{"id":28476,"date":"2021-08-14T23:01:00","date_gmt":"2021-08-14T23:01:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=28476"},"modified":"2021-08-14T17:55:07","modified_gmt":"2021-08-14T17:55:07","slug":"emprestimo-creditas-o-que-e","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/emprestimo-creditas-o-que-e\/","title":{"rendered":"Osobn\u00ed p\u016fj\u010dka Creditas: co to je a jak funguje"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-creditas-taxas-a-partir-de-099-ao-m%C3%AAs\">Creditas: taxas a partir de 0,99% ao m\u00eas<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, como o empr\u00e9stimo funciona? Fonte: Creditas\"  id=\"28936\" src=\"https:\/\/ucarecdn.com\/196eae46-f648-4ae1-bf7e-f48a03a54f54\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, como o empr\u00e9stimo funciona? Fonte: Creditas<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Sem d\u00favida, a Creditas \u00e9 uma das maiores plataformas digitais de cr\u00e9dito do mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, ela oferece tr\u00eas op\u00e7\u00f5es de empr\u00e9stimos para voc\u00ea escolher qual se encaixa nas suas necessidades financeiras.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, continue a leitura para conhecer ainda mais sobre o empr\u00e9stimo Creditas.<\/p>\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Kredity<\/strong><strong><\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><strong><\/strong><\/td><td>NA ZNAMEN\u00cd<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><strong><\/strong><\/td><td>Od 0,991 TP3T m\u011bs\u00ed\u010dn\u011b<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><strong><\/strong><\/td><td>M\u00e1ximo de 240 meses, dependendo da modalidade<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><strong><\/strong><\/td><td>Ap\u00f3s aprova\u00e7\u00e3o da an\u00e1lise<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><strong><\/strong><\/td><td>M\u00e1ximo de R$ 3 milh\u00f5es, dependendo da modalidade<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><strong><\/strong><\/td><td>Ano<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><strong><\/strong><\/td><td>Taxas reduzidas, tr\u00eas op\u00e7\u00f5es de empr\u00e9stimo<\/td><\/tr><\/tbody><\/table><figcaption>Ale konec konc\u016f, jak\u00e9 jsou jeho hlavn\u00ed vlastnosti?<\/figcaption><\/figure>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2qtEAz\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2a1898d2-4bd8-4db6-8897-6f2cb9a0812f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            S p\u016fj\u010dkou Creditas m\u00e1te t\u0159i typy \u00fav\u011br\u016f, z nich\u017e si m\u016f\u017eete vybrat ten, kter\u00fd nejl\u00e9pe vyhovuje va\u0161emu finan\u010dn\u00edmu \u017eivotu. Pod\u00edvejte se, jak po\u017e\u00e1dat!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/2a1898d2-4bd8-4db6-8897-6f2cb9a0812f\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Creditas              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-creditas\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-vantagens-creditas\">Vantagens Creditas<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Ent\u00e3o, quais s\u00e3o as suas vantagens? Fonte: Pexels.\"  id=\"28939\" src=\"https:\/\/ucarecdn.com\/154fa715-e8c1-43a3-a7a1-3efaf3a465e7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou tedy jeho v\u00fdhody? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, um de seus pontos positivos \u00e9 que as taxas de juros s\u00e3o bastante reduzidas e o prazo para pagamento pode chegar a at\u00e9 240 meses, dependendo da modalidade escolhida.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, o processo \u00e9 r\u00e1pido e f\u00e1cil, pois \u00e9 feito de forma online. Assim, voc\u00ea j\u00e1 come\u00e7a a usar o cr\u00e9dito para realizar os seus sonhos ou sair de alguma emerg\u00eancia financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, conhe\u00e7a abaixo como funciona cada modalidade para que voc\u00ea possa tomar a melhor decis\u00e3o para a sua vida financeira.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-caracter%C3%ADsticas-principais-do-creditas\">Caracter\u00edsticas principais do Creditas<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, com a Creditas voc\u00ea pode escolher entre tr\u00eas op\u00e7\u00f5es de empr\u00e9stimo: garantia de im\u00f3vel, de autom\u00f3vel e consignado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, no empr\u00e9stimo com garantia de im\u00f3vel, voc\u00ea pode solicitar um valor de R$ 30 mil at\u00e9 R$ 3 milh\u00f5es com juros a partir de 0,79% ao m\u00eas + IPCA.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>J\u00e1 no cr\u00e9dito com autom\u00f3vel em garantia, os valores variam de R$ 5 mil a R$ 150 mil com juros a partir de 0,99% ao m\u00eas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por fim, no consignado, voc\u00ea pode solicitar de R$ 500,00 a R$ 50 mil com juros a partir de 0,99% ao m\u00eas. Al\u00e9m disso, essa modalidade \u00e9 exclusiva para trabalhadores com carteira assinada.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-para-quem-o-empr%C3%A9stimo-%C3%A9-indicado\">Pro koho je p\u016fj\u010dka vhodn\u00e1<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, para quem o empr\u00e9stimo \u00e9 indicado? Fonte: Creditas.\"  id=\"28479\" src=\"https:\/\/ucarecdn.com\/55562a3b-b058-41d9-8556-aba6ffd6564d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas, afinal, para quem o empr\u00e9stimo \u00e9 indicado? Fonte: Creditas.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cr\u00e9dito \u00e9 ideal para quem precisa de um dinheiro extra para realizar os seus sonhos ou lidar com algum imprevisto financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, se ficou interessado em saber ainda mais sobre o empr\u00e9stimo, confira o nosso conte\u00fado recomendado, a seguir!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2b2CSm\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte osobn\u00ed p\u016fj\u010dku Creditas\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/2a1898d2-4bd8-4db6-8897-6f2cb9a0812f\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-creditas\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Objevte osobn\u00ed p\u016fj\u010dku Creditas\">\n            Objevte osobn\u00ed p\u016fj\u010dku Creditas        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Osobn\u00ed p\u016fj\u010dka Creditas nab\u00edz\u00ed sn\u00ed\u017een\u00e9 \u00farokov\u00e9 sazby od 0,99% m\u011bs\u00ed\u010dn\u011b a \u017e\u00e1dost je 100% online. V\u00edce se dozv\u00edte zde!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-pessoal-creditas\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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