{"id":27069,"date":"2021-08-04T23:00:00","date_gmt":"2021-08-04T23:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=27069"},"modified":"2021-08-16T16:57:00","modified_gmt":"2021-08-16T16:57:00","slug":"cartao-havan-ou-cartao-ton-qual-escolher","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/cartao-havan-ou-cartao-ton-qual-escolher\/","title":{"rendered":"Havan Card nebo Ton Card: kterou si vybrat?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-havan-x-ton-descubra-qual-escolher\">Havan x Ton: zjist\u011bte, kter\u00fd si vybrat<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cart\u00e3o Havan ou Cart\u00e3o Ton. Fonte: Pexels.\"  id=\"27136\" src=\"https:\/\/ucarecdn.com\/ea485a10-bd9e-47b2-9b5f-2d04d0e8285d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Havan Card nebo Ton Card. Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ale koneckonc\u016f, karta Havan nebo karta Ton? V prvn\u00ed \u0159ad\u011b p\u0159i\u0161la Havansk\u00e1 karta, aby firm\u011b, kter\u00e1 m\u00e1 v zemi v\u00edce ne\u017e 160 prodejen, d\u00e1le nav\u00fd\u0161ila po\u010det z\u00e1kazn\u00edk\u016f. Je to nezna\u010dkov\u00e1 karta, kter\u00e1 nab\u00edz\u00ed slevy a skv\u011bl\u00e9 mo\u017enosti spl\u00e1tek.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le tu m\u00e1me p\u0159edplacenou kartu Ton, kter\u00e1 je ide\u00e1ln\u00ed pro negativn\u00ed z\u00e1kazn\u00edky, kte\u0159\u00ed pot\u0159ebuj\u00ed ke kreditn\u00ed kart\u011b p\u0159ipojit n\u011bjak\u00fd v\u00fddaj. Je to proto, \u017ee, jakkoli se to m\u016f\u017ee zd\u00e1t skv\u011bl\u00e9, jste to vy, kdo si p\u0159i na\u010d\u00edt\u00e1n\u00ed karty nastavuje \u00fav\u011brov\u00fd limit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mnoho lid\u00ed proto v tuto chv\u00edli za\u010d\u00edn\u00e1 s pochybnostmi, zda preferuj\u00ed c\u00edlen\u00fd limit definovan\u00fd obchodem, nebo cht\u011bj\u00ed v\u011bt\u0161\u00ed svobodu s kreditn\u00ed kartou uvoln\u011bnou pro negativn\u00ed lidi.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S t\u011bmito mo\u017enostmi v\u00e1m pom\u016f\u017eeme p\u0159i rozhodov\u00e1n\u00ed mezi kartou Havan nebo kartou Ton, kter\u00e9 jsou vhodn\u00e9 pro r\u016fzn\u00e9 profily, ale v p\u0159\u00edpad\u011b pot\u0159eby mohou slou\u017eit st\u00e1le stejn\u00e9 osob\u011b. Sledujte n\u00e1s a pochopte!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-3A3w5\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Havan\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/326cc1cd-8c63-4ae6-b53a-f446a3a609c6\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-havan\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak za\u017e\u00e1dat o kartu Havan\">\n            Jak za\u017e\u00e1dat o kartu Havan        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Po\u017e\u00e1dejte o kartu, ani\u017e byste opustili domov, kter\u00e1 nab\u00edz\u00ed slevy na mnoho produkt\u016f a dlouh\u00e9, bez\u00faro\u010dn\u00e9 spl\u00e1tky.        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/326cc1cd-8c63-4ae6-b53a-f446a3a609c6\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak za\u017e\u00e1dat o kartu Havan              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-havan\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-p4qO\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Ton\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/d1e125ea-b01e-4eda-9e07-c2fb97cfbbed\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ton\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jak po\u017e\u00e1dat o kartu Ton\">\n            Jak po\u017e\u00e1dat o kartu Ton        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Tento nov\u00fd p\u0159\u00edr\u016fstek na finan\u010dn\u00edm trhu v\u00e1s p\u0159ekvap\u00ed svou lehkost\u00ed. M\u00edt p\u0159edplacenou kartu ide\u00e1ln\u00ed pro negativn\u00ed lidi. V\u011bd\u011bt v\u00edce!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? this.visible() : ''; window.anchorReady = true; }); if (document.getElementById('landing')) { setTimeout(() => { !window.anchorReady ? this.visible() : ''; window.anchorReady = true; }, 1 * 30000); }; } connect() { this.onShowAnchor(); document.addEventListener(\"scroll\", this.boundOnShowAnchor); } disconnect() { document.removeEventListener(\"scroll\", this.boundOnShowAnchor); } visible() { if (document.getElementById('av-offerwall__wrapper')) { setTimeout(() => this.visible(), 20000); return; } if (document.getElementById('av-fixed__bottomWrapper') && document.getElementById('av-fixed__bottomWrapper').style.display !== 'none') { this.getAnchorElement().style.marginBottom = '60px'; } if (!window.km2AnchorReady) { this.active = true; \/*this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-down');*\/ \/*this.getAnchorElement().classList.add('animate-show-up');*\/ \/*setTimeout(() => {*\/ \/*this.getAnchorElement().style.animation = \"\";*\/ this.getAnchorElement().classList.add('animate-show-up'); this.getAnchorElement().classList.remove('hidden'); this.setAnchorViews(this.anchorViews+1); setTimeout(() => this.closeAnchor(), 20000); this.active = false; \/*}, 10);*\/ } } invisible() { this.active = true; this.getAnchorElement().style.animation = \"none\"; this.getAnchorElement().classList.remove('animate-show-up'); this.getAnchorElement().classList.add('animate-show-down'); setTimeout(() => { this.getAnchorElement().style.animation = \"\"; setTimeout(() => { this.getAnchorElement().classList.add('hidden'); this.active = false; }, 800); }, 10); } onShowAnchor() { let anchorReady = false;  \/*if (!this.active && !anchorReady) { if (this.getAnchorViews() <= 3) { if (window.scrollY > this.getHeightBlock()) { if (!this.passed && !this.closed) { this.visible(); this.passed = true; } } else { if (this.passed) { this.invisible(); this.passed = false; } } } else { if (!this.getAnchorElement().classList.contains('close')) { this.getAnchorElement().classList.add('close'); if (window.scrollY < this.getHeightBlock()) { this.invisible(); } } } }*\/ } closeAnchor() { this.invisible(); this.getAnchorElement().classList.add('close'); this.closed = true; } getAnchorElement() { return this.lazyBlockAnchorTargets[0]; } getAnchorViews() { this.anchorViews = parseInt(sessionStorage.getItem(\"anchorViews\")) >= 1 ? parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/d1e125ea-b01e-4eda-9e07-c2fb97cfbbed\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jak po\u017e\u00e1dat o kartu Ton              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-cartao-ton\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><strong>&nbsp;<\/strong><\/td><td><strong>Havan Card<\/strong><\/td><td><strong>Ton Card<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>R$ 800,00<\/td><td>Neinformov\u00e1n<\/td><\/tr><tr><td><strong>Anuita<\/strong><\/td><td>Osvobozeno<\/td><td>Osvobozeno<\/td><\/tr><tr><td><strong>Vlajka<\/strong><\/td><td>Nem\u00e1<\/td><td>MasterCard<\/td><\/tr><tr><td><strong>St\u0159echa<\/strong><\/td><td>N\u00e1rodn\u00ed<\/td><td>Mezin\u00e1rodn\u00ed<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Sleva na n\u00e1kupy 40 dn\u00ed na zaplacen\u00ed prvn\u00ed spl\u00e1tky; <br>Spl\u00e1tky a\u017e 10 bez\u00faro\u010dn\u00fdch spl\u00e1tek; <br>\u010clensk\u00fd poplatek zdarma.<\/td><td>\u017d\u00e1dn\u00fd \u010dlensk\u00fd poplatek, sta\u010d\u00ed si koupit p\u0159edplacenou kartu;<br>Online a mezin\u00e1rodn\u00ed n\u00e1kupy bez poplatk\u016f;<br>Zru\u0161en\u00ed bez byrokracie.<\/td><\/tr><\/tbody><\/table><figcaption>Ale koneckonc\u016f, kter\u00e1 karta je nejlep\u0161\u00ed?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-cart%C3%A3o-havan-\"><strong>Havan Card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za prv\u00e9, pozornost karty Havan je zam\u011b\u0159ena na z\u00e1kazn\u00edky \u0159et\u011bzce, kter\u00fd nab\u00edz\u00ed \u0159adu produkt\u016f ve sv\u00fdch megastorech.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Stejn\u011b jako kreditn\u00ed karta nab\u00edz\u00ed bez\u00faro\u010dn\u00e9 spl\u00e1tky, vyb\u00edz\u00ed z\u00e1kazn\u00edka tak\u00e9 slevami, kter\u00e9 dosahuj\u00ed 50% pouze pro ty, kdo maj\u00ed kartu Havan.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud jste tedy pravideln\u00fdm z\u00e1kazn\u00edkem v obchod\u011b a chcete m\u00edt mo\u017enost odd\u011blenou od bankovn\u00edch kreditn\u00edch karet, je to ide\u00e1ln\u00ed, proto\u017ee na rozd\u00edl od n\u011bkter\u00fdch tradi\u010dn\u00edch kreditn\u00edch karet se neplat\u00ed \u017e\u00e1dn\u00fd ro\u010dn\u00ed poplatek, \u010dlensk\u00fd poplatek ani \u017e\u00e1dn\u00fd m\u011bs\u00ed\u010dn\u00ed poplatek za zneu\u017eit\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159esto m\u016f\u017ee selhat z\u00e1kazn\u00edkovi z hlediska svobody, proto\u017ee karta Havan je ur\u010dena pouze pro n\u00e1kupy u s\u00ed\u0165ov\u00fdch spole\u010dnost\u00ed. Pokud tedy v obchod\u011b hled\u00e1te slevu, z\u00e1zem\u00ed a dobr\u00fd limit, na\u0161li jste tuto mo\u017enost.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-cart%C3%A3o-ton-\"><strong>Ton Card<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nejen kreditn\u00ed karta, ale tak\u00e9 skv\u011bl\u00e1 volba pro negativn\u00ed lidi, karta Ton je p\u0159edplacen\u00e1.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>To znamen\u00e1, \u017ee jej lze pou\u017e\u00edt jako kredit, pokud je \u010dasto dob\u00edjen. Tato funkce tedy neumo\u017e\u0148uje vytv\u00e1\u0159en\u00ed spl\u00e1tek, ale m\u016f\u017ee poskytnout p\u0159\u00edle\u017eitosti pro p\u0159edplatn\u00e9 streamovac\u00edch slu\u017eeb nebo n\u00e1kupn\u00edch web\u016f, kter\u00e9 v n\u011bkter\u00fdch p\u0159\u00edpadech vy\u017eaduj\u00ed kreditn\u00ed kartu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta je nav\u00edc vyd\u00e1v\u00e1na pod zna\u010dkou Mastercard, co\u017e znamen\u00e1, \u017ee nab\u00edz\u00ed v\u0161echny v\u00fdhody v\u010detn\u011b mezin\u00e1rodn\u00edch n\u00e1kup\u016f.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jakmile si kartu zakoup\u00edte p\u0159es web nebo autorizovan\u00e9 provozovny, sta\u010d\u00ed ji nab\u00edt po\u017eadovanou \u010d\u00e1stkou a pou\u017e\u00edvat ji bez omezen\u00ed nebo nap\u0159\u00edklad kreditn\u00ed anal\u00fdzy!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-cart%C3%A3o-ton-\"><strong>Jak\u00e9 jsou v\u00fdhody Ton karty?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais as vantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"27140\" src=\"https:\/\/ucarecdn.com\/910115b3-063b-48b2-8110-b598b18e0b46\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou ale nakonec v\u00fdhody karty? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u010cetn\u00e9 v\u00fdhody v\u00e1m pomohou rozhodnout se mezi kartou Havan nebo kartou Ton, na v\u00fdhody t\u00e9to p\u0159edplacen\u00e9 karty se pod\u00edvejte n\u00ed\u017ee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>\u017d\u00e1dn\u00e1 \u00fav\u011brov\u00e1 anal\u00fdza nebo finan\u010dn\u00ed profil, ani po\u017eadavek na \u010dist\u00e9 jm\u00e9no;<\/li><li>Ne\u00fa\u010dtuje si ro\u010dn\u00ed poplatky ani poplatky za pou\u017e\u00edv\u00e1n\u00ed;<\/li><li>Plat\u00ed jako kreditn\u00ed karta pro vnitrost\u00e1tn\u00ed nebo mezin\u00e1rodn\u00ed n\u00e1kupy;<\/li><li>P\u0159\u00edstup k v\u00fdhod\u00e1m Mastercard;<\/li><li>Nen\u00ed nutn\u00e9 zakl\u00e1dat bankovn\u00ed \u00fa\u010det.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-cart%C3%A3o-havan-\"><strong>Jak\u00e9 jsou v\u00fdhody karty Havan?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Stejn\u011b jako karta obchodu m\u016f\u017ee b\u00fdt karta Havan partnerem va\u0161\u00ed finan\u010dn\u00ed organizace, pokud v obchodech \u010dasto utr\u00e1c\u00edte. Dal\u0161\u00ed v\u00fdhody naleznete n\u00ed\u017ee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Pro \u017e\u00e1dost o limit nen\u00ed vy\u017eadov\u00e1n \u017e\u00e1dn\u00fd minim\u00e1ln\u00ed p\u0159\u00edjem;<\/li><li>Spl\u00e1tky a\u017e 10 spl\u00e1tek, bez\u00faro\u010dn\u00e9, bez ohledu na hodnotu n\u00e1kupu;<\/li><li>Ne\u00fa\u010dtuje poplatky, jako jsou ro\u010dn\u00ed nebo \u010dlensk\u00e9 poplatky;<\/li><li>M\u016f\u017ee to b\u00fdt pomocn\u00e1 karta, ur\u010den\u00e1 pouze pro n\u00e1kupy v obchod\u011b, ani\u017e by se m\u00edchala s jin\u00fdmi n\u00e1kupy.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-cart%C3%A3o-havan-\"><strong>Jak\u00e9 jsou nev\u00fdhody karty Havan?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Mas, afinal, quais s\u00e3o as desvantagens do cart\u00e3o? Fonte: Pexels.\"  id=\"27142\" src=\"https:\/\/ucarecdn.com\/f0378081-da95-4d46-97e8-4dcd6bc1d238\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou ale nakonec nev\u00fdhody karty? Zdroj: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Krom\u011b v\u00fdhod existuj\u00ed ur\u010dit\u00e1 omezen\u00ed souvisej\u00edc\u00ed s kartou Havan, n\u011bkter\u00e1 z nich naleznete n\u00ed\u017ee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Nen\u00ed povoleno jej pou\u017e\u00edvat na jin\u00fdch m\u00edstech;<\/li><li>\u017d\u00e1dn\u00e9 v\u00fdhody kreditn\u00ed karty a kreditn\u00ed karty;<\/li><li>Pro zad\u00e1n\u00ed objedn\u00e1vky vy\u017eaduje \u010dist\u00fd n\u00e1zev;<\/li><li>Pot\u0159ebujete zm\u011bnit heslo? Pouze v obchod\u011b;<\/li><li>Jin\u00e9 v\u00fdhody ne\u017e spl\u00e1tky neexistuj\u00ed.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-cart%C3%A3o-ton-\"><strong>Jak\u00e9 jsou nev\u00fdhody Ton karty?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jakmile pou\u017eijete kartu Ton, budete se muset vypo\u0159\u00e1dat s n\u011bkter\u00fdmi probl\u00e9my. Pod\u00edvejte se na n\u011bkter\u00e9 nev\u00fdhody n\u00ed\u017ee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Nemo\u017enost spl\u00e1tek;<\/li><li>Poplatek za v\u00fdb\u011br R$7,50 \u00fa\u010dtovan\u00fd Banco24H, jedin\u00fd, kter\u00fd umo\u017e\u0148uje v\u00fdb\u011bry ze s\u00edt\u011b;<\/li><li>Platba IOF p\u0159i mezin\u00e1rodn\u00edch n\u00e1kupech;<\/li><li>Nehromad\u00ed v\u00fdhody, jako jsou m\u00edle;<\/li><li>Fakturace za transakce, jako jsou p\u0159evody.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-cart%C3%A3o-havan-ou-cart%C3%A3o-ton-qual-escolher-\"><strong>Havan Card nebo Ton Card: kterou si vybrat?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nakonec je d\u016fle\u017eit\u00e9 dosp\u011bt k z\u00e1v\u011bru, co bude jeho nejv\u011bt\u0161\u00ed vyu\u017eit\u00ed: limit, kter\u00fd je platn\u00fd pouze pro n\u00e1kupy v obchod\u011b, nebo dob\u00edjec\u00ed karta, kter\u00e1 nem\u00e1 anal\u00fdzu kreditu a lze ji pou\u017e\u00edt za mal\u00e9 m\u011bs\u00ed\u010dn\u00ed poplatky, nap\u0159. jako voz\u00edky aplikac\u00ed a streamovac\u00ed slu\u017eby.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159esto z\u016fst\u00e1v\u00e1 ot\u00e1zkou? Nebojte se. Na\u0161i odborn\u00edci provedli srovn\u00e1n\u00ed, aby v\u00e1m s t\u00edmto obt\u00ed\u017en\u00fdm v\u00fdb\u011brem je\u0161t\u011b v\u00edce pomohli. N\u00ed\u017ee m\u00e1me dal\u0161\u00ed mo\u017enosti pro va\u0161i anal\u00fdzu. Sta\u010d\u00ed kliknout!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-ZzFpRH\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/cartao-ponto-frio-cartao-casas-bahia\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Karta Ponto Frio nebo karta Casas Bahia\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5f942c2f-ee80-4fd2-be81-4edd0ba1d592\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/cartao-ponto-frio-cartao-casas-bahia\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Karta Ponto Frio nebo karta Casas Bahia\">\n            Karta Ponto Frio nebo karta Casas Bahia        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Obchody masivn\u011b investovaly do zna\u010dkov\u00fdch kreditn\u00edch karet, kter\u00e9 zv\u00fdhod\u0148uj\u00ed z\u00e1kazn\u00edky p\u0159i n\u00e1kupech, ale tak\u00e9 l\u00e1kaj\u00ed z\u00e1kazn\u00edky prost\u0159ednictv\u00edm programu bod\u016f a v\u00fdhod. 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P\u0159e\u010dt\u011bte si tento p\u0159\u00edsp\u011bvek a zjist\u011bte podrobnosti o ka\u017ed\u00e9m z nich.<\/p>","protected":false},"author":19,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25],"tags":[835,525,427,287,454],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Cart\u00e3o Havan ou Cart\u00e3o Ton: qual escolher? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Afinal, cart\u00e3o Havan ou cart\u00e3o Ton? 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