{"id":40206,"date":"2021-10-27T12:00:00","date_gmt":"2021-10-27T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=40206"},"modified":"2021-10-27T11:53:37","modified_gmt":"2021-10-27T11:53:37","slug":"cartao-carrefour-ou-cartao-vooz","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/cartao-carrefour-ou-cartao-vooz\/","title":{"rendered":"Carrefour Card nebo Vooz Card: co je lep\u0161\u00ed?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-carrefour-x-vooz-descubra-qual-escolher\">Carrefour x Vooz: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual o melhor cart\u00e3o? Fonte: Pexels.\"  id=\"40208\" src=\"https:\/\/ucarecdn.com\/d9d6ff1c-0264-4532-b795-04e982f69760\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ent\u00e3o, qual o melhor cart\u00e3o? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje em dia, \u00e9 quase imposs\u00edvel viver sem cart\u00e3o de cr\u00e9dito, seja para compras f\u00edsicas ou virtuais. Nesse sentido, existem dezenas de op\u00e7\u00f5es no mercado e voc\u00ea precisa pesquisar bem antes de escolher. Portanto, acompanhe nosso conte\u00fado, pois ele vai te ajudar a escolher entre o cart\u00e3o Carrefour ou o cart\u00e3o Vooz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Carrefour oferece benef\u00edcios como parcelamento exclusivo em compras nas lojas Carrefour. Assim tamb\u00e9m, o cart\u00e3o Vooz \u00e9 um produto financeiro da cooperativa Sicoob que possui tanto a fun\u00e7\u00e3o cr\u00e9dito quanto d\u00e9bito. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, ambos s\u00e3o \u00f3timas op\u00e7\u00f5es de cart\u00e3o que oferecem benef\u00edcios exclusivos aos seus clientes. Assim, se voc\u00ea est\u00e1 em d\u00favida entre o cart\u00e3o Carrefour ou o cart\u00e3o Vooz, continue a leitura e descubra mais detalhes sobre eles.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-3V4IM\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Carrefour krok za krokem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/b7a6585e-b1b7-4e83-816f-411c14acaa9a\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-carrefour\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Carrefour krok za krokem\">\n            Jak za\u017e\u00e1dat o kartu Carrefour krok za krokem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Zjist\u011bte nyn\u00ed, jak bez komplikac\u00ed po\u017e\u00e1dat o kartu Carrefour, a\u0165 u\u017e prost\u0159ednictv\u00edm aplikace nebo ve fyzick\u00fdch obchodech, v\u0161e krok za krokem.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/b7a6585e-b1b7-4e83-816f-411c14acaa9a\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o kartu Carrefour krok za krokem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-cartao-carrefour\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><strong>&nbsp;<\/strong><\/td><td><strong>Karta Carrefour<\/strong><\/td><td><strong>Vooz Card<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Minim\u00e1ln\u00ed mzda<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>Anuita<\/strong><\/td><td>12x de R$13,99<\/td><td>12x R$9.90<\/td><\/tr><tr><td><strong>Vlajka<\/strong><\/td><td>Visa nebo Mastercard<\/td><td>Visa nebo Mastercard<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><\/td><td>Mezin\u00e1rodn\u00ed<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Parcelamento especial; <br>Exkluzivn\u00ed slevy; <\/td><td>V\u00fdhody vlajky. <br>Tecnologia contactless.<\/td><\/tr><\/tbody><\/table><figcaption>Confira as caracter\u00edsticas principais dos cart\u00f5es.<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-carrefour-\"><strong>Karta Carrefour<\/strong><strong><\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o Carrefour \u00e9 uma rede de supermercados que criou, em 2007, sua pr\u00f3pria institui\u00e7\u00e3o financeira, a Carrefour Solu\u00e7\u00f5es Financeira. Dessa forma, s\u00e3o eles que gerenciam e emitem os cart\u00f5es de cr\u00e9dito da rede.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o Carrefour oferece 5 tipos diferentes de cart\u00e3o de cr\u00e9dito. Contudo, trataremos aqui do cart\u00e3o Carrefour Mastercard Gold. Ainda que o cart\u00e3o cobre anuidade no valor de R$13,99 mensais, os clientes podem zerar essa taxa se realizarem pelo menos uma compra por m\u00eas nas lojas Carrefour.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea pode utiliz\u00e1-lo em qualquer outro estabelecimento comercial que aceite a bandeira Mastercard. Ali\u00e1s, esse cart\u00e3o Carrefour oferece cobertura internacional. Ou seja, voc\u00ea poder\u00e1 us\u00e1-lo tanto dentro, quanto fora do Brasil, em compras em moedas estrangeiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas aten\u00e7\u00e3o, lembre-se de checar o valor do c\u00e2mbio e da taxa iOF antes para evitar sustos!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-vooz-\"><strong>Vooz Card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cart\u00e3o Vooz \u00e9 um produto financeiro emitido pela cooperativa Sicoob. Assim, uma cooperativa de cr\u00e9dito nada mais \u00e9 do que uma institui\u00e7\u00e3o financeira formada por s\u00f3cios. Dessa forma, os associados da cooperativa atuam como donos, dividindo lucros e dividendos tamb\u00e9m.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Desse modo, voc\u00ea pode se associar a Sicoob e aproveitar todos os seus benef\u00edcios. Ali\u00e1s, o cart\u00e3o Vooz \u00e9 um cart\u00e3o multifun\u00e7\u00f5es. Ou seja, voc\u00ea poder\u00e1 utiliz\u00e1-lo tanto na fun\u00e7\u00e3o d\u00e9bito quanto na fun\u00e7\u00e3o cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o cobra taxa de anuidade no valor de R$9,90 mensais. Entretanto, voc\u00ea pode zerar essa taxa realizando pelo menos uma compra por m\u00eas de qualquer valor. Al\u00e9m disso, voc\u00ea pode solicitar cart\u00f5es adicionais que s\u00e3o isentos dessa tarifa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O cart\u00e3o Vooz \u00e9 emitido na bandeira Visa ou Mastercard e oferece cobertura internacional. Portanto, voc\u00ea tamb\u00e9m pode us\u00e1-lo para fazer compras no Brasil e no exterior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ali\u00e1s, o cart\u00e3o da cooperativa tem uma das emiss\u00f5es mais r\u00e1pidas de cart\u00f5es de cr\u00e9dito. Assim, voc\u00ea faz a solicita\u00e7\u00e3o em uma das ag\u00eancias Sicoob e pode sair de l\u00e1 j\u00e1 com seu cart\u00e3o Vooz em m\u00e3os, pronto para usar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se voc\u00ea ainda est\u00e1 em d\u00favidas se deve escolher o cart\u00e3o Carrefour ou o cart\u00e3o Vooz, continue a leitura e descubra as vantagens de cada um deles.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-carrefour-\"><strong>Jak\u00e9 jsou v\u00fdhody karty Carrefour?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"41081\" src=\"https:\/\/ucarecdn.com\/7b424f11-d718-431e-a66c-de09dbff4f29\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ostatn\u011b, jak\u00e9 jsou v\u00fdhody karty? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada, a principal vantagem do cart\u00e3o Carrefour \u00e9 que ele oferece descontos exclusivos nas lojas da rede. Portanto, se voc\u00ea tem costume de comprar no Carrefour, ele \u00e9 uma \u00f3tima op\u00e7\u00e3o de cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, os clientes ainda t\u00eam ofertas exclusivas e podem optar por parcelamento especial em alguns itens da loja. Dessa forma, voc\u00ea poder\u00e1 dividir suas compras em at\u00e9 24x com o cart\u00e3o Carrefour.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea ainda garante at\u00e9 70 dias para pagar abastecendo seu carro em Postos Carrefour utilizando o cart\u00e3o de cr\u00e9dito da rede. Al\u00e9m do mais, voc\u00ea tamb\u00e9m pode participar do programa de benef\u00edcios Mastercard Surpreenda.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nesse sentido, o programa garante 1 ponto em cada compra realizada com seu cart\u00e3o, independente do valor. Assim, voc\u00ea poder\u00e1 trocar seus pontos por vouchers de descontos em produtos e servi\u00e7os de estabelecimentos parceiros. Mas n\u00e3o se esque\u00e7a de cadastrar seu cart\u00e3o antes de come\u00e7ar a usar!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-vooz-\"><strong>Jak\u00e9 jsou v\u00fdhody Vooz karty?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o cart\u00e3o Vooz tem uma emiss\u00e3o bastante agilizada. Isso significa que voc\u00ea poder\u00e1 sair da ag\u00eancia da Sicoob j\u00e1 com seu cart\u00e3o em m\u00e3os ap\u00f3s a solicita\u00e7\u00e3o. Portanto, essa \u00e9 uma vantagem bastante atraente, j\u00e1 que voc\u00ea n\u00e3o precisa esperar dias para a chegada do cart\u00e3o de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, os cart\u00f5es Vooz participam do programa de benef\u00edcios Mastercard Surpreenda ou Vai de Visa. Dessa forma, voc\u00ea pode acumular pontos e troc\u00e1-los por vouchers de desconto em lojas parceiras da bandeira. Contudo, lembre-se de cadastrar seu cart\u00e3o antes de us\u00e1-lo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-carrefour-\"><strong>Jak\u00e9 jsou nev\u00fdhody karty Carrefour?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, se voc\u00ea ainda est\u00e1 em d\u00favida entre cart\u00e3o Carrefour ou cart\u00e3o Vooz, confira agora suas desvantagens antes de tomar sua decis\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Embora o cart\u00e3o Carrefour ofere\u00e7a diversos benef\u00edcios, ele tamb\u00e9m possui alguns pontos negativos. Antes de tudo, o cart\u00e3o Carrefour cobra anuidade no valor de R$13,99. Ainda que o valor n\u00e3o seja t\u00e3o alto, voc\u00ea s\u00f3 poder\u00e1 zerar essa tarifa se realizar pelo menos uma compra por m\u00eas nas lojas da rede.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea precisar\u00e1 comprovar renda de pelo menos um sal\u00e1rio m\u00ednimo na hora de fazer a ades\u00e3o. Assim, caso seja trabalhador aut\u00f4nomo e n\u00e3o puder comprovar essa renda, talvez tenha sua solicita\u00e7\u00e3o negada.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-vooz-\"><strong>Jak\u00e9 jsou nev\u00fdhody Vooz karty?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o principal ponto negativo do cart\u00e3o Vooz \u00e9 que voc\u00ea precisa solicit\u00e1-lo presencialmente atrav\u00e9s de uma ag\u00eancia da Sicoob. Al\u00e9m disso, voc\u00ea precisar\u00e1 abrir uma conta com a cooperativa para ter acesso ao cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o cart\u00e3o cobra anuidade no valor mensal de R$9,90. Embora voc\u00ea possa se isentar dessa taxa, voc\u00ea acaba se sendo obrigado a utilizar o cart\u00e3o pelo menos uma vez ao m\u00eas para zerar o valor da anuidade.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-carrefour-ou-cart%C3%A3o-vooz-qual-escolher-\"><strong>Cart\u00e3o Carrefour ou Cart\u00e3o Vooz: qual escolher?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, qual escolher? Fonte: Pexels.\"  id=\"40209\" src=\"https:\/\/ucarecdn.com\/90ca2d41-fefe-4fce-8315-1582f4fb4138\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kterou si tedy vybrat? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, se voc\u00ea acompanhou nosso conte\u00fado sobre cart\u00e3o Carrefour ou cart\u00e3o Vooz, ent\u00e3o j\u00e1 sabe que ambos oferecem benef\u00edcios exclusivos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, se voc\u00ea tem costume de comprar nas lojas da rede Carrefour, ent\u00e3o, talvez o cart\u00e3o de cr\u00e9dito da rede seja ideal para voc\u00ea. Assim, como dito anteriormente, o cart\u00e3o oferece descontos e ofertas exclusivas para lojas da rede.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No entanto, se voc\u00ea tem interesse em se associar a uma cooperativa de cr\u00e9dito, a Sicoob tem \u00f3timos benef\u00edcios. Portanto, o cart\u00e3o Vooz \u00e9 uma excelente op\u00e7\u00e3o para seu perfil financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Contudo, se voc\u00ea ainda est\u00e1 em d\u00favida sobre qual cart\u00e3o escolher, ent\u00e3o confira nosso conte\u00fado, a seguir, com mais op\u00e7\u00f5es para voc\u00ea!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-T2h0K\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-nubank-ultravioleta-ou-cartao-magalu\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Nubank Ultravioleta ou cart\u00e3o Magalu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e958224a-196b-43a9-bb17-1937082881f4\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/cartao-nubank-ultravioleta-ou-cartao-magalu\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Nubank Ultravioleta ou cart\u00e3o Magalu\">\n            Cart\u00e3o Nubank Ultravioleta ou cart\u00e3o Magalu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Mas, afinal, qual \u00e9 o melhor cart\u00e3o: Nubank Ultravioleta ou Magalu. Ambos t\u00eam \u00f3timas vantagens, como cashback e muito mais! Diante disso, confira o nosso comparativo!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-nubank-ultravioleta-ou-cartao-magalu\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Ent\u00e3o, confira nosso conte\u00fado comparativo com os pontos positivos e negativos desses produtos financeiros e descubra qual o melhor para voc\u00ea.<\/p>","protected":false},"author":21,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[470,179,1914],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Carrefour ou Cart\u00e3o Vooz: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Confira nosso conte\u00fado com vantagens e desvantagens, bem como caracter\u00edsticas principais e escolha entre cart\u00e3o Carrefour ou cart\u00e3o Vooz.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-carrefour-ou-cartao-vooz\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Cart\u00e3o Carrefour ou Cart\u00e3o Vooz: qual o melhor?\" \/>\n<meta property=\"og:description\" content=\"Confira nosso conte\u00fado com vantagens e desvantagens, bem como caracter\u00edsticas principais e escolha entre cart\u00e3o Carrefour ou cart\u00e3o Vooz.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/cs\/cartao-carrefour-ou-cartao-vooz\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-10-27T12:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-10-27T11:53:37+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/d9d6ff1c-0264-4532-b795-04e982f69760\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Aline Barbosa\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"6 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"cs-CZ\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-carrefour-ou-cartao-vooz\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/d9d6ff1c-0264-4532-b795-04e982f69760\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/d9d6ff1c-0264-4532-b795-04e982f69760\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/cartao-carrefour-ou-cartao-vooz\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/cartao-carrefour-ou-cartao-vooz\/\",\"name\":\"Cart\u00e3o Carrefour ou Cart\u00e3o Vooz: qual o melhor? 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