen f\u00fcr die erste Rate? Erfahren Sie hier mehr.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Entdecken Sie den Privatkredit von Ciclic              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Lernen Sie den Ciclic-Privatkredit kennen und erfahren Sie, wie dieser Kredit Ihnen dabei helfen kann, Ihre Schulden mit wettbewerbsf\u00e4higen Zinss\u00e4tzen und einer Laufzeit von bis zu 36 Monaten zu begleichen, und Sie k\u00f6nnen sogar bis zu 50.000 R$ leihen.<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1749,1747,1748,1746,1750],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/de\/emprestimo-ciclic-o-que-e\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona\" \/>\n<meta property=\"og:description\" content=\"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/de\/emprestimo-ciclic-o-que-e\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-07T23:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-07T08:54:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joyce Viana\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"de-CH\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/\",\"name\":\"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage\"},\"datePublished\":\"2021-09-07T23:01:00+00:00\",\"dateModified\":\"2021-09-07T08:54:30+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\"},\"description\":\"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb\"},\"inLanguage\":\"de-CH\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\",\"name\":\"Joyce Viana\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"caption\":\"Joyce Viana\"},\"description\":\"Graduada em Direito pela PUC Minas. P\u00f3s Graduada em Direito Penal e Processo Penal pela Faculdade Legale. \u00c9 produtora de conte\u00fado para diversos nichos, desde receitas e finan\u00e7as, at\u00e9 beleza e sa\u00fade. Desde crian\u00e7a, fez da escrita sua melhor amiga, e nunca mais parou!\",\"url\":\"https:\/\/senhorpanda.com\/de\/author\/joyceviana\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda","description":"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/de\/emprestimo-ciclic-o-que-e\/","og_locale":"de_DE","og_type":"article","og_title":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona","og_description":"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.","og_url":"https:\/\/senhorpanda.com\/de\/emprestimo-ciclic-o-que-e\/","og_site_name":"Senhor Panda","article_published_time":"2021-09-07T23:01:00+00:00","article_modified_time":"2021-09-07T08:54:30+00:00","og_image":[{"url":"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Joyce Viana","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"de-CH"},{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage","url":"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/","contentUrl":"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#webpage","url":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/","name":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage"},"datePublished":"2021-09-07T23:01:00+00:00","dateModified":"2021-09-07T08:54:30+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d"},"description":"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb"},"inLanguage":"de-CH","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/de\/"},{"@type":"ListItem","position":2,"name":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d","name":"Joyce Viana","image":{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g","caption":"Joyce Viana"},"description":"Graduada em Direito pela PUC Minas. P\u00f3s Graduada em Direito Penal e Processo Penal pela Faculdade Legale. \u00c9 produtora de conte\u00fado para diversos nichos, desde receitas e finan\u00e7as, at\u00e9 beleza e sa\u00fade. Desde crian\u00e7a, fez da escrita sua melhor amiga, e nunca mais parou!","url":"https:\/\/senhorpanda.com\/de\/author\/joyceviana\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/posts\/33636"}],"collection":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/comments?post=33636"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/posts\/33636\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/media?parent=33636"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/categories?post=33636"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/tags?post=33636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}