{"id":28006,"date":"2021-08-16T12:00:00","date_gmt":"2021-08-16T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28006"},"modified":"2021-08-16T17:01:45","modified_gmt":"2021-08-16T17:01:45","slug":"cartao-havan-ou-cartao-americanas-qual-o-melhor","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/","title":{"rendered":"Havan-Karte oder Americanas-Karte: Welche soll ich w\u00e4hlen?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-havan-x-americanas-descubra-qual-o-ideal-para-voc%C3%AA\">Havan x Americanas: Finden Sie heraus, welches f\u00fcr Sie ideal ist<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Havan ou cart\u00e3o Americanas: qual escolher? Fonte: Pxhere.\"  id=\"28009\" src=\"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Havan-Karte oder Americanas-Karte: Welche soll ich w\u00e4hlen? Quelle: Pxhere.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Wenn Sie gerne in gro\u00dfen Kaufh\u00e4usern einkaufen und dabei auch Ihre Kreditkarte nutzen, ist ein Finanzprodukt mit diesen beiden Funktionen zweifellos ideal f\u00fcr Sie. Wie w\u00e4re es vor diesem Hintergrund, die Havan-Karte oder die Americanas-Karte kennenzulernen?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Obwohl es zahlreiche Optionen gibt, m\u00fcssen Sie diejenige ausw\u00e4hlen, die Ihren Anforderungen entspricht, die vor der Bestellung definiert werden m\u00fcssen. Deshalb stellen wir Ihnen nun diese beiden interessanten Optionen vor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Damit Sie wichtige Details kennen, haben wir einen Vergleich vorbereitet, der die wichtigsten Informationen zu den beiden Optionen enth\u00e4lt. Beachten Sie au\u00dferdem vorab, dass die Havan-Karte im Gegensatz zur Americanas-Karte trotz gro\u00dfer Vorteile keine Kreditkarte hat.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Folgen Sie uns daher und beachten Sie die wichtigsten Unterschiede bei der Wahl zwischen der Havan-Karte und der Americanas-Karte, die unabh\u00e4ngig von den jeweiligen Vorteilen \u00e4u\u00dferst n\u00fctzlich sind.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2pYs71\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Havan-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/1998a8c8-5f91-42ff-8e58-df4134ad387b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Havan-Karte\">\n            So beantragen Sie die Havan-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Suchen Sie eine Kundenkarte, die Rabatte, zinslose lange Raten und 9 Termine f\u00fcr die Zahlung der ersten Rate bietet? Fragen Sie also nach Ihrer Havan-Karte.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/1998a8c8-5f91-42ff-8e58-df4134ad387b\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie die Havan-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1f71Ei\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-americanas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Americanas-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/19ac276b-9b04-40d1-b0ea-d7e560115a20\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-americanas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So beantragen Sie die Americanas-Karte\">\n            So beantragen Sie die Americanas-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Americanas-Kunden ben\u00f6tigen eine Karte mit internationaler Flagge, t\u00e4gliche Rabattm\u00f6glichkeiten und die Teilnahme an Flaggenprogrammen. Jetzt bewerben!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-americanas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-americanas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/19ac276b-9b04-40d1-b0ea-d7e560115a20\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                So beantragen Sie die Americanas-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/como-solicitar-cartao-americanas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Havanna-Karte<\/strong><\/td><td><strong>Americanas-Karte<\/strong><\/td><\/tr><tr><td><strong>Mindesteinkommen<\/strong><\/td><td>Mindestlohn<\/td><td>Mindestlohn<\/td><\/tr><tr><td><strong>Rente<\/strong><\/td><td>Befreit<\/td><td>12x R$ 16,99<\/td><\/tr><tr><td><strong>Flagge<\/strong><\/td><td>hat nicht<\/td><td>Visa oder Mastercard<\/td><\/tr><tr><td><strong>Dach<\/strong><\/td><td>National<\/td><td>national oder international<\/td><\/tr><tr><td><strong>Vorteile<\/strong><\/td><td>Rabatte von bis zu 50% auf Eink\u00e4ufe<br>Zahlung in bis zu 10 zinslosen Raten<br>Keine Mitgliedschaft oder Jahresgeb\u00fchr<\/td><td>In der einfachsten Variante erhalten Sie die Rente zur\u00fcck<br>Bewerbungsantrag<br>Rabatte auf einen gro\u00dfen Produktkatalog<\/td><\/tr><\/tbody><\/table><figcaption>Vergleichen Sie die beiden Optionen<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-havan-\"><strong>Havanna-Karte<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Erstens wird die Havan-Karte schneller genehmigt, wenn Sie schon seit einiger Zeit Kunde im Gesch\u00e4ft sind, d. h. wenn Sie eine Aufzeichnung haben und regelm\u00e4\u00dfig Eink\u00e4ufe t\u00e4tigen. Je mehr Sie kaufen, desto gr\u00f6\u00dfer sind daher die Chancen auf eine Zulassung mit einem guten Limit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um Eink\u00e4ufe zu f\u00f6rdern, wurde die Havan-Karte ohne Jahresgeb\u00fchr oder Mitgliedsbeitrag eingef\u00fchrt, mit dem Ziel, dass Kunden nur die Raten der von ihnen get\u00e4tigten Eink\u00e4ufe und ohne Zinsen zahlen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tats\u00e4chlich w\u00e4re die Havan-Karte ideal f\u00fcr alle, die eine abwechslungsreiche Option suchen, ohne die Rechnungen f\u00fcr Ladeneink\u00e4ufe mit dem Rest der Kreditkarte zu vermischen. Dar\u00fcber hinaus belastet sie Ihren Geldbeutel nicht, da keine Geb\u00fchren oder Zinsen anfallen wie bei einer normalen Kreditkarte.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zudem ist eine anderweitige Nutzung nicht m\u00f6glich, da keine Kreditkarte vorhanden ist. Dennoch gibt es 40 Tage Zeit, um Raten und Teilbetr\u00e4ge bis zu 10 Raten zu zahlen, ohne dass dem Kunden Zinsen in Rechnung gestellt werden.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-americana-s\"><strong>Amerikanische Karte<\/strong>S<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da die Americanas-Karte nat\u00fcrlich mit dem Gesch\u00e4ft verkn\u00fcpft ist, gibt es auch Typen f\u00fcr jede Tasche. Die g\u00e4ngige Kreditkarte der Marke Visa ohne angeschlossene Bank bietet Rabatte und erm\u00f6glicht auch Eink\u00e4ufe \u00fcberall mit Ihrem Limit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Andererseits gibt es auch Bradescard Americanas mit Optionen f\u00fcr nationale und internationale Eink\u00e4ufe, d. h. Sie verf\u00fcgen \u00fcber ein Bankkonto, ein verf\u00fcgbares Limit und eine vollst\u00e4ndige Bewegung, wobei Sie die guten Rabatte, die das Gesch\u00e4ft bietet, beibehalten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dar\u00fcber hinaus werden Zusatzkarten und spezielle Vorteilsprogramme angeboten, darunter Mais Sorrisos. Wenn der Kunde den Programmcode eingibt, sammelt er grunds\u00e4tzlich Punkte, die gegen andere Eink\u00e4ufe auf der Website eingetauscht werden k\u00f6nnen. Mit den Punkten k\u00f6nnen die Geschenkgutscheine R$250,00 erreichen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Letztendlich sollten Sie sich bei der Wahl zwischen der Havan-Karte und der Americanas-Karte dar\u00fcber im Klaren sein, dass die letzte Option v\u00f6llig wie eine normale Kreditkarte funktioniert und daher \u00fcber mehr Genehmigungskriterien verf\u00fcgt.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-havan-\"><strong>Welche Vorteile bietet die Havan-Karte?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as vantagens? Fonte: Pexels.\"  id=\"29253\" src=\"https:\/\/ucarecdn.com\/b879ecb7-b898-487e-9568-78f8a4a81418\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aber was sind schlie\u00dflich die Vorteile? Quelle: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zweifellos eignet sich die Havan-Karte hervorragend f\u00fcr alle, die eine kosteng\u00fcnstige Option suchen, die ein gutes Kauflimit bietet, ganz zu schweigen von einem guten Zeitpunkt f\u00fcr die Ratenzahlung und zinslosen Ratenzahlungsm\u00f6glichkeiten. Nachfolgend finden Sie weitere Vorteile, die Ihnen bei der Wahl zwischen der Havan-Karte und der Americanas-Karte helfen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Zahlung in bis zu 10 Raten ohne zus\u00e4tzliche Kosten;<\/li><li>Zahlung der ersten Raten innerhalb von 40 Tagen;<\/li><li>Fast keine Zinsen bei versp\u00e4teten Zahlungen;<\/li><li>9 vom Kunden gew\u00e4hlte F\u00e4lligkeitstermine f\u00fcr Rechnungen;<\/li><li>Keine Jahres- oder Mitgliedsbeitr\u00e4ge;<\/li><li>Es ist weder die Er\u00f6ffnung eines Bankkontos noch der b\u00fcrokratische Aufwand bei der Bestellung der Karte erforderlich.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-americanas-\"><strong>Welche Vorteile bietet die Americanas-Karte?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Da die Havan-Karte den Kunden auf das Gesch\u00e4ft beschr\u00e4nkt, gibt ihm die Americanas-Option die Freiheit, an anderen Orten einzukaufen, da er \u00fcber eine Kreditkarte und die mit der Bradesco-Bank verbundene Option verf\u00fcgt. Zur Veranschaulichung unterteilen wir die Vorteile dieser Karte auch in Themen, die zus\u00e4tzlich zu diesen Vorteilen Cashback in bestimmten Programmen bieten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Mais Sorrisos-Programm, das bei jedem Einkauf Punkte sammelt und gegen eine Geschenkkarte eingetauscht werden kann;<\/li><li>Visa- oder Mastercard-Flaggen;<\/li><li>Option im Zusammenhang mit der Bank Bradesco, mit Kontoer\u00f6ffnung und Verf\u00fcgbarkeit anderer Finanzprodukte;<\/li><li>Rabatte im gesamten Gesch\u00e4ft und einfaches Einkaufen;<\/li><li>Exklusivit\u00e4t bei geplanten Aktionen wie Black Friday;<\/li><li>Zustimmung auch f\u00fcr Geringverdiener, also Menschen mit Mindestlohn.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-havan-\"><strong>Welche Nachteile hat die Havan-Karte?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as desvantagens? Fonte: Pexels.\"  id=\"29258\" src=\"https:\/\/ucarecdn.com\/8cfd0c02-a389-4a31-90e1-f24c0ed0d3f9\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Aber was sind denn die Nachteile? Quelle: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Neben Lob gibt es auch Kritik an der Havan-Karte. Nachfolgend finden Sie die Nachteile.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Es handelt sich nicht um eine normale Kreditkarte, sie kann nur in Gesch\u00e4ften in Havanna verwendet werden;<\/li><li>Sie k\u00f6nnen die Karte nicht beantragen, wenn Sie mehr als 200 Kilometer von einem Gesch\u00e4ft in Havanna entfernt wohnen;<\/li><li>Es gibt keine Kreditkarte oder einen Bankverband.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-americanas-\"><strong>Welche Nachteile hat die Americanas-Karte?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Americanas-Karte ist nicht nur eine Flaggschiff-Kreditkarte, sondern eignet sich auch gut f\u00fcr Eink\u00e4ufe im Gesch\u00e4ft, aber das bedeutet nicht, dass es keine Nachteile gibt. Sehen Sie sich einige davon unten an.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Es gibt viele Beschwerden \u00fcber das Mais Sorrisos-Programm, da einige Leute Schwierigkeiten beim Einl\u00f6sen von Punkten haben;<\/li><li>Es gibt keine Rentenbefreiung, die R$ 150,00 \u00fcbersteigt;<\/li><li>Kosten von R$13,90 f\u00fcr Abhebungen im Banco24H-Netzwerk.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-havan-ou-cart%C3%A3o-americanas-qual-escolher-\"><strong>Havan-Karte oder Americanas-Karte: Welche soll ich w\u00e4hlen?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sobald Sie alle Details kennen, ist es an der Zeit, Ihr Einkommen zu Papier zu bringen und die Priorit\u00e4ten f\u00fcr die Wahl zwischen der Havan-Karte oder der Americanas-Karte festzulegen. Mit unserem detaillierten Vergleich wird es klarer, welches ideal ist!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sollten dennoch Zweifel bestehen bleiben, machen Sie sich keine Sorgen. Unser Team vergleicht und recherchiert st\u00e4ndig nach anderen Optionen, die zu unterschiedlichen Finanzprofilen passen. Wenn Sie den Hammer immer noch nicht getroffen haben, klicken Sie unten und sehen Sie sich einen weiteren Vergleich an.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZGwbG8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-ricardo-eletro-qual-o-melhor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Havan-Karte oder Ricardo-Eletro-Karte\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6c161c6d-2b9d-496e-8d51-4ca07102cecc\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-ricardo-eletro-qual-o-melhor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Havan-Karte oder Ricardo-Eletro-Karte\">\n            Havan-Karte oder Ricardo-Eletro-Karte        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Zwei konsolidierte Gesch\u00e4fte verf\u00fcgen \u00fcber Karten mit tollen Ratenzahlungen, aber nur eines erlaubt eine Kreditmarke und Eink\u00e4ufe an anderen Standorten. Kasse!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-ricardo-eletro-qual-o-melhor\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-ricardo-eletro-qual-o-melhor\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/6c161c6d-2b9d-496e-8d51-4ca07102cecc\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Havan-Karte oder Ricardo-Eletro-Karte              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-ricardo-eletro-qual-o-melhor\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Die eine Karte bietet Rabatte und tolle Ratenzahlungen, die andere erm\u00f6glicht den Zugriff auf Eink\u00e4ufe im Laden, aber auch au\u00dferhalb. Schauen Sie sich den Vergleich an, den wir f\u00fcr Sie \u00fcber die Havan-Karte und die Americana-Karte vorbereitet haben.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[459,179,525,1492],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Um cart\u00e3o oferece descontos, o outro, d\u00e1 acesso a compras na loja e fora dela. Confira o comparativo entre cart\u00e3o Havan ou cart\u00e3o Americanas.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher?\" \/>\n<meta property=\"og:description\" content=\"Um cart\u00e3o oferece descontos, o outro, d\u00e1 acesso a compras na loja e fora dela. Confira o comparativo entre cart\u00e3o Havan ou cart\u00e3o Americanas.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-08-16T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-08-16T17:01:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Tathiane Mantovani\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"de-CH\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/\",\"name\":\"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher? - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#primaryimage\"},\"datePublished\":\"2021-08-16T12:00:00+00:00\",\"dateModified\":\"2021-08-16T17:01:45+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/84e8affa94c0e6e11ea2bf8c25c16b1d\"},\"description\":\"Um cart\u00e3o oferece descontos, o outro, d\u00e1 acesso a compras na loja e fora dela. Confira o comparativo entre cart\u00e3o Havan ou cart\u00e3o Americanas.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#breadcrumb\"},\"inLanguage\":\"de-CH\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/de\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher?\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/84e8affa94c0e6e11ea2bf8c25c16b1d\",\"name\":\"Tathiane Mantovani\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de-CH\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/8f696ae3d36d5a641875d3654e402f39?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/8f696ae3d36d5a641875d3654e402f39?s=96&d=mm&r=g\",\"caption\":\"Tathiane Mantovani\"},\"description\":\"Estrategista de Conte\u00fado, Redatora SEO e Escritora com mais de 9 livros publicados nas \u00e1reas de Recursos Humanos e Seguran\u00e7a do Trabalho. Estudante de Jornalismo. Bacharel em Administra\u00e7\u00e3o. Especialista em Marketing de Conte\u00fado, Design Instrucional, Gest\u00e3o de Pessoas e Psicopedagogia Institucional. Apaixonada pela arte da escrita e amante dos livros t\u00e9cnicos.\",\"url\":\"https:\/\/senhorpanda.com\/de\/author\/tathiane\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher? - Senhor Panda","description":"Um cart\u00e3o oferece descontos, o outro, d\u00e1 acesso a compras na loja e fora dela. Confira o comparativo entre cart\u00e3o Havan ou cart\u00e3o Americanas.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/","og_locale":"de_DE","og_type":"article","og_title":"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher?","og_description":"Um cart\u00e3o oferece descontos, o outro, d\u00e1 acesso a compras na loja e fora dela. Confira o comparativo entre cart\u00e3o Havan ou cart\u00e3o Americanas.","og_url":"https:\/\/senhorpanda.com\/de\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/","og_site_name":"Senhor Panda","article_published_time":"2021-08-16T12:00:00+00:00","article_modified_time":"2021-08-16T17:01:45+00:00","og_image":[{"url":"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Tathiane Mantovani","Est. reading time":"6 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"de-CH"},{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#primaryimage","url":"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/","contentUrl":"https:\/\/ucarecdn.com\/e11bbc09-efaf-4ad3-b598-0c239e8310ee\/"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#webpage","url":"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/","name":"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher? - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#primaryimage"},"datePublished":"2021-08-16T12:00:00+00:00","dateModified":"2021-08-16T17:01:45+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/84e8affa94c0e6e11ea2bf8c25c16b1d"},"description":"Um cart\u00e3o oferece descontos, o outro, d\u00e1 acesso a compras na loja e fora dela. Confira o comparativo entre cart\u00e3o Havan ou cart\u00e3o Americanas.","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#breadcrumb"},"inLanguage":"de-CH","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/cartao-havan-ou-cartao-americanas-qual-o-melhor\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/de\/"},{"@type":"ListItem","position":2,"name":"Cart\u00e3o Havan ou Cart\u00e3o Americanas: qual escolher?"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/84e8affa94c0e6e11ea2bf8c25c16b1d","name":"Tathiane Mantovani","image":{"@type":"ImageObject","inLanguage":"de-CH","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/8f696ae3d36d5a641875d3654e402f39?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/8f696ae3d36d5a641875d3654e402f39?s=96&d=mm&r=g","caption":"Tathiane Mantovani"},"description":"Estrategista de Conte\u00fado, Redatora SEO e Escritora com mais de 9 livros publicados nas \u00e1reas de Recursos Humanos e Seguran\u00e7a do Trabalho. Estudante de Jornalismo. Bacharel em Administra\u00e7\u00e3o. Especialista em Marketing de Conte\u00fado, Design Instrucional, Gest\u00e3o de Pessoas e Psicopedagogia Institucional. Apaixonada pela arte da escrita e amante dos livros t\u00e9cnicos.","url":"https:\/\/senhorpanda.com\/de\/author\/tathiane\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/posts\/28006"}],"collection":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/users\/19"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/comments?post=28006"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/posts\/28006\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/media?parent=28006"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/categories?post=28006"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/de\/wp-json\/wp\/v2\/tags?post=28006"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}