{"id":28164,"date":"2021-08-16T23:00:00","date_gmt":"2021-08-16T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28164"},"modified":"2023-02-21T15:00:20","modified_gmt":"2023-02-21T15:00:20","slug":"cartao-havan-ou-cartao-inter-qual-o-melhor","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-inter-qual-o-melhor\/","title":{"rendered":"Havan Card oder Inter Card: Was ist besser?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-havan-x-inter-descubra-qual-escolher\">Havan x Inter: Finden Sie heraus, welches Sie w\u00e4hlen sollten<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Havan ou cart\u00e3o Inter, qual ser\u00e1? Fonte: Pexels.\"  id=\"29308\" src=\"https:\/\/ucarecdn.com\/02a91394-46a7-4c0b-8e60-d1a0844ba966\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Havan-Karte oder Inter-Karte, welche wird es sein? Quelle: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Immerhin Havan-Karte oder Inter-Karte? Wenn Sie diese Frage haben, lesen Sie weiter und schauen Sie sich unseren Vergleich an.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Havan-Karte ist zun\u00e4chst eine Sparm\u00f6glichkeit f\u00fcr Filialkunden, bietet dar\u00fcber hinaus aber auch Zahlungsm\u00f6glichkeiten, die beispielsweise Menschen mit geringem Einkommen den Zugang zu guten Produkten erleichtern.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Andererseits gibt es auch Kreditkarten von digitalen Banken, wie zum Beispiel die Inter-Karte, die den Finanzmarkt mit einfacher Genehmigung, guten Limits und nat\u00fcrlich kostenlosen Jahresgeb\u00fchren, die lange Zeit bem\u00e4ngelt wurden, revolutionierte von vielen Menschen. im Vergleich zu anderen Banken.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um gute Optionen zu bieten, werden wir angesichts dieser Vorteile die Havan-Karte und die Inter-Karte vergleichen und eine Option anbieten. Um nur ein Beispiel zu nennen: Eine davon konzentriert sich nur auf Gesch\u00e4fte in Havanna, w\u00e4hrend die andere sich ideal f\u00fcr Kreditk\u00e4ufe unabh\u00e4ngig vom Standort eignet. Lesen Sie also weiter und schauen Sie sich den Vergleich an.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2tQruH\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Havan-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1998a8c8-5f91-42ff-8e58-df4134ad387b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Havan-Karte\">\n            So beantragen Sie die Havan-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Zahlen Sie keinen Mitgliedsbeitrag oder Jahresbeitrag und verf\u00fcgen Sie \u00fcber eine Kundenkarte, die Rabatte und zinslose Ratenzahlungen von bis zu 10 Raten bietet. Kasse!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/1998a8c8-5f91-42ff-8e58-df4134ad387b\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie die Havan-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2pIUSc\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-de-credito-do-inter\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie eine Inter-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/77ee7fde-1c07-47cb-8351-35b8dc885477\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-de-credito-do-inter\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie eine Inter-Karte\">\n            So beantragen Sie eine Inter-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Zus\u00e4tzlich zu den kostenlosen Jahresgeb\u00fchren erhalten Sie auch eine R\u00fcckerstattung der bezahlten Rechnung. Das ist die digitale Bankkarte von Inter!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-de-credito-do-inter\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-de-credito-do-inter\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/77ee7fde-1c07-47cb-8351-35b8dc885477\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie eine Inter-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-de-credito-do-inter\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Havanna-Karte<\/strong><\/td><td><strong>Inter-Karte<\/strong><\/td><\/tr><tr><td><strong>Mindesteinkommen<\/strong><\/td><td>R$ 800,00<\/td><td>nicht ben\u00f6tigt<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>Befreit<\/td><td>Befreit<\/td><\/tr><tr><td><strong>Flagge<\/strong><\/td><td>hat nicht<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>Dach<\/strong><\/td><td>National<\/td><td>National und international<\/td><\/tr><tr><td><strong>Vorteile<\/strong><\/td><td>Rabatt auf Eink\u00e4ufe;<br>40 Tage f\u00fcr die Zahlung der ersten Rate;<br>Zahlung in bis zu 10 zinslosen Raten;<br>Kostenloser Mitgliedsbeitrag.<\/td><td>Kredite und Investitionen;<br>Keine Jahresgeb\u00fchren oder hohe Geb\u00fchren;<br>Schnelle Genehmigung;<br><\/td><\/tr><\/tbody><\/table><figcaption>Aber was ist schlie\u00dflich die beste Karte?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-havan-\"><strong>Havanna-Karte<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sofern Sie kein regelm\u00e4\u00dfiger Havan-Kunde sind, ist diese Karte nicht von Nutzen. Wenn Sie es also sind, wissen Sie, dass sie Ihnen viel dabei hilft, Geld zu sparen und Eink\u00e4ufe in Raten zu bezahlen. Dies liegt daran, dass die Chancen, lange Raten zinslos zu zahlen, real sind, das hei\u00dft, es ist f\u00fcr Menschen mit geringem Einkommen m\u00f6glich, viele Produkte zu kaufen, w\u00e4hrend sie monatlich wenig bezahlen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus handelt es sich aufgrund des erforderlichen Mindesteinkommens um eine einfach zu genehmigende und kosteng\u00fcnstige Karte, sodass Sie wahrscheinlich keine Geb\u00fchren zahlen m\u00fcssen, die beispielsweise f\u00fcr die Ratenzahlung von Produkten anfallen. Die Anfrage ist zun\u00e4chst so einfach, dass Sie nur in den Laden gehen m\u00fcssen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sobald das Limit genehmigt ist, k\u00f6nnen Sie schlie\u00dflich sofort Eink\u00e4ufe t\u00e4tigen, auch wenn die physische Karte noch nicht verf\u00fcgbar ist. Wenn das Ziel also darin besteht, bestimmte Produkte zu kaufen und dabei von einem Rabatt zu profitieren, sollten Sie sich dar\u00fcber im Klaren sein, dass die Wahl zwischen der Havan-Karte oder der Inter-Karte die erste Option sein kann.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-inter-\"><strong>Inter-Karte<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Beachten Sie zun\u00e4chst, dass die Interbank-Karte eine weitere Option ohne Jahresgeb\u00fchr und eine geb\u00fchrenfreie digitale Bank ist. Obwohl es den anderen sehr \u00e4hnlich zu sein scheint, bietet es Kredite, Investitionen und sogar eine zus\u00e4tzliche Karte f\u00fcr Kinder, f\u00fcr diejenigen, die Ersparnisse anlegen m\u00f6chten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus fallen f\u00fcr Grunddienstleistungen wie \u00dcberweisungen, Zahlungen und die Ausstellung von Rechnungen keine Geb\u00fchren an, womit die Inter-Karte auch \u00e4hnlichen Optionen voraus ist. Dar\u00fcber hinaus kann das Konto online er\u00f6ffnet werden, mit schneller Genehmigung und der M\u00f6glichkeit guter Limits.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Schlie\u00dflich ist es die ideale Option f\u00fcr diejenigen, die eine digitale Bankkarte suchen, ganz anders als bei herk\u00f6mmlichen Banken, um Kredite beispielsweise auch bei einem niedrigen Score zu nutzen. Wenn Sie nach Kreditoptionen zwischen der Havan-Karte und der Inter-Karte suchen, werden Ihre Optionen f\u00fcr den Kauf von Standorten erweitert.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-havan-\"><strong>Welche Vorteile bietet die Havan-Karte?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Obwohl Kunden nur auf Eink\u00e4ufe auf der Website oder in physischen Gesch\u00e4ften beschr\u00e4nkt sind, erm\u00f6glicht die Havan-Karte beispielsweise den Zugang zu hochwertigen Eink\u00e4ufen f\u00fcr diejenigen, die noch nie Zugang zu zinslosen Ratenzahlungen hatten. Dar\u00fcber hinaus kann sich der Kunde durch die Wahl des Wunschtermins in Bezug auf die Raten finanziell selbst organisieren. Dar\u00fcber hinaus gibt es noch weitere Vorteile, einige davon finden Sie weiter unten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Zinslose Raten bis zu 10 Raten;<\/li><li>Erste Ratenzahlung mit einer Laufzeit von 40 Tagen;<\/li><li>Kunden k\u00f6nnen zwischen 9 Ablaufdaten w\u00e4hlen;<\/li><li>Keine Mitgliedschaft oder Jahresgeb\u00fchr;<\/li><li>Mindesteinkommen zur Genehmigung;<\/li><li>T\u00e4gliche Rabatte auf Produkte.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-inter-\"><strong>Welche Vorteile bietet die Inter-Karte?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O banco Inter oferece bons limites e r\u00e1pida aprova\u00e7\u00e3o. Fonte: Inter.\"  id=\"28167\" src=\"https:\/\/ucarecdn.com\/f1163f91-72c5-4b77-9eca-a3d6e52dfe22\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Banco Inter bietet gute Limits und schnelle Genehmigungen. Quelle: Inter.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Andererseits ist die Inter-Digitalkarte f\u00fcr diejenigen interessant, die internationale Eink\u00e4ufe t\u00e4tigen m\u00f6chten, eine Kreditkarte mit wenigen Geb\u00fchren und auch allen notwendigen Dienstleistungen eines herk\u00f6mmlichen Bankkontos, aber alles wird \u00fcber die Anwendung erledigt. Daher gibt es auch weitere Vorteile, die im Folgenden beschrieben werden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Kostenlose Jahresgeb\u00fchr;<\/li><li>Internationale Abdeckung;<\/li><li>Es ist kein Mindesteinkommen erforderlich, um die Grenze aufzuheben;<\/li><li>M\u00f6glichkeit attraktiver Investitionen und Kredite;<\/li><li>Karte mit Extras auch f\u00fcr Kinder;<\/li><li>Wenig B\u00fcrokratie, die genehmigt werden muss.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-havan-\"><strong>Welche Nachteile hat die Havan-Karte?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Neben den Vorteilen besteht der Hauptnachteil der Havan-Karte darin, dass sie in manchen F\u00e4llen ein hohes Limit bietet, aber beispielsweise Ausgaben au\u00dferhalb des Gesch\u00e4fts nicht zul\u00e4sst. Dar\u00fcber hinaus verf\u00fcgt es weder \u00fcber eine Kreditmarke noch \u00fcber einen Vorteil seitens der Banken.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ein weiterer Nachteil besteht schlie\u00dflich darin, dass das Gesch\u00e4ft trotz einer guten Zahlungsfrist f\u00fcr die ersten Raten bei einer Verz\u00f6gerung von mehr als 50 Tagen hohe Zinsen berechnet und SPC-Benachrichtigungen verschickt, was in vielen Gesch\u00e4ften \u00fcblich ist.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-inter-\"><strong>Welche Nachteile hat die Inter-Karte?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Auch wenn die Inter-Digitalkarte nicht als kostenpflichtige Option erscheint, k\u00f6nnen bei einigen Anfragen des Kunden hohe Betr\u00e4ge erhoben werden. Um Ihnen ein Beispiel zu nennen: Die Bestellung einer Zusatzkarte kostet den Kontoinhaber mindestens R$15,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus \u00fcbersteigen die Zinsen f\u00fcr versp\u00e4tete Kreditkartenrechnungen 7% pro Monat. Dar\u00fcber hinaus kann der Support zeitaufw\u00e4ndig sein, da der gesamte Support \u00fcber die App erfolgt und es keine M\u00f6glichkeit gibt, beispielsweise eine Filiale aufzusuchen. Dar\u00fcber hinaus ist es wichtig, \u00fcber ein hochwertiges Smartphone zu verf\u00fcgen, wenn Sie Ihr Konto verwalten m\u00f6chten.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-havan-ou-cart%C3%A3o-inter-qual-escolher-\"><strong>Havan Card oder Inter Card: welche soll ich w\u00e4hlen?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Schlie\u00dflich verfolgen die beiden Optionen unterschiedliche Ziele, was Sie nicht daran hindert, beide zu beantragen, die Havan-Karte oder die Inter-Karte. Wenn Sie jedoch so wenige Kreditkarten wie m\u00f6glich haben m\u00f6chten, w\u00e4hlen Sie die umfassendste Variante: die \u00fcber ein Guthaben verf\u00fcgt Begrenzen, kennzeichnen und erm\u00f6glichen Sie auch Eink\u00e4ufe in Tausenden von Einrichtungen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Daher hoffen wir, dass unser Vergleich Ihnen bei der Auswahl geholfen hat. Wenn dies jedoch noch nicht m\u00f6glich war, geben Sie nicht auf! Klicken Sie unten auf einen weiteren Vergleich, der von unserem Team sorgf\u00e4ltig erstellt wurde, und h\u00f6ren Sie nicht auf, nach der besten Karte zu suchen.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1OjbyV\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/cartao-impact-bank-ou-cartao-superdigital\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Impact Bank-Karte oder Superdigital-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fb0b01ac-2c05-4b23-83cb-e2b25f4f8b46\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/cartao-impact-bank-ou-cartao-superdigital\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Impact Bank-Karte oder Superdigital-Karte\">\n            Impact Bank-Karte oder Superdigital-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Beide verf\u00fcgen \u00fcber eine internationale Abdeckung und die Mastercard-Flagge, wodurch Sie auf sehr praktische Weise Eink\u00e4ufe auf der ganzen Welt t\u00e4tigen k\u00f6nnen. 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Entdecken Sie die Unterschiede zwischen der Havan-Karte und der Inter-Karte: Die eine bietet Ersparnisse bei Eink\u00e4ufen und die andere Pr\u00e4mienprogramme. So lass uns gehen!<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1311,179,525,263,296,339],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Havan ou Cart\u00e3o Inter: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a as diferen\u00e7as entre o cart\u00e3o Havan ou cart\u00e3o Inter. Um oferece economia em compras na loja e o outro programas de recompensa. 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