{"id":34301,"date":"2021-09-11T23:01:00","date_gmt":"2021-09-11T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=34301"},"modified":"2021-09-10T20:11:49","modified_gmt":"2021-09-10T20:11:49","slug":"review-cartao-saraiva","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/review-cartao-saraiva\/","title":{"rendered":"Recenze karet Saraiva 2021"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-conhe%C3%A7a-o-cart%C3%A3o-sem-anuidade-com-descontos-exclusivos-nas-lojas-saraiva\">Objevte kartu bez ro\u010dn\u00edho poplatku s exkluzivn\u00edmi slevami v obchodech Saraiva<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a mais sobre o cart\u00e3o. Fonte: Saraiva.\"  id=\"26890\" src=\"https:\/\/ucarecdn.com\/664963c0-c0b5-448c-b098-32ed2c7ead0f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Zjist\u011bte v\u00edce o kart\u011b. Zdroj: Saraiva.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za prv\u00e9, v t\u00e9to recenzi karty Saraiva se dozv\u00edte o v\u0161ech vlastnostech, v\u00fdhod\u00e1ch a nev\u00fdhod\u00e1ch t\u00e9to kreditn\u00ed karty. Ve spolupr\u00e1ci s Banco do Brasil nab\u00edz\u00ed karta Saraiva u\u017eivatel\u016fm exkluzivn\u00ed slevy a mohla by b\u00fdt pro v\u00e1s ide\u00e1ln\u00ed volbou. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Krom\u011b toho, \u017ee je kreditn\u00ed karta Saraiva osvobozena od ro\u010dn\u00edch poplatk\u016f, m\u00e1 zna\u010dku Visa a jej\u00ed z\u00e1kazn\u00edci jsou sou\u010d\u00e1st\u00ed programu benefit\u016f zna\u010dky. Ve skute\u010dnosti lze kartu pou\u017e\u00edvat mezin\u00e1rodn\u011b a dokonce shroma\u017e\u010fujete body, kter\u00e9 lze p\u0159em\u011bnit na leteck\u00e9 m\u00edle. Dal\u0161\u00ed funkce naleznete n\u00ed\u017ee.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table is-style-stripes\"><table><tbody><tr><td>Anuita<\/td><td>Osvobozeno<\/td><\/tr><tr><td>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td>Vlajka<\/td><td>V\u00edzum<\/td><\/tr><tr><td>St\u0159echa<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td>V\u00fdhody<\/td><td>Slevov\u00fd program<br>V\u00fdb\u011bry na termin\u00e1lech Banco24h<br>Program Saraiva Plus<br>Dal\u0161\u00ed karty<\/td><\/tr><\/tbody><\/table><figcaption>Pod\u00edvejte se na vlastnosti karty.<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-21cGa4\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Saraiva\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3662a23e-bd88-489e-84f4-1f09d731fc83\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Saraiva\">\n            Jak po\u017e\u00e1dat o kartu Saraiva        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Kreditn\u00ed karta Saraiva nab\u00edz\u00ed skv\u011bl\u00e9 programy odm\u011bn. Objevte tedy nyn\u00ed v\u0161e, co pot\u0159ebujete v\u011bd\u011bt, abyste mohli po\u017e\u00e1dat o ten sv\u016fj.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3662a23e-bd88-489e-84f4-1f09d731fc83\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak po\u017e\u00e1dat o kartu Saraiva              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-review-cart%C3%A3o-saraiva-tudo-o-que-voc%C3%AA-precisa-saber\">Recenze karty Saraiva: v\u0161e, co pot\u0159ebujete v\u011bd\u011bt<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za prv\u00e9, Saraiva je v zemi velmi dob\u0159e zaveden\u00fd obchod s knihami a elektronikou. Spole\u010dnost byla zalo\u017eena v roce 1914 a v sou\u010dasn\u00e9 dob\u011b m\u00e1 kolem 20% brazilsk\u00e9ho kni\u017en\u00edho trhu. T\u00edmto zp\u016fsobem spole\u010dnost uzav\u0159ela partnerstv\u00ed s Banco do Brasil na vyd\u00e1v\u00e1n\u00ed sv\u00fdch kreditn\u00edch karet pod zna\u010dkou Visa. Tak\u017ee se nebojte, karty Saraiva jsou zcela bezpe\u010dn\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O svou kartu Saraiva m\u016f\u017eete po\u017e\u00e1dat pouze prost\u0159ednictv\u00edm webov\u00e9 str\u00e1nky Saraiva nebo Banco do Brasil nebo dokonce prost\u0159ednictv\u00edm aplikace. Jin\u00fdmi slovy, nebude mo\u017en\u00e9 se p\u0159ihl\u00e1sit osobn\u011b ve fyzick\u00fdch prodejn\u00e1ch.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta Saraiva nav\u00edc nem\u00e1 \u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek a m\u016f\u017eete ji pou\u017e\u00edvat na n\u00e1rodn\u00ed i mezin\u00e1rodn\u00ed \u00farovni. Ve skute\u010dnosti, proto\u017ee m\u00e1 zna\u010dku Visa, je karta p\u0159ij\u00edm\u00e1na v milionech za\u0159\u00edzen\u00ed po cel\u00e9m sv\u011bt\u011b.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Krom\u011b toho se \u00fa\u010dastn\u00edte benefitn\u00edch program\u016f zna\u010dky a tak\u00e9 exkluzivn\u00edch slev a spl\u00e1tek na n\u00e1kupy v prodejn\u00e1ch Saraiva. Pokra\u010dujte proto ve \u010dten\u00ed na\u0161\u00ed recenze karet Saraiva a zjist\u011bte v\u00edce.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-anuidade-e-cobertura\">Anuita a kryt\u00ed<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zpo\u010d\u00e1tku se karta Saraiva st\u00e1v\u00e1 docela atraktivn\u00ed, proto\u017ee si od sv\u00fdch u\u017eivatel\u016f ne\u00fa\u010dtuje ro\u010dn\u00ed poplatek. Krom\u011b toho karta nevy\u017eaduje minim\u00e1ln\u00ed \u00fatratu za m\u011bs\u00edc, aby byla osvobozena od tohoto poplatku. I kdy\u017e tedy svou Saraiva kartu nepou\u017e\u00edv\u00e1te, budete st\u00e1le osvobozeni od placen\u00ed ro\u010dn\u00edho poplatku.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kartu Saraiva d\u00e1le m\u016f\u017eete pou\u017e\u00edvat v brazilsk\u00fdch i zahrani\u010dn\u00edch obchodech nebo i p\u0159i cest\u00e1ch do zahrani\u010d\u00ed, proto\u017ee jej\u00ed pokryt\u00ed je mezin\u00e1rodn\u00ed.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-taxas-a-tarifas\">Poplatky k tarif\u016fm<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta Saraiva tedy nem\u00e1 podle ofici\u00e1ln\u00edch str\u00e1nek \u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek, \u010dlensk\u00e9 ani udr\u017eovac\u00ed poplatek. Pozor v\u0161ak na v\u00fdb\u011bry na termin\u00e1lech Banco24h, proto\u017ee mohou \u00fa\u010dtovat poplatky a \u00faroky.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-bandeira-e-benef%C3%ADcios\">Vlajka a v\u00fdhody<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zna\u010dka nab\u00edzen\u00e1 pro kartu Saraiva je Visa. S n\u00edm se \u00fa\u010dastn\u00edte programu Vai de Visa a nav\u00edc sb\u00edr\u00e1te body, kter\u00e9 lze vym\u011bnit za m\u00edle leteck\u00fdch spole\u010dnost\u00ed. Nav\u0161tivte ofici\u00e1ln\u00ed web zna\u010dky a zjist\u011bte v\u00edce podrobnost\u00ed o v\u00fdhodn\u00fdch pl\u00e1nech.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-vantagens-do-cart%C3%A3o-saraiva\">V\u00fdhody karty Saraiva<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Afinal, quais as vantagens? Fonte: Pexels.\"  id=\"34303\" src=\"https:\/\/ucarecdn.com\/d237cbbc-96eb-4804-86bc-b751ca32fcef\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ostatn\u011b, jak\u00e9 jsou v\u00fdhody? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kreditn\u00ed karta Saraiva m\u00e1 n\u011bkolik v\u00fdhod, d\u00edky kter\u00fdm je pro ve\u0159ejnost velmi atraktivn\u00ed. Pod\u00edvejte se na n\u011bkter\u00e9 z nich.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za prv\u00e9, to, co na kart\u011b Saraiva nejv\u00edce vynik\u00e1, je osvobozen\u00ed od ro\u010dn\u00edch poplatk\u016f. Proto tak\u00e9 neexistuje po\u017eadavek na minim\u00e1ln\u00ed m\u011bs\u00ed\u010dn\u00ed \u00fatratu pro z\u00e1kazn\u00edky, kte\u0159\u00ed by byli osvobozeni od poplatku. Ve skute\u010dnosti m\u016f\u017eete tak\u00e9 po\u017e\u00e1dat a\u017e o 4 dal\u0161\u00ed karty, kter\u00e9 jsou v\u0161echny rovn\u011b\u017e osvobozeny od ro\u010dn\u00edch poplatk\u016f.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Krom\u011b toho se karta \u00fa\u010dastn\u00ed programu Vai de Visa a tak\u00e9 shroma\u017e\u010fuje body, kter\u00e9 lze vym\u011bnit za m\u00edle leteck\u00fdch spole\u010dnost\u00ed prost\u0159ednictv\u00edm programu odm\u011bn BB. D\u00e1le se tak\u00e9 \u00fa\u010dastn\u00edte programu Saraiva Plus, kdy s ka\u017ed\u00fdm n\u00e1kupem sb\u00edr\u00e1te body, kter\u00e9 lze vym\u011bnit za hotovostn\u00ed slevy v obchodech.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Svou kartu Saraiva m\u016f\u017eete st\u00e1le spravovat prost\u0159ednictv\u00edm aplikace Ourocard. S n\u00edm m\u016f\u017eete mimo jin\u00e9 zablokovat nebo odblokovat svou kartu, spravovat sv\u00e9 v\u00fddaje, generovat virtu\u00e1ln\u00ed karty pro online n\u00e1kupy.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nakonec m\u016f\u017eete tak\u00e9 vyb\u00edrat hotovost v bankomatech Banco do Brasil nebo na termin\u00e1lech Banco24h. Ale pozor na \u00faroky! M\u016f\u017eete skon\u010dit v dluz\u00edch.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZlImEV\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-cartao-de-credito-saraiva\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte kreditn\u00ed kartu Saraiva\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3662a23e-bd88-489e-84f4-1f09d731fc83\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-cartao-de-credito-saraiva\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte kreditn\u00ed kartu Saraiva\">\n            Objevte kreditn\u00ed kartu Saraiva        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Kreditn\u00ed karta Saraiva nab\u00edz\u00ed dva skv\u011bl\u00e9 programy odm\u011bn: Saraiva Plus a Miles A\u00e9reas. Chcete se o n\u011bm dozv\u011bd\u011bt v\u00edce? Tak si p\u0159e\u010dt\u011bte tento p\u0159\u00edsp\u011bvek a pod\u00edvejte se na to!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-cartao-de-credito-saraiva\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-cartao-de-credito-saraiva\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/3662a23e-bd88-489e-84f4-1f09d731fc83\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Objevte kreditn\u00ed kartu Saraiva              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-cartao-de-credito-saraiva\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-desvantagens-do-cart%C3%A3o-saraiva\">Nev\u00fdhody karty Saraiva<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hlavn\u00ed nev\u00fdhodou karty Saraiva je tedy to, \u017ee jej\u00ed schv\u00e1len\u00ed m\u016f\u017ee b\u00fdt docela byrokratick\u00e9 pro lidi, kte\u0159\u00ed nejsou z\u00e1kazn\u00edky Banco do Brasil. Pokud tedy nejste majitelem \u00fa\u010dtu, m\u016f\u017ee v\u00e1m proces trvat o n\u011bco d\u00e9le.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V tomto smyslu je kreditn\u00ed anal\u00fdza tak\u00e9 trochu \u010dasov\u011b n\u00e1ro\u010dn\u00e1. Pokud tedy budete odm\u00edtnuti nebo budete m\u00edt ni\u017e\u0161\u00ed sk\u00f3re, riskujete, \u017ee v\u00e1\u0161 n\u00e1vrh bude zam\u00edtnut.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>N\u00e1kupy kartou Saraiva nav\u00edc negeneruj\u00ed p\u0159\u00edli\u0161 v\u00fdznamn\u00e9 body za v\u00fdm\u011bnu v\u00fdhod v obchodech. M\u016f\u017eete tedy naj\u00edt jin\u00e9 mo\u017enosti karty bez ro\u010dn\u00edch poplatk\u016f, kter\u00e9 jsou pro v\u00e1s v\u00fdhodn\u011bj\u0161\u00ed. Je ale d\u016fle\u017eit\u00e9 \u0159\u00edci, \u017ee v\u0161e z\u00e1vis\u00ed na va\u0161em spot\u0159ebitelsk\u00e9m profilu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-aplicativo-do-cart%C3%A3o\">Aplikace karty<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jak ji\u017e bylo zm\u00edn\u011bno, karta Saraiva m\u00e1 aplikaci Ourocard. S n\u00edm m\u016f\u017eete spravovat sv\u00e9 v\u00fddaje, zablokovat kartu v p\u0159\u00edpad\u011b ztr\u00e1ty nebo odcizen\u00ed, odemknout novou kartu nebo dokonce zadat sv\u016fj po\u017eadavek.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Aplikace je velmi intuitivn\u00ed a m\u00e1te p\u0159\u00edstup, i kdy\u017e nejste majitelem \u00fa\u010dtu Banco do Brasil, sta\u010d\u00ed se zaregistrovat. Ve skute\u010dnosti je k dispozici pro Android i iOS.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-processo-de-solicita%C3%A7%C3%A3o\">Proces \u017e\u00e1dosti<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Veja como solicitar. Fonte: Pexels.\"  id=\"34304\" src=\"https:\/\/ucarecdn.com\/c9cc034c-52e7-45ec-9fea-753469395ab2\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pod\u00edvejte se, jak po\u017e\u00e1dat. Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud si p\u0159e\u010dtete celou na\u0161i recenzi na kartu Saraiva a m\u00e1te z\u00e1jem po\u017e\u00e1dat o tu svou, nebojte se, pom\u016f\u017eeme v\u00e1m.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za prv\u00e9, pokud jste dr\u017eitelem \u00fa\u010dtu Banco do Brasil, mus\u00edte si st\u00e1hnout aplikaci Ourocard a zaregistrovat se. Po p\u0159ihl\u00e1\u0161en\u00ed pomoc\u00ed hesla mus\u00edte na domovsk\u00e9 str\u00e1nce vybrat mo\u017enost \u201eKarta\u201c. Pot\u00e9 vyberte mo\u017enost \u201eVy\u017e\u00e1dat kartu\u201c a vyberte po\u017eadovanou mo\u017enost karty. Nyn\u00ed sta\u010d\u00ed po\u010dkat, a\u017e karta doraz\u00ed na va\u0161i adresu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud tedy nejste dr\u017eitelem \u00fa\u010dtu Banco do Brasil, m\u016f\u017eete o n\u011bj tak\u00e9 po\u017e\u00e1dat prost\u0159ednictv\u00edm aplikace. Chcete-li to prov\u00e9st, mus\u00edte otev\u0159\u00edt aplikaci a vybrat mo\u017enost \u201eProdukty pro m\u011b\u201c. Pot\u00e9 mus\u00edte zadat sv\u016fj CPF a vybrat \u201eKreditn\u00ed karta\u201c. Pot\u00e9 uvoln\u011bte sv\u00e9 telefonn\u00ed za\u0159\u00edzen\u00ed podle pokyn\u016f aplikace.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Je d\u016fle\u017eit\u00e9 si uv\u011bdomit, \u017ee mus\u00edte m\u00edt po ruce sv\u00e9 osobn\u00ed doklady, jako je ID a CPF, a tak\u00e9 potvrzen\u00ed o p\u0159\u00edjmu a potvrzen\u00ed o adrese. Proto mus\u00edte po\u010dkat na anal\u00fdzu va\u0161eho n\u00e1vrhu, kter\u00e1 m\u016f\u017ee trvat a\u017e 3 pracovn\u00ed dny.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud tedy budete schv\u00e1leni, mus\u00edte p\u0159istupovat k aplikaci podle v\u00fd\u0161e uveden\u00fdch krok\u016f a vybrat si po\u017eadovanou kartu. P\u0159ipraveno! Nyn\u00ed sta\u010d\u00ed po\u010dkat, a\u017e karta doraz\u00ed na uvedenou adresu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tak co, m\u00e1te z\u00e1jem a chcete zn\u00e1t podrobnosti krok za krokem? Pod\u00edvejte se na n\u00e1\u0161 obsah n\u00ed\u017ee!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1Nsekn\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Saraiva\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/3662a23e-bd88-489e-84f4-1f09d731fc83\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Saraiva\">\n            Jak po\u017e\u00e1dat o kartu Saraiva        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Kreditn\u00ed karta Saraiva nab\u00edz\u00ed skv\u011bl\u00e9 programy odm\u011bn. Objevte tedy nyn\u00ed v\u0161e, co pot\u0159ebujete v\u011bd\u011bt, abyste mohli po\u017e\u00e1dat o ten sv\u016fj.         <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-saraiva\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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