{"id":45872,"date":"2021-12-20T12:00:00","date_gmt":"2021-12-20T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=45872"},"modified":"2021-12-20T11:46:56","modified_gmt":"2021-12-20T11:46:56","slug":"financiamento-leroy-ou-financiamento-construshop","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/financiamento-leroy-ou-financiamento-construshop\/","title":{"rendered":"Financiamento Leroy ou Financiamento Construshop: qual o melhor?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Leroy x Construshop: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba qual financiamento \u00e9 melhor para sua reforma. Fonte: Pexels.\"  id=\"45873\" src=\"https:\/\/cdn.adtechpanda.com\/f22d3d3f-93a1-4559-a357-8260d13cfb97\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba qual financiamento \u00e9 melhor para sua reforma. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, construir ou reformar uma casa n\u00e3o \u00e9 uma tarefa f\u00e1cil. Principalmente, se voc\u00ea est\u00e1 sem dinheiro. Por essa raz\u00e3o, existem os financiamentos como o Financiamento Leroy e o Financiamento Construshop. Esses cr\u00e9ditos podem te ajudar na hora de reformar a casa com tranquilidade. Tanto se voc\u00ea est\u00e1 come\u00e7ando ou finalizando a obra, ou s\u00f3 decorando sua casa ou apartamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Continue a leitura e entenda qual financiamento \u00e9 ideal para voc\u00ea!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-aERzq\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-financiamento-leroy\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o financov\u00e1n\u00ed Leroy\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/655fd8dd-9992-4d9c-afb8-e24b043fb137\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-financiamento-leroy\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o financov\u00e1n\u00ed Leroy\">\n            Jak po\u017e\u00e1dat o financov\u00e1n\u00ed Leroy        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            P\u0159e\u010dt\u011bte si, jak za\u017e\u00e1dat o financov\u00e1n\u00ed stavby Leroy a dal\u0161\u00ed informace o n\u00ed, abyste mohli stavbu dokon\u010dit! P\u0159ekontrolovat!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-financiamento-leroy\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Pod\u00edvejte se zde, jak po\u017e\u00e1dat.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-itau-construshop\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-itau-construshop\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/59d3c163-5399-4a0a-9c41-e8e79258294d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Ita\u00fa Construshop              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-itau-construshop\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Financiamento Leroy<\/strong><\/td><td><strong>Financiamento Construshop<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>Neinformov\u00e1n<\/td><td>A partir de 3% ao m\u00eas<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>Neinformov\u00e1n<\/td><td>A\u017e 54 m\u011bs\u00edc\u016f<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>Po najmut\u00ed<\/td><td>Po najmut\u00ed<\/td><\/tr><tr><td><strong>Hodnota financov\u00e1n\u00ed<\/strong><\/td><td>Depende da an\u00e1lise e cr\u00e9dito<\/td><td>At\u00e9 R$ 300 mil<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Ne<\/td><td>Ne<\/td><\/tr><\/tbody><\/table><figcaption>Afinal, financiamento Leroy ou financiamento Construshop?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Financiamento Leroy<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Financiamento Leroy. Fonte: Leroy Merlin.\"  id=\"46289\" src=\"https:\/\/cdn.adtechpanda.com\/c2c51c0a-c6a8-4126-ae9b-38a752181fbf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o Financiamento Leroy. Fonte: Leroy Merlin.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Leroy Merlin \u00e9 uma rede de lojas de constru\u00e7\u00e3o, presente em todo o Brasil e mais de 11 pa\u00edses no exterior. A loja possui materiais de constru\u00e7\u00e3o, itens de decora\u00e7\u00e3o e tamb\u00e9m jardinagem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Financiamento da Leroy Merlin pode ser feito atrav\u00e9s da modalidade de cart\u00e3o. O cart\u00e3o Celebre \u00e9 uma \u00f3tima op\u00e7\u00e3o para quem precisa reformar ou decorar a casa.&nbsp;<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com o cart\u00e3o Celebre, voc\u00ea tem at\u00e9 45 dias para come\u00e7ar a pagar a primeira parcela. A partir disso, o parcelamento pode ser feito em at\u00e9 36 parcelas fixas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, para compras feitas na Leroy Merlin, existe a possibilidade de cr\u00e9dito extra. Ademais, o Financiamento Leroy \u00e9 um cart\u00e3o, ou seja, participa de programas de benef\u00edcios. Se voc\u00ea adquirir o cart\u00e3o Celebre, ter\u00e1 acesso tamb\u00e9m o Mastercard Surpreenda!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entretanto, \u00e9 importante lembrar que o financiamento est\u00e1 sujeito a aprova\u00e7\u00e3o de cr\u00e9dito. Assim como a pagamento de anuidade. Tudo depende da sua proposta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para solicitar o seu cart\u00e3o, \u00e9 necess\u00e1rio comparecer a uma loja Leroy, com seus documentos. Leve um documento e um comprovante de resid\u00eancia at\u00e9 a Leroy mais pr\u00f3xima e adquira seu cart\u00e3o!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois de solicitar, \u00e9 s\u00f3 se organizar pelo app Cetelem. Sim, este cart\u00e3o tamb\u00e9m \u00e9 uma parceria com o Banco Cetelem. Por essa raz\u00e3o, para desbloquear o app, conseguir a segunda via da fatura e muitas outras fun\u00e7\u00f5es \u00e9 necess\u00e1rio baixar o aplicativo do banco Cetelem.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Financiamento Construshop<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o Financiamento Construshop. Fonte: Ita\u00fa.\"  id=\"45875\" src=\"https:\/\/cdn.adtechpanda.com\/06573222-30bc-42a8-a8b3-76e9a04ac6b5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o Financiamento Construshop. Fonte: Ita\u00fa.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Financiamento Construshop \u00e9 a linha de cr\u00e9dito do Banco Ita\u00fa. Por ser de um grande banco, o financiamento possui diversas modalidades de cr\u00e9dito diferentes. Vale ressaltar de in\u00edcio que esse financiamento est\u00e1 dispon\u00edvel apenas para correntistas do Ita\u00fa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com esse financiamento, \u00e9 poss\u00edvel reformar e decorar sua casa com mais facilidade, e do jeito que voc\u00ea sempre sonhou!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Esse empr\u00e9stimo pode ser muito bom para quem j\u00e1 tem limite pr\u00e9-aprovado com o banco. Mesmo se voc\u00ea n\u00e3o usar todo o valor em um m\u00eas, aquele dinheiro volta para o seu limite pr\u00e9-aprovado do banco<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o Ita\u00fa oferece a possibilidade de fazer a contrata\u00e7\u00e3o online de forma simples e r\u00e1pida. Os consultores Ita\u00fa est\u00e3o sempre no WhatsApp para te atender.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Depois que seu limite for aprovado, voc\u00ea tem de 3 a 6 meses para efetuar suas compras. Os \u00fanicos juros que voc\u00ea paga, s\u00e3o os das suas compras. Apenas depois desse per\u00edodo que \u00e9 necess\u00e1rio come\u00e7ar a pagar o financiamento. Por isso, a partir dos 6 meses, voc\u00ea tem at\u00e9 54 meses para efetuar o pagamento de todas as parcelas. Al\u00e9m de que \u00e9 poss\u00edvel utilizar o FGTS para compor o valor de entrada no seu financiamento.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bem como, a aprova\u00e7\u00e3o de cr\u00e9dito, para o Banco Ita\u00fa, ela pode levar at\u00e9 1 hora. Isso porque esse financiamento j\u00e1 \u00e9 para clientes do banco que possuem limite pr\u00e9-aprovado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Para contratar o Financiamento Construshop, \u00e9 poss\u00edvel entrar em contato com um consultor pelo WhatsApp. Todavia, para a contrata\u00e7\u00e3o em si, ser\u00e1 necess\u00e1rio comparecer a uma ag\u00eancia Ita\u00fa. Dessa maneira, compare\u00e7a a ag\u00eancia mais pr\u00f3xima com seus documentos, e verifique sua an\u00e1lise de cr\u00e9dito e possibilidades.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens do Financiamento Leroy?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Financiamento Leroy possui vantagens exclusivas para quem o adquire. Principalmente para comprar na pr\u00f3pria loja Leroy.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, o limite do cart\u00e3o pode ser usado dentro e fora das lojas Leroy. Por\u00e9m, para comprar nas lojas oficiais ainda h\u00e1 um limite adicional. Al\u00e9m disso, voc\u00ea tem at\u00e9 45 dias para come\u00e7ar a pagar. Essa data depende do prazo para pagar a fatura.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Bem como benef\u00edcios na hora do pagamento, o Financiamento Leroy tamb\u00e9m oferece descontos exclusivos para comprar nas lojas Leroy e tamb\u00e9m em outras lojas parceiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra vantagem legal \u00e9 o empr\u00e9stimo pessoal e saque. Depois de contratar o seu Financiamento Leroy, \u00e9 poss\u00edvel tamb\u00e9m fazer empr\u00e9stimo e saque. Portanto, esse dinheiro pode ser solicitado pela internet, app Cetelem, telefone e at\u00e9 nos caixas eletr\u00f4nicos do Banco24Horas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Falando em app Cetelem, todo o cart\u00e3o pode ser monitorado por l\u00e1. Voc\u00ea consegue consultar o melhor dia para compras, qual o dia de pagar a fatura, a segunda via da sua fatura e muito mais. Assim, se precisar falar com a Cetelem sobre qualquer um desses assuntos, tamb\u00e9m \u00e9 poss\u00edvel entrar em contato pelo site ou WhatsApp.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as vantagens do Financiamento Construshop?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Financiamento Construshop do Ita\u00fa possui vantagens especiais para quem \u00e9 correntista do Ita\u00fa e possui limite pr\u00e9-aprovado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o valor do financiamento pode chegar at\u00e9 R$300.000 dependendo da sua renda mensal e relacionamento com o banco. Em segundo lugar, o Ita\u00fa oferece at\u00e9 6 meses para come\u00e7ar a pagar o seu financiamento. Depois desse per\u00edodo, \u00e9 poss\u00edvel pagar em at\u00e9 54 parcelas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em terceiro lugar, uma grande vantagem \u00e9 o fato de n\u00e3o se tratar de cr\u00e9dito em conta. Dessa forma, voc\u00ea literalmente s\u00f3 paga o que gastou e tem mais controle dos gastos.\u00a0<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, outro benef\u00edcio \u00e9 a possibilidade de usar seu FGTS para compor o valor da entrada do financiamento.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as desvantagens do Financiamento Leroy?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A principal desvantagem do Financiamento Leroy \u00e9, sem d\u00favidas, a an\u00e1lise de cr\u00e9dito. A an\u00e1lise feita pelo Banco Cetelem \u00e9 bem criteriosa e n\u00e3o aceita negativados. Al\u00e9m disso, a contrata\u00e7\u00e3o do financiamento possui taxas e a manuten\u00e7\u00e3o do cart\u00e3o tamb\u00e9m.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra coisa para ficar atento s\u00e3o os juros. Sempre fique atento a todas as taxas de juros antes de contratar o Financiamento Leroy.&nbsp;<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Quais as desvantagens do Financiamento Construshop?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a maior desvantagem do Financiamento Construshop \u00e9 o fato de precisar ser correntista. Portanto, \u00e9 mais f\u00e1cil conseguir um limite se voc\u00ea j\u00e1 mantiver um relacionamento com o banco. E falando em limite, tamb\u00e9m \u00e9 necess\u00e1rio j\u00e1 ter um limite pr\u00e9-aprovado com o banco para come\u00e7ar a negociar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Financiamento Leroy ou Financiamento Construshop: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"As duas op\u00e7\u00f5es te ajudam a reformar e decorar sua casa. Fonte: Pexels.\"  id=\"45874\" src=\"https:\/\/cdn.adtechpanda.com\/35d1dfef-7f99-4bf8-9c0b-a2ac9d901bc7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >As duas op\u00e7\u00f5es te ajudam a reformar e decorar sua casa. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Entre os dois, realmente \u00e9 necess\u00e1rio ver a sua realidade. O Financiamento Leroy possui diversas vantagens para comprar na loja. Entretanto, possui altas taxas de juros e dif\u00edcil aprova\u00e7\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Enquanto isso, o Financiamento Construshop possui taxas menores, mas \u00e9 necess\u00e1rio ser correntista Ita\u00fa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Avalie as condi\u00e7\u00f5es e entenda qual dos dois financiamentos \u00e9 a melhor op\u00e7\u00e3o para voc\u00ea realizar o sonho de reformar sua casa! Por\u00e9m, se voc\u00ea precisa de outro tipo de cr\u00e9dito, leia o nosso conte\u00fado recomendado abaixo e confira!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-caEWq\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-agibank-ou-emprestimo-itau\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Empr\u00e9stimo Agibank ou empr\u00e9stimo Ita\u00fa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/40820406-d4db-4f76-8a40-9dd464e4b1ea\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-agibank-ou-emprestimo-itau\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Empr\u00e9stimo Agibank ou empr\u00e9stimo Ita\u00fa\">\n            Empr\u00e9stimo Agibank ou empr\u00e9stimo Ita\u00fa        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            P\u016fj\u010dka Agibank nebo Ita\u00fa p\u016fj\u010dka nab\u00edz\u00ed exkluzivn\u00ed v\u00fdhody a dlouhou dobu splatnosti. 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O Financiamento Leroy ou Financiamento Construshop podem te ajudar. Ambos t\u00eam \u00f3timas condi\u00e7\u00f5es de cr\u00e9dito. Confira os detalhes neste artigo!<\/p>","protected":false},"author":27,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[1337],"tags":[170,2363,714,1543,611],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Financiamento Leroy ou Financiamento Construshop: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a o Financiamento Leroy ou o Financiamento Construshop e decida qual melhor funciona para a sua realidade. 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