{"id":27416,"date":"2021-08-07T23:00:00","date_gmt":"2021-08-07T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=27416"},"modified":"2021-08-07T04:51:58","modified_gmt":"2021-08-07T04:51:58","slug":"conheca-o-emprestimo-consignado-cetelem","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/conheca-o-emprestimo-consignado-cetelem\/","title":{"rendered":"Objevte v\u00fdplatn\u00ed p\u016fj\u010dku Cetelem"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-cetelem-taxas-de-juros-baixas\">Cetelem: taxas de juros baixas<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a o empr\u00e9stimo consignado Cetelem. Fonte: Cetelem.\"  id=\"27871\" src=\"https:\/\/ucarecdn.com\/c06a4cbb-d5d9-42d9-9ec3-a7e581989d27\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Conhe\u00e7a o empr\u00e9stimo consignado Cetelem. Fonte: Cetelem.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>O Banco Cetelem tem mais de 50 anos de experi\u00eancia no mercado e est\u00e1 presente no Brasil desde 1998. Assim, voc\u00ea pode ter a seguran\u00e7a de que est\u00e1 contratando um servi\u00e7o confi\u00e1vel ao solicitar o seu empr\u00e9stimo consignado Cetelem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, a institui\u00e7\u00e3o oferece diversas op\u00e7\u00f5es de cr\u00e9ditos e cart\u00f5es aos seus clientes e voc\u00ea pode escolher a que mais se encaixa nas suas necessidades.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hoje, voc\u00ea vai conhecer melhor sobre o empr\u00e9stimo consignado e vai poder avaliar se ele \u00e9 o melhor para a sua vida financeira. Vamos l\u00e1?<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z2cDFaJ\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Com o empr\u00e9stimo Cetelem, voc\u00ea conta com juros reduzidos a partir de 1,19% ao m\u00eas e a contrata\u00e7\u00e3o \u00e9 f\u00e1cil e r\u00e1pida. Confira aqui como solicitar o seu!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-como-funciona-o-empr%C3%A9stimo-consignado-cetelem\">Como funciona o empr\u00e9stimo consignado Cetelem?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o cr\u00e9dito funciona na modalidade consignado e \u00e9 destinado a aposentados e pensionistas do INSS, servidores p\u00fablicos federais e militares do ex\u00e9rcito. Portanto, se voc\u00ea n\u00e3o se encaixa nessas categorias, o empr\u00e9stimo n\u00e3o \u00e9 o mais adequado para voc\u00ea.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, nessa modalidade, as parcelas s\u00e3o descontadas mensalmente da folha de pagamento ou benef\u00edcio do cliente.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, os juros baixos s\u00e3o bastante atrativos, com valores a partir de 1,19% ao m\u00eas. Ademais, o parcelamento \u00e9 feito em at\u00e9 36 meses. Assim, voc\u00ea pode se planejar com anteced\u00eancia para quitar a d\u00edvida sem surpresas.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, se desejar, voc\u00ea tamb\u00e9m pode fazer a liquida\u00e7\u00e3o antecipada da sua d\u00edvida, de acordo com as suas necessidades. Assim, voc\u00ea tem uma redu\u00e7\u00e3o dos juros proporcional ao tempo de antecipa\u00e7\u00e3o. Ent\u00e3o, essa \u00e9 uma boa oportunidade para quem consegue fazer a quita\u00e7\u00e3o total ou parcial do empr\u00e9stimo para ter redu\u00e7\u00e3o das taxas.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-qual-o-limite-do-empr%C3%A9stimo-consignado-cetelem\">Qual o limite do empr\u00e9stimo consignado Cetelem?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o limite do cr\u00e9dito ir\u00e1 variar para cada cliente. Ent\u00e3o, o banco informa qual \u00e9 o limite aprovado ap\u00f3s a an\u00e1lise do seu perfil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, voc\u00ea pode realizar uma simula\u00e7\u00e3o do empr\u00e9stimo para j\u00e1 conhecer quais s\u00e3o as op\u00e7\u00f5es dispon\u00edveis para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-empr%C3%A9stimo-consignado-cetelem-vale-a-pena\">Empr\u00e9stimo consignado Cetelem vale a pena?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, o empr\u00e9stimo vale a pena? Fonte: Pexels.\"  id=\"27419\" src=\"https:\/\/ucarecdn.com\/8df5a1af-c9de-48e8-a4ac-540238bd1dd5\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Ale nakonec, vyplat\u00ed se p\u016fj\u010dka? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o cr\u00e9dito \u00e9 uma boa escolha para aposentados e pensionistas do INSS, servidores p\u00fablicos federais e militares do ex\u00e9rcito. Por\u00e9m, n\u00e3o \u00e9 adequado caso voc\u00ea n\u00e3o se encaixe nessas categorias.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Assim, os juros baixos e o parcelamento em at\u00e9 3 anos s\u00e3o condi\u00e7\u00f5es atraentes para quem precisa do cr\u00e9dito para realizar os seus sonhos ou para lidar com alguma emerg\u00eancia financeira.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Por\u00e9m, um ponto negativo \u00e9 que o banco pode cobrar uma tarifa de cadastro de at\u00e9 R$ 1.000,00. Assim, acontece a cobran\u00e7a desse valor na abertura de novo cadastro e in\u00edcio de relacionamento com o banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, embora os juros e o parcelamento sejam bastante atrativos, voc\u00ea deve analisar com cuidado todas as condi\u00e7\u00f5es de contrata\u00e7\u00e3o para n\u00e3o ter nenhuma surpresa.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-como-fazer-um-empr%C3%A9stimo-consignado-cetelem\">Como fazer um empr\u00e9stimo consignado Cetelem?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas como solicitar o empr\u00e9stimo? Fonte: Pexels.\"  id=\"27420\" src=\"https:\/\/ucarecdn.com\/698c9e44-d111-4b34-a040-bcd544119d32\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Mas como solicitar o empr\u00e9stimo? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, se voc\u00ea ficou interessado em pedir o seu empr\u00e9stimo consignado, saiba que o processo de solicita\u00e7\u00e3o \u00e9 bastante simples e f\u00e1cil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, para fazer a contrata\u00e7\u00e3o, voc\u00ea deve entrar em contato com a Central de Relacionamento Cetelem.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, voc\u00ea tamb\u00e9m pode encontrar um correspondente autorizado para te ajudar com o processo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Portanto, se voc\u00ea quer conhecer com mais detalhes como solicitar o seu cr\u00e9dito, confira o conte\u00fado recomendado abaixo!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z23fkOS\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/996468a5-7acd-47eb-888c-1551cb66366d\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem\">\n            Jak za\u017e\u00e1dat o p\u016fj\u010dku Cetelem        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Com o empr\u00e9stimo Cetelem, voc\u00ea conta com juros reduzidos a partir de 1,19% ao m\u00eas e a contrata\u00e7\u00e3o \u00e9 f\u00e1cil e r\u00e1pida. Confira aqui como solicitar o seu!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-cetelem\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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