{"id":41142,"date":"2021-11-15T12:00:00","date_gmt":"2021-11-15T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=41142"},"modified":"2021-11-15T10:27:55","modified_gmt":"2021-11-15T10:27:55","slug":"afinz-ou-pagbank","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/afinz-ou-pagbank\/","title":{"rendered":"Afinz Card nebo PagBank Card: kter\u00e1 je nejlep\u0161\u00ed?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-afinz-x-pagbank-descubra-qual-escolher\">Afinz x PagBank: zjist\u011bte, kterou si vybrat<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual \u00e9 o melhor cart\u00e3o entre o Afinz ou o PagBank? Fonte: Pexels.\"  id=\"41143\" src=\"https:\/\/cdn.adtechpanda.com\/434c2666-3b5f-4dfa-83b1-6b3d8a196a80\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ale nakonec, kter\u00e1 karta je nejlep\u0161\u00ed mezi Afinz a PagBank? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V\u011bd\u011bli byste zpo\u010d\u00e1tku, co je lep\u0161\u00ed mezi kartou Afinz a kartou PagBank? Stoj\u00ed za to p\u0159ipomenout, \u017ee oba maj\u00ed zna\u010dku Visa a mezin\u00e1rodn\u00ed pokryt\u00ed, ale maj\u00ed tak\u00e9 rozd\u00edly. Proto je ide\u00e1ln\u00ed analyzovat vlastnosti, v\u00fdhody a nev\u00fdhody t\u011bchto finan\u010dn\u00edch produkt\u016f. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto v\u00e1m dnes p\u0159in\u00e1\u0161\u00edme toto srovn\u00e1n\u00ed, abyste si mohli vybrat ten, kter\u00fd odpov\u00edd\u00e1 va\u0161im pot\u0159eb\u00e1m. Tak\u017ee pokra\u010dujte ve \u010dten\u00ed a pod\u00edvejte se na v\u0161echny informace. Poj\u010fme!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-15zSeh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Afinz\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-afinz\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Afinz\">\n            Jak za\u017e\u00e1dat o kartu Afinz        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Chcete se nau\u010dit, jak za\u017e\u00e1dat o kartu Afinz, kter\u00e1 m\u00e1 programy Voc\u00ea Bem a Vai de Visa? Tak si p\u0159e\u010dt\u011bte tento p\u0159\u00edsp\u011bvek a pod\u00edvejte se na to!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/fc0ca315-b6d0-4998-bb04-72d47b840376\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o kartu Afinz              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-afinz\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZE5NIB\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu PagBank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/a983d288-d521-4e83-9d3d-4156367b2640\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu PagBank\">\n            Jak po\u017e\u00e1dat o kartu PagBank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            PagBank karta m\u00e1 velk\u00e9 v\u00fdhody, zjist\u011bte, jak o ni bez byrokracie po\u017e\u00e1dat.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/a983d288-d521-4e83-9d3d-4156367b2640\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak po\u017e\u00e1dat o kartu PagBank              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Afinz Card<\/strong><\/td><td><strong>Karta PagBank<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>Anuita<\/strong><\/td><td>R$ 227,88<\/td><td>Osvobozeno<\/td><\/tr><tr><td><strong>Vlajka<\/strong><\/td><td>V\u00edzum<\/td><td>V\u00edzum<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><\/td><td>Mezin\u00e1rodn\u00ed<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Lh\u016fta na zaplacen\u00ed a\u017e 40 dn\u00ed<br>Dal\u0161\u00ed karty se slevou 50% na ro\u010dn\u00ed poplatek<br>Dob\u0159e program<\/td><td>Bezkontaktn\u00ed platebn\u00ed syst\u00e9m<br>Program Vai de Visa<br>V\u00fdb\u011bry v s\u00edti Banco24Horas<\/td><\/tr><\/tbody><\/table><figcaption>Ale koneckonc\u016f, jak\u00e9 jsou vlastnosti t\u011bchto karet?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-afinz\">Afinz Card<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o Afinz? Fonte: Afinz.\"  id=\"41145\" src=\"https:\/\/cdn.adtechpanda.com\/264dabf4-fad8-471c-8bce-47b1c62a3575\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ale koneckonc\u016f, jak karta Afinz funguje? Zdroj: Afinz.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kreditn\u00ed karta Afinz funguje stejn\u011b jako ostatn\u00ed karty na trhu v podstat\u011b stejn\u011b, proto\u017ee ji pou\u017e\u00edv\u00e1te po cel\u00fd m\u011bs\u00edc a na konci je vystavena faktura. D\u00e1le je zde limit, kter\u00fd je p\u0159edem stanoven podle kreditn\u00ed anal\u00fdzy a v z\u00e1vislosti na pou\u017eit\u00ed va\u0161\u00ed karty je mo\u017en\u00e9 limit nav\u00fd\u0161it.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jak jsme zm\u00ednili, Afinz prov\u00e1d\u00ed kreditn\u00ed anal\u00fdzu pro schv\u00e1len\u00ed karty a tak\u00e9 pro zp\u0159\u00edstupn\u011bn\u00ed limitn\u00ed hodnoty, to znamen\u00e1, \u017ee pokud m\u00e1te omezen\u00ed na CPF, nemus\u00ed to b\u00fdt dobr\u00e1 alternativa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto doporu\u010dujeme, abyste si CPF prov\u011b\u0159ili u \u00fav\u011brov\u00fdch agentur a pokud mo\u017eno sv\u00e9 jm\u00e9no o\u010distili. Stejn\u011b jako platit pozdn\u00ed \u00fa\u010dty nebo vyzkou\u0161et spl\u00e1tkov\u00fd kalend\u00e1\u0159, za\u010dn\u011bte spl\u00e1cet po tro\u0161k\u00e1ch a t\u00edmto zp\u016fsobem \u010dasem za\u017e\u00e1dejte o svou kartu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Na druhou stranu, pokud m\u00e1te vysok\u00e9 kreditn\u00ed sk\u00f3re a va\u0161e jm\u00e9no nen\u00ed b\u011bhem kreditn\u00ed anal\u00fdzy nijak omezeno, limit bude stanoven a budete moci za\u010d\u00edt pou\u017e\u00edvat kartu s mezin\u00e1rodn\u00ed zna\u010dkou Visa a tak\u00e9 slevy u partner\u016f. a diferencovan\u00e9 spl\u00e1tky.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A nav\u00edc z\u00edsk\u00e1te slevu 50% na ro\u010dn\u00ed poplatek za dal\u0161\u00ed po\u017eadovan\u00e9 karty a a\u017e 40 dn\u00ed na zaplacen\u00ed va\u0161ich n\u00e1kup\u016f. Pokra\u010dujte tedy ve \u010dten\u00ed a zjist\u011bte je\u0161t\u011b v\u00edce o funkc\u00edch a v\u00fdhod\u00e1ch karty Afinz.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-pagbank\">Karta PagBank<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como funciona o cart\u00e3o PagBank? Fonte: PagBank.\"  id=\"41147\" src=\"https:\/\/cdn.adtechpanda.com\/d433bf61-174d-4f93-b233-529a7dbc0d44\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ale koneckonc\u016f, jak karta PagBank funguje? Zdroj: PagBank.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>PagBank karta je tedy kreditn\u00ed karta, kter\u00e1 m\u00e1 mezin\u00e1rodn\u00ed zna\u010dku Visa s aplikac\u00ed pro kontrolu v\u00fddaj\u016f a na konci m\u011bs\u00edce pou\u017e\u00edv\u00e1n\u00ed je k dispozici faktura. Nav\u00edc jej m\u016f\u017eete vyu\u017e\u00edt k n\u00e1kup\u016fm v hotovosti i na spl\u00e1tky v tis\u00edc\u00edch akreditovan\u00fdch provozovn\u00e1ch.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le je osvobozen od ro\u010dn\u00edch nebo m\u011bs\u00ed\u010dn\u00edch poplatk\u016f. A PagBank nastav\u00ed po\u010d\u00e1te\u010dn\u00ed limit pro kreditn\u00ed kartu a jak ji budete v pr\u016fb\u011bhu m\u011bs\u00edc\u016f pou\u017e\u00edvat k n\u00e1kup\u016fm, limit se bude zvy\u0161ovat. Je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee tato \u00faprava obvykle ve v\u011bt\u0161in\u011b finan\u010dn\u00edch instituc\u00ed trv\u00e1 minim\u00e1ln\u011b t\u0159i m\u011bs\u00edce.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-afinz\">Jak\u00e9 jsou v\u00fdhody karty Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159edstavovali jste si n\u011bkdy, \u017ee budete u\u017eivatelem kreditn\u00ed karty, kter\u00e1 v\u00e1m pom\u016f\u017ee z\u00edskat slevy na l\u00e9ka\u0159sk\u00e9 sch\u016fzky, zkou\u0161ky, l\u00e9ky a dokonce i online kurzy? To je velk\u00fd rozd\u00edl karty Afinz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S Programem Voc\u00ea Bem je toti\u017e mo\u017en\u00e9 z\u00edskat slevy na l\u00e9ky, konzultace a zkou\u0161ky i na stomatologick\u00e9 slu\u017eby a slevu a\u017e 80% na platform\u011b online kurz\u016f INove. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Krom\u011b toho m\u016f\u017eete svou kartu pou\u017e\u00edvat, ani\u017e byste ji museli vkl\u00e1dat do automatu, pouze se k n\u00ed p\u0159ibl\u00ed\u017e\u00edte pomoc\u00ed bezkontaktn\u00ed technologie a s aplikac\u00ed Afinz m\u016f\u017eete m\u00edt pod kontrolou v\u0161echny sv\u00e9 v\u00fddaje a m\u00edt stabiln\u011bj\u0161\u00ed finan\u010dn\u00ed \u017eivot.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-pagbank\">Jak\u00e9 jsou v\u00fdhody karty PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za prv\u00e9, PagBank nem\u00e1 \u017e\u00e1dn\u00fd ro\u010dn\u00ed ani m\u011bs\u00ed\u010dn\u00ed poplatek za p\u0159\u00edstup ke slu\u017eb\u00e1m kreditn\u00edch karet, co\u017e znamen\u00e1, \u017ee se nemus\u00edte starat o tento ro\u010dn\u00ed poplatek, kter\u00fd je \u010dasto zodpov\u011bdn\u00fd za dluhy n\u011bkolika u\u017eivatel\u016f.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Stejn\u011b tak kreditn\u00ed karta PagBank m\u00e1 mezin\u00e1rodn\u00ed pokryt\u00ed, to znamen\u00e1, \u017ee na n\u00e1rodn\u00edm \u00fazem\u00ed nebo mimo n\u011bj m\u016f\u017eete kartu pou\u017e\u00edvat a tak\u00e9 nakupovat v partnersk\u00fdch obchodech Visa, co\u017e je zna\u010dka t\u00e9to karty, krom\u011b toho, \u017ee m\u016f\u017eete vyu\u017e\u00edt v\u00fdhod Vai program Visa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta m\u00e1 mimo jin\u00e9 v\u00fdhody bezkontaktn\u00ed platby, d\u00edky kter\u00fdm jsou va\u0161e n\u00e1kupy jednodu\u0161\u0161\u00ed, bezpe\u010dn\u011bj\u0161\u00ed a rychlej\u0161\u00ed. Krom\u011b toho je mo\u017en\u00e9 vybrat a\u017e 20% z kreditn\u00edho limitu v bankomatech Banco24Horas, ale pozor, proto\u017ee tato operace stoj\u00ed.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-afinz\">Jak\u00e9 jsou nev\u00fdhody karty Afinz?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159esto\u017ee se jedn\u00e1 o velmi zaj\u00edmav\u00fd finan\u010dn\u00ed produkt, m\u00e1 karta Afinz n\u011bkter\u00e9 nev\u00fdhody. Po\u010d\u00ednaje kreditn\u00ed anal\u00fdzou, kter\u00e1 je obvykle velmi pe\u010dliv\u00e1, proto\u017ee instituce kontroluje jm\u00e9no u\u017eivatele a CPF u \u00fav\u011brov\u00fdch agentur p\u0159i hled\u00e1n\u00ed mo\u017en\u00fdch nesrovnalost\u00ed. Pokud bude \u017e\u00e1dost nalezena, bude pravd\u011bpodobn\u011b zam\u00edtnuta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le je tak\u00e9 \u00fa\u010dtov\u00e1n ro\u010dn\u00ed poplatek ve v\u00fd\u0161i 227,88 R$. Placen\u00ed t\u00e9to \u010d\u00e1stky ro\u010dn\u011b samoz\u0159ejm\u011b znamen\u00e1 m\u00edt p\u0159\u00edstup ke kvalitn\u00edm slu\u017eb\u00e1m, ale st\u00e1le jde o dal\u0161\u00ed n\u00e1klady nav\u00edc k m\u011bs\u00ed\u010dn\u00edm v\u00fddaj\u016fm na kreditn\u00ed kartu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-pagbank\">Jak\u00e9 jsou nev\u00fdhody karty PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mezi nev\u00fdhody karty PagBank pat\u0159\u00ed poplatek za v\u00fdb\u011br R$29,99, stejn\u011b jako revolvingov\u00fd \u00farok, kter\u00fd m\u016f\u017ee dos\u00e1hnout a\u017e 10,99% m\u011bs\u00ed\u010dn\u011b. Na trhu jsou toti\u017e i jin\u00e9 karty, kter\u00e9 za v\u00fdb\u011br ne\u00fa\u010dtuj\u00ed a maj\u00ed ni\u017e\u0161\u00ed \u00farok.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-afinz-ou-cart%C3%A3o-pagbank-qual-escolher\">Afinz Card nebo PagBank Card: kterou si vybrat?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nyn\u00ed, kdy\u017e zn\u00e1te vlastnosti karty Afinz nebo karty PagBank, je snaz\u0161\u00ed zjistit, kter\u00e1 alternativa je pro v\u00e1s nejlep\u0161\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za zm\u00ednku stoj\u00ed, \u017ee oba maj\u00ed mezin\u00e1rodn\u00ed v\u00edzovou vlajku, ale li\u0161\u00ed se sv\u00fdmi p\u0159ednostmi. Proto je d\u016fle\u017eit\u00e9 velmi pe\u010dliv\u011b analyzovat, co ka\u017ed\u00fd z nich p\u0159edstavuje.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ale pokud m\u00e1te st\u00e1le pochybnosti, nen\u00ed t\u0159eba se ob\u00e1vat. Klikn\u011bte tedy na doporu\u010den\u00fd obsah n\u00ed\u017ee a pod\u00edvejte se na dal\u0161\u00ed srovn\u00e1n\u00ed mezi kartami.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZF8K10\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Karta PagSeguro nebo karta PagBank: kter\u00e1 je nejlep\u0161\u00ed?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d693ff61-eb1e-44ac-a3a5-c141f356eb8e\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/cartao-pagseguro-ou-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Karta PagSeguro nebo karta PagBank: kter\u00e1 je nejlep\u0161\u00ed?\">\n            Karta PagSeguro nebo karta PagBank: kter\u00e1 je nejlep\u0161\u00ed?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Rozhodov\u00e1n\u00ed mezi kartou PagSeguro nebo kartou PagBank je obt\u00ed\u017en\u00e9. P\u0159i porovn\u00e1v\u00e1n\u00ed kredit\u016f je v\u0161ak snaz\u0161\u00ed po\u017e\u00e1dat o ide\u00e1ln\u00ed model pro v\u00e1s! Pod\u00edvejte se na to zde!\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/cartao-pagseguro-ou-cartao-pagbank\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Rozhodov\u00e1n\u00ed mezi kartou Afinz nebo kartou PagBank nen\u00ed jednoduch\u00e9. Ob\u011b toti\u017e maj\u00ed zna\u010dku Visa, mezin\u00e1rodn\u00ed pokryt\u00ed a exkluzivn\u00ed podm\u00ednky pro z\u00e1kazn\u00edky. Pod\u00edvejte se tedy na na\u0161e srovn\u00e1n\u00ed a zjist\u011bte v\u00edce!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[790,2169,283,791,1532],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Afinz ou Cart\u00e3o PagBank: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Decidir entre o cart\u00e3o Afinz ou cart\u00e3o PagBank n\u00e3o \u00e9 f\u00e1cil. Mas, ao comparar os cart\u00f5es, torna-se mais f\u00e1cil solicitar o modelo ideal. 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