{"id":28673,"date":"2021-08-15T12:00:00","date_gmt":"2021-08-15T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28673"},"modified":"2021-08-14T19:58:28","modified_gmt":"2021-08-14T19:58:28","slug":"cartao-ourocard-universitario-ou-cartao-superdigital","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/cartao-ourocard-universitario-ou-cartao-superdigital\/","title":{"rendered":"Ourocard Universit\u00e1rio Card nebo Superdigital Card: kterou si vybrat?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-ourocard-universit%C3%A1rio-x-superdigital-descubra-qual-escolher\">Ourocard Universit\u00e1rio x Superdigital: descubra qual escolher<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital? Fonte: Pexels.\"  id=\"28674\" src=\"https:\/\/ucarecdn.com\/51ea33d7-cfb6-4286-9d56-353c7d139143\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Se voc\u00ea n\u00e3o est\u00e1 conseguindo decidir entre o cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital, n\u00f3s podemos te ajudar!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje, vamos comparar esses dois produtos financeiros e te mostrar os pr\u00f3s e os contras de cada um. Assim, voc\u00ea pode escolher qual \u00e9 a melhor op\u00e7\u00e3o para a sua vida financeira com todas as informa\u00e7\u00f5es na m\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, enquanto o cart\u00e3o Ourocard Universit\u00e1rio busca atender ao p\u00fablico estudante, o cart\u00e3o Superdigital \u00e9 perfeito para quem quer ter um controle maior sobre os gastos e as finan\u00e7as.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, continue a leitura para conhecer cada cart\u00e3o com mais detalhe e tomar a melhor decis\u00e3o de acordo com as suas necessidades. Ent\u00e3o, vamos l\u00e1?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-12KriN\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Ourocard Universit\u00e1rio\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6ebce0da-e664-4ed5-90c6-b201ff88a841\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ourocard-universitario\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Ourocard Universit\u00e1rio\">\n            Jak za\u017e\u00e1dat o kartu Ourocard Universit\u00e1rio        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Karta Ourocard Universit\u00e1rio je alternativou pro vysoko\u0161kolsk\u00e9 studenty. Nevy\u017eaduje dokl\u00e1d\u00e1n\u00ed p\u0159\u00edjm\u016f a nab\u00edz\u00ed bezplatn\u00e9 ro\u010dn\u00ed \u010dlensk\u00e9 poplatky. Pod\u00edvejte se, jak objedn\u00e1vat!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ourocard-universitario\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Pod\u00edvejte se, jak si objednat ten sv\u016fj!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/24fe0101-4e5f-46e7-93b4-8eedab60b458\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o kreditn\u00ed kartu Superdigital              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-de-credito-superdigital\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Ourocard Universit\u00e1rio<\/strong><strong><\/strong><\/td><td><strong>Superdigit\u00e1ln\u00ed<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem&nbsp;<\/strong><strong><\/strong><\/td><td>Nen\u00ed po\u017eadov\u00e1no<\/td><td>Nen\u00ed po\u017eadov\u00e1no<\/td><\/tr><tr><td><strong>Anuita<\/strong><strong><\/strong><\/td><td>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/td><td>\u017d\u00e1dn\u00fd ro\u010dn\u00ed poplatek<\/td><\/tr><tr><td><strong>Vlajka<\/strong><strong><\/strong><\/td><td>V\u00edzum<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><strong><\/strong><\/td><td>Mezin\u00e1rodn\u00ed<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody&nbsp;<\/strong><strong><\/strong><\/td><td>P\u0159edem schv\u00e1len\u00fd limit R$ 1 500,00, Vai de Visa<\/td><td>Mastercard Surpreenda, Santander Esfera<\/td><\/tr><\/tbody><\/table><figcaption>Ale konec konc\u016f, jak\u00e9 jsou jeho hlavn\u00ed vlastnosti?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-ourocard-universit%C3%A1rio\">Univerzitn\u00ed karta Ourocard<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, pensando em facilitar a vida dos estudantes e oferecer a eles mais liberdade financeira, o Banco do Brasil criou o cart\u00e3o Ourocard Universit\u00e1rio.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se voc\u00ea est\u00e1 matriculado em um curso de n\u00edvel superior e tem entre 16 e 28 anos, o cart\u00e3o pode ser uma \u00f3tima op\u00e7\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, o produto financeiro tem cobertura nacional e internacional para que voc\u00ea fa\u00e7a compras no mundo todo de forma muito pr\u00e1tica e descomplicada. Ademais, ele conta com a bandeira Visa, uma das mais reconhecidas no mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra caracter\u00edstica do cart\u00e3o \u00e9 que voc\u00ea faz tudo pelo aplicativo. Dessa forma, \u00e9 poss\u00edvel fazer a solicita\u00e7\u00e3o do produto e controlar as suas finan\u00e7as diretamente pelo app, que est\u00e1 dispon\u00edvel tanto para o sistema Android quanto para iOS. Assim, o dia a dia fica muito mais f\u00e1cil, n\u00e3o acha?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, o Banco do Brasil entende que muitos estudantes ainda n\u00e3o t\u00eam a possibilidade de trabalhar enquanto cursam o ensino superior. Por isso, voc\u00ea n\u00e3o precisa comprovar renda e a anuidade do cart\u00e3o \u00e9 gratuita. Portanto, essa \u00e9 uma \u00f3tima oportunidade para se tornar o protagonista da sua vida financeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-superdigital\">Superdigit\u00e1ln\u00ed karta<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 o cart\u00e3o Superdigital \u00e9 uma \u00f3tima escolha para quem quer ter mais controle das finan\u00e7as. Isso porque ele funciona na modalidade pr\u00e9-pago e voc\u00ea precisa fazer uma recarga antes de utiliz\u00e1-lo. Assim, s\u00f3 \u00e9 poss\u00edvel gastar o valor dispon\u00edvel no saldo e n\u00e3o precisa se preocupar em ficar com a conta no vermelho.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, ele \u00e9 emitido pelo Banco Santander, uma das institui\u00e7\u00f5es mais conhecidas do mercado. Assim, voc\u00ea sabe que est\u00e1 contratando um produto confi\u00e1vel e de qualidade para aproveitar todos os seus benef\u00edcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra caracter\u00edstica do cart\u00e3o \u00e9 que ele tem cobertura internacional para voc\u00ea fazer compras no Brasil e no exterior, tanto em lojas f\u00edsicas quanto online. Ademais, a sua bandeira Mastercard \u00e9 uma das mais aceitas em todo o mundo, com milhares de lojas credenciadas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea conta com dois tipos de cart\u00e3o: o f\u00edsico e o virtual. Assim, as suas compras ficam muito mais f\u00e1ceis e voc\u00ea n\u00e3o fica de fora de nenhuma oferta! Al\u00e9m disso, voc\u00ea pode sacar dinheiro em caixas eletr\u00f4nicos da rede Banco24Horas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Jak\u00e9 jsou v\u00fdhody karty Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"29000\" src=\"https:\/\/ucarecdn.com\/9a83a52e-d593-43ba-ada3-8b70fa8d9d21\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou tedy jeho v\u00fdhody? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, o cart\u00e3o Ourocard Universit\u00e1rio chegou para trazer mais autonomia para os estudantes do ensino superior.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ele j\u00e1 vem com um limite pr\u00e9-aprovado de R$ 1.500,00 para voc\u00ea usar da maneira que preferir. Mas n\u00e3o se esque\u00e7a de fazer um planejamento financeiro para evitar gastos desnecess\u00e1rios e at\u00e9 d\u00edvidas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, a sua bandeira permite que voc\u00ea participe do programa Vai de Visa. Assim, voc\u00ea aproveita ofertas especiais em produtos e servi\u00e7os de estabelecimentos parceiros, como Marisa, Decolar, Domino\u2019s e v\u00e1rios outros!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o \u00e9 um produto moderno, que busca facilitar o dia a dia de seus usu\u00e1rios. Ent\u00e3o, voc\u00ea pode fazer compras utilizando a tecnologia de pagamento por aproxima\u00e7\u00e3o. Assim, voc\u00ea deve aproximar a sua pulseira Ourocard ou cart\u00e3o da maquininha e a transa\u00e7\u00e3o est\u00e1 finalizada. Muito pr\u00e1tico, n\u00e3o \u00e9 mesmo? Dessa forma, voc\u00ea n\u00e3o precisa digitar a senha e o pagamento \u00e9 muito mais seguro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, o Banco do Brasil sabe que a vida de um estudante \u00e9 bastante cansativa. Assim, voc\u00ea pode aproveitar ofertas e promo\u00e7\u00f5es exclusivas em eventos esportivos, culturais e de entretenimento patrocinados pelo banco. Dessa forma, voc\u00ea pode se divertir nos momentos de descanso e, ainda, pagar menos por isso!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-superdigital\">Jak\u00e9 jsou v\u00fdhody Superdigital karty?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, como o cart\u00e3o \u00e9 emitido pelo Santander, voc\u00ea tem acesso a um programa exclusivo: o Santander Esfera. Com ele, voc\u00ea acumula pontos e troca por descontos especiais em produtos, servi\u00e7os e at\u00e9 viagens!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pode participar de mais um programa de recompensas incr\u00edvel oferecido pela bandeira, o Mastercard Surpreenda. Assim, a cada compra feita com o seu cart\u00e3o, voc\u00ea recebe 1 ponto para trocar por ofertas exclusivas em lojas parceiras, como Outback, Asics, Arezzo e muito mais.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outro ponto positivo do produto financeiro \u00e9 que voc\u00ea pode fazer a solicita\u00e7\u00e3o mesmo se estiver com o nome sujo. Isso porque n\u00e3o \u00e9 feita consulta a \u00f3rg\u00e3os de prote\u00e7\u00e3o ao cr\u00e9dito. Ent\u00e3o, essa \u00e9 uma oportunidade e tanto, n\u00e3o \u00e9 mesmo?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea controla a movimenta\u00e7\u00e3o da sua conta digital pelo aplicativo. Assim, fica muito mais f\u00e1cil verificar o extrato, fazer pagamentos e transfer\u00eancias e v\u00e1rias outras fun\u00e7\u00f5es.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-ourocard-universit%C3%A1rio\">Jak\u00e9 jsou nev\u00fdhody karty Ourocard Universit\u00e1rio?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"29005\" src=\"https:\/\/ucarecdn.com\/b829ea01-e125-4226-90a5-bec874a5b8fc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou ale nakonec nev\u00fdhody karty? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, como o cart\u00e3o \u00e9 voltado para um p\u00fablico espec\u00edfico, um dos pontos negativos \u00e9 que nem todo mundo pode solicitar o seu e aproveitar os benef\u00edcios.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, voc\u00ea deve ter a idade exigida e estar cursando n\u00edvel superior. Ademais, caso voc\u00ea perca essa condi\u00e7\u00e3o, o banco pode modificar o seu tipo de cart\u00e3o.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Outra desvantagem \u00e9 que a pulseira Ourocard para pagamento por aproxima\u00e7\u00e3o custa R$ 40,00. Assim, embora seja uma maneira muito pr\u00e1tica de fazer compras, voc\u00ea deve analisar se o valor vale a pena. Por\u00e9m, o produto \u00e9 opcional e voc\u00ea pode utilizar a tecnologia normalmente apenas com o seu cart\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-superdigital\">Jak\u00e9 jsou nev\u00fdhody karty Superdigital?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, embora a fun\u00e7\u00e3o pr\u00e9-pago seja uma boa forma de controlar os gastos, ela pode acabar sendo um ponto negativo, j\u00e1 que as compras t\u00eam que ser feitas \u00e0 vista. Assim, ele n\u00e3o \u00e9 a melhor op\u00e7\u00e3o para quem quer fazer compras parceladas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o cart\u00e3o tamb\u00e9m cobra algumas taxas para certas opera\u00e7\u00f5es. Por exemplo, voc\u00ea paga R$ 5,90 nas transfer\u00eancias para outros bancos e R$ 6,40 para saques nacionais na rede Banco24Horas. Por isso, fique atento a todas as condi\u00e7\u00f5es do cart\u00e3o para n\u00e3o ter nenhuma surpresa na hora de us\u00e1-lo.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-ourocard-universit%C3%A1rio-ou-cart%C3%A3o-superdigital-qual-escolher\">Cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital: qual escolher?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Agora que voc\u00ea j\u00e1 conhece melhor sobre os dois produtos financeiros, fica mais f\u00e1cil tomar uma decis\u00e3o, n\u00e3o \u00e9 mesmo? Ent\u00e3o, cart\u00e3o Ourocard Universit\u00e1rio ou cart\u00e3o Superdigital?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ambos t\u00eam cobertura internacional, mas cada um conta com a sua pr\u00f3pria bandeira. Ademais, eles trazem v\u00e1rios benef\u00edcios para os seus clientes. Por isso, analise os pr\u00f3s e os contras dos cart\u00f5es para escolher a melhor op\u00e7\u00e3o para as suas necessidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E se voc\u00ea ainda est\u00e1 em d\u00favida sobre qual decis\u00e3o tomar, n\u00e3o se preocupe! Por isso, fizemos uma compara\u00e7\u00e3o exclusiva para voc\u00ea conhecer mais dois cart\u00f5es cheios de vantagens que est\u00e3o dispon\u00edveis no mercado. Portanto, confira o nosso conte\u00fado recomendado abaixo e saiba mais!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZMNhvo\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Hipercard ou cart\u00e3o Pernambucanas?\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/196f1c7d-8836-4f36-b40b-27c5687be7ba\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/cartao-hipercard-ou-cartao-pernambucanas-qual-o-melhor\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Cart\u00e3o Hipercard ou cart\u00e3o Pernambucanas?\">\n            Cart\u00e3o Hipercard ou cart\u00e3o Pernambucanas?        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Cart\u00e3o Hipercard ou cart\u00e3o Pernambucanas: voc\u00ea sabe qual deles \u00e9 a melhor op\u00e7\u00e3o? Eles oferecem descontos exclusivos e podem atender a p\u00fablicos distintos. 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