{"id":51651,"date":"2022-04-27T23:00:00","date_gmt":"2022-04-27T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=51651"},"modified":"2022-04-25T18:08:15","modified_gmt":"2022-04-25T18:08:15","slug":"cartoa-btg-isencao-anuidade","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/cartoa-btg-isencao-anuidade\/","title":{"rendered":"Osvobozen\u00ed od ro\u010dn\u00edho poplatku BTG karty po dobu 3 m\u011bs\u00edc\u016f"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Conhe\u00e7a o cart\u00e3o BTG para quem quer investir<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba mais sobre o cart\u00e3o do BTG. Fonte: BTG\"  id=\"51654\" src=\"https:\/\/cdn.adtechpanda.com\/b733fe9a-e597-4732-9dc8-8c97c52d35a4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba mais sobre o cart\u00e3o do BTG. Fonte: BTG<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ap\u00f3s iniciar a vida financeira, \u00e9 comum ir aprendendo um pouco mais e querer investir em mais coisas. Ou seja, depois de passar pelo b\u00e1sico de ter um cart\u00e3o de cr\u00e9dito e uma conta corrente, \u00e9 hora de come\u00e7ar a pensar nos investimentos. Pensando nisso, o BTG oferece o cart\u00e3o BTG com isen\u00e7\u00e3o de anuidade! Para voc\u00ea que quer unir o dia a dia financeiro com o mundo dos investimentos. Continue a leitura e veja os detalhes do cart\u00e3o BTG!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>Anuita<\/strong><\/td><td>Voln\u00fd, uvolnit<\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>Vlajka<\/strong><\/td><td>MasterCard<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Resolva tudo pelo aplicativo<br>Carteira digital<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-Z2oie88\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/www.btgmais.com\/cartao-de-credito\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/02\/BTG-Mastercard-Black-1.jpg\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Kreditn\u00ed karta        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          BTG        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              MasterCard            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              Mezin\u00e1rodn\u00ed            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          Cart\u00e3o com anuidade Zero, carteira digital e acesso ao programa de cashback Invest+.        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.btgmais.com\/cartao-de-credito\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              \u017d\u00e1dost o kartu            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\" rel=\"sponsored\" href=\"https:\/\/www.btgmais.com\/cartao-de-credito\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              \u017d\u00e1dost o kartu            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/www.btgmais.com\/cartao-de-credito\/\" rel=\"sponsored\" data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/02\/BTG-Mastercard-Black-1.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Cart\u00e3o com anuidade Zero, carteira digital e acesso ao prog&#8230;              <\/p>\n              <a href=\"https:\/\/www.btgmais.com\/cartao-de-credito\/\" rel=\"sponsored\" data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u017d\u00e1dost o kartu                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Budete p\u0159esm\u011brov\u00e1ni na jin\u00fd web              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n<\/section><\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o BTG: an\u00e1lise completa<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O cart\u00e3o do BTG \u00e9 especial para quem gosta de investimentos. Fonte: Pexels\"  id=\"51655\" src=\"https:\/\/cdn.adtechpanda.com\/47314d57-c38a-468c-8e7a-2e62047333a1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >O cart\u00e3o do BTG \u00e9 especial para quem gosta de investimentos. Fonte: Pexels<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o BTG com isen\u00e7\u00e3o de anuidade oferece diversos benef\u00edcios para seus clientes. Ali\u00e1s, o cart\u00e3o possui a bandeira Mastercard e cobertura internacional. Sendo assim, voc\u00ea pode utilizar em v\u00e1rios estabelecimentos e pa\u00edses. Al\u00e9m disso, o BTG disponbiliza o cart\u00e3o virtual, para voc\u00ea realizar suas compras com ainda mais seguran\u00e7a. Inclusive, seu cart\u00e3o virtual pode ficar vinculado a carteira digital. Nesse sentido, os pagamentos por aproxima\u00e7\u00e3o ficam ainda mais f\u00e1ceis pelo celular ou rel\u00f3gio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o BTG possui o Invest+. Um programa de cashback, em que todo o valor vai direto para um fundo de investimento. Dessa forma, voc\u00ea investe paenas fazendo suas compras do dia a dia. Entretanto, esse plano n\u00e3o \u00e9 isento de anuidade. Ou seja, para ter acesso ao Invest+ \u00e9 preciso pagar uma anuidade de R$30,00.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Qual o limite do cart\u00e3o de cr\u00e9dito BTG?<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, o limite do cart\u00e3o BTG depende muito da sua comprova\u00e7\u00e3o de renda. Sendo assim, primeiramente \u00e9 preciso ver se voc\u00ea vai ser aprovado na conta. Caso sim, \u00e9 recomendado um per\u00edodo de tr\u00eas meses para que o banco aumente seu limite. Isso porque nesse per\u00edodo o BTG constr\u00f3i a rela\u00e7\u00e3o com voc\u00ea. Nesse sentido, conhece seus h\u00e1bitos financeiros e descobre se voc\u00ea paga as contas em dia.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>V\u00fdhody karty&nbsp;<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>&nbsp;A princ\u00edpio, a principal vantagem do cart\u00e3o BTG \u00e9 o fato dele fazer parte de um banco focado em investimentos. Dessa forma, voc\u00ea tem acesso a um cart\u00e3o de cr\u00e9dito com benef\u00edcios exclusivos e sem precisar pagar nenhuma anuidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sendo assim, o cart\u00e3o BTG possui a tecnologia Contactless, para voc\u00ea realizar suas compras com mais praticidade. Al\u00e9m disso, voc\u00ea tamb\u00e9m pode gerar um cart\u00e3o virtual para utilizar nas suas carteiras digitais. Assim, todas as suas compra s\u00e3o realizadas com muito mais seguran\u00e7a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o BTG disponibiliza um aplicativo para voc\u00ea fazer a gest\u00e3o de todos os servi\u00e7os. Nesse sentido, voc\u00ea consegue alterar o limite e monitorar seus gastos diretamente pelo app. Ou seja, muito mais praticidade para o seu dia a dia cuidando das finan\u00e7as.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Nev\u00fdhody karty<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Basicamente, a principal desvantagem do cart\u00e3o \u00e9 o fato de alguns benef\u00edcios s\u00f3 estarem dispon\u00edveis se pagar anuidade. Por exemplo, o Invest+ e o programa de pontua\u00e7\u00e3o, s\u00f3 est\u00e3o dispon\u00edveis se pagar uma taxa mensal. Em suma, para participar do Invest+ \u00e9 preciso pagar anuidade de R$30,00 por m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, \u00e9 poss\u00edvel ficar isento se gastar R$3 mil mensais ou ent\u00e3o investir a partir de R$20 mil. Al\u00e9m disso, se voc\u00ea tamb\u00e9m desejar o programa de pontua\u00e7\u00e3o, o valor \u00e9 um pouco mais caro, R$40,00. Entretanto, para ficar isento basta gastar R$4 mil por m\u00eas ou investir a partir de R$30 mil.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Fatura do cart\u00e3o BTG: como consultar<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, como j\u00e1 mencionamos, o BTG oferece um aplicativo completo para voc\u00ea consultar a fatura do seu cart\u00e3o BTG isento de anuidade. Ou seja, basta baixar o aplicativo que voc\u00ea tem acesso a fatura e tamb\u00e9m ao seu limite do cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>Cart\u00e3o BTG telefone: n\u00famero da Central de Atendimento<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora o BTG foque em solu\u00e7\u00f5es digitais, eles tamb\u00e9m oferecem uma Central de Atendimento. Sendo assim, a central est\u00e1 dispon\u00edvel para atendimento 24 horas por dia e 7 dias por semana. Veja os n\u00fameros:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Capitais e regi\u00f5es metropolitanas: 4007-2511&nbsp;<\/li><li>Demais regi\u00f5es: 0800-001-2511&nbsp;<\/li><li>Reclama\u00e7\u00f5es, sugest\u00f5es e elogios: 0800-772-2827<\/li><li>SAC \u2013 Defici\u00eancia auditiva ou de fala: 0800-047-4335<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Fazer cart\u00e3o BTG: como fazer o cart\u00e3o online?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Descubra como solicitar o cart\u00e3o BTG. Fonte: Pexels\"  id=\"51656\" src=\"https:\/\/cdn.adtechpanda.com\/ae781bda-0473-4df4-be64-370f16b5838e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Descubra como solicitar o cart\u00e3o BTG. Fonte: Pexels<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Acesse o app BTG Banking e, em seguida, o menu Cart\u00f5es para solicitar o seu cart\u00e3o de cr\u00e9dito. Na contrata\u00e7\u00e3o, voc\u00ea pode escolher os benef\u00edcios que deseja, personalizar o design do cart\u00e3o, escolher a data de vencimento da fatura e definir sua senha. A aprova\u00e7\u00e3o de cr\u00e9dito \u00e9 sujeita \u00e0 an\u00e1lise.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1Uvr1L\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kreditn\u00ed karty BTG+?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/02\/BTG-Mastercard-Black-1.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kreditn\u00ed karty BTG+?\">\n            Jak za\u017e\u00e1dat o kreditn\u00ed karty BTG+?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Descubra como funciona para ter o seu cart\u00e3o BTG!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2022\/02\/BTG-Mastercard-Black-1.jpg\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o kreditn\u00ed karty BTG+?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o BTG: como ser aprovado?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, saiba que o banco BTG foca principalmente em pessoas que se interessam em investir. Sendo assim, tenha isso em mente quando for contratar. Al\u00e9m disso, para ser aprovado no cart\u00e3o BTG basta apresentar uma comprova\u00e7\u00e3o de renda compat\u00edvel e ter um bom hist\u00f3rico de pagamento.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o banco vai analisar o seu perfil e entender se pode ou n\u00e3o te oferecer uma oferta de cr\u00e9dito.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Fundo de investimentos Invest+ e programa de cashback<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em resumo, o Invest+ \u00e9 um cashback que reverte para um fundo de investimentos. Por exemplo, quando voc\u00ea faz uma compra com seu cart\u00e3o BTG, automaticamente 0,5% \u00e9 cashback revertido em investimento. Dessa forma, voc\u00ea n\u00e3o precisa destinar sempre uma quantia para investir. Isso porque o banco realiza essa opera\u00e7\u00e3o automaticamente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, vale lembrar que para utilizar o Invest+ no cart\u00e3o b\u00e1sico do BTG \u00e9 preciso pagar uma anuidade de R$30,00. Ainda assim, \u00e9 poss\u00edvel obter a isen\u00e7\u00e3o desse valor. Basta gastar R$4000 por m\u00eas ou investir a partir de R$20 mil no pr\u00f3prio BTG.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Cart\u00e3o Magalu: outra op\u00e7\u00e3o de cart\u00e3o de cr\u00e9dito isen\u00e7\u00e3o anuidade para voc\u00ea<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, voc\u00ea conheceu mais sobre o cart\u00e3o BTG com isen\u00e7\u00e3o de anuidade. Ali\u00e1s, esse \u00e9 cart\u00e3o mais b\u00e1sico dentre os oferecidos pela institui\u00e7\u00e3o. Mesmo assim, os benef\u00edcios s\u00e3o \u00f3timos! Como por exemplo ter acesso ao Invest+ e o programa de pontua\u00e7\u00e3o. No entanto, se voc\u00ea ainda estiver em d\u00favida e quiser conhecer mais uma op\u00e7\u00e3o, vamos te mostrar o cart\u00e3o Magalu! Com o cart\u00e3o Magalu voc\u00ea tem condi\u00e7\u00f5es exclusivas e 2% de cashback em todas as compras no MagazineLuiza. Veja mais detalhes abaixo:<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Magalu Card<\/strong><\/td><td><strong>Karta BTG<\/strong><\/td><\/tr><tr><td><strong>Anuita<\/strong><\/td><td>Voln\u00fd, uvolnit<\/td><td>Voln\u00fd, uvolnit<\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>Vlajka<\/strong><\/td><td>V\u00edzum<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><\/td><td>Mezin\u00e1rodn\u00ed&nbsp;<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Cashback no Magalu<br>Parcelamento exclusivo<\/td><td>Resolva tudo pelo aplicativo<br>Carteira digital<\/td><\/tr><\/tbody><\/table><\/figure>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, cabe a voc\u00ea decidir qual cart\u00e3o se encaixa mais ao seu perfil financeiro. Sendo assim, lembre-se que o cart\u00e3o BTG \u00e9 focado em quem gosta de investimentos. Para conhecer essa outra op\u00e7\u00e3o com isen\u00e7\u00e3o de anuidade, clique no bot\u00e3o abaixo. <\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1PgeAN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Magazine Luiza?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a57dbaa2-1b5f-4176-9435-313ebf1c88ae\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-magazine-luiza\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Como solicitar o cart\u00e3o Magazine Luiza?\">\n            Como solicitar o cart\u00e3o Magazine Luiza? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-magazine-luiza\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>J\u00e1 pensou em unir os investimentos com os gastos mensais? Isso \u00e9 poss\u00edvel com o cart\u00e3o BTG. Neste artigo, veja todos os detalhes deste cart\u00e3o!<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[3018,1534,3548,1254],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o BTG isen\u00e7\u00e3o anuidade por 3 meses - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O cart\u00e3o BTG tem isen\u00e7\u00e3o de anuidade e benef\u00edcios exclusivos para quem quer investir. 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