{"id":52013,"date":"2022-03-01T12:00:00","date_gmt":"2022-03-01T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=52013"},"modified":"2022-03-01T13:51:10","modified_gmt":"2022-03-01T13:51:10","slug":"review-emprestimo-pan-consignado","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/review-emprestimo-pan-consignado\/","title":{"rendered":"Recenze osobn\u00ed p\u016fj\u010dky Pan Consignado 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Pan Consigned Loan: pen\u00edze bez byrokracie pro negativn\u00ed lidi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Contrate o empr\u00e9stimo Pan consignado sem burocracia e 100% online. Fonte: Pan.\"  id=\"52065\" src=\"https:\/\/cdn.adtechpanda.com\/c472ce0b-3ee7-446c-84b2-06620ee07f64\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Vezm\u011bte si p\u016fj\u010dku Pan bez byrokracie a 100% online. Zdroj: Pan.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mzdov\u00e9 p\u016fj\u010dky pomohly mnoha d\u016fchodc\u016fm, d\u016fchodc\u016fm a st\u00e1tn\u00edm zam\u011bstnanc\u016fm z\u00edskat zp\u011bt sv\u00e9 finan\u010dn\u00ed zdrav\u00ed. Z tohoto d\u016fvodu dnes Senhor Panda p\u0159in\u00e1\u0161\u00ed tuto recenzi na p\u016fj\u010dku Pan Consignado s kompletn\u00edmi informacemi o jedn\u00e9 z nejlep\u0161\u00edch mo\u017enost\u00ed na trhu pro p\u0159\u00edjemce INSS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto byla Banco Pan zalo\u017eena v roce 1969, hodn\u011b se vyvinula a nyn\u00ed m\u016f\u017ee nab\u00eddnout z\u00e1kladn\u00ed slu\u017eby mnoha lidem po cel\u00e9 Braz\u00edlii. Krom\u011b toho Pan nab\u00edz\u00ed jednu z nejdel\u0161\u00edch platebn\u00edch podm\u00ednek na sou\u010dasn\u00e9m trhu ve vztahu k v\u00fdplatn\u00edm p\u016fj\u010dk\u00e1m.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nav\u00edc, i kdy\u017e nen\u00ed dostupn\u00e1 pro ka\u017ed\u00e9ho, nab\u00edz\u00ed p\u016fj\u010dka jednu z nejni\u017e\u0161\u00edch sazeb a tak\u00e9 exkluzivn\u00ed v\u00fdhody pro z\u00e1kazn\u00edky banky.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u00e1\u0161 z\u00e1jem? Sledujte tento obsah s n\u00e1mi.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>Od 1 251 TP3T m\u011bs\u00ed\u010dn\u011b<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>Od 12 do 96 m\u011bs\u00edc\u016f<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>A\u017e 2 pracovn\u00ed dny<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><\/td><td>Minim\u00e1ln\u011b R$500,00<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Ano<\/td><\/tr><\/tbody><\/table><figcaption>Funkce p\u016fj\u010dky<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z14hMCl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c472ce0b-3ee7-446c-84b2-06620ee07f64\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Nau\u010dte se, jak za\u017e\u00e1dat o p\u016fj\u010dku Pan online, bez byrokracie, se sn\u00ed\u017eenou \u00farokovou sazbou a vysok\u00fdmi spl\u00e1tkami.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c472ce0b-3ee7-446c-84b2-06620ee07f64\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Recenze p\u016fj\u010dky Pan Consignado: v\u0161e, co pot\u0159ebujete v\u011bd\u011bt<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V prvn\u00ed \u0159ad\u011b mus\u00edme v\u011bd\u011bt, \u017ee p\u016fj\u010dka na v\u00fdplatu je dostupn\u00e1 pouze pro ur\u010ditou skupinu lid\u00ed. Pod\u00edvejte se, kdo je zp\u016fsobil\u00fd po\u017e\u00e1dat o v\u00fdplatn\u00ed p\u016fj\u010dku Banco Pan:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>d\u016fchodci;<\/li><li>d\u016fchodci;<\/li><li>Ve\u0159ejn\u00ed zam\u011bstnanci;<\/li><li>D\u016fchodci z obecn\u00edch, st\u00e1tn\u00edch a feder\u00e1ln\u00edch \u00fa\u0159ad\u016f.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jsou to lid\u00e9, kte\u0159\u00ed zapadaj\u00ed do skupiny z\u00e1kazn\u00edk\u016f, kte\u0159\u00ed mohou o tento \u00fav\u011br \u017e\u00e1dat. Rovn\u011b\u017e stoj\u00ed za to p\u0159ipomenout, \u017ee ve\u0161ker\u00e9 platby za \u00fa\u010dtovan\u00e9 spl\u00e1tky \u00fav\u011bru jsou prov\u00e1d\u011bny p\u0159\u00edmo na v\u00fdplatn\u00ed p\u00e1sku z\u00e1kazn\u00edka.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Slou\u017e\u00ed tedy k tomu, aby se lid\u00e9, kte\u0159\u00ed po\u017e\u00e1dali o v\u00fdplatn\u00ed p\u016fj\u010dku, nedostali do nespl\u00e1cen\u00ed u Banco Pan. Ka\u017edop\u00e1dn\u011b to jsou n\u011bkter\u00e9 z charakteristik p\u016fj\u010dky.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud jde o dostupn\u00fd limit, v tomto p\u0159ehledu o Pan Consignado stoj\u00ed za to uv\u00e9st, \u017ee jsou dodr\u017eov\u00e1na pravidla konsignabiln\u00ed mar\u017ee INSS, kter\u00e1 jsou pro p\u016fj\u010dky aktu\u00e1ln\u011b nastavena na 30%. Jedn\u00e1 se tedy o maxim\u00e1ln\u00ed uvoln\u011bn\u00e9 mno\u017estv\u00ed a minimum je R$500.00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le si p\u0159edstav\u00edme dal\u0161\u00ed charakteristiky p\u016fj\u010dky Pan Consignado, jej\u00ed v\u00fdhody, nev\u00fdhody a proces \u017e\u00e1dosti. P\u0159ekontrolovat!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Poplatky a tarify<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as taxas e tarifas do empr\u00e9stimo consignado Pan? Fonte: Adobe Stock.\"  id=\"52018\" src=\"https:\/\/cdn.adtechpanda.com\/dd04aeb9-af3a-43db-b2d2-1aba0fcd6b2e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ostatn\u011b, jak\u00e9 jsou sazby a poplatky za p\u016fj\u010dku na v\u00fdplatn\u00ed p\u00e1sku Pan? Zdroj: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u00darokov\u00e9 sazby u p\u016fj\u010dky Pan bank se mohou li\u0161it v z\u00e1vislosti na \u010d\u00e1stk\u00e1ch zahrnut\u00fdch b\u011bhem \u017e\u00e1dosti. \u00darokov\u00e1 sazba tedy za\u010d\u00edn\u00e1 procentem 1,201 TP3T am. V z\u00e1vislosti na po\u010dtu spl\u00e1tek a po\u017eadovan\u00e9 \u010d\u00e1stce v\u0161ak m\u016f\u017ee tato sazba vzr\u016fst a\u017e na hodnotu 3,701 TP3T am.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Z tohoto d\u016fvodu bude ka\u017ed\u00e1 p\u016fj\u010dka pro ka\u017ed\u00e9ho konkr\u00e9tn\u00edho klienta personalizov\u00e1na. Jin\u00fdmi slovy, jeden se bude li\u0161it od druh\u00e9ho a bude m\u00edt r\u016fzn\u00e9 \u010d\u00e1stky plateb.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nav\u00edc n\u00e1klady na CET (Total Effective Cost) jsou tak\u00e9 variabiln\u00ed a dosahuj\u00ed a\u017e 4,101 TP3T am, zpo\u010d\u00e1tku maj\u00edc\u00ed hodnotu 1,25% am. Tato hodnota tedy m\u016f\u017ee dos\u00e1hnout a\u017e 49,32% aa. V kone\u010dn\u00e9m d\u016fsledku to znamen\u00e1, \u017ee Poplatky a poplatky se mohou zv\u00fd\u0161it v z\u00e1vislosti na vlastnostech samotn\u00e9 p\u016fj\u010dky.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Platebn\u00ed podm\u00ednky a spl\u00e1tkov\u00e9 podm\u00ednky<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ohledn\u011b doby splatnosti p\u016fj\u010dky Pan Consignado lze tedy \u0159\u00edci, \u017ee je jedna z nejdel\u0161\u00edch na trhu. Jin\u00fdmi slovy, u Pan m\u016f\u017ee z\u00e1kazn\u00edk splatit z\u00edskan\u00fd \u00fav\u011br a\u017e v 96 spl\u00e1tk\u00e1ch.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Co se t\u00fd\u010de platebn\u00edch podm\u00ednek, jak ji\u017e bylo zm\u00edn\u011bno, jedn\u00e1 se o p\u016fj\u010dku na v\u00fdplatu. Spl\u00e1tky jsou tedy z\u00e1kazn\u00edkovi strh\u00e1v\u00e1ny p\u0159\u00edmo ze mzdy. D\u00e1le je t\u0159eba zd\u016fraznit, \u017ee p\u016fj\u010dka je k dispozici pouze p\u0159\u00edjemc\u016fm INSS, st\u00e1tn\u00edm zam\u011bstnanc\u016fm a vojensk\u00e9mu person\u00e1lu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le se v t\u00e9to recenzi dozv\u00edte o p\u016fj\u010dce na v\u00fdplatn\u00ed p\u00e1sku Pan jej\u00ed hlavn\u00ed v\u00fdhody a nev\u00fdhody.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>V\u00fdhody p\u016fj\u010dky Pan Consignado<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00ed\u017ee se \u0159i\u010fte hlavn\u00edmi v\u00fdhodami p\u016fj\u010dky.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Velk\u00e9 mno\u017estv\u00ed pozemk\u016f<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Prvn\u00ed a hlavn\u00ed v\u00fdhodou je mno\u017estv\u00ed spl\u00e1tek, kter\u00e9 Banco Pan d\u00e1v\u00e1 k dispozici sv\u00fdm z\u00e1kazn\u00edk\u016fm. Spl\u00e1tky lze tedy prov\u00e9st a\u017e v 96 spl\u00e1tk\u00e1ch.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Slevy pro z\u00e1kazn\u00edky Pan<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Z\u00e1kazn\u00edk Pan m\u00e1 speci\u00e1ln\u00ed v\u00fdhody oproti lidem, kte\u0159\u00ed nejsou p\u0159\u00edmo propojeni s bankou. Tito lid\u00e9 proto mohou m\u00edt p\u0159\u00edstup ke slev\u00e1m v n\u011bkter\u00fdch provozovn\u00e1ch, jako jsou drogerie Pacheco a S\u00e3o Paulo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Snadn\u00e9 naj\u00edm\u00e1n\u00ed<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Po\u017e\u00e1dat o p\u016fj\u010dku je snadn\u00e9. Proto i p\u0159es \u010das, kter\u00fd mus\u00edme \u010dekat na schv\u00e1len\u00ed, je cel\u00fd proces pom\u011brn\u011b jednoduch\u00fd na proveden\u00ed a nezabere v\u00edce ne\u017e 10 minut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nav\u00edc je kompletn\u011b online, tak\u017ee to bez probl\u00e9m\u016f zvl\u00e1dneme p\u0159\u00edmo z mobilu nebo po\u010d\u00edta\u010de, sta\u010d\u00ed postupovat podle pokyn\u016f krok za krokem, kter\u00e9 v\u00e1s nau\u010d\u00edme na konci tohoto textu.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z3faBW\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-consignado-banco-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte v\u00fdplatn\u00ed p\u016fj\u010dku Banco Pan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c472ce0b-3ee7-446c-84b2-06620ee07f64\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-consignado-banco-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte v\u00fdplatn\u00ed p\u016fj\u010dku Banco Pan\">\n            Objevte v\u00fdplatn\u00ed p\u016fj\u010dku Banco Pan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Zjist\u011bte v\u0161e o p\u016fj\u010dce, kterou Banco Pan nab\u00edz\u00ed.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-consignado-banco-pan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-consignado-banco-pan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/c472ce0b-3ee7-446c-84b2-06620ee07f64\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Objevte v\u00fdplatn\u00ed p\u016fj\u010dku Banco Pan              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-consignado-banco-pan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Nev\u00fdhody p\u016fj\u010dky Pan Consignado<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O nev\u00fdhod\u00e1ch p\u016fj\u010dky se dozv\u00edte n\u00ed\u017ee.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Omezen\u00ed c\u00edlov\u00e9ho publika<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O p\u016fj\u010dku Pan m\u016f\u017ee po\u017e\u00e1dat nejen ka\u017ed\u00fd \u010dlov\u011bk nebo z\u00e1kazn\u00edk. V tomto smyslu je nutn\u00e9 b\u00fdt sou\u010d\u00e1st\u00ed skupiny kvalifikovan\u00fdch lid\u00ed, kte\u0159\u00ed o p\u016fj\u010dku \u017e\u00e1daj\u00ed.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Variabiln\u00ed \u00farok<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Navzdory n\u00edzk\u00fdm \u00farokov\u00fdm sazb\u00e1m m\u016f\u017ee b\u00fdt \u017e\u00e1dost o p\u016fj\u010dku pro lidi s n\u00edzk\u00fdmi p\u0159\u00edjmy trochu nekontrolovateln\u00e1. Koneckonc\u016f, \u00farokov\u00e9 sazby na konci procesu mohou b\u00fdt vy\u0161\u0161\u00ed, ne\u017e bylo pl\u00e1nov\u00e1no.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto se doporu\u010duje pou\u017e\u00edt kreditn\u00ed simul\u00e1tor, abyste p\u0159edem znali hodnoty spl\u00e1tek a p\u0159ibli\u017en\u00fd \u00farok.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h4>Dva pracovn\u00ed dny na doru\u010den\u00ed pen\u011bz na v\u00e1\u0161 \u00fa\u010det<\/h4>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Negativn\u00edm bodem \u00fav\u011bru Pan bank je nav\u00edc to, \u017ee pen\u00edze jsou ulo\u017eeny a\u017e pot\u00e9, co banka schv\u00e1l\u00ed \u017e\u00e1dost o \u00fav\u011br.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jin\u00fdmi slovy, dokon\u010den\u00ed obvykle trv\u00e1 2 pracovn\u00ed dny. To znamen\u00e1, \u017ee \u017eadatel mus\u00ed na p\u0159\u00edstup k po\u017eadovan\u00e9 \u010d\u00e1stce chv\u00edli po\u010dkat.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Proces \u017e\u00e1dosti<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Solicite seu empr\u00e9stimo online pelo computador ou celular. Fonte: Adobe Stock.\"  id=\"52017\" src=\"https:\/\/cdn.adtechpanda.com\/256c7892-4552-46c5-a93e-da29e5c80fd2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Po\u017e\u00e1dejte o p\u016fj\u010dku online pomoc\u00ed po\u010d\u00edta\u010de nebo mobiln\u00edho telefonu. Zdroj: Adobe Stock.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pan banka v\u0161em z\u00e1kazn\u00edk\u016fm maxim\u00e1ln\u011b usnadnila proces \u017e\u00e1dosti o \u00fav\u011br. D\u00edky tomu dnes m\u016f\u017eeme prov\u00e9st cel\u00fd proces bez opu\u0161t\u011bn\u00ed domova a b\u011bhem n\u011bkolika minut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud tedy chcete o p\u016fj\u010dku za\u017e\u00e1dat, postupujte podle krok\u016f, kter\u00e9 jsme p\u0159ipravili. Ne\u017e v\u0161ak zah\u00e1j\u00edme proces \u017e\u00e1dosti, je nutn\u00e9 odd\u011blit n\u00e1sleduj\u00edc\u00ed informace: \u010d\u00edslo benefitu a hodnotu konsignovateln\u00e9 mar\u017ee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S t\u00edm v ruce m\u016f\u017eeme za\u010d\u00edt krok za krokem proces \u017e\u00e1dosti o v\u00fdplatn\u00ed p\u016fj\u010dku. Chcete-li to prov\u00e9st, postupujte podle n\u00ed\u017ee uveden\u00e9ho postupu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>P\u0159\u00edstup na web Banco Pan;<\/li><li>Pot\u00e9 klikn\u011bte na mo\u017enost p\u016fj\u010dky na v\u00fdplatn\u00ed p\u00e1sku;<\/li><li>Vyberte hodnoty a n\u00e1vrh, o kter\u00fd chcete po\u017e\u00e1dat;<\/li><li>Vypl\u0148te cel\u00fd formul\u00e1\u0159 na webu;<\/li><li>Tak, je hotovo! Sta\u010d\u00ed poslat sv\u016fj n\u00e1vrh.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zkr\u00e1tka vy\u010dkejte na odpov\u011b\u010f, kterou v\u00e1m Pan Bank za\u0161le SMS nebo email se v\u0161emi informacemi ohledn\u011b p\u016fj\u010dky a tak\u00e9 s odkazem na podpis elektronick\u00e9 smlouvy.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tento proces trv\u00e1 p\u0159ibli\u017en\u011b 2 pracovn\u00ed dny, v p\u0159\u00edpad\u011b nespr\u00e1vn\u00fdch informac\u00ed m\u016f\u017ee b\u00fdt i d\u00e9le. A kone\u010dn\u011b, pokud m\u00e1te dal\u0161\u00ed ot\u00e1zky t\u00fdkaj\u00edc\u00ed se procesu pod\u00e1v\u00e1n\u00ed \u017e\u00e1dost\u00ed, p\u0159e\u010dt\u011bte si n\u00ed\u017ee doporu\u010den\u00fd obsah.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2rPsou\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/c472ce0b-3ee7-446c-84b2-06620ee07f64\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Pan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Nau\u010dte se, jak za\u017e\u00e1dat o p\u016fj\u010dku Pan online, bez byrokracie, se sn\u00ed\u017eenou \u00farokovou sazbou a vysok\u00fdmi spl\u00e1tkami.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-consignado-pan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Zde se dozv\u00edte v\u0161e o p\u016fj\u010dce a uvid\u00edte, jak snadn\u00e9 je za\u017e\u00e1dat online.<\/p>","protected":false},"author":29,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[29,36],"tags":[485,3044,3047,645,3045,3043,3046],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Review empr\u00e9stimo pessoal Pan Consignado 2022 - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Buscando um empr\u00e9stimo que aprova negativados sem burocracia? 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