{"id":26465,"date":"2021-08-07T12:00:00","date_gmt":"2021-08-07T12:00:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=26465"},"modified":"2021-08-07T05:30:32","modified_gmt":"2021-08-07T05:30:32","slug":"emprestimo-bradesco-ou-emprestimo-itau-qual-o-melhor","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/emprestimo-bradesco-ou-emprestimo-itau-qual-o-melhor\/","title":{"rendered":"Bradesco P\u016fj\u010dka nebo Ita\u00fa P\u016fj\u010dka: co je lep\u0161\u00ed?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-bradesco-x-ita%C3%BA-descubra-qual-escolher-\"><strong>Bradesco x Ita\u00fa: descubra qual escolher<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: mas, afinal, qual o melhor? Fonte: Pexels.\"  id=\"27810\" src=\"https:\/\/ucarecdn.com\/941b7d05-89cf-4069-a008-e7220fa76a8d\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: mas, afinal, qual o melhor? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Primeiramente, o Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa s\u00e3o duas op\u00e7\u00f5es de empr\u00e9stimos que est\u00e3o entre as melhores do mercado! Isso porque, contam com condi\u00e7\u00f5es exclusivas que s\u00f3 estes bancos com toda credibilidade podem oferecer aos clientes.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Abyste se tedy o v\u00fdhod\u00e1ch a nev\u00fdhod\u00e1ch t\u011bchto p\u016fj\u010dek dozv\u011bd\u011bli trochu v\u00edce, p\u0159inesli jsme v\u00e1m k anal\u00fdze srovn\u00e1n\u00ed. P\u0159ekontrolovat!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1pow9u\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-o-emprestimo-itau\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Ita\u00fa p\u016fj\u010dka bez konzultace Serasa\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/9d84cce9-bb18-4ebf-b954-c116eb8d5b61\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl 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<\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><div class=\"prose text-left mb-5 w-[17rem] sm:w-full flex overflow-auto m-auto\">\n<figure class=\"wp-block-table\"><table><tbody><tr><td><\/td><td><strong>Bradesco P\u016fj\u010dka<\/strong><\/td><td><strong>Ita\u00fa P\u016fj\u010dka<\/strong><\/td><\/tr><tr><td><strong>Minim\u00e1ln\u00ed p\u0159\u00edjem<\/strong><\/td><td>Neinformovan\u00fd<\/td><td>\u00c9 necess\u00e1rio receber sal\u00e1rio ou benef\u00edcio do INSS<\/td><\/tr><tr><td><strong>\u00darokov\u00e1 sazba<\/strong><\/td><td>Z\u00e1le\u017e\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze<\/td><td>Z\u00e1le\u017e\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze<\/td><\/tr><tr><td><strong>Term\u00edn k zaplacen\u00ed<\/strong><\/td><td>06 anos<\/td><td>Z\u00e1le\u017e\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze<\/td><\/tr><tr><td><strong>Term\u00edn vyd\u00e1n\u00ed<\/strong><\/td><td>Okam\u017eit\u00e9 uvoln\u011bn\u00ed<\/td><td>Za p\u00e1r hodin<\/td><\/tr><tr><td><strong>\u010c\u00e1stka p\u016fj\u010dky<\/strong><\/td><td>o valor limite do empr\u00e9stimo ser\u00e1 definido de acordo com seu hist\u00f3rico e perfil financeiro<\/td><td>Z\u00e1le\u017e\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze<\/td><\/tr><tr><td><strong>P\u0159ij\u00edm\u00e1te negativa?<\/strong><\/td><td>Z\u00e1le\u017e\u00ed na \u00fav\u011brov\u00e9 anal\u00fdze<\/td><td>Ano<\/td><\/tr><tr><td><strong>V\u00fdhody<\/strong><\/td><td>Flexibilita p\u0159i vyjedn\u00e1v\u00e1n\u00ed podm\u00ednek<br>Splatnost a\u017e 6 let<br>90 dn\u00ed na prvn\u00ed spl\u00e1tku<\/td><td>Bezpe\u010dnostn\u00ed<br>Bez konzultace s SPC a SERASA<br>P\u0159\u00edm\u00e1 sr\u00e1\u017eka ze mzdy<br>Aplicativo para consultar conta<\/td><\/tr><\/tbody><\/table><figcaption>Ale koneckonc\u016f, kter\u00e1 p\u016fj\u010dka je nejlep\u0161\u00ed?<\/figcaption><\/figure>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-empr%C3%A9stimo-bradesco\">Bradesco P\u016fj\u010dka<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o empr\u00e9stimo pessoal do Bradesco \u00e9 uma das melhores op\u00e7\u00f5es de empr\u00e9stimos do mercado, sendo ideal para pagar contas, quitar d\u00edvidas, ou, abrir um neg\u00f3cio, assim como, realizar um projeto pessoal.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, ele possui uma an\u00e1lise de cr\u00e9dito mais r\u00edgida em que o valor limite do empr\u00e9stimo ser\u00e1 definido de acordo com seu hist\u00f3rico e perfil financeiro.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, voc\u00ea conta com at\u00e9 90 dias para pagar a primeira parcela, assim como, o prazo de at\u00e9 06 anos para quitar a d\u00edvida, sendo considerado um dos maiores prazos do mercado.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, para solicitar este empr\u00e9stimo, voc\u00ea pode fazer isso indo at\u00e9 uma das ag\u00eancias do Bradesco, ou, atrav\u00e9s do pr\u00f3prio aplicativo do Bradesco e, os valores s\u00e3o liberados de imediato na sua conta.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-empr%C3%A9stimo-ita%C3%BA\">Ita\u00fa P\u016fj\u010dka<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o empr\u00e9stimo Ita\u00fa \u00e9 oferecido por uma das melhores institui\u00e7\u00f5es financeiras do mercado, o banco Ita\u00fa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, \u00e9 ideal para quem est\u00e1 negativado e precisa de dinheiro para quitar as d\u00edvidas, pois ele trabalha com garantia de im\u00f3vel.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, para solicitar empr\u00e9stimo nesta institui\u00e7\u00e3o \u00e9, necess\u00e1rio apresentar os documentos, ser cliente o banco Ita\u00fa e ter um im\u00f3vel quitado&nbsp;com valor m\u00ednimo de R$65 mil.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E ainda, d\u00e1 para solicitar o empr\u00e9stimo em um processo totalmente online, com menos burocracia, praticidade e credibilidade.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, se voc\u00ea busca um empr\u00e9stimo que te traga condi\u00e7\u00f5es exclusivas e, que caibam no seu bolso, o empr\u00e9stimo Ita\u00fa pode ser a melhor op\u00e7\u00e3o.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-quais-as-vantagens-do-empr%C3%A9stimo-bradesco\">Quais as vantagens do empr\u00e9stimo Bradesco?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, uma das primeiras grandes vantagens deste empr\u00e9stimo \u00e9 a flexibilidade de negocia\u00e7\u00e3o das condi\u00e7\u00f5es do empr\u00e9stimo.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque o banco Bradesco possui uma an\u00e1lise de cr\u00e9dito para liberar o cr\u00e9dito e tamb\u00e9m definir o limite do cr\u00e9dito.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E, nessa fase, d\u00e1 para voc\u00ea negociar todas as condi\u00e7\u00f5es e prazos para pagamento que podem chegar em at\u00e9 06 anos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, voc\u00ea pode solicitar o empr\u00e9stimo em uma das ag\u00eancias do banco Bradesco ou atrav\u00e9s do pr\u00f3prio aplicativo, assim como, solicitar na ag\u00eancia e, pedir a libera\u00e7\u00e3o no app tamb\u00e9m.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-quais-as-vantagens-do-empr%C3%A9stimo-ita%C3%BA\">Quais as vantagens do Empr\u00e9stimo Ita\u00fa?<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o empr\u00e9stimo Ita\u00fa conta com v\u00e1rias vantagens, sendo a primeira delas o tempo para pagar.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque voc\u00ea possui at\u00e9 90 dias para pagar a primeira parcela e at\u00e9 60 meses para quitar a d\u00edvida com o banco Ita\u00fa.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>E al\u00e9m disso, voc\u00ea pode escolher a data do vencimento e os valores das parcelas, assim como os valores s\u00e3o liberados na sua conta imediatamente, inclusive, finais de semana.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, tamb\u00e9m \u00e9 um empr\u00e9stimo bastante flex\u00edvel e acess\u00edvel, sendo ideal para quem deseja abrir um neg\u00f3cio ou quitar uma d\u00edvida.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"5-quais-as-desvantagens-do-empr%C3%A9stimo-bradesco\">Quais as desvantagens do empr\u00e9stimo Bradesco?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: mas, afinal, quais s\u00e3o as desvantagens? Fonte: Pexels.\"  id=\"27813\" src=\"https:\/\/ucarecdn.com\/b54649e0-3fc8-42ea-81a8-74cd0ae27f81\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: mas, afinal, quais s\u00e3o as desvantagens? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, uma das maiores desvantagens do empr\u00e9stimo Bradesco \u00e9 a an\u00e1lise de cr\u00e9dito realizada pelo banco.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Isso porque, se voc\u00ea est\u00e1 com o nome sujo ou possui score de cr\u00e9dito baixo, as chances de ter a solicita\u00e7\u00e3o negada aumentam.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m disso, antes de optar por este empr\u00e9stimo, avalie outros empr\u00e9stimos dispon\u00edveis no mercado para saber se \u00e9 a melhor op\u00e7\u00e3o para voc\u00ea conforme seu perfil financeiro.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"6-quais-as-desvantagens-do-empr%C3%A9stimo-ita%C3%BA-\"><strong>Quais as desvantagens do Empr\u00e9stimo Ita\u00fa?<\/strong><\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pois bem, o empr\u00e9stimo Ita\u00fa possui uma das taxas de juros mais altas do mercado, podendo chegar a mais de 200% ao ano.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Al\u00e9m dos juros, h\u00e1 outros encargos financeiros que encarecem essa modalidade de cr\u00e9dito, como taxas, seguros e impostos que comp\u00f5em o Custo Efetivo Total (CET).<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, antes de optar pelo empr\u00e9stimo Ita\u00fa, veja as outras op\u00e7\u00f5es dispon\u00edveis no mercado para saber se \u00e9 a melhor op\u00e7\u00e3o de empr\u00e9stimo para voc\u00ea.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"7-empr%C3%A9stimo-bradesco-ou-empr%C3%A9stimo-ita%C3%BA-qual-escolher-\"><strong>Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: qual escolher?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: mas, afinal, qual deles vale a pena? Fonte: Pexels.\"  id=\"27814\" src=\"https:\/\/ucarecdn.com\/2e7f4ca8-f081-461b-81b3-84eb781cdb1e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: mas, afinal, qual deles vale a pena? Fonte: Pexels.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ent\u00e3o, o Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa s\u00e3o duas op\u00e7\u00f5es de empr\u00e9stimos que  contam com toda praticidade, seguran\u00e7a e credibilidade que os bancos Bradesco e Ita\u00fa oferecem para os seus clientes em rela\u00e7\u00e3o aos empr\u00e9stimos.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ademais, fa\u00e7a uma an\u00e1lise dos empr\u00e9stimos que est\u00e3o a sua disposi\u00e7\u00e3o no mercado e veja qual deles \u00e9 a melhor op\u00e7\u00e3o para voc\u00ea! Ent\u00e3o, se ainda tiver d\u00favidas, veja um conte\u00fado recomendado abaixo sobre empr\u00e9stimos pessoais que trouxemos.<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-2lFHbh\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-jeitto-ou-emprestimo-geru\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"P\u016fj\u010dka Jeitto nebo P\u016fj\u010dka Geru\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/05dd72f7-c1d2-49dc-82d0-5ce9c98c09df\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-jeitto-ou-emprestimo-geru\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"P\u016fj\u010dka Jeitto nebo P\u016fj\u010dka Geru\">\n            P\u016fj\u010dka Jeitto nebo P\u016fj\u010dka Geru        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Voc\u00ea sabe qual a melhor op\u00e7\u00e3o entre empr\u00e9stimo Jeitto ou empr\u00e9stimo Geru? Pois, vamos te falar tudo sobre esses dois empr\u00e9stimos. 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Lembre-se de que cada um deles possui suas caracter\u00edsticas e vantagens. Por isso, leia este post e saiba tudo sobre eles.<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[36],"tags":[1278,1263,1276,1277,1279],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: qual o melhor? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Empr\u00e9stimo Bradesco ou Empr\u00e9stimo Ita\u00fa: voc\u00ea sabe qual deles \u00e9 a melhor op\u00e7\u00e3o na contrata\u00e7\u00e3o de um cr\u00e9dito pessoal? 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