{"id":21864,"date":"2021-05-05T16:45:23","date_gmt":"2021-05-05T16:45:23","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=21864"},"modified":"2021-05-05T16:45:26","modified_gmt":"2021-05-05T16:45:26","slug":"serasa-promove-acao-para-quitar-dividas-em-2021","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/de\/serasa-promove-acao-para-quitar-dividas-em-2021\/","title":{"rendered":"Serasa f\u00f6rdert Ma\u00dfnahmen f\u00fcr Verbraucher zur Schuldenbegleichung im Jahr 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-quite-suas-d%C3%ADvidas-com-parcelas-a-partir-de-r990-reais\">Bezahlen Sie Ihre Schulden mit Raten ab R$9,90 Reais<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quitar D\u00edvidas em 2021\"  id=\"21871\" src=\"https:\/\/ucarecdn.com\/9484e4f9-dfb5-4ba5-a641-ac2679d2d69f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Schulden im Jahr 2021 bezahlen<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Laut einer von Serasa durchgef\u00fchrten Umfrage stieg die Zahl der Zahlungsunf\u00e4higen von Februar bis M\u00e4rz 2021 von 61,56 Millionen auf 62,56 Millionen. Dies zeigt, wie schwierig es f\u00fcr die Brasilianer ist, ihre Schulden im Jahr 2021 zu begleichen.   <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Angesichts der wachsenden Zahl von Schuldnern startete Serasa die neue Schuldenregulierungsmesse f\u00fcr Verbraucher mit schlechtem Ruf. Somit k\u00f6nnen S\u00e4umige im Rahmen dieser Aktion einen Rabatt von bis zu 90% auf den geschuldeten Betrag erhalten.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Auf diese Weise k\u00f6nnen Brasilianer ihre Schulden im Jahr 2021 mit minimalen Raten begleichen. Sie k\u00f6nnen von R$9.90, R$19.90 und sogar R$29.90 stammen. Folgen Sie also unserem Artikel und erfahren Sie, wie diese neue Serasa-Aktion funktioniert und wie Sie Ihre Finanzen organisieren k\u00f6nnen. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-a-nova-a%C3%A7%C3%A3o-do-serasa-para-quitar-d%C3%ADvidas-em-2021\">Wie funktioniert Serasas neue Aktion zur Schuldenbegleichung im Jahr 2021?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Ma\u00dfnahmen von Serasa zur Schuldenbegleichung im Jahr 2021 werden durch die Partnerschaft der Institution mit mehr als 50 Unternehmen durchgef\u00fchrt. Neben dem Einzelhandel haben sich Banken, Telefongesellschaften, Bauunternehmen, Universit\u00e4ten und Finanzinstitute zusammengeschlossen, um die Ausfallraten zu senken.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zu diesem Zweck k\u00f6nnen S\u00e4umige ihre Schulden auf der Website der Messe, \u00fcber die App des Instituts oder telefonisch unter 0800 591 1222 und WhatsApp 11-99575-209 neu verhandeln. Laut Serasa kann die neue Vereinbarung in weniger als drei Minuten getroffen werden.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Serasa empfiehlt Verbrauchern au\u00dferdem, Schuldenverhandlungen mit digitalen Mitteln durchzuf\u00fchren. Es ist jedoch auch m\u00f6glich, die Buchung \u00fcber Postagenturen zu t\u00e4tigen.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2bADVz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/como-negociar-dividas-online\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"So verhandeln Sie Schulden online\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e54852b2-ec9e-4454-952e-0a474fc13ad2\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/como-negociar-dividas-online\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"So verhandeln Sie Schulden online\">\n            So verhandeln Sie Schulden online        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Haben Sie schon einmal versucht, \u00fcber Ihre Schulden zu verhandeln, sind aber gescheitert? Ben\u00f6tigen Sie zus\u00e4tzliche, schnelle Hilfe? Seien Sie also aufmerksam, denn wir zeigen Ihnen, wie Sie online \u00fcber Schulden verhandeln.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/como-negociar-dividas-online\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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Schlie\u00dflich ist dies der beste Weg, um die Anh\u00e4ufung versp\u00e4teter Rechnungen und hohe Zinsen zu vermeiden. Um dieses Ziel zu erreichen, beachten Sie jedoch unsere Tipps.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-saiba-o-quanto-deve\">Wissen Sie, wie viel Sie schulden<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Um Ihre Schulden zu begleichen, m\u00fcssen Sie wissen, wie viel Sie schulden. Machen Sie also eine Diagnose Ihrer Rechnungen und schreiben Sie sie alle auf. Mit diesen Informationen ist es somit m\u00f6glich, die Zinss\u00e4tze und den ungef\u00e4hren zu zahlenden Betrag zu berechnen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ordnen Sie dann die Rechnungen nach Zinss\u00e4tzen, damit Sie wissen, wo Sie anfangen sollten. Ideal ist es, mit denjenigen mit den h\u00f6chsten Zinss\u00e4tzen zu beginnen, da die H\u00f6he der Schulden in kurzer Zeit schneller ansteigen kann.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-negocie-sua-d%C3%ADvida\">Verhandeln Sie Ihre Schulden<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nachdem Sie nachgerechnet haben und wissen, wie viel Sie zahlen m\u00fcssen, stellen Sie m\u00f6glicherweise fest, dass es im Jahr 2021 nahezu unm\u00f6glich sein wird, Schulden zu begleichen, insbesondere wenn Sie wenig verdienen. In solchen F\u00e4llen besteht die beste L\u00f6sung darin, \u00fcber Ihre Schulden zu verhandeln.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dies kann direkt bei Ihrem Kreditgeber erfolgen, diese Option kann jedoch lange dauern. Daher empfehlen wir Ihnen, an der Aktion von Serasa teilzunehmen, um Ihre Schulden online mit Unternehmen zu verhandeln.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zus\u00e4tzlich zu diesen M\u00f6glichkeiten k\u00f6nnen Sie Schulden auch auf andere Weise online verhandeln. In unserem Artikel k\u00f6nnen Sie mehr dar\u00fcber erfahren und das beste Angebot f\u00fcr Ihre Schulden erhalten.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-H5qCF\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"5 Tipps f\u00fcr den Start Ihrer Finanzkontrolle\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/5-dicas-para-iniciar-seu-controle-financeiro\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"5 Tipps f\u00fcr den Start Ihrer Finanzkontrolle\">\n            5 Tipps f\u00fcr den Start Ihrer Finanzkontrolle        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Es gibt verschiedene M\u00f6glichkeiten, mit der Finanzplanung zu beginnen, einschlie\u00dflich Apps, die Ihnen bei diesem Prozess helfen k\u00f6nnen! Schauen Sie sich die Tipps an, die wir f\u00fcr Sie zusammengestellt haben.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                5 Tipps f\u00fcr den Start Ihrer Finanzkontrolle              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/5-dicas-para-iniciar-seu-controle-financeiro\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-controle-seus-gastos-para-quitar-d%C3%ADvidas-em-2021\">Kontrollieren Sie Ihre Ausgaben zur Schuldenbegleichung im Jahr 2021<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Controle seus gastos para quitar d\u00edvidas em 2021\"  id=\"21884\" src=\"https:\/\/ucarecdn.com\/02969163-3bd6-43cd-b1a3-bf296c78da4a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kontrollieren Sie Ihre Ausgaben zur Schuldenbegleichung im Jahr 2021<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Die Kontrolle der Ausgaben ist der Schl\u00fcssel zur Schuldentilgung. Machen Sie es sich also zur Gewohnheit, alle Geldeing\u00e4nge und -ausg\u00e4nge im Laufe des Monats aufzuschreiben, um \u00fcberf\u00e4llige Rechnungen loszuwerden. Um diesen Prozess zu erleichtern, k\u00f6nnen Sie Folgendes verwenden:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Tabellenkalkulationen;<\/li><li>Notizb\u00fccher;<\/li><li>Pers\u00f6nliche Finanz-Apps.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Obwohl es sich hierbei um einfache Ressourcen handelt, k\u00f6nnen sie Ihnen helfen zu verstehen, wo Sie mehr ausgeben. Dar\u00fcber hinaus ist es auch eine M\u00f6glichkeit zu verhindern, dass ein neues Konto entsteht und Ihr finanzielles Leben beeintr\u00e4chtigt.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-aprenda-mais-sobre-educa%C3%A7%C3%A3o-financeira\">Erfahren Sie mehr \u00fcber Finanzbildung<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Finanzielle Bildung wird den Brasilianern in den Schulen nicht vermittelt. Daher z <strong>Schulden im Jahr 2021 abbezahlen<\/strong> Sie m\u00fcssen in diese Welt eintauchen und lernen, Ihr Geld zu kontrollieren und aus den Schulden herauszukommen.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Das Studium der Finanzbildung ist auch eine M\u00f6glichkeit herauszufinden, wie Sie Ihr Geld besser verwalten k\u00f6nnen. Schlie\u00dflich lernen Sie, wie man:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Speichern;<\/li><li>Investieren;<\/li><li>Mehr Geld verdienen;<\/li><li>Nutzen Sie Kredite mit Bedacht.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gl\u00fccklicherweise ist es heute einfacher, etwas \u00fcber Finanzen zu lernen. Es gibt Blogs wie Senhor Panda, Videos auf YouTube, B\u00fccher und sogar Kurse, die sich mit Finanzbildung befassen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-corte-gastos-desnecess%C3%A1rios\">Reduzieren Sie unn\u00f6tige Ausgaben<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Das Aufschreiben Ihrer Ausgaben kann Ihnen dabei helfen, herauszufinden, wie viel Sie schulden und wohin Ihr Geld flie\u00dft. Auf diese Weise ist es einfacher, unn\u00f6tige Ausgaben zu erkennen und das f\u00fcr den Ausgleich Ihrer Finanzen erforderliche Sparziel zu erreichen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Im Allgemeinen haben die gro\u00dfen B\u00f6sewichte der pers\u00f6nlichen Finanzen nicht die gr\u00f6\u00dften Ausgaben. Also, dieser Kaffee, das Mittagessen <em>Lieferung<\/em> oder eine neue Bluse sind kleine Ausgaben, die das Budget stark belasten k\u00f6nnen.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1NGi4I\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Mit dieser vollst\u00e4ndigen Schritt-f\u00fcr-Schritt-Anleitung kommen Sie aus den Schulden heraus\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/saia-das-dividas-com-esse-passo-a-passo-completo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Mit dieser vollst\u00e4ndigen Schritt-f\u00fcr-Schritt-Anleitung kommen Sie aus den Schulden heraus\">\n            Mit dieser vollst\u00e4ndigen Schritt-f\u00fcr-Schritt-Anleitung kommen Sie aus den Schulden heraus        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Entdecken Sie jetzt den umfassendsten Artikel dar\u00fcber, wie Sie auch mit wenig Geld Ihre Schulden endg\u00fcltig und Schritt f\u00fcr Schritt abbezahlen k\u00f6nnen.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/de\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Mit dieser vollst\u00e4ndigen Schritt-f\u00fcr-Schritt-Anleitung kommen Sie aus den Schulden heraus              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/de\/saia-das-dividas-com-esse-passo-a-passo-completo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    Weiter lesen                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Sie bleiben auf der gleichen Website              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"8-passo-a-passo-para-negociar-sua-d%C3%ADvida-com-nova-a%C3%A7%C3%A3o-do-serasa\">Schritt f\u00fcr Schritt, um Ihre Schulden mit der neuen Serasa-Aktion zu verhandeln<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Laut Serasas Untersuchungen betr\u00e4gt die durchschnittliche Verschuldung zahlungsunf\u00e4higer Brasilianer R$3.903,73. Und damit Sie Ihre Schulden im Jahr 2021 durch die Ma\u00dfnahmen des Unternehmens begleichen k\u00f6nnen<strong> <\/strong>Befolgen Sie einfach f\u00fcnf einfache Schritte. Nachfolgend sehen Sie, was sie sind:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>1. Schritt<\/strong>: Zugriff auf die Website <em>Serasa Reiner Name<\/em> oder laden Sie die App herunter;<\/li><li><strong>2. Schritt<\/strong>: F\u00fcllen Sie Ihre Registrierung aus, indem Sie CPF und andere pers\u00f6nliche Informationen eingeben. Nur Sie haben Zugriff auf Ihre Daten.<\/li><li><strong>3. Schritt<\/strong>: Finanzinformationen werden auf Ihrem Computer angezeigt oder <em>Smartphone<\/em>. Klicken Sie auf eine der angebotenen Zahlungsbedingungen und sehen Sie sich die M\u00f6glichkeiten zur Neuverhandlung an;<\/li><li><strong>4. Schritt<\/strong>: Nachdem Sie eine der Wertoptionen ausgew\u00e4hlt haben, klicken Sie auf die Zahlungsmethode. Die Zahlung des Kontos kann in bar oder in Raten erfolgen;<\/li><li><strong>5. Schritt<\/strong>: Die Plattform generiert selbst einen oder mehrere Einzahlungsscheine mit Angabe des F\u00e4lligkeitsdatums. Tickets k\u00f6nnen bezahlt werden <em>online<\/em>, in Lotterie-Filialen oder in einer Bankfiliale.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Experten sch\u00e4tzen, dass die Ausfallrate in den kommenden Monaten tendenziell steigen wird. Dies ist auf die Ma\u00dfnahmen zur Eind\u00e4mmung der Coronavirus-Pandemie zur\u00fcckzuf\u00fchren. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aufgrund dieses Szenarios hat Serasa jedoch diese Aktion zur Schuldenbegleichung ins Leben gerufen. Zweifellos ist es eine M\u00f6glichkeit, Ihnen in einer schwierigen Zeit wie dieser zu einem gesunden finanziellen Leben zu verhelfen.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1LgXPI\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/de\/10-melhores-conselhos-de-educacao-financeira\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Die 10 besten Tipps zur Finanzbildung\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d465b5e6-381d-4a5e-8bf7-cb1dd90cf673\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/de\/10-melhores-conselhos-de-educacao-financeira\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Die 10 besten Tipps zur Finanzbildung\">\n            Die 10 besten Tipps zur Finanzbildung        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Finanzielle Bildung hilft Ihnen, gute Ziele zu setzen und mit Ihren Finanzen umzugehen, sodass die Einnahmen stets h\u00f6her sind als die Ausgaben. Mehr verstehen!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/de\/10-melhores-conselhos-de-educacao-financeira\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            Weiter lesen            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Rabatte k\u00f6nnen bis zu 90% betragen. Kasse!<\/p>","protected":false},"author":16,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29,38,19],"tags":[136,65,79,50],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Serasa promove a\u00e7\u00e3o para consumidor quitar d\u00edvidas em 2021 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Para quitar d\u00edvidas em 2021 voc\u00ea pode contar com a a\u00e7\u00e3o do Serasa que oferece negocia\u00e7\u00f5es com parcelas a partir de R$9,90. 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