{"id":55306,"date":"2022-04-30T23:00:00","date_gmt":"2022-04-30T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=55306"},"modified":"2022-04-27T16:05:59","modified_gmt":"2022-04-27T16:05:59","slug":"comprar-casa-financiada-pela-caixa-vale-a-pena","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/comprar-casa-financiada-pela-caixa-vale-a-pena\/","title":{"rendered":"Vyplat\u00ed se koupit d\u016fm financovan\u00fd spole\u010dnost\u00ed Caixa?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Saiba tudo sobre o financiamento da Caixa Econ\u00f4mica Federal <\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Exame.\"  id=\"55308\" src=\"https:\/\/cdn.adtechpanda.com\/bf951cc9-5d4f-4dc6-b9be-d23ab6d3bde1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Exame.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Adquirir o im\u00f3vel pr\u00f3prio \u00e9 o sonho de milhares de brasileiros que buscam condi\u00e7\u00f5es de pagamento diferenciadas com taxas de juros mais atrativas al\u00e9m de outras caracter\u00edsticas para a compra de um im\u00f3vel. Assim, vamos falar sobre casa financiada pela Caixa e se vale a pena.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse texto, voc\u00ea vai entender sobre quais as vantagens de financiar um im\u00f3vel pela Caixa, valores al\u00e9m de documentos necess\u00e1rios e entender se \u00e9 uma boa alternativa para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, fa\u00e7a uma boa leitura e aproveite para conhecer melhor sobre este financiamento. Confira!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td>\u00darokov\u00e1 sazba<\/td><td>Varia de acordo com cada cliente<\/td><\/tr><tr><td>Term\u00edn k zaplacen\u00ed<\/td><td>A\u017e 420 m\u011bs\u00edc\u016f<\/td><\/tr><tr><td>Term\u00edn vyd\u00e1n\u00ed<\/td><td>De 20 dias a 2 meses<\/td><\/tr><tr><td>Hodnota kreditu<\/td><td>Neinformovan\u00fd<\/td><\/tr><tr><td>P\u0159ij\u00edm\u00e1te negativa?<\/td><td>Ne<\/td><\/tr><tr><td>V\u00fdhody<\/td><td>M\u016f\u017eete pou\u017e\u00edt FGTS<\/td><\/tr><\/tbody><\/table><figcaption>Mas, afinal, quais as caracter\u00edsticas deste financiamento?<br><\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-2bsCv9\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/73d4f489-50ca-48a0-b6b3-59d21486696a\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Financov\u00e1n\u00ed        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Box         <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              bezpe\u010dnostn\u00ed            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              n\u00edzk\u00fd z\u00e1jem            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Solicite o seu cr\u00e9dito imobili\u00e1rio da Caixa com at\u00e9 35 anos para pagar.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              Solicitar Financiament            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              Solicitar Financiament            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/73d4f489-50ca-48a0-b6b3-59d21486696a\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Solicite o seu cr\u00e9dito imobili\u00e1rio da Caixa com at\u00e9 35 an&#8230;              <\/p>\n              <a href=\"https:\/\/www.caixa.gov.br\/voce\/habitacao\/financiamento-de-imoveis\/Paginas\/default.aspx\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u017d\u00e1dost o financov\u00e1n\u00ed\u2026                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens de financiar um im\u00f3vel pela Caixa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre as vantagens de financiar um im\u00f3vel pela Caixa est\u00e3o o fato de que voc\u00ea pode usar seu FGTS como entrada, assim, voc\u00ea tamb\u00e9m pode amortizar o seu saldo devedor atrav\u00e9s do seu FGTS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, o Banco Central tamb\u00e9m oferece at\u00e9 80% para pagar o valor da presta\u00e7\u00e3o ou liquidar o saldo devedor.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em contrapartida, voc\u00ea deve ter pelo menos 3 anos de carteira assinada al\u00e9m do im\u00f3vel comprado estar localizado no munic\u00edpio ou no munic\u00edpio vizinho onde vive ou trabalha.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, comprar um im\u00f3vel financiado pela Caixa tamb\u00e9m possui menos burocracia que o das outras institui\u00e7\u00f5es financeiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim como, as parcelas cabem no seu bolso, isso porque, funcionam de acordo com a sua renda m\u00ednima.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a Caixa tamb\u00e9m disponibiliza uma linha de cr\u00e9dito habitacional que pode ser paga em at\u00e9 35 anos a depender do im\u00f3vel e das condi\u00e7\u00f5es de pagamento, assim, dependendo da modalidade do financiamento, voc\u00ea pode optar pela car\u00eancia para amortizar o saldo devedor e neste per\u00edodo paga somente os pr\u00eamios de seguro MIP e DFI.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, a Caixa tamb\u00e9m disponibiliza programas que promovem o direito \u00e0 moradia sendo o mais conhecido deles o Programa Casa Verde e Amarela que veio para substituir o Programa Minha Casa Minha Vida. Assim, fa\u00e7a a simula\u00e7\u00e3o dos valores e fa\u00e7a j\u00e1 o seu financiamento!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual o valor \u00e9 poss\u00edvel financiar pela Caixa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para ter a casa financiada pela Caixa, o valor da presta\u00e7\u00e3o do financiamento n\u00e3o pode ultrapassar 30% da renda mensal da fam\u00edlia, sendo o valor m\u00e1ximo para financiamento habitacional de R$1,5 milh\u00e3o.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Qual o valor m\u00ednimo para financiar um im\u00f3vel pela Caixa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Pexels.\"  id=\"55312\" src=\"https:\/\/cdn.adtechpanda.com\/abfa3f2e-8a05-445d-a283-5b7716e2098a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a Caixa Econ\u00f4mica Federal exige uma entrada de pelo menos 10% do valor do im\u00f3vel. Ali\u00e1s, nos casos em que voc\u00ea for utilizar o FGTS dever\u00e1 dar o FGTS como entrada para o financiamento para reduzir o prazo ou o valor do encargo, pagar at\u00e9 80% do valor da presta\u00e7\u00e3o e liquidar o saldo devedor.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Taxas e prazo de pagamento para casa financiada pela Caixa<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o prazo para ter a casa financiada pela Caixa vai depender de cada caso e da an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, o tempo pode levar de 20 dias a 2 meses e, ap\u00f3s o fechamento do contrato, o dono do im\u00f3vel pode levar de 60 a 90 dias para receber o valor da venda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, a taxa de administra\u00e7\u00e3o do contrato \u00e9 destinada a manuten\u00e7\u00e3o e administra\u00e7\u00e3o do contrato sendo cobrada todos os meses na presta\u00e7\u00e3o \u00e9 obrigat\u00f3ria apenas nas opera\u00e7\u00f5es com im\u00f3veis enquadrados no sistema de financiamento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, o prazo m\u00e1ximo de financiamento varia de acordo com o indexador escolhido ou taxa fixa, variando entre 120 a 420 meses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, as taxas de juros do contrato tamb\u00e9m ser\u00e3o definidas de acordo com o prazo e o perfil de relacionamento que disponibiliza n\u00edveis diferentes de bonifica\u00e7\u00e3o nas taxas de juros. Assim, podemos perceber que a maioria dos servi\u00e7os prestados pela Caixa v\u00e3o depender da an\u00e1lise de cr\u00e9dito do cliente.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Documenta\u00e7\u00e3o necess\u00e1ria<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para ter a casa financiada pela Caixa, voc\u00ea vai precisar basicamente de:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ol><li>Documento oficial de identifica\u00e7\u00e3o;<\/li><li>Certid\u00e3o de nascimento e estado civil;<\/li><li>Comprovante de endere\u00e7o atual;<\/li><li>Comprovante de renda atualizado, emitido no m\u00e1ximo h\u00e1 2 meses;<\/li><li>\u00daltima declara\u00e7\u00e3o do Imposto de Renda e recibo de entrega \u00e0 Receita caso use o FGTS e carteira de Trabalho e Extrato de FGTS.&nbsp;<\/li><\/ol>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, os documentos necess\u00e1rios tamb\u00e9m s\u00e3o documentos simples para comprovar a veracidade das suas alega\u00e7\u00f5es.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ainda, com os documentos voc\u00ea vai precisar comprovar que a presta\u00e7\u00e3o do financiamento n\u00e3o ultrapassa 30% do valor da sua renda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, assim voc\u00ea demonstra para a Caixa ser\u00e1 capaz de honrar seus compromissos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, a Caixa far\u00e1 uma an\u00e1lise de cr\u00e9dito para aprovar ou reprovar o seu pedido de financiamento, assim, \u00e9 necess\u00e1rio estar pelo menos sem restri\u00e7\u00f5es no CPF para que a solicita\u00e7\u00e3o seja aprovada. Ademais, recomendamos que voc\u00ea limpe o seu nome antes de tentar fazer a solicita\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>E ent\u00e3o, vale a pena financiar casa pela Caixa?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Pexels.\"  id=\"55311\" src=\"https:\/\/cdn.adtechpanda.com\/e23998ce-2bf9-4216-9644-381e9b7c647b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, comprar casa financiada pela Caixa vale a pena? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sim, vale a pena ter a casa financiada pela Caixa Econ\u00f4mica Federal. Mas antes de optar por financiar o im\u00f3vel pela Caixa, analise todas as vantagens e desvantagens e tamb\u00e9m entre em contato com o seu corretor para saber se essa \u00e9 a melhor alternativa para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 sabe tudo sobre o financiamento Caixa, clique no conte\u00fado recomendado abaixo para solicitar o cr\u00e9dito imobili\u00e1rio.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1IC3LQ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-credito-imobiliario-caixa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o \u00fav\u011br na nemovitosti Caixa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/bf951cc9-5d4f-4dc6-b9be-d23ab6d3bde1\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-credito-imobiliario-caixa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o \u00fav\u011br na nemovitosti Caixa\">\n            Jak za\u017e\u00e1dat o \u00fav\u011br na nemovitosti Caixa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Solicite o seu cr\u00e9dito imobili\u00e1rio da Caixa. Com ele, voc\u00ea tem at\u00e9 35 anos para pagar e, ainda, pode utilizar o saldo do FGTS. 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Confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[2400],"tags":[1912,3374,3376,1281,2415],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Comprar casa financiada pela Caixa vale a pena? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Saiba se comprar casa financiada pela Caixa vale a pena e entende como voc\u00ea pode usar seu FGTS para amortizar o saldo devedor. 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