{"id":29743,"date":"2021-08-23T12:00:00","date_gmt":"2021-08-23T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=29743"},"modified":"2021-08-23T06:16:15","modified_gmt":"2021-08-23T06:16:15","slug":"emprestimo-folego-ou-emprestimo-consignado-caixa","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/emprestimo-folego-ou-emprestimo-consignado-caixa\/","title":{"rendered":"P\u016fj\u010dka + F\u00f4lego nebo Caixa Consigned Loan: kter\u00e1 je nejlep\u0161\u00ed?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-f%C3%B4lego-x-consignado-caixa-descubra-qual-escolher-\"><strong>+ F\u00f4lego x Consignado Caixa: descubra qual escolher<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"+ F\u00f4lego x consignado Caixa: descubra qual escolher. Fonte: Pexels.\"  id=\"29745\" src=\"https:\/\/ucarecdn.com\/58008277-197a-4e37-a23b-b9fcd8a34a71\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >+ F\u00f4lego x consignado Caixa: descubra qual escolher. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea est\u00e1 endividado e n\u00e3o sabe mais como sair dessa situa\u00e7\u00e3o ou se precisa dar entrada em um novo neg\u00f3cio, o empr\u00e9stimo F\u00f4lego + ou empr\u00e9stimo Consignado Caixa podem ser a solu\u00e7\u00e3o que voc\u00ea precisa. Por isso, hoje, vamos te contar como cada um destes cr\u00e9ditos funciona.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tak\u017ee pokra\u010dujte ve \u010dten\u00ed a ov\u011b\u0159te si to!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1aO7Mu\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-folego\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku + F\u00f4lego\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/64124d7e-f213-4c22-b89b-7ceb26552f7b\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-folego\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku + F\u00f4lego\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku + F\u00f4lego        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Quer aprender a solicitar o empr\u00e9stimo + f\u00f4lego, ideal para negativados e com prazo de pagamento de 180 meses com car\u00eancia de 90 dias? Ent\u00e3o, confira!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-folego\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-folego\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/64124d7e-f213-4c22-b89b-7ceb26552f7b\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku + F\u00f4lego              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-folego\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Zgqt52\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-fazer-emprestimo-na-caixa-com-nome-sujo\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak si vz\u00edt p\u016fj\u010dku na Caixa se \u0161patn\u00fdm jm\u00e9nem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/59f39f45-94ed-4c25-84d7-2d61b626b631\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-fazer-emprestimo-na-caixa-com-nome-sujo\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak si vz\u00edt p\u016fj\u010dku na Caixa se \u0161patn\u00fdm jm\u00e9nem\">\n            Jak si vz\u00edt p\u016fj\u010dku na Caixa se \u0161patn\u00fdm jm\u00e9nem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            V\u011bd\u011bli jste, \u017ee v Caixa je mo\u017en\u00e9 si vz\u00edt p\u016fj\u010dku se \u0161patn\u00fdm jm\u00e9nem? To je pravda, pod\u00edvejte se nyn\u00ed, jak po\u017e\u00e1dat o p\u016fj\u010dku, i kdy\u017e jste negativn\u00ed.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-fazer-emprestimo-na-caixa-com-nome-sujo\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-fazer-emprestimo-na-caixa-com-nome-sujo\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/59f39f45-94ed-4c25-84d7-2d61b626b631\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak si vz\u00edt p\u016fj\u010dku na Caixa se \u0161patn\u00fdm jm\u00e9nem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-fazer-emprestimo-na-caixa-com-nome-sujo\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>P\u016fj\u010dka + Dech<\/strong><\/td><td><strong>Odeslan\u00e1 p\u016fj\u010dka Caixa<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Im\u00f3vel como garantia de pagamento<\/td><td>Minim\u00e1ln\u00ed mzda<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>A partir de 1,65% + IPCA ao m\u00eas<\/td><td>Variam conforme a op\u00e7\u00e3o escolhida<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>A\u017e 180 m\u011bs\u00edc\u016f<\/td><td>A\u017e 48 m\u011bs\u00edc\u016f<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>Neinformovan\u00fd<\/td><td>Neinformovan\u00fd<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><\/td><td>R$30.000,00 e R$500.000,00<\/td><td>De R$250 a R$100.000<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Neinformovan\u00fd<\/td><td>Ano<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Pron\u00e1jem digit\u00e1ln\u00edho 100%<br>N\u00edzk\u00e9 \u00farokov\u00e9 sazby<br>Bezpe\u010dnostn\u00ed<br>D\u016fv\u011bryhodnost<\/td><td>N\u00edzk\u00e9 \u00farokov\u00e9 sazby<br>Bezpe\u010dnostn\u00ed<br>D\u016fv\u011bryhodnost<\/td><\/tr><\/tbody><\/table><figcaption>Ale koneckonc\u016f, kter\u00e1 p\u016fj\u010dka je nejlep\u0161\u00ed?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-f%C3%B4lego\">P\u016fj\u010dka + Dech<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a F\u00f4lego \u00e9 uma plataforma de contrata\u00e7\u00e3o de empr\u00e9stimos financeiros online, ou seja, se voc\u00ea estiver em busca de dinheiro r\u00e1pido com seguran\u00e7a e online, ela pode ser uma boa alternativa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mas, ao contr\u00e1rio de v\u00e1rias outras op\u00e7\u00f5es no mercado, o empr\u00e9stimo na F\u00f4lego \u00e9 consignado com garantia de im\u00f3vel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para ter acesso ao empr\u00e9stimo e fazer a solicita\u00e7\u00e3o, voc\u00ea precisa ter um im\u00f3vel para ser dado como garantia e este im\u00f3vel precisa estar quitado no seu nome e ter o valor m\u00ednimo de R$250.000,00.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dessa forma, a institui\u00e7\u00e3o te ajuda a quitar suas d\u00edvidas com um cr\u00e9dito que visa descomplicar sua vida financeira, reorganizando as finan\u00e7as para novos projetos, assim como pode contar com juros baixos cerca de 1,65% + IPCA ao m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, a F\u00f4lego por se tratar de uma modalidade de empr\u00e9stimo consignado, tamb\u00e9m aceita pessoas com score de cr\u00e9dito baixo e nome sujo, desde que possuam im\u00f3vel quitado no pr\u00f3prio nome.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, voc\u00ea consegue como empr\u00e9stimo at\u00e9 50% do valor de avalia\u00e7\u00e3o do seu im\u00f3vel. Importante dizer que, a avalia\u00e7\u00e3o ser\u00e1 feita pela institui\u00e7\u00e3o e n\u00e3o pelo valor que voc\u00ea acredita que tenha o im\u00f3vel.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-consignado-caixa\">Empr\u00e9stimo Consignado Caixa<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o empr\u00e9stimo Consignado Caixa \u00e9 uma modalidade de cr\u00e9dito realizada pela Caixa Econ\u00f4mica Federal para te ajudar na hora de abrir um neg\u00f3cio ou resolver apertos financeiros.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, como o pr\u00f3prio nome j\u00e1 diz, o empr\u00e9stimo \u00e9 consignado, ou seja, o pagamento da fatura \u00e9 diretamente descontado na sua folha de pagamento ou do benef\u00edcio do INSS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso significa que, apenas uma categoria espec\u00edfica de pessoas pode ter acesso ao empr\u00e9stimo como servidores, aposentados ou pensionistas do INSS.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, este empr\u00e9stimo da Caixa se diferencia quanto as formas de pagamento, isso porque, ela faz uma an\u00e1lise de cr\u00e9dito diferenciada e, assim voc\u00ea escolhe como far\u00e1 o pagamento das parcelas do empr\u00e9stimo. Se, ser\u00e3o pagas de uma \u00fanica vez ou em presta\u00e7\u00f5es mensais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, o empr\u00e9stimo consignado Caixa conta com taxas de juros que tamb\u00e9m variam conforme a op\u00e7\u00e3o que voc\u00ea escolher, assim como o prazo de pagamento pode chegar at\u00e9 48 meses.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, ainda, por se tratar de um empr\u00e9stimo consignado, a Caixa aceita pessoas com score de cr\u00e9dito baixo e negativados.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-f%C3%B4lego\">Quais as vantagens do empr\u00e9stimo + F\u00f4lego?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do empr\u00e9stimo? Fonte: Pexels.\"  id=\"29746\" src=\"https:\/\/ucarecdn.com\/e15c9e86-a511-4fab-b21b-dcf8bdda3852\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou ale nakonec v\u00fdhody p\u016fj\u010dky? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o empr\u00e9stimo + F\u00f4lego possui v\u00e1rias vantagens come\u00e7ando pelas taxas de juros que s\u00e3o uma das menores do mercado, girando em torno de 1,65% ao m\u00eas + IPCA.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea n\u00e3o precisa se preocupar com comprova\u00e7\u00e3o de renda, pois, a comprova\u00e7\u00e3o \u00e9 feita com a garantia do im\u00f3vel e o seu empr\u00e9stimo ser\u00e1 de at\u00e9 50% o valor de avalia\u00e7\u00e3o deste im\u00f3vel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea pode fazer todo o processo de contrata\u00e7\u00e3o do empr\u00e9stimo atrav\u00e9s do site da institui\u00e7\u00e3o de um jeito bem r\u00e1pido e seguro sem precisar sair de casa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se estiver em busca de um empr\u00e9stimo que te ajude a sair do vermelho a + F\u00f4lego traz o que voc\u00ea precisa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-consignado-caixa\">Quais as vantagens do empr\u00e9stimo Consignado Caixa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, a Caixa Consignado traz v\u00e1rias vantagens para os clientes, mas a primeira delas \u00e9 o fato de voc\u00ea poder fazer a solicita\u00e7\u00e3o ainda que esteja com o nome sujo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, por se tratar de um empr\u00e9stimo consignado, a garantia de pagamento entre cliente e banco \u00e9 feita atrav\u00e9s do pagamento da fatura direto na folha de pagamento do cliente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, al\u00e9m disso, voc\u00ea pode fazer a solicita\u00e7\u00e3o do empr\u00e9stimo em uma ag\u00eancia da Caixa ou em lojas credenciadas de turismo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se estiver negativado a Caixa pode trazer o empr\u00e9stimo que voc\u00ea precisa sem nenhuma burocracia e totalmente seguro.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-f%C3%B4lego\">Quais as desvantagens do empr\u00e9stimo + F\u00f4lego?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, infelizmente o + F\u00f4lego tamb\u00e9m conta com algumas desvantagens como, por exemplo, a avalia\u00e7\u00e3o do im\u00f3vel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, cada empresa avalia o im\u00f3vel de uma maneira diferente e, assim, a depender da avalia\u00e7\u00e3o o seu empr\u00e9stimo pode ter valores menores do que o valor que voc\u00ea imaginava.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, apresentar um im\u00f3vel como garantia de um lado \u00e9 uma super vantagem, por outro lado, \u00e9 uma desvantagem pela avalia\u00e7\u00e3o que \u00e9 bastante relativa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, antes de optar por este empr\u00e9stimo veja as desvantagens e se o seu im\u00f3vel est\u00e1 bem avaliado perante o mercado, pois apenas 50% desta avalia\u00e7\u00e3o ser\u00e1 o valor do seu empr\u00e9stimo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-consignado-caixa-\"><strong>Quais as desvantagens do empr\u00e9stimo Consignado Caixa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, uma das desvantagens do empr\u00e9stimo Caixa s\u00e3o as taxas de juros. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, a maioria dos servi\u00e7os variam conforme a forma de pagamento das parcelas, ou seja, os juros podem ser altos a depender desses fatores.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, veja as outras op\u00e7\u00f5es no mercado antes de fazer a solicita\u00e7\u00e3o do empr\u00e9stimo consignado Caixa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-f%C3%B4lego-ou-empr%C3%A9stimo-consignado-caixa-qual-escolher-\"><strong>Empr\u00e9stimo + F\u00f4lego ou empr\u00e9stimo Consignado Caixa: qual escolher?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"+ F\u00f4lego x Consignado Caixa: descubra qual escolher. Fonte: Pexels.\"  id=\"29748\" src=\"https:\/\/ucarecdn.com\/ee7e14cd-7a22-4b7f-80c9-c24dc03c42eb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >+ F\u00f4lego x Consignado Caixa: descubra qual escolher. Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o empr\u00e9stimo + F\u00f4lego ou empr\u00e9stimo consignado Caixa s\u00e3o duas op\u00e7\u00f5es de cr\u00e9ditos que contam com toda credibilidade, seguran\u00e7a, facilidade e acessibilidade que a Caixa Econ\u00f4mica Federal e a + F\u00f4lego trazem para os clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, fa\u00e7a uma an\u00e1lise dos empr\u00e9stimos que est\u00e3o a sua disposi\u00e7\u00e3o no mercado e veja qual deles \u00e9 a melhor op\u00e7\u00e3o para voc\u00ea. E se ainda tiver d\u00favidas, veja o conte\u00fado recomendado abaixo sobre empr\u00e9stimos pessoais que trouxemos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2pc3Wa\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-sim-ou-emprestimo-geru\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"SIM p\u016fj\u010dka nebo Geru p\u016fj\u010dka: kterou si vybrat?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/65ec2a74-f483-4a59-9f10-460d52c4ec64\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-sim-ou-emprestimo-geru\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"SIM p\u016fj\u010dka nebo Geru p\u016fj\u010dka: kterou si vybrat?\">\n            SIM p\u016fj\u010dka nebo Geru p\u016fj\u010dka: kterou si vybrat?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            SIM p\u016fj\u010dka nebo Geru p\u016fj\u010dka: v\u00edte, kter\u00e1 z nich je nejlep\u0161\u00ed volbou p\u0159i \u010derp\u00e1n\u00ed osobn\u00edho kreditu? Zkontrolujte podm\u00ednky!\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-sim-ou-emprestimo-geru\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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             <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-sim-ou-emprestimo-geru\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div>","protected":false},"excerpt":{"rendered":"<p>O empr\u00e9stimo + F\u00f4lego ou empr\u00e9stimo consignado Caixa s\u00e3o duas op\u00e7\u00f5es de cr\u00e9dito com \u00f3timas condi\u00e7\u00f5es que podem ajudar voc\u00ea a sair do aperto financeiro. Confira!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1515,808,1513,1180,1514],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo + F\u00f4lego ou Empr\u00e9stimo Consignado Caixa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"O empr\u00e9stimo + F\u00f4lego ou empr\u00e9stimo consignado Caixa s\u00e3o op\u00e7\u00f5es de cr\u00e9dito com \u00f3timas condi\u00e7\u00f5es que podem ajudar voc\u00ea a sair do aperto financeiro. 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