{"id":52020,"date":"2022-05-10T12:10:00","date_gmt":"2022-05-10T12:10:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=52020"},"modified":"2022-05-03T20:20:11","modified_gmt":"2022-05-03T20:20:11","slug":"review-emprestimo-agibank","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/review-emprestimo-agibank\/","title":{"rendered":"Recenze osobn\u00ed p\u016fj\u010dky Agibank 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Empr\u00e9stimo Agibank: juros reduzidos e bom prazo de pagamento<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a todas as caracter\u00edsticas do empr\u00e9stimo pessoal Agibank e saiba como solicitar o seu. Fonte: Agibank.\"  id=\"40732\" src=\"https:\/\/cdn.adtechpanda.com\/2c6f85b0-2568-4ea5-ba82-ac074c89adac\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a todas as caracter\u00edsticas do empr\u00e9stimo pessoal Agibank e saiba como solicitar o seu. Fonte: Agibank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Senhor Panda hoje traz neste conte\u00fado um review sobre o empr\u00e9stimo Agibank. Portanto, aqui ser\u00e1 poss\u00edvel conhecer sobre os valores, taxas, prazos e tudo mais do servi\u00e7o oferecido. Al\u00e9m disso, veremos se vale mesmo a pena solicitar o empr\u00e9stimo pessoal Agibank.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O banco Agibank que vem crescendo ano ap\u00f3s ano, decidiu oferecer um servi\u00e7o exclusivo para aposentados e pensionistas, servidores p\u00fablicos e militares. Portanto, visando um servi\u00e7o com juros baixos e \u00f3timas condi\u00e7\u00f5es de pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, n\u00e3o \u00e9 atoa que esse empr\u00e9stimo ganhou bastante popularidade entre o grupo de benefici\u00e1rios e seus solicitantes de todo o Brasil. Ent\u00e3o, por conta da necessidade de avaliar e definir a qualidade do servi\u00e7o, criamos esse review. Assim, iremos ver a fundo os detalhes do empr\u00e9stimo Agibank como um todo.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continue a leitura conosco e n\u00e3o perca nenhum detalhe!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>A partir de 1,79% ao m\u00eas<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>A\u017e 84 m\u011bs\u00edc\u016f<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>A\u017e jeden pracovn\u00ed den<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><\/td><td>Neinformovan\u00fd<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Ano<\/td><\/tr><\/tbody><\/table><figcaption>Funkce p\u016fj\u010dky<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-m1FtR\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o empr\u00e9stimo pessoal Agibank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/56b77587-c8f2-4cbb-acc0-e7841513fdd3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o empr\u00e9stimo pessoal Agibank\">\n            Como solicitar o empr\u00e9stimo pessoal Agibank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cr\u00e9dito pessoal de at\u00e9 R$10 mil, com taxas de juros a partir de 2,08%, at\u00e9 84 vezes para pagar.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/56b77587-c8f2-4cbb-acc0-e7841513fdd3\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o empr\u00e9stimo pessoal Agibank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Review empr\u00e9stimo Agibank: tudo o que voc\u00ea precisa saber<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de tudo, veja o grupo que pode solicitar esse empr\u00e9stimo em espec\u00edfico:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Para aposentados, pensionistas, funcion\u00e1rios p\u00fablicos e militares.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como podemos ver nesse t\u00f3pico do Review Empr\u00e9stimo Agibank, somente as pessoas que se enquadram dentro desses perfis, podem solicitar o empr\u00e9stimo pessoal. Por conta disso, o pagamento \u00e9 realizado na folha de pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, o valor descontado vem diretamente do saldo do benef\u00edcio recebido mensalmente pelos solicitantes. Enfim, esse \u00e9 apenas mais um detalhe desse empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, \u00e9 importante pontuar que o empr\u00e9stimo pessoal Agibank n\u00e3o se trata de um consignado. Portanto, o empr\u00e9stimo pessoal tem taxas um pouco maiores que o empr\u00e9stimo consignado e \u00e9 para os clientes que j\u00e1 n\u00e3o possuem margem consign\u00e1vel. Desta forma, o banco facilita a solicita\u00e7\u00e3o do empr\u00e9stimo que tamb\u00e9m \u00e9 descontado em folha.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outro fator que torna o Agibank um \u00f3timo banco para solicitar empr\u00e9stimo, \u00e9 o n\u00famero de parcelas que o cliente tem acesso. Tudo isso com o objetivo de facilitar todo o processo de pagamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vale lembrar tamb\u00e9m, que o Agibank disponibiliza uma s\u00e9rie de n\u00fameros, onde o cliente pode ligar e tirar todas as suas d\u00favidas referentes ao empr\u00e9stimo e tamb\u00e9m ser auxiliado pelos atendentes do banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enfim, mas n\u00e3o acabou, vamos falar sobre as taxas e tarifas que envolvem a contrata\u00e7\u00e3o do empr\u00e9stimo!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Poplatky a tarify<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ao pesquisar sobre as taxas de juros que o Agibank cobra, encontramos informa\u00e7\u00f5es de que as taxas praticadas pelos empr\u00e9stimos s\u00e3o bastante reduzidas. No entanto, a informa\u00e7\u00e3o \u00e9 de que elas s\u00e3o avaliadas pela credora.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, at\u00e9 o momento da resposta, \u00e9 dif\u00edcil identificar exatamente qual seria o valor da taxa de juros praticada pelo Agibank. No entanto, no site existe um exemplo simples no rodap\u00e9 da p\u00e1gina.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No caso de um empr\u00e9stimo de R$1.532,00 para pagar em 72 meses, iria gerar uma taxa de juros de aproximadamente 2,08% ao m\u00eas. Com uma taxa de IOF e CET de 33,93% ao ano.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, a taxa de juros do empr\u00e9stimo tem como base esse valor. Mas para uma melhor compara\u00e7\u00e3o, \u00e9 essencial utilizar um simulador de cr\u00e9dito antes de contratar, ou at\u00e9 mesmo entrar em contato com o banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Lembrando que al\u00e9m dos juros, temos a cobran\u00e7a das tarifas de CET, que variam de 33,97% a 39,48% ao ano.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Platebn\u00ed podm\u00ednky a spl\u00e1tkov\u00e9 podm\u00ednky<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Como podemos ver, a taxa de juros do empr\u00e9stimo n\u00e3o est\u00e1 t\u00e3o expl\u00edcita como gostar\u00edamos, mas podemos ver que a taxa de CET \u00e9 bastante alta em compara\u00e7\u00e3o com empr\u00e9stimos de outros bancos e institui\u00e7\u00f5es financeiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, devemos compreender que um dos fatores respons\u00e1veis pelo aumento da taxa de juros, s\u00e3o o n\u00famero de parcelas escolhidas no momento da solicita\u00e7\u00e3o do empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, podemos realizar um parcelamento de at\u00e9 no m\u00e1ximo 84 meses. No entanto, quanto maior o n\u00famero de parcelas, maior tende a ser a taxa de juros. Ou seja, al\u00e9m do valor do empr\u00e9stimo, o n\u00famero de parcelas tamb\u00e9m vai influenciar nessa defini\u00e7\u00e3o.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em rela\u00e7\u00e3o \u00e0s condi\u00e7\u00f5es de pagamento, conforme mencionado, os valores s\u00e3o descontados diretamente na folha de pagamento do cliente.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Vantagens do empr\u00e9stimo Agibank<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens do empr\u00e9stimo? Fonte: Agibank.\"  id=\"45968\" src=\"https:\/\/cdn.adtechpanda.com\/9db36f4b-4d4e-4fe9-b011-d6d0de65f640\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Afinal, quais as vantagens do empr\u00e9stimo? Fonte: Agibank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Bom prazo de pagamento:<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S\u00e3o 84 meses para pagar o empr\u00e9stimo, prazo que traz muita tranquilidade para os solicitantes para poderem se organizar financeiramente e n\u00e3o deixar que suas rendas se comprometam completamente com o empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>1 dia para libera\u00e7\u00e3o:<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois que solicitamos o empr\u00e9stimo, o Agibank realiza a an\u00e1lise da solicita\u00e7\u00e3o e entrega a resposta e dinheiro na conta em no m\u00e1ximo 1 dia \u00fatil de acordo com o site.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Valor m\u00e1ximo alto:<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, temos \u00e0 nossa disposi\u00e7\u00e3o um valor m\u00e1ximo de R$10 mil para solicitar. Portanto, podemos utilizar tanto as parcelas quanto o valor dispon\u00edvel ao nosso favor para usufruir de um \u00f3timo empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>F\u00e1cil solicita\u00e7\u00e3o:<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>100% online! N\u00e3o \u00e9 necess\u00e1rio sair de casa para realizar todo o processo de solicita\u00e7\u00e3o do empr\u00e9stimo pessoal Agibank.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Conte\u00fado Recomendado: Conhe\u00e7a o empr\u00e9stimo<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Desvantagens do empr\u00e9stimo Agibank<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Indispon\u00edvel para negativados:<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ao contr\u00e1rio do consignado, o empr\u00e9stimo pessoal Agibank n\u00e3o aprova para negativados, mesmo o pagamento das parcelas sendo descontado da folha de pagamento do cliente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Juros analisado:<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o site do Agibank n\u00e3o informa ao certo os valores referentes a cr\u00e9dito, mas a credora que realiza a an\u00e1lise no momento da solicita\u00e7\u00e3o e depois disso temos os valores das taxas de juros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Que por sinal, podem ser bem altos dependendo dos valores envolvidos no empr\u00e9stimo solicitado.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Proces \u017e\u00e1dosti<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Solicite o empr\u00e9stimo pessoal Agibank sem burocracia, 100% online. Fonte: Pexels.\"  id=\"52028\" src=\"https:\/\/cdn.adtechpanda.com\/2f774c8b-cb88-48cc-8498-3e4d71238ec7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Solicite o empr\u00e9stimo pessoal Agibank sem burocracia, 100% online. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dentro desse \u00faltimo t\u00f3pico, iremos acompanhar dentro de um passo a passo, como podemos realizar o processo de solicita\u00e7\u00e3o do empr\u00e9stimo Agibank de forma simples e r\u00e1pida.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o veja os documentos requeridos pelo Agibank para que possamos realizar a solicita\u00e7\u00e3o do empr\u00e9stimo pessoal:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Identidade\/RG e CPF<\/li><li>Comprovante de resid\u00eancia<\/li><li>Doklad o p\u0159\u00edjmu<\/li><li>Extrato da conta corrente<\/li><li>Autoriza\u00e7\u00e3o para d\u00e9bito em conta de ades\u00e3o devidamente assinados &#8211; na loja<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois de todos os documentos em m\u00e3os, vamos ao passo a passo para solicitar o empr\u00e9stimo:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Acesse o site do Agibank;<\/li><li>Depois disso, clique na op\u00e7\u00e3o de solicitar empr\u00e9stimo;<\/li><li>Ent\u00e3o agora preencha todo o formul\u00e1rio;<\/li><li>Disponibilize todas as informa\u00e7\u00f5es e documentos;<\/li><li>Logo ap\u00f3s, defina os detalhes do empr\u00e9stimo;<\/li><li>Pronto! Ent\u00e3o, agora basta enviar a solicita\u00e7\u00e3o.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por \u00faltimo, com a solicita\u00e7\u00e3o enviada, o Agibank e sua equipe ir\u00e1 analisar a solicita\u00e7\u00e3o e dar uma resposta em no m\u00e1ximo 1 dia \u00fatil. Ou seja, em um prazo que geralmente n\u00e3o passa de um dia, iremos ter nosso dinheiro em conta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Gostou das informa\u00e7\u00f5es que disponibilizamos neste review sobre o empr\u00e9stimo Agibank? Para saber mais detalhes de como solicitar o seu, confira nosso conte\u00fado recomendado.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1s8Svs\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o empr\u00e9stimo pessoal Agibank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/56b77587-c8f2-4cbb-acc0-e7841513fdd3\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o empr\u00e9stimo pessoal Agibank\">\n            Como solicitar o empr\u00e9stimo pessoal Agibank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cr\u00e9dito pessoal de at\u00e9 R$10 mil, com taxas de juros a partir de 2,08%, at\u00e9 84 vezes para pagar.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/56b77587-c8f2-4cbb-acc0-e7841513fdd3\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Como solicitar o empr\u00e9stimo pessoal Agibank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-emprestimo-agibank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Que tal um empr\u00e9stimo pessoal com taxas de juros reduzidas e bom prazo de pagamento? Conhe\u00e7a o empr\u00e9stimo pessoal Agibank e suas vantagens.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[3051,3048,3052,2751,3050,3049],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review empr\u00e9stimo pessoal Agibank 2022 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Neste review sobre o empr\u00e9stimo pessoal Agibank conhe\u00e7a as caracter\u00edsticas do servi\u00e7o, vantagens, desvantagens e saiba como solicitar o seu.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/cs\/review-emprestimo-agibank\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Review empr\u00e9stimo pessoal Agibank 2022\" \/>\n<meta property=\"og:description\" content=\"Neste review sobre o empr\u00e9stimo pessoal Agibank conhe\u00e7a as caracter\u00edsticas do servi\u00e7o, vantagens, desvantagens e saiba como solicitar o seu.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/cs\/review-emprestimo-agibank\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2022-05-10T12:10:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-05-03T20:20:11+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cdn.adtechpanda.com\/2c6f85b0-2568-4ea5-ba82-ac074c89adac\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Marina Poncio\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"cs-CZ\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/#primaryimage\",\"url\":\"https:\/\/cdn.adtechpanda.com\/2c6f85b0-2568-4ea5-ba82-ac074c89adac\/\",\"contentUrl\":\"https:\/\/cdn.adtechpanda.com\/2c6f85b0-2568-4ea5-ba82-ac074c89adac\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/\",\"name\":\"Review empr\u00e9stimo pessoal Agibank 2022 - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/#primaryimage\"},\"datePublished\":\"2022-05-10T12:10:00+00:00\",\"dateModified\":\"2022-05-03T20:20:11+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/9e191ae0f864c4c10af5589d4007be55\"},\"description\":\"Neste review sobre o empr\u00e9stimo pessoal Agibank conhe\u00e7a as caracter\u00edsticas do servi\u00e7o, vantagens, desvantagens e saiba como solicitar o seu.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/#breadcrumb\"},\"inLanguage\":\"cs-CZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/review-emprestimo-agibank\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/cs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Review empr\u00e9stimo pessoal Agibank 2022\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/9e191ae0f864c4c10af5589d4007be55\",\"name\":\"Marina Poncio\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/85501e44e2997da57016cd4b97901b8c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/85501e44e2997da57016cd4b97901b8c?s=96&d=mm&r=g\",\"caption\":\"Marina Poncio\"},\"description\":\"Formada em Gest\u00e3o Financeira pela UNOPAR. Atuou como gestora de grandes empresas multinacionais. 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