{"id":37996,"date":"2022-05-03T12:00:00","date_gmt":"2022-05-03T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=37996"},"modified":"2022-04-28T18:17:27","modified_gmt":"2022-04-28T18:17:27","slug":"emprestimo-acordo-certo-ou-emprestimo-creditas","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/emprestimo-acordo-certo-ou-emprestimo-creditas\/","title":{"rendered":"P\u016fj\u010dka na ur\u010ditou smlouvu nebo p\u016fj\u010dka Creditas: kter\u00e1 je nejlep\u0161\u00ed?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-acordo-certo-x-creditas-descubra-qual-escolher\">Acordo Certo x Creditas: descubra qual escolher!<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, qual o melhor? Fonte: unsplash\"  id=\"38000\" src=\"https:\/\/cdn.adtechpanda.com\/1f256214-293e-411e-a20e-1943a2936297\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, qual o melhor? Fonte: unsplash<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A solu\u00e7\u00e3o para negativados sa\u00edrem de d\u00edvidas \u00e9 dinheiro r\u00e1pido, n\u00e3o \u00e9 mesmo? Portanto, que tal decidir entre empr\u00e9stimo Acordo Certo ou empr\u00e9stimo Creditas? Ambos oferecem op\u00e7\u00f5es de cr\u00e9dito r\u00e1pido. No entanto, somente uma tem chances para negativados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, a plataforma Acordo Certo \u00e9 um site de negocia\u00e7\u00f5es. Isso significa que oferecer\u00e1 propostas de quita\u00e7\u00e3o de d\u00edvidas e at\u00e9 mesmo, empr\u00e9stimos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, o empr\u00e9stimo Creditas tem tr\u00eas op\u00e7\u00f5es: cr\u00e9ditos com garantias e consignados. Ent\u00e3o, quem tem nome sujo, n\u00e3o conseguir\u00e1 aprova\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Posto que ambos precisam ser detalhados, preparamos este comparativo. Portanto, acompanhe vantagens, desvantagens e escolha o necess\u00e1rio!<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td><\/td><td><strong>Spr\u00e1vn\u00e1 dohoda P\u016fj\u010dka<\/strong><\/td><td><strong>P\u016fj\u010dka Creditas<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Z\u00e1le\u017e\u00ed na spole\u010dnosti<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>Z\u00e1le\u017e\u00ed na spole\u010dnosti<\/td><td>Od 0,791 TP3T za m\u011bs\u00edc<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>9 a\u017e 180 m\u011bs\u00edc\u016f<\/td><td>M\u00e1ximo 240 meses<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>Z\u00e1le\u017e\u00ed na spole\u010dnosti<\/td><td>Em m\u00e9dia 5 dias \u00fateis<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><\/td><td>R$2 000 a\u017e R$100 000<\/td><td>R$5 mil a R$3 milh\u00f5es&nbsp;<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Ano<\/td><td>Ne<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Tenha parcelamentos exclusivos para limpar seu nome<br>Empr\u00e9stimos para negativados devem ser disponibilizados<br>Em segundos, receba levantamento de d\u00edvidas e fa\u00e7a simula\u00e7\u00f5es<\/td><td>Decida entre tr\u00eas op\u00e7\u00f5es de cr\u00e9dito, com garantias e sem<br>Na modalidade garantida, reduza os juros por maior valor<br>Simule o empr\u00e9stimo sem sair de casa<\/td><\/tr><\/tbody><\/table><figcaption>Compare e escolha o ideal!<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1CSivp\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-acordo-certo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Accord Certo\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/emprestimo-acordo-certo.png\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-acordo-certo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Accord Certo\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Accord Certo        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Acesse uma plataforma de negocia\u00e7\u00f5es com empr\u00e9stimos para negativados!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-acordo-certo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-acordo-certo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/09\/emprestimo-acordo-certo.png\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Accord Certo              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-acordo-certo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1DNmxK\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\" Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/51b3267f-91e8-4734-88be-ad2f89b71bb0\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\" Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas\">\n             Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Escolha entre tr\u00eas op\u00e7\u00f5es de empr\u00e9stimos com a menor taxas de juros do mercado!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/51b3267f-91e8-4734-88be-ad2f89b71bb0\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-acordo-certo\">Spr\u00e1vn\u00e1 dohoda P\u016fj\u010dka<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, a plataforma Acordo Certo oferece solu\u00e7\u00f5es para negocia\u00e7\u00f5es de d\u00edvidas. Certamente, propostas de empr\u00e9stimos para negativados, tamb\u00e9m.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, insira o CPF na plataforma para ter levantamento de d\u00edvidas em poucos minutos. Da mesma forma, escolha n\u00famero e valor de parcelas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Atrav\u00e9s da plataforma, o cliente poder\u00e1 tamb\u00e9m selecionar propostas de cr\u00e9dito pessoal oferecidas por parceiros Acordo Certo, entre eles, a pr\u00f3pria Creditas, mas tamb\u00e9m, Geru, Rebel, Banco BMG, Simplic, Mercat\u00f3rio, Digio e Jeitto<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Saiba que n\u00e3o h\u00e1 empr\u00e9stimos diretamente pela plataforma, mas sim, indicados pelos parceiros. Ou seja, seu pedido passar\u00e1 pela an\u00e1lise de cr\u00e9dito de institui\u00e7\u00f5es conveniadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se acaso o nome tiver sujo, n\u00e3o deixe de inserir o CPF na plataforma. Assim, buscar\u00e1 solu\u00e7\u00f5es, como trocar d\u00edvida maior por menor, por exemplo. Continue por aqui e saiba mais vantagens desta op\u00e7\u00e3o!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-creditas\">P\u016fj\u010dka Creditas<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A Credita se intitula como a maior plataforma de cr\u00e9dito com garantias do pa\u00eds. Em outras palavras, disponibiliza cr\u00e9dito mediante oferta de ve\u00edculo ou im\u00f3vel. Al\u00e9m, do cr\u00e9dito consignado, exclusivo para funcion\u00e1rios CLT.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No caso do consignado, colaboradores de empresas privadas pedem at\u00e9 50 mil reais em cr\u00e9dito, certamente, as parcelas s\u00e3o descontadas na folha salarial. Ent\u00e3o, existe an\u00e1lise de cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, h\u00e1 o cr\u00e9dito com garantia de im\u00f3veis. Consequentemente, casa ou apartamento s\u00e3o as garantias e este empr\u00e9stimo come\u00e7a em 30 mil reais. Certamente, a garantia garante uma taxa de juros mais baixa, a partir de 0,79% ao m\u00eas + IPCA.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, consiga tamb\u00e9m o empr\u00e9stimo com garantia de ve\u00edculo. Da mesma forma, as taxas s\u00e3o menores, a partir de 0,99% ao m\u00eas. Portanto, at\u00e9 150 mil reais podem ser solicitados desde que o ve\u00edculo seja a seguran\u00e7a da fintech.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em conclus\u00e3o, o empr\u00e9stimo Creditas \u00e9 seguro, r\u00e1pido e confi\u00e1vel. No entanto, os negativados n\u00e3o conseguem acesso, visto que existe consulta a bir\u00f4s e an\u00e1lise.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-acordo-certo\">Jak\u00e9 jsou v\u00fdhody p\u016fj\u010dky Right Agreement?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a detalhes desta plataforma. Fonte: Acordo Certo\"  id=\"37498\" src=\"https:\/\/cdn.adtechpanda.com\/bc1c1e4d-1b22-47c6-8dce-c3b56b9efb25\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a detalhes desta plataforma. Fonte: Acordo Certo<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A saber que a plataforma Acordo Certo \u00e9 focada em negocia\u00e7\u00f5es, a principal vantagem s\u00e3o as in\u00fameras chances de sair das d\u00edvidas. Assim sendo, escolha uma das dezenas de propostas para limpar seu nome.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Na mesma linha, a plataforma indica o cr\u00e9dito indicado para seu caso. A simula\u00e7\u00e3o \u00e9 feita l\u00e1 mesmo, ent\u00e3o, em poucos minutos as solu\u00e7\u00f5es aparecem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Com isso, queremos dizer que se acaso um empr\u00e9stimo aparecer, \u00e9 que ele est\u00e1 dispon\u00edvel. Em outras palavras, somente os pr\u00e9-aprovados estar\u00e3o l\u00e1.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, consiga quita\u00e7\u00f5es de d\u00edvidas com parcelas a partir de 100 reais, para que n\u00e3o haja mais endividamento. Portanto, acesse a plataforma e entenda mais.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-creditas\">Quais as vantagens do Empr\u00e9stimo Creditas?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Saiba as vantagens deste empr\u00e9stimo online. Fonte:  Creditas\"  id=\"27159\" src=\"https:\/\/cdn.adtechpanda.com\/5f0ac9d3-0c27-4444-8953-81fa4b6f3d0c\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Saiba as vantagens deste empr\u00e9stimo online. Fonte:  Creditas<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A princ\u00edpio, o empr\u00e9stimo Creditas tem a menor taxa do mercado. Al\u00e9m disso, o uso do ve\u00edculo ou im\u00f3vel \u00e9 permitido, visto que diminui ainda mais as taxas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A prop\u00f3sito, tem um dos maiores prazos para pagamento, chegando a 240 meses. H\u00e1 tamb\u00e9m vantagens em contratar empr\u00e9stimos com garantia, por exemplo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No caso da garantia de ve\u00edculo,&nbsp; o carro quitado fica em aliena\u00e7\u00e3o fiduci\u00e1ria. Isso significa que, quitado, ele \u00e9 utilizado pelo usu\u00e1rio mas \u00e9 passado para o nome da empresa. Ou seja, \u00e9 poss\u00edvel usar normalmente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, pegue grandes valores emprestados e pague parcelas acess\u00edveis gra\u00e7as a essa seguran\u00e7a. Por outro lado, \u00e9 a chance de fugir de d\u00edvidas altas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-acordo-certo\">Jak\u00e9 jsou nev\u00fdhody P\u016fj\u010dky se spr\u00e1vnou dohodou?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de mais nada, os empr\u00e9stimos n\u00e3o s\u00e3o cedidos pela plataforma, mas sim por alguns parceiros. Portanto, apenas op\u00e7\u00f5es vindas destas empresas aparecem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A plataforma tem parceria com Creditas, Geru, Rebel, Banco BMG, Simplic, Mercat\u00f3rio, Digio e Jeitto. Ou seja, essas empresas \u00e9 que far\u00e3o a an\u00e1lise de cr\u00e9dito. Assim, oferecem as propostas, ent\u00e3o, as op\u00e7\u00f5es acabam diminuindo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que se acaso tiver muitas restri\u00e7\u00f5es, as propostas de empr\u00e9stimo n\u00e3o aparecem. Da mesma forma, poucas negocia\u00e7\u00f5es devem surgir, algumas, com parcelas altas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, h\u00e1 tamb\u00e9m a quest\u00e3o dos boletos. Isso porque eles podem demorar a dar baixa, ent\u00e3o, fique de olho nos pagamentos. Falando em boletos, a plataforma permite apenas pagamentos desta maneira, sem chance de negociar e pagar com cart\u00e3o de cr\u00e9dito, por exemplo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-creditas\">Quais as desvantagens do Empr\u00e9stimo Creditas?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em primeiro lugar, os negativados t\u00eam chances m\u00ednimas de conseguir um empr\u00e9stimo. A Creditas at\u00e9 incentiva a tentativa, mas como fazem an\u00e1lise de cr\u00e9dito, a resposta deve ser n\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, tamb\u00e9m \u00e9 um pouco mais caro para quem n\u00e3o possui bens, como carros e im\u00f3veis. Ademais, no caso do consignado, muitos riscos s\u00e3o assumidos pelo cliente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque caso perca o emprego, dever\u00e1 continuar pagando. Da mesma forma, n\u00e3o espere alguma maneira de adi\u00e1-lo, por exemplo. Essa modalidade \u00e9 cobrada mensalmente sem qualquer toler\u00e2ncia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em conclus\u00e3o, a simula\u00e7\u00e3o de parcelamento n\u00e3o \u00e9 na hora. Ao entrar no site, defina o valor na barrinha e aguarde um e-mail da empresa com a proposta, o que pode demorar.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-acordo-certo-ou-empr%C3%A9stimo-creditas-qual-escolher\">Empr\u00e9stimo Acordo Certo ou Empr\u00e9stimo Creditas: qual escolher?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conseguiu definir o ideal? Fonte unsplash\"  id=\"38008\" src=\"https:\/\/cdn.adtechpanda.com\/37f0ee56-d0c2-4544-b51d-c8c053ef7417\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conseguiu definir o ideal? Fonte unsplash<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, conseguiu definir entre o empr\u00e9stimo Acordo Certo ou empr\u00e9stimo Creditas?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Em suma, ambos s\u00e3o plataformas online de cr\u00e9dito pessoal. Entretanto, somente a segunda op\u00e7\u00e3o fornece diretamente o cr\u00e9dito. No entanto, n\u00e3o \u00e9 indicada para negativados.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por outro lado, a plataforma Acordo Certo indica as melhores negocia\u00e7\u00f5es para voc\u00ea. Se os parceiros da empresa tiverem propostas de empr\u00e9stimo, elas surgem em poucos minutos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ou seja, negativados podem contratar cr\u00e9dito pela plataforma e pagar d\u00edvidas. Ou at\u00e9 mesmo, parcelar contas antigas sem sair de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Antes de decidir, avalie a situa\u00e7\u00e3o do seu CPF e qual o valor necess\u00e1rio. Depois disso, decida pelas parcelas e valor do cr\u00e9dito procurado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se acaso n\u00e3o ter decidido, fique tranquilo(a). Abaixo, preparamos um comparativo que pode indicar o empr\u00e9stimo ideal, ent\u00e3o, \u00e9 s\u00f3 clicar!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2wqyL4\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-agibank-ou-emprestimo-santander\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"P\u016fj\u010dka Agibank nebo Santander p\u016fj\u010dka\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/senhorpanda.com\/wp-content\/uploads\/2021\/10\/Emprestimo-Acordo-Certo-ou-Emprestimo-Creditas-1.jpg\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-agibank-ou-emprestimo-santander\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"P\u016fj\u010dka Agibank nebo Santander p\u016fj\u010dka\">\n            P\u016fj\u010dka Agibank nebo Santander p\u016fj\u010dka        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tenha juros reduzidos, prazo maior e facilidades para aposentados.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-agibank-ou-emprestimo-santander\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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