{"id":28445,"date":"2021-08-13T23:00:00","date_gmt":"2021-08-13T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28445"},"modified":"2021-08-13T21:11:35","modified_gmt":"2021-08-13T21:11:35","slug":"cartao-ourocard-universitario-ou-cartao-magalu","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/cartao-ourocard-universitario-ou-cartao-magalu\/","title":{"rendered":"Ourocard Universit\u00e1rio Card oder Magalu Card: Welche soll ich w\u00e4hlen?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-magalu-descubra-qual-escolher\">Ourocard Universit\u00e1rio x Magalu: Finden Sie heraus, welche Sie w\u00e4hlen sollten<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Magalu? Fonte: Unsplash.\"  id=\"28447\" src=\"https:\/\/ucarecdn.com\/e11f6231-f90f-47a0-b329-e918341380e8\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ourocard Universit\u00e1rio-Karte oder Magalu-Karte? Quelle: Unsplash.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Haben Sie Zweifel zwischen der Ourocard Universit\u00e1rio-Karte oder der Magalu-Karte? Machen Sie sich also keine Sorgen mehr! Heute erz\u00e4hlen wir Ihnen mehr \u00fcber diese beiden erstaunlichen Finanzprodukte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Somit verf\u00fcgen beide Karten \u00fcber eine internationale Abdeckung und die Visa-Flagge, sodass Sie unkompliziert und einfach Eink\u00e4ufe in Brasilien und auf der ganzen Welt t\u00e4tigen k\u00f6nnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Allerdings bietet die Magalu-Karte in ihren Filialen mehrere exklusive Angebote, w\u00e4hrend die Ourocard Universit\u00e1rio bereits mit einem vorab genehmigten Limit von R$ 1.500,00 ausgestattet ist.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie also noch mehr \u00fcber diese beiden Finanzprodukte erfahren m\u00f6chten, sehen Sie sich die exklusive Tabelle an, die wir mit den Hauptmerkmalen der einzelnen Produkte zusammengestellt haben.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Und lesen Sie weiter, um mehr \u00fcber die Vor- und Nachteile zu erfahren und herauszufinden, welches am besten zu Ihren finanziellen Bed\u00fcrfnissen passt. Lass uns gehen?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-16T4zY\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie eine Ourocard Universit\u00e1rio-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie eine Ourocard Universit\u00e1rio-Karte\">\n            So beantragen Sie eine Ourocard Universit\u00e1rio-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Die Ourocard Universit\u00e1rio-Karte ist eine Alternative f\u00fcr Studenten im Grundstudium. Es verzichtet auf Einkommensnachweise und bietet eine kostenlose Rente. Sehen Sie, wie Sie bestellen k\u00f6nnen!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie eine Ourocard Universit\u00e1rio-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1A1b5g\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Magalu Card\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bdb6489d-b6ee-4fca-844e-936f8c37299c\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Magalu Card\">\n            So beantragen Sie die Magalu Card        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Erfahren Sie, wie Sie die Magalu-Karte beantragen, die Magazine Luiza-Netzwerkkarte, ideal zum Einkaufen auf Magalu-Websites und in der App mit verschiedenen Rabatten! Kasse!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/bdb6489d-b6ee-4fca-844e-936f8c37299c\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie die Magalu Card              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-magalu\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><strong><\/strong><\/td><td><strong>Magalu<\/strong><\/td><\/tr><tr><td><strong>Mindesteinkommen&nbsp;<\/strong><strong><\/strong><\/td><td>nicht ben\u00f6tigt<\/td><td>R$ 800,00<\/td><\/tr><tr><td><strong>Rente<\/strong><strong><\/strong><\/td><td>Keine Rente<\/td><td>Keine Rente<\/td><\/tr><tr><td><strong>Flagge<\/strong><strong><\/strong><\/td><td>Visa<\/td><td>Visa<\/td><\/tr><tr><td><strong>Dach<\/strong><strong><\/strong><\/td><td>International<\/td><td>International<\/td><\/tr><tr><td><strong>Vorteile&nbsp;<\/strong><strong><\/strong><\/td><td>Vorab genehmigtes Limit von R$ 1.500,00, ohne Einkommensnachweis<\/td><td>Exklusive Rabatte und Angebote auf Magalu, Cashback-Programm<\/td><\/tr><\/tbody><\/table><figcaption>Aber was sind schlie\u00dflich seine Hauptmerkmale?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio\">Ourocard-Universit\u00e4tskarte<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Deshalb hat die Banco do Brasil die Ourocard Universit\u00e1rio-Karte eingef\u00fchrt, um Hochschulstudenten zu helfen, die finanzielle Freiheit suchen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie also zwischen 16 und 28 Jahre alt sind und auf einem h\u00f6heren Niveau studieren, kann die Karte eine gute Option f\u00fcr Ihr finanzielles Leben sein. Wenn Sie jedoch unter 18 Jahre alt sind, ben\u00f6tigen Sie zur Beantragung der Karte die Genehmigung Ihres Erziehungsberechtigten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus verf\u00fcgt die Karte \u00fcber internationale Abdeckung und die Visa-Flagge, eine der bekanntesten weltweit. Auf diese Weise k\u00f6nnen Sie im In- und Ausland einkaufen und gleichzeitig die Vorteile der Marke nutzen, wie zum Beispiel das Vai de Visa-Programm, das spezielle Rabatte bei Partnerdiensten und Gesch\u00e4ften bietet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus bietet die Karte ein weiteres sehr interessantes Feature, das speziell f\u00fcr ihr Publikum entwickelt wurde. Da viele Studierende aufgrund ihres Studiums immer noch nicht arbeiten, m\u00fcssen Sie weder ein Einkommen nachweisen noch einen Rentenbeitrag zahlen! Das ist eine gro\u00dfartige Gelegenheit, der Protagonist Ihres Finanzlebens zu werden, nicht wahr?<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-magalu\">Magalu-Karte<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nun, die Ladenkette Magazine Luiza hat die Magalu-Karte eingef\u00fchrt, um ihren Kunden das Leben zu erleichtern und verschiedene Vorteile und exklusive Rabatte anzubieten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher kann die Karte die ideale Option f\u00fcr diejenigen sein, die in Brasilien und im Ausland einkaufen m\u00f6chten, da sie \u00fcber eine internationale Abdeckung verf\u00fcgt. Dar\u00fcber hinaus k\u00f6nnen Sie es weiterhin sowohl in physischen Gesch\u00e4ften als auch online nutzen, um kein Angebot zu verpassen!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ein weiteres Merkmal der Karte ist die Visa-Kennzeichnung, die in Tausenden von Einrichtungen auf der ganzen Welt akzeptiert wird und ihren Benutzern zus\u00e4tzlich das Vai de Visa-Programm bietet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus ist die Karte modern und bietet viele Vorteile. So kontrollieren Sie Ihre Finanzen \u00fcber die App und erledigen alle Vorg\u00e4nge mit nur wenigen Fingertipps. Auf diese Weise k\u00f6nnen Sie die Rechnung verfolgen, das Kartenlimit \u00fcberpr\u00fcfen und \u00dcberweisungen und Zahlungen schnell und einfach durchf\u00fchren.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Welche Vorteile bietet die Ourocard Universit\u00e1rio-Karte?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28755\" src=\"https:\/\/ucarecdn.com\/10164468-06a6-4e77-ac08-911dc2720697\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Was sind also Ihre Vorteile? Quelle: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Einer der Vorteile der Karte besteht also darin, dass sie bereits mit einem vorab genehmigten Limit von R$ 1.500,00 ausgestattet ist, das Sie je nach Bedarf nutzen k\u00f6nnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus erhalten Sie exklusive Rabatte und profitieren von Sonderangeboten bei Unterhaltungs-, Sport- und Kulturveranstaltungen, die von der Banco do Brasil gesponsert werden. So k\u00f6nnen Sie neben dem Lernen auch entspannen und Spa\u00df haben und daf\u00fcr weniger bezahlen!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ein weiterer positiver Punkt ist, dass Sie f\u00fcr die Beantragung Ihrer Karte kein Banco do Brasil-Konto ben\u00f6tigen. Somit k\u00f6nnen Sie sich \u00fcber ein Qualit\u00e4tsprodukt freuen, ohne sich Gedanken \u00fcber die Kontoer\u00f6ffnung machen zu m\u00fcssen, wenn Sie Kontoinhaber bei einer anderen Institution sind.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus ist die Karte modern und praktisch. So schlie\u00dfen Sie Ihre Debit- oder Kreditk\u00e4ufe mit der Approach-Zahlungstechnologie mit Ihrer Ourocard-Karte oder Ihrem Armband ab.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-magalu\">Welche Vorteile bietet die Magalu-Karte?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Magazine Luiza.\"  id=\"28449\" src=\"https:\/\/ucarecdn.com\/3f04767f-0274-4571-82bd-47e5f59ddea1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Was sind also Ihre Vorteile? Quelle: Magazin Luiza.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nun, einer der positiven Punkte der Karte ist, dass sie ein exklusives Cashback-Programm f\u00fcr Magazine Luiza-Kunden bietet. Wenn Sie also Eink\u00e4ufe \u00fcber die App, die Website oder den physischen Laden t\u00e4tigen, erhalten Sie 2% des Wertes zur\u00fcck. Nach dem Einkauf ist das Geld also innerhalb von 20 Tagen in Ihrer digitalen Geldb\u00f6rse von MagaluPay verf\u00fcgbar. Erstaunlich, nicht wahr?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus k\u00f6nnen Sie bei Magazine Luiza von mehreren Erm\u00e4\u00dfigungen profitieren, die exklusiv f\u00fcr diejenigen gelten, die Eink\u00e4ufe mit der Magalu-Karte t\u00e4tigen. Und Sie k\u00f6nnen Eink\u00e4ufe auch in bis zu 24 Raten in den Filialen und auf der Website bezahlen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ein weiterer Vorteil der Karte ist, dass keine Jahresgeb\u00fchr erhoben wird. Auf diese Weise sparen Sie ein wenig Geld und m\u00fcssen sich keine Gedanken \u00fcber diese Art von Geb\u00fchr machen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus bietet es N\u00e4herungszahlungstechnologie. Um Ihre Eink\u00e4ufe zu t\u00e4tigen, m\u00fcssen Sie also die Karte zum Automaten bringen und die Transaktion ist abgeschlossen. Eine viel einfachere und sicherere M\u00f6glichkeit, da Sie in physischen Gesch\u00e4ften kein Passwort verwenden m\u00fcssen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nachdem Sie nun die Vorteile jeder Karte besser kennen, wie w\u00e4re es, wenn Sie auch deren negative Aspekte kennen? Somit ist es m\u00f6glich, mit allen notwendigen Informationen die beste Entscheidung f\u00fcr Ihr Finanzleben zu treffen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Welche Nachteile hat die Ourocard Universit\u00e1rio-Karte?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Ourocard Universit\u00e1rio-Karte hat also eine bestimmte Zielgruppe und Sie m\u00fcssen die von der Bank festgelegten Bedingungen einhalten. Daher m\u00fcssen Sie zwischen 16 und 28 Jahre alt und in einem h\u00f6heren Studiengang eingeschrieben sein, um Ihre Karte beantragen zu k\u00f6nnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie nicht mehr zu dieser Gruppe geh\u00f6ren, kann die Banco do Brasil au\u00dferdem die Modalit\u00e4t Ihrer Karte \u00e4ndern.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ein weiterer Nachteil besteht darin, dass beim Kauf des Ourocard-Armbandes f\u00fcr kontaktloses Bezahlen eine Geb\u00fchr von R$ 40,00 anf\u00e4llt. Beachten Sie jedoch, dass das Armband optional ist und Sie die Technologie nur mit Ihrer Karte nutzen k\u00f6nnen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-magalu\">Welche Nachteile hat die Magalu-Karte?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nun, einer der negativen Punkte ist, dass viele Vorteile, die die Karte bietet, den Kunden von Magazine Luiza zugute kommen. Wenn Sie also nicht oft im Gesch\u00e4ft einkaufen, werden Sie viele der exklusiven Rabatte nicht nutzen k\u00f6nnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus m\u00fcssen Sie f\u00fcr die Beantragung der Karte ein Mindesteinkommen von R$ 800,00 nachweisen. Wenn Sie diese Bedingung nicht erf\u00fcllen, wird die Karte m\u00f6glicherweise nicht genehmigt.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-magalu-qual-escolher\">Ourocard Universit\u00e1rio Card oder Magalu Card: Welche soll ich w\u00e4hlen?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nachdem Sie nun die Vor- und Nachteile jeder Karte kennen, wissen Sie, welche die beste Wahl f\u00fcr Sie ist? Ourocard Universit\u00e1rio-Karte oder Magalu-Karte?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher sind die beiden Optionen recht interessant, da sie keine Rente verlangen und mehrere Erleichterungen f\u00fcr Ihr t\u00e4gliches Leben bieten, wie zum Beispiel eine Ann\u00e4herungsweise.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Ourocard Universit\u00e1rio-Karte richtet sich jedoch an Hochschulstudenten, w\u00e4hrend Magalu mehrere Sonderangebote f\u00fcr Stammkunden seiner Gesch\u00e4fte anbietet.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nehmen Sie sich daher die Zeit, jede Karte zu analysieren, um die beste Entscheidung f\u00fcr Ihre aktuellen finanziellen Bed\u00fcrfnisse zu treffen. \u00dcberpr\u00fcfen Sie au\u00dferdem alle Vertragsbedingungen, bevor Sie Ihr Finanzprodukt bestellen, damit Sie keine \u00dcberraschungen erleben.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aber wenn Sie schon so weit gekommen sind und immer noch nicht sicher sind, welches Sie w\u00e4hlen sollen, machen Sie sich keine Sorgen! Lesen Sie also unseren empfohlenen Inhalt unten, um mehr \u00fcber zwei weitere tolle Kartenoptionen zu erfahren, die auf dem Markt erh\u00e4ltlich sind.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2r758i\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"PagBank-Karte oder Neon-Karte?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/edeb3b7f-66c2-4794-94ca-98050550c2e7\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"PagBank-Karte oder Neon-Karte?\">\n            PagBank-Karte oder Neon-Karte?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Sei es die Pagbank-Karte oder die Neon-Karte, beide streben danach, qualitativ hochwertige Dienstleistungen anzubieten und haben die Marke Mastercard! Kasse!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/cartao-pagbank-ou-cartao-neon-qual-escolher\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Entweder die Ourocard Universit\u00e1rio-Karte oder die Magalu-Karte, beide haben NULL-Annuit\u00e4t, Visa-Marke und internationale Abdeckung. Allerdings haben sie unterschiedliche Vor- und Nachteile. Lesen Sie also diesen Beitrag und vergleichen Sie.<\/p>","protected":false},"author":18,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[431,458,1423,285],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Ourocard Universit\u00e1rio ou Cart\u00e3o Magalu: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Seja o cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Magalu, ambos t\u00eam anuidade ZERO e cobertura internacional. 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