{"id":33636,"date":"2021-09-07T23:01:00","date_gmt":"2021-09-07T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=33636"},"modified":"2021-09-07T08:54:30","modified_gmt":"2021-09-07T08:54:30","slug":"emprestimo-ciclic-o-que-e","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/emprestimo-ciclic-o-que-e\/","title":{"rendered":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-empr%C3%A9stimo-ciclic-resolva-os-seus-problemas-financeiros-de-uma-vez-por-todas-\">Empr\u00e9stimo Ciclic: resolva os seus problemas financeiros de uma vez por todas <\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, o que \u00e9 o empr\u00e9stimo? Fonte: Ciclic.\"  id=\"33753\" src=\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, o que \u00e9 o empr\u00e9stimo? Fonte: Ciclic.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 com problemas financeiros e j\u00e1 n\u00e3o sabe mais como resolv\u00ea-los, o empr\u00e9stimo pessoal Ciclic pode ser a solu\u00e7\u00e3o que voc\u00ea precisa. Isso porque, voc\u00ea pode pag\u00e1-lo em at\u00e9 36 meses, pode solicitar at\u00e9 R$ 50 mil e, ainda, o cr\u00e9dito pode ser liberado no mesmo dia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para conhecer melhor este empr\u00e9stimo, continue a leitura.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Cyklick\u00fd<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>Od 1 491 TP3T m\u011bs\u00ed\u010dn\u011b<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>A\u017e 36 m\u011bs\u00edc\u016f<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>No mesmo dia, se aprovado at\u00e9 as 13h<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><\/td><td>At\u00e9 R$50 mil <\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Z\u00e1le\u017e\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Pron\u00e1jem digit\u00e1ln\u00edho 100%<br>Bezpe\u010dnostn\u00ed<br>D\u016fv\u011bryhodnost<br>At\u00e9 45 dias para pagar a primeira parcela<\/td><\/tr><\/tbody><\/table><figcaption>Ale koneckonc\u016f, jak\u00e9 jsou vlastnosti p\u016fj\u010dky?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1SncCl\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Ciclic\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-ciclic\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Ciclic\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Ciclic        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer um empr\u00e9stimo com prazo de at\u00e9 36 meses para pagar e condi\u00e7\u00f5es \u00fanicas para voc\u00ea? Ent\u00e3o, clique aqui.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Ciclic              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-ciclic\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-vantagens-ciclic-\"><strong>Vantagens Ciclic<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Inicialmente, o empr\u00e9stimo Ciclic possui v\u00e1rias vantagens, sendo a primeira delas o fato de voc\u00ea poder solicitar at\u00e9 R$50 mil em cr\u00e9dito, dependendo da sua an\u00e1lise de cr\u00e9dito com parcelas bem em conta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, se a aprova\u00e7\u00e3o e a libera\u00e7\u00e3o dos valores do empr\u00e9stimo forem realizados at\u00e9 as 13h, o seu cr\u00e9dito ser\u00e1 liberado no mesmo dia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, as taxas de juros da Ciclic s\u00e3o baixas, ou seja, a partir de 1,49% ao m\u00eas, estando entre as mais competitivas do mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, ainda, voc\u00ea poder\u00e1 escolher a melhor maneira de pagar o seu empr\u00e9stimo, podendo ser de at\u00e9 36 vezes, da forma que ficar melhor para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-caracter%C3%ADsticas-principais-do-ciclic-\"><strong>Caracter\u00edsticas principais do Ciclic<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as caracter\u00edsticas do empr\u00e9stimo? Fonte: Pexels.\"  id=\"33638\" src=\"https:\/\/ucarecdn.com\/5b1cf4c4-cf79-45e1-a546-4a389c948525\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, quais as caracter\u00edsticas do empr\u00e9stimo? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a Ciclic \u00e9 uma empresa BB Seguros e oferece vantagens exclusivas para clientes que optam por solicitar cr\u00e9dito pessoal r\u00e1pido, sem burocracia com transpar\u00eancia e seguran\u00e7a.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, se voc\u00ea deseja comprar sua casa pr\u00f3pria ou reformar, a Ciclic te ajuda otimizando sua maneira de conseguir cr\u00e9dito, bastando entrar no site oficial da empresa, preencher o formul\u00e1rio com todos os seus dados pessoais e aguardar a an\u00e1lise da proposta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No caso do empr\u00e9stimo pessoal, a Ciclic n\u00e3o cobra para fazer a proposta do cr\u00e9dito, assim como n\u00e3o cobra para libera\u00e7\u00e3o dos valores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, ainda, voc\u00ea pode pagar as parcelas do empr\u00e9stimo atrav\u00e9s de boleto banc\u00e1rio que \u00e9 enviado com anteced\u00eancia na casa dos clientes, assim como voc\u00ea conta com at\u00e9 45 dias da data da assinatura do contrato para pagar a primeira parcela do empr\u00e9stimo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-para-quem-o-empr%C3%A9stimo-%C3%A9-indicado-\"><strong>Pro koho je p\u016fj\u010dka vhodn\u00e1<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quem pode solicitar o empr\u00e9stimo? Fonte: Pexels.\"  id=\"33639\" src=\"https:\/\/ucarecdn.com\/4dcaced8-66cb-488f-b852-ee1e16e06bf7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ale koneckonc\u016f, kdo m\u016f\u017ee o p\u016fj\u010dku \u017e\u00e1dat? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 em busca de cr\u00e9dito pessoal com seguran\u00e7a, transpar\u00eancia e totalmente otimizado, voc\u00ea est\u00e1 entre as pessoas indicadas para solicitar o empr\u00e9stimo Ciclic. Mas, ela faz an\u00e1lise de cr\u00e9dito, ent\u00e3o, se voc\u00ea estiver com o nome sujo ou score de cr\u00e9dito baixo, recomendamos que voc\u00ea avalie sua situa\u00e7\u00e3o e regularize o seu CPF.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chcete-li se tedy o t\u00e9to p\u016fj\u010dce dozv\u011bd\u011bt v\u00edce, klikn\u011bte na doporu\u010den\u00fd obsah n\u00ed\u017ee.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-CIGMj\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte osobn\u00ed p\u016fj\u010dku Ciclic\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-ciclic\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte osobn\u00ed p\u016fj\u010dku Ciclic\">\n            Objevte osobn\u00ed p\u016fj\u010dku Ciclic        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer um empr\u00e9stimo com prazo de at\u00e9 36 meses para pagar e 45 dias para quitar a primeira parcela? Saiba mais aqui.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/02f7f00b-d45b-42e4-8dfc-453bef2fee87\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Objevte osobn\u00ed p\u016fj\u010dku Ciclic              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-ciclic\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>Conhe\u00e7a o empr\u00e9stimo pessoal Ciclic e veja como este cr\u00e9dito pode te ajudar a quitar suas d\u00edvidas com taxas de juros competitivas, prazo de at\u00e9 36 meses para pagar e voc\u00ea ainda pode pedir at\u00e9 R$ 50 mil de empr\u00e9stimo.<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1749,1747,1748,1746,1750],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-ciclic-o-que-e\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona\" \/>\n<meta property=\"og:description\" content=\"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/cs\/emprestimo-ciclic-o-que-e\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-09-07T23:01:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-09-07T08:54:30+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joyce Viana\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"cs-CZ\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/\",\"name\":\"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage\"},\"datePublished\":\"2021-09-07T23:01:00+00:00\",\"dateModified\":\"2021-09-07T08:54:30+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\"},\"description\":\"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb\"},\"inLanguage\":\"cs-CZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/cs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\",\"name\":\"Joyce Viana\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"caption\":\"Joyce Viana\"},\"description\":\"Graduada em Direito pela PUC Minas. P\u00f3s Graduada em Direito Penal e Processo Penal pela Faculdade Legale. \u00c9 produtora de conte\u00fado para diversos nichos, desde receitas e finan\u00e7as, at\u00e9 beleza e sa\u00fade. Desde crian\u00e7a, fez da escrita sua melhor amiga, e nunca mais parou!\",\"url\":\"https:\/\/senhorpanda.com\/cs\/author\/joyceviana\/\"}]}<\/script>\n<!-- \/ Yoast SEO Premium plugin. -->","yoast_head_json":{"title":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda","description":"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/senhorpanda.com\/cs\/emprestimo-ciclic-o-que-e\/","og_locale":"cs_CZ","og_type":"article","og_title":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona","og_description":"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.","og_url":"https:\/\/senhorpanda.com\/cs\/emprestimo-ciclic-o-que-e\/","og_site_name":"Senhor Panda","article_published_time":"2021-09-07T23:01:00+00:00","article_modified_time":"2021-09-07T08:54:30+00:00","og_image":[{"url":"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/"}],"twitter_card":"summary_large_image","twitter_misc":{"Written by":"Joyce Viana","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebSite","@id":"https:\/\/senhorpanda.com\/#website","url":"https:\/\/senhorpanda.com\/","name":"Senhor Panda","description":"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b","potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/senhorpanda.com\/?s={search_term_string}"},"query-input":"required name=search_term_string"}],"inLanguage":"cs-CZ"},{"@type":"ImageObject","inLanguage":"cs-CZ","@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage","url":"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/","contentUrl":"https:\/\/ucarecdn.com\/6275e83c-578f-43ac-8258-6d2a08b455ca\/"},{"@type":"WebPage","@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#webpage","url":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/","name":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona - Senhor Panda","isPartOf":{"@id":"https:\/\/senhorpanda.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#primaryimage"},"datePublished":"2021-09-07T23:01:00+00:00","dateModified":"2021-09-07T08:54:30+00:00","author":{"@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d"},"description":"Conhe\u00e7a o empr\u00e9stimo Ciclic e veja como este cr\u00e9dito pode te ajudar a sair do vermelho com taxas de juros baixas e 36 meses para pagar.","breadcrumb":{"@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb"},"inLanguage":"cs-CZ","potentialAction":[{"@type":"ReadAction","target":["https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/"]}]},{"@type":"BreadcrumbList","@id":"https:\/\/senhorpanda.com\/emprestimo-ciclic-o-que-e\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/senhorpanda.com\/cs\/"},{"@type":"ListItem","position":2,"name":"Empr\u00e9stimo pessoal Ciclic: o que \u00e9 e como funciona"}]},{"@type":"Person","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d","name":"Joyce Viana","image":{"@type":"ImageObject","inLanguage":"cs-CZ","@id":"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/","url":"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g","caption":"Joyce Viana"},"description":"Graduada em Direito pela PUC Minas. P\u00f3s Graduada em Direito Penal e Processo Penal pela Faculdade Legale. \u00c9 produtora de conte\u00fado para diversos nichos, desde receitas e finan\u00e7as, at\u00e9 beleza e sa\u00fade. Desde crian\u00e7a, fez da escrita sua melhor amiga, e nunca mais parou!","url":"https:\/\/senhorpanda.com\/cs\/author\/joyceviana\/"}]}},"_links":{"self":[{"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/posts\/33636"}],"collection":[{"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/users\/32"}],"replies":[{"embeddable":true,"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/comments?post=33636"}],"version-history":[{"count":0,"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/posts\/33636\/revisions"}],"wp:attachment":[{"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/media?parent=33636"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/categories?post=33636"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/senhorpanda.com\/cs\/wp-json\/wp\/v2\/tags?post=33636"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}