{"id":30150,"date":"2021-08-24T12:00:00","date_gmt":"2021-08-24T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=30150"},"modified":"2021-08-23T20:57:35","modified_gmt":"2021-08-23T20:57:35","slug":"cartao-pagbank-ou-cartao-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/cartao-pagbank-ou-cartao-btg\/","title":{"rendered":"Karta PagBank nebo karta BTG: co je lep\u0161\u00ed?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-pagbank-x-btg-descubra-qual-escolher-\"><strong>PagBank x BTG: zjist\u011bte, kter\u00fd si vybrat<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"PagBank x BTG: descubra qual escolher. Fonte: Pexels.\"  id=\"31066\" src=\"https:\/\/ucarecdn.com\/dea0d6f9-f7be-40dc-a099-dad533a25b96\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >PagBank x BTG: zjist\u011bte, kter\u00fd si vybrat. Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud tedy hled\u00e1te v\u0161estrann\u00e9 kreditn\u00ed karty, kter\u00e9 v\u00e1m umo\u017en\u00ed nakupovat, platit \u00fa\u010dty, m\u00edt p\u0159\u00edstup k programu v\u00fdhod a tak\u00e9 bez ro\u010dn\u00edho poplatku a dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjmu, krom\u011b jin\u00fdch v\u00fdhod je skv\u011bl\u00e1 karta Pagbank nebo BTG karta mo\u017enosti..<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dnes v\u00e1m proto o t\u011bchto dvou kart\u00e1ch uk\u00e1\u017eeme v\u0161e, abyste si mohli vybrat variantu, kter\u00e1 nejl\u00e9pe odpov\u00edd\u00e1 va\u0161im pot\u0159eb\u00e1m. Poj\u010fme!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2lcjy8\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Pagbank\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/818ff183-d5f1-4e2b-bfc8-e60a4b2055ab\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Pagbank\">\n            Jak po\u017e\u00e1dat o kartu Pagbank        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Pokud se v\u00e1m l\u00edbily vlastnosti a v\u00fdhody p\u0159edplacen\u00e9 karty Pagbank, zjist\u011bte, jak o ni bez byrokracie po\u017e\u00e1dat.\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-pagbank\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? 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       <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Chcete v\u011bd\u011bt, jak za\u017e\u00e1dat o kreditn\u00ed karty BTG+ a m\u00edt jeden z nejlep\u0161\u00edch cashback program\u016f na trhu? Tak v\u011bzte, \u017ee jste na spr\u00e1vn\u00e9m m\u00edst\u011b! Zjist\u011bte to hned!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5d3201f4-164e-41e8-b342-a75f84ae76f8\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o kreditn\u00ed karty BTG+?              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Pagbank<\/strong><\/td><td><strong>BTG<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Nen\u00ed po\u017eadov\u00e1no<\/td><td>Z\u00e1kladn\u00ed mo\u017enost: nen\u00ed vy\u017eadov\u00e1no<br>Pokro\u010dil\u00e1 varianta: R$ 7 tis\u00edc nebo investice od R$ 30 tis\u00edc v bance. <br>\u010cern\u00e1 varianta: R$ 15 tis\u00edc nebo investice od R$ 150 tis\u00edc v bance.<\/td><\/tr><tr><td><strong>Anuita<\/strong><\/td><td>Osvobozeno<\/td><td>Osvobozeno (z\u00e1kladn\u00ed mo\u017enost)<\/td><\/tr><tr><td><strong>Vlajka<\/strong><\/td><td>MasterCard<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><\/td><td>Mezin\u00e1rodn\u00ed<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>\u00datrata pouze ze z\u016fstatku dostupn\u00e9ho na kart\u011b<br>Dobijte si kartu prost\u0159ednictv\u00edm z\u016fstatku na \u00fa\u010dtu, slo\u017eenkou, vkladem nebo online debetem<br>Digit\u00e1ln\u00ed a streamovac\u00ed slu\u017eby<br>Exkluzivn\u00ed slevy a v\u00fdhody<\/td><td>Mastercard p\u0159ekvapen\u00ed<br>cashback program<\/td><\/tr><\/tbody><\/table><figcaption>Ale koneckonc\u016f, kter\u00e1 karta je nejlep\u0161\u00ed?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-pagbank\">Karta PagBank<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta PagBank je tedy finan\u010dn\u00ed produkt, kter\u00fd nevy\u017eaduje agentury pro ochranu \u00fav\u011bru, co\u017e z n\u00ed \u010din\u00ed skv\u011blou volbu pro lidi se \u0161patn\u00fdm jm\u00e9nem nebo n\u00edzk\u00fdm kreditn\u00edm sk\u00f3re.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A krom\u011b toho, abyste kartu mohli pou\u017e\u00edvat, mus\u00edte ji nab\u00edt pen\u011bzi, kter\u00e9 hodl\u00e1te pou\u017e\u00edt, tak\u017ee m\u016f\u017eete m\u00edt kontrolu nad sv\u00fdmi v\u00fddaji a udr\u017eovat sv\u00e9 finance aktu\u00e1ln\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le se jedn\u00e1 o bezplatnou a mezin\u00e1rodn\u00ed kartu s des\u00edtkami v\u00fdhod pro z\u00e1kazn\u00edky, jako jsou benefity Mastercard a tak\u00e9 neomezen\u00e9 v\u00fdb\u011bry.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chcete-li tedy kartu po\u017e\u00e1dat, jednodu\u0161e p\u0159ejd\u011bte na web finan\u010dn\u00ed instituce. Pot\u00e9 se zaregistrujte nebo p\u0159ihlaste ke sv\u00e9mu \u00fa\u010dtu PagBank a po\u017e\u00e1dejte o kartu, kter\u00e1 m\u016f\u017ee b\u00fdt doru\u010dena do 15 pracovn\u00edch dn\u016f.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pot\u00e9 s kartou v ruce sta\u010d\u00ed p\u0159istoupit k jej\u00edmu odemknut\u00ed, co\u017e lze prov\u00e9st prost\u0159ednictv\u00edm vlastn\u00ed webov\u00e9 str\u00e1nky nebo aplikace instituce.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Abyste ji mohli za\u010d\u00edt pou\u017e\u00edvat, mus\u00edte vstoupit do aplikace a kliknout na \u201eDob\u00edt kartu\u201c pro dobit\u00ed po\u017eadovan\u00e9 \u010d\u00e1stky.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto je karta Pagbank kartou, kter\u00e1 z\u00e1kazn\u00edk\u016fm p\u0159in\u00e1\u0161\u00ed n\u011bkolik v\u00fdhod a v\u017edy se sna\u017e\u00ed nab\u00edzet ty nejlep\u0161\u00ed slu\u017eby.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-btg\">Karta BTG<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta BTG+ je finan\u010dn\u00ed produkt, o kter\u00fd m\u016f\u017ee po\u017e\u00e1dat ka\u017ed\u00fd, kdo m\u00e1 digit\u00e1ln\u00ed bankovn\u00ed \u00fa\u010det.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta d\u00e1le nab\u00edz\u00ed program odm\u011bn a p\u0159\u00edstup do VIP kin a tak\u00e9 bez ro\u010dn\u00edho poplatku u nejz\u00e1kladn\u011bj\u0161\u00edho modelu, zna\u010dky Mastercard a bezkontaktn\u00ed platby bezkontaktn\u00ed technologi\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le pracuje s kreditn\u00edmi a debetn\u00edmi funkcemi a disponuje tak\u00e9 funkc\u00ed Virtual First, kter\u00e1 umo\u017e\u0148uje pou\u017e\u00edvat virtu\u00e1ln\u00ed kartu je\u0161t\u011b p\u0159ed obdr\u017een\u00edm karty fyzick\u00e9. Karta BTG+ je proto finan\u010dn\u00edm produktem pln\u00fdm alternativ, kter\u00e9 maj\u00ed za c\u00edl v\u00e1m usnadnit \u017eivot.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-pagbank\">Jak\u00e9 jsou v\u00fdhody karty PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta PagBank m\u00e1 tedy pro z\u00e1kazn\u00edky n\u011bkolik v\u00fdhod, jako je nap\u0159\u00edklad mezin\u00e1rodn\u00ed karta.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jeho prost\u0159ednictv\u00edm tak m\u016f\u017eete nakupovat v obchodech v Braz\u00edlii i mimo ni, stejn\u011b jako se p\u0159ihl\u00e1sit k odb\u011bru digit\u00e1ln\u00edch slu\u017eeb a m\u00edt n\u011bkolik mo\u017enost\u00ed partnersk\u00fdch provozoven pod zna\u010dkou Mastercard.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta je d\u00e1le bez ro\u010dn\u00edch poplatk\u016f a tak\u00e9 garantuje neomezen\u00e9 v\u00fdb\u011bry. Karta PagBank m\u00e1 proto jedine\u010dn\u00fd program v\u00fdhod s kompletn\u011b online aplikac\u00ed, kter\u00e1 p\u0159in\u00e1\u0161\u00ed bezpe\u010dnost, prakti\u010dnost a snadnost, kterou pot\u0159ebujete.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-btg\">Jak\u00e9 jsou v\u00fdhody BTG karty?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"31079\" src=\"https:\/\/ucarecdn.com\/ea0bf9c4-4fd3-4f4a-bdd6-f638b79cca84\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou ale nakonec v\u00fdhody karty? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta BTG m\u00e1 n\u011bkolik v\u00fdhod, prvn\u00ed z nich je skute\u010dnost, \u017ee o kartu m\u016f\u017eete po\u017e\u00e1dat prost\u0159ednictv\u00edm webu nebo aplikace instituce.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A nav\u00edc ne v\u0161echny kreditn\u00ed karty BTG+ jsou osvobozeny od ro\u010dn\u00edch poplatk\u016f, ale nejz\u00e1kladn\u011bj\u0161\u00ed varianta Mastercard Gold je osvobozena.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud tedy utrat\u00edte ur\u010ditou \u010d\u00e1stku m\u011bs\u00ed\u010dn\u011b za jin\u00e9 mo\u017enosti karty, m\u016f\u017eete b\u00fdt tak\u00e9 osvobozeni od ro\u010dn\u00edho poplatku souvisej\u00edc\u00edho s dan\u00fdm m\u011bs\u00edcem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le m\u00e1te tak\u00e9 p\u0159\u00edstup do v\u011brnostn\u00edho programu Invest +, ve kter\u00e9m je \u010d\u00e1st \u010d\u00e1stky, kterou utrat\u00edte na sv\u00e9 kart\u011b, vlo\u017eena do fondu BTG Pactual, a va\u0161e pen\u00edze tak hodn\u011b vyd\u011blaj\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta BTG+ je proto skv\u011blou volbou, zvl\u00e1\u0161t\u011b pokud r\u00e1di investujete.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-pagbank\">Jak\u00e9 jsou nev\u00fdhody karty PagBank?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jednou z nejv\u011bt\u0161\u00edch nev\u00fdhod karty PagBank je tedy poplatek za v\u00fdb\u011bry proveden\u00e9 bankou ve v\u00fd\u0161i R$7,50.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A krom\u011b toho nem\u016f\u017eete nakupovat na spl\u00e1tky, stejn\u011b jako n\u011bkolik dal\u0161\u00edch mo\u017enost\u00ed, kter\u00e9 obvykle existuj\u00ed u jin\u00fdch kreditn\u00edch karet. Proto p\u0159ed okam\u017eitou \u017e\u00e1dost\u00ed porovnejte tuto kartu s ostatn\u00edmi na trhu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-btg-\"><strong>Jak\u00e9 jsou nev\u00fdhody BTG karty?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta BTG+ m\u00e1 n\u011bkolik v\u00fdhod, jako je absence ro\u010dn\u00edho poplatku u z\u00e1kladn\u00ed karty, ale u ostatn\u00edch variant se \u00fa\u010dtuje ro\u010dn\u00ed poplatek.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tak\u017ee ve variant\u011b Advanced je ro\u010dn\u00ed poplatek R$ 15 m\u011bs\u00ed\u010dn\u011b a na BTG kart\u011b<strong>+<\/strong>\u00a0\u010cern\u00e1 ona je R$ 90 m\u011bs\u00ed\u010dn\u011b.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A nav\u00edc dal\u0161\u00ed nev\u00fdhodou je, \u017ee BTG+ karta m\u00e1 velmi p\u0159\u00edsnou kreditn\u00ed anal\u00fdzu, proto\u017ee i kdy\u017e dolo\u017e\u00edte p\u0159\u00edjem nebo nashrom\u00e1\u017ed\u00edte investice, BTG banka m\u016f\u017ee v\u00e1\u0161 po\u017eadavek podle intern\u00edch krit\u00e9ri\u00ed zam\u00edtnout.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ne\u017e se tedy rozhodnete pro BTG kartu, informujte se na trhu o dal\u0161\u00edch mo\u017enostech, kter\u00e9 jsou cenov\u011b dostupn\u011bj\u0161\u00ed.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-pagbank-ou-cart%C3%A3o-btg-qual-escolher-\"><strong>PagBank karta nebo BTG karta: kterou si vybrat?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"PagBank x BTG: descubra qual escolher. Fonte: Pexels.\"  id=\"31085\" src=\"https:\/\/ucarecdn.com\/e981499c-9236-441b-9f15-6c4e04be645b\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >PagBank x BTG: zjist\u011bte, kter\u00fd si vybrat. Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tak\u017ee karta PagBank nebo karta BTG, jak vid\u00edte, p\u0159in\u00e1\u0161\u00ed jedine\u010dn\u00fd n\u00e1vrh, aby z\u00e1kazn\u00edci m\u011bli p\u0159\u00edstup k program\u016fm odm\u011bn. Ale stoj\u00ed za to zd\u016fraznit, \u017ee ka\u017ed\u00fd z nich m\u00e1 jin\u00e9 vlastnosti a v\u00fdhody, tak\u017ee si p\u0159ed v\u00fdb\u011brem nejlep\u0161\u00ed mo\u017enosti pro va\u0161i finan\u010dn\u00ed realitu dob\u0159e rozmyslete.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud v\u0161ak st\u00e1le m\u00e1te dotazy, pod\u00edvejte se na dal\u0161\u00ed srovn\u00e1n\u00ed karet v doporu\u010den\u00e9m obsahu n\u00ed\u017ee.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1cORkb\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-saraiva-ou-cartao-pan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Saraiva karta nebo Pan karta?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/df0f4a49-3987-45aa-bfb2-c94863bcda44\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/cartao-saraiva-ou-cartao-pan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Saraiva karta nebo Pan karta?\">\n            Saraiva karta nebo Pan karta?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            A\u0165 u\u017e karta Saraiva nebo karta Pan, ob\u011b jsou osvobozeny od ro\u010dn\u00edch poplatk\u016f a maj\u00ed mezin\u00e1rodn\u00ed vlajku. 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P\u0159e\u010dt\u011bte si tento p\u0159\u00edsp\u011bvek, abyste se o t\u011bchto kart\u00e1ch dozv\u011bd\u011bli v\u00edce.<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[1534,283,1533,1535,1511],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o PagBank ou Cart\u00e3o BTG: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Conhe\u00e7a o cart\u00e3o Pagbank ou cart\u00e3o BTG que est\u00e3o entre as melhores op\u00e7\u00f5es do mercado com \u00f3timos programas de recompensas. 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