{"id":51614,"date":"2022-02-22T23:00:00","date_gmt":"2022-02-22T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=51614"},"modified":"2022-02-26T21:38:33","modified_gmt":"2022-02-26T21:38:33","slug":"emprestimo-pessoal-online-com-score-baixo","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/emprestimo-pessoal-online-com-score-baixo\/","title":{"rendered":"Jak z\u00edskat osobn\u00ed p\u016fj\u010dku online s n\u00edzk\u00fdm sk\u00f3re"},"content":{"rendered":"
\n

Zjist\u011bte, zda je mo\u017en\u00e9 z\u00edskat kredit s n\u00edzk\u00fdm sk\u00f3re<\/h2>\n<\/div>
\n
\"Saiba
Zjist\u011bte v\u0161e o osobn\u00ed p\u016fj\u010dce s n\u00edzk\u00fdm sk\u00f3re. Zdroj: Freepik.<\/figcaption><\/figure>\n<\/div>
\n

Je b\u011b\u017en\u00e9, \u017ee i p\u0159i finan\u010dn\u00edm pl\u00e1nov\u00e1n\u00ed n\u011bkdy \u00fa\u010dty p\u0159evy\u0161uj\u00ed mno\u017estv\u00ed p\u0159ich\u00e1zej\u00edc\u00edch pen\u011bz. To se m\u016f\u017ee st\u00e1t v d\u016fsledku n\u011bkolika faktor\u016f. Proto je v\u017edy dobr\u00e9 udr\u017eovat si dobrou finan\u010dn\u00ed historii. Proto\u017ee kdy\u017e se to stane, mo\u017en\u00e1 se budete m\u00edt kam obr\u00e1tit o pomoc. St\u00e1v\u00e1 se v\u0161ak tak\u00e9, \u017ee nejste schopni zaplatit n\u011bkolik \u00fa\u010dt\u016f a to se hromad\u00ed ve va\u0161\u00ed historii. Proto mnoho lid\u00ed skon\u010d\u00ed s n\u00edzk\u00fdm sk\u00f3re. S ohledem na to v\u00e1m v dne\u0161n\u00edm \u010dl\u00e1nku uk\u00e1\u017eeme, jak z\u00edskat osobn\u00ed p\u016fj\u010dku online s n\u00edzk\u00fdm sk\u00f3re. Pokra\u010dujte ve \u010dten\u00ed a dozv\u00edte se to!<\/p>\n<\/div>

\n

Jak funguje sk\u00f3re?<\/h2>\n<\/div>
\n

Zkr\u00e1tka sk\u00f3re je doslova sk\u00f3re. Tedy \u010d\u00edslo stanoven\u00e9 n\u011bkter\u00fdmi \u00fav\u011brov\u00fdmi spole\u010dnostmi, kter\u00e9 ur\u010duje \u0161anci na nespl\u00e1cen\u00ed. Ve skute\u010dnosti se sk\u00f3re pohybuje od 0 do 1000 a definuje, zda osoba p\u0159edstavuje n\u00edzk\u00e9, st\u0159edn\u00ed nebo vysok\u00e9 riziko. T\u00edmto zp\u016fsobem m\u00e1 ka\u017ed\u00fd s vysok\u00fdm sk\u00f3re n\u00edzkou \u0161anci nezaplatit. Kdokoli s n\u00edzk\u00fdm sk\u00f3re m\u00e1 vysokou \u0161anci st\u00e1t se pro banku neplati\u010dem.\u00a0<\/p>\n<\/div>

\n

V tomto smyslu m\u00e1 ka\u017ed\u00e1 finan\u010dn\u00ed instituce sv\u00e9 vlastn\u00ed pravidlo pro stanoven\u00ed sk\u00f3re ka\u017ed\u00e9 osoby. N\u011bkter\u00e9 instituce, jako nap\u0159\u00edklad Serasa, se v\u0161ak proslavily zve\u0159ej\u0148ov\u00e1n\u00edm sk\u00f3re sv\u00fdch z\u00e1kazn\u00edk\u016f. Krom\u011b toho mnoho instituc\u00ed v sou\u010dasn\u00e9 dob\u011b pou\u017e\u00edv\u00e1 Serasa jako z\u00e1klad pro prov\u00e1d\u011bn\u00ed \u00fav\u011brov\u00e9 anal\u00fdzy.<\/p>\n<\/div>

\n

Co je to n\u00edzk\u00e9 sk\u00f3re?<\/h2>\n<\/div>
\n

N\u00edzk\u00e9 sk\u00f3re je tedy v p\u0159\u00edpad\u011b, \u017ee osoba ji\u017e v minulosti nespl\u00e1cela. Nebo, pokud jste n\u011bkdo, kdo po\u017e\u00e1dal o hodn\u011b kreditn\u00edch karet nebo p\u016fj\u010dek, va\u0161e sk\u00f3re m\u016f\u017ee tak\u00e9 klesnout. Proto ka\u017ed\u00fd, kdo m\u00e1 slavn\u00e9 \u201e\u0161pinav\u00e9 jm\u00e9no\u201c, bude m\u00edt na Serase n\u00edzk\u00e9 sk\u00f3re. <\/p>\n<\/div>

\n

Je v\u0161ak d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee sk\u00f3re nedefinuje, zda je dan\u00e1 osoba neplati\u010dem nebo ne. Proto je sk\u00f3re dal\u0161\u00edm ukazatelem toho, jak se dan\u00fd z\u00e1kazn\u00edk chov\u00e1. Jin\u00fdmi slovy, banky mus\u00ed analyzovat cel\u00fd kontext a ne pouze n\u00edzk\u00e9 nebo vysok\u00e9 sk\u00f3re.<\/p>\n<\/div>

\n
\n
\n
<\/div>\n <\/div>\n
\n \n \n
\n \"\"\n <\/div>\n <\/a>\n

\n \n Jak\u00e9 je minim\u00e1ln\u00ed sk\u00f3re pro kreditn\u00ed kartu? <\/a>\n <\/h2>\n
\n

\n Zde zjist\u00edte, jak\u00e9 je minim\u00e1ln\u00ed sk\u00f3re pro z\u00edsk\u00e1n\u00ed dobr\u00e9 karty. <\/p>\n

\n \n \u010cti d\u00e1l \n <\/path>\n <\/svg>\n <\/a>\n <\/div>\n <\/div> \n \n <\/div>\n
\n
\n
\n