{"id":22573,"date":"2021-05-21T10:15:00","date_gmt":"2021-05-21T10:15:00","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=22573"},"modified":"2021-05-21T00:29:59","modified_gmt":"2021-05-21T00:29:59","slug":"cuidados-cartao-de-credito-para-negativados","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/cuidados-cartao-de-credito-para-negativados\/","title":{"rendered":"Jsem negativn\u00ed: jak\u00e1 opat\u0159en\u00ed m\u00e1m ud\u011blat se svou kreditn\u00ed kartou?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-quais-cuidados-devemos-ter-ao-usar-o-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Jak\u00e1 opat\u0159en\u00ed bychom m\u011bli dodr\u017eovat p\u0159i pou\u017e\u00edv\u00e1n\u00ed kreditn\u00ed karty?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? Imagem: Foregon\"  id=\"22574\" src=\"https:\/\/ucarecdn.com\/2e27a3c8-1309-44e4-a3db-680f655b6bb7\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jsem negativn\u00ed: jak\u00e1 opat\u0159en\u00ed m\u00e1m ud\u011blat se svou kreditn\u00ed kartou? Obr\u00e1zek: Foregon<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zpo\u010d\u00e1tku jsou kreditn\u00ed karty jedn\u00edm z nejpou\u017e\u00edvan\u011bj\u0161\u00edch zdroj\u016f \u00fav\u011br\u016f v Braz\u00edlii. To proto, \u017ee krom\u011b praktick\u00e9ho a bezpe\u010dn\u00e9ho zp\u016fsobu plateb p\u0159in\u00e1\u0161\u00ed i dal\u0161\u00ed v\u00fdhody, ale krom\u011b klad\u016f m\u00e1 i z\u00e1pory, jako jsou \u00farokov\u00e9 sazby! Jak\u00e1 opat\u0159en\u00ed byste tedy m\u011bli u sv\u00e9 kreditn\u00ed karty u\u010dinit pro negativn\u00ed lidi?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Poj\u010fme si uk\u00e1zat, jakou p\u00e9\u010di si mus\u00edte d\u00e1t s va\u0161\u00ed kreditn\u00ed kartou, abyste se nedostali do past\u00ed, kter\u00e9 p\u0159edstavuj\u00ed, jako je placen\u00ed na spl\u00e1tky za n\u00e1kupy s vysok\u00fdmi \u00farokov\u00fdmi sazbami a vysok\u00fdm limitem \u00fa\u010dt\u016f! Tak\u017ee pokra\u010dujte ve \u010dten\u00ed!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-quais-cuidados-devemos-ter-ao-usar-o-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Jak\u00e1 opat\u0159en\u00ed bychom m\u011bli dodr\u017eovat p\u0159i pou\u017e\u00edv\u00e1n\u00ed kreditn\u00ed karty?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? Imagem: Ag\u00eancia Brasil EBC\"  id=\"22575\" src=\"https:\/\/ucarecdn.com\/54e56852-646a-4c00-9464-3ff8f1cc9baf\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jsem negativn\u00ed: jak\u00e1 opat\u0159en\u00ed m\u00e1m ud\u011blat se svou kreditn\u00ed kartou? Obr\u00e1zek: Ag\u00eancia Brasil EBC<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kreditn\u00ed karta pro negativn\u00ed lidi m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm zp\u016fsobem, jak nakupovat na spl\u00e1tky a p\u0159itom m\u00edt p\u0159\u00edstup k r\u016fzn\u00fdm produkt\u016fm a slu\u017eb\u00e1m, nap\u0159\u00edklad na internetov\u00fdch str\u00e1nk\u00e1ch a ve fyzick\u00fdch obchodech. V d\u016fsledku toho se tak\u00e9 zvy\u0161uje po\u010det n\u00e1kupn\u00edch p\u0159\u00edle\u017eitost\u00ed!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Karta je v\u0161ak tak\u00e9 n\u00e1strojem, kter\u00fd zp\u016fsobuje obrovsk\u00e9 bolen\u00ed hlavy, pokud nev\u00edte, jak ji pou\u017e\u00edvat. \u00daroky na kreditn\u00edch kart\u00e1ch jsou toti\u017e v\u011bt\u0161inou velmi vysok\u00e9 a to, co bylo d\u0159\u00edve v\u00fdhodn\u00e9, m\u016f\u017ee jm\u00e9no je\u0161t\u011b v\u00edce zkomplikovat!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zde je n\u011bkolik tip\u016f, jak pou\u017e\u00edvat svou kreditn\u00ed kartu spr\u00e1vn\u00fdm zp\u016fsobem a bez starost\u00ed! P\u0159ekontrolovat!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1XtI1S\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"Jsem negativn\u00ed: jak si vybrat kreditn\u00ed kartu\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/5c8b7f07-6733-4f61-8192-357f690d4971\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/estou-negativado-como-escolher-um-cartao-de-credito\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"Jsem negativn\u00ed: jak si vybrat kreditn\u00ed kartu\">\n            Jsem negativn\u00ed: jak si vybrat kreditn\u00ed kartu        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Jsem negativn\u00ed: Je mo\u017en\u00e9 si vybrat kreditn\u00ed kartu, i kdy\u017e m\u00e1 \u0161patn\u00e9 jm\u00e9no? 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parseInt(sessionStorage.getItem(\"anchorViews\")) : 0; return this.anchorViews; } setAnchorViews(views) { sessionStorage.setItem(\"anchorViews\", views); } getHeightBlock() { return this.lazyBlockTarget.offsetTop + this.lazyBlockTarget.offsetHeight - 110; } }) <\/script>  <div data-anchor-target=\"lazyBlockAnchor\" class=\"fixed w-full sm:w-96 px-3 py-2 bottom-0 left-0 hidden\" style=\"z-index: 999999;\" name=\"lazyBlockAnchor\">\n    <div class=\"grid justify-items-stretch\">        \n              <div class=\"relative justify-self-end top-4 -right-2\">\n          <button class=\"bg-white text-md font-medium text-center rounded-full h-7 w-7 border-2\" data-analytics-label=\"anchorCloseAnchor\" data-action=\"anchor#closeAnchor\" style=\"z-index: 999999;\">\n            X\n          <\/button>\n        <\/div>\n        <div class=\"justify-self-auto flex flex-col h-32 bg-white border-solid border-2 shadow-md rounded-md\">\n          <div class=\"flex my-0 h-full\">\n            <div class=\"w-2\/5 p-1 ml-2 mt-2 w-full\">\n              <a href=\"https:\/\/senhorpanda.com\/cs\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"anchorImage\" data-action=\"analytics#trackCTA\">          \n                <img loading=\"lazy\" alt=\"card\" class=\"w-full object-cover h-24 object-center rounded justify-self-auto border-2 border-gray-100\" src=\"https:\/\/cdn.adtechpanda.com\/5c8b7f07-6733-4f61-8192-357f690d4971\/\">          \n              <\/a>\n            <\/div>\n            <div class=\"w-3\/5 my-2\">\n              <p class=\"px-4 text-center text-xs h-1\/2\">\n                Jsem negativn\u00ed: jak si vybrat kreditn\u00ed kartu              <\/p>\n              <a href=\"https:\/\/senhorpanda.com\/cs\/estou-negativado-como-escolher-um-cartao-de-credito\/\"  data-analytics-label=\"anchorButton\" data-action=\"analytics#trackCTA\" >\n                <button class=\"flex w-5\/6 m-auto mt-2 border-0 py-1 px-3 focus:outline-none rounded\">                \n                  <p class=\"text-center w-full\" style=\"font-size: 0.67rem;\">\n                    \u010cti d\u00e1l                  <\/p>\n                <\/button>\n              <\/a>\n              <p class=\"text-gray-500 text-center mt-1\" style=\"font-size: 0.50rem;\">\n                Z\u016fstanete na stejn\u00e9m webu              <\/p>\n            <\/div>\n          <\/div>\n        <\/div>\n          <\/div>\n  <\/div>\n  <\/section>\n\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"2-analisar-as-taxas-e-tarifas-do-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Analyzujte sazby a poplatky za kreditn\u00ed karty<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zpo\u010d\u00e1tku je prvn\u00edm tipem pro v\u00e1s analyzovat sazby a poplatky za kreditn\u00ed karty. Bez ohledu na kreditn\u00ed kartu toti\u017e v drtiv\u00e9 v\u011bt\u0161in\u011b z nich b\u00fdvaj\u00ed sazby velmi vysok\u00e9.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159i v\u00fdb\u011bru kreditn\u00ed karty si tedy dejte pozor na ro\u010dn\u00ed poplatek a poplatky za spl\u00e1tky za n\u00e1kupy. Existuj\u00ed karty, kter\u00e9 si ne\u00fa\u010dtuj\u00ed ro\u010dn\u00ed poplatek a jsou karty, kter\u00e9 \u00fa\u010dtuj\u00ed, ale nab\u00edzej\u00ed n\u00e1vrhy na sn\u00ed\u017een\u00ed ro\u010dn\u00edho poplatku b\u011bhem pou\u017e\u00edv\u00e1n\u00ed karty!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jin\u00fdmi slovy, analyzujte poplatky a poplatky ka\u017ed\u00e9 karty. Je d\u016fle\u017eit\u00e9 zm\u00ednit, \u017ee digit\u00e1ln\u00ed banky maj\u00ed tendenci \u00fa\u010dtovat si levn\u011bj\u0161\u00ed poplatky ne\u017e klasick\u00e9 banky! Tak je v\u0161echny prohledejte!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"3-n%C3%A3o-gastar-mais-do-que-o-limite-de-cr%C3%A9dito-\"><strong>Neutr\u00e1cejte v\u00edce, ne\u017e je v\u00e1\u0161 kreditn\u00ed limit<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dal\u0161\u00edm tipem na kreditn\u00ed kartu pro negativn\u00ed lidi je neutr\u00e1cet v\u00edce, ne\u017e je \u00fav\u011brov\u00fd limit. Je to proto, \u017ee kdy\u017e k tomu dojde, jsou tak\u00e9 \u00fa\u010dtov\u00e1ny vysok\u00e9 \u00farokov\u00e9 sazby. V n\u011bkter\u00fdch p\u0159\u00edpadech mohou banky tyto poplatky prominout. Informujte se u sv\u00e9 banky, jak to funguje, pokud p\u0159ekro\u010d\u00edte sv\u016fj \u00fav\u011brov\u00fd limit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V ide\u00e1ln\u00edm p\u0159\u00edpad\u011b by tedy limit nikdy nem\u011bl p\u0159es\u00e1hnout 50% va\u0161eho p\u0159\u00edjmu, ale pokud tuto \u010d\u00e1stku p\u0159ekro\u010d\u00ed, vyhn\u011bte se opakovan\u00fdm n\u00e1kup\u016fm s kartou, abyste limit zachovali!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"4-evitar-parcelamentos-longos-\"><strong>Vyhn\u011bte se dlouh\u00fdm spl\u00e1tk\u00e1m<\/strong><\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? Imagem: Computerworld\"  id=\"22576\" src=\"https:\/\/ucarecdn.com\/5d8480b7-59f8-4ae4-8f4c-feb312e2c015\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jsem negativn\u00ed: jak\u00e1 opat\u0159en\u00ed m\u00e1m ud\u011blat se svou kreditn\u00ed kartou? Obr\u00e1zek: Po\u010d\u00edta\u010dov\u00fd sv\u011bt<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u016fle\u017eit\u00e9 je tak\u00e9 vyhnout se dlouh\u00fdm spl\u00e1tk\u00e1m kreditn\u00edch karet pro negativn\u00ed lidi. Do hry toti\u017e vstupuje revolvingov\u00fd \u00farok, IOF a pokuty na spl\u00e1tky. Bu\u010fte tedy velmi opatrn\u00ed p\u0159i v\u00fdb\u011bru n\u00e1kup\u016f na spl\u00e1tky a v\u017edy hledejte co nejmen\u0161\u00ed spl\u00e1tky!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-pagar-o-total-da-fatura-\"><strong>Zapla\u0165te celkovou fakturu<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V tomto tipu doporu\u010dujeme v\u011bnovat pozornost i platb\u00e1m kartou. Je to proto, \u017ee na ka\u017ed\u00e9 faktu\u0159e m\u016f\u017eete zaplatit minim\u00e1ln\u00ed \u010d\u00e1stku na kart\u011b, ale nezaplacen\u00e9 \u010d\u00e1stky podl\u00e9haj\u00ed \u00farok\u016fm, IOF a pokut\u00e1m z prodlen\u00ed a mus\u00ed b\u00fdt uhrazeny v n\u00e1sleduj\u00edc\u00edch m\u011bs\u00edc\u00edch.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto je tip, aby byla zaplacena celkov\u00e1 faktura, i kdy\u017e m\u00e1te \u0161patn\u00fd m\u011bs\u00edc. Op\u011bt pou\u017e\u00edv\u00e1me tip m\u00edt limit 50% sv\u00fdch p\u0159\u00edjm\u016f a utr\u00e1cet jen to, co je nutn\u00e9, aby \u00fa\u010dty nebyly extr\u00e9mn\u011b drah\u00e9!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-tenha-apenas-um-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>M\u011bjte pouze jednu kreditn\u00ed kartu<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vyhn\u011bte se dal\u0161\u00edm kart\u00e1m! Tento tip m\u016f\u017ee b\u00fdt trochu obt\u00ed\u017en\u011bj\u0161\u00ed, zejm\u00e9na pro vdan\u00e9 nebo s d\u011btmi, kte\u0159\u00ed hledaj\u00ed dal\u0161\u00ed karty pro sv\u00e9ho man\u017eela nebo d\u00edt\u011b. To je v\u0161ak riziko pro finance a mohlo by se st\u00e1t skute\u010dnou finan\u010dn\u00ed katastrofou.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto se doporu\u010duje m\u00edt co nejm\u00e9n\u011b karet, abyste zvl\u00e1dli \u00fahradu v\u0161ech faktur a poplatk\u016f! Tak\u017ee pokud chcete m\u00edt kreditn\u00ed kartu pro negativn\u00ed lidi, prost\u011b ji m\u011bjte!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-cuidado-com-fraudes-no-cart%C3%A3o-de-cr%C3%A9dito-\"><strong>Pozor na podvody s kreditn\u00edmi kartami<\/strong><\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Abychom uzav\u0159eli na\u0161e tipy na kreditn\u00ed karty pro negativn\u00ed lidi, posledn\u00ed a stejn\u011b d\u016fle\u017eit\u00e9 jako ostatn\u00ed je d\u00e1vat si pozor na podvody s kreditn\u00edmi kartami. Je to proto, \u017ee po\u010det lid\u00ed, kte\u0159\u00ed trp\u00ed podvody pomoc\u00ed klonovan\u00fdch karet v Braz\u00edlii ka\u017ed\u00fdm rokem roste, a proto je d\u016fle\u017eit\u00e9 v\u011bd\u011bt, jak se chr\u00e1nit.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159edn\u011b tedy nikdy nezad\u00e1vejte bezpe\u010dnostn\u00ed k\u00f3d sv\u00e9 karty. Toto \u010d\u00edslo je 3m\u00edstn\u00e9 \u010d\u00edslo na zadn\u00ed stran\u011b va\u0161\u00ed kreditn\u00ed karty zn\u00e1m\u00e9 jako CVV. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pro nakupov\u00e1n\u00ed na internetu je to velmi d\u016fle\u017eit\u00e9 a nezbytn\u00e9. Jin\u00fdmi slovy, nikdy nikomu neinformujte o sv\u00e9m CVV, a to ani prost\u0159ednictv\u00edm hovoru nebo zpr\u00e1vy. Je to proto, \u017ee \u017e\u00e1dn\u00e1 spole\u010dnost nebude volat s \u017e\u00e1dost\u00ed o \u010d\u00edslo CVV. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>D\u00e1le bu\u010fte opatrn\u00ed p\u0159i n\u00e1kupu v provozovn\u00e1ch. Jin\u00fdmi slovy, p\u0159i pr\u016fchodu kartou p\u0159es automaty bu\u010fte opatrn\u00ed, aby va\u0161i kartu nevyfotili nebo nezapsali data n\u011bkdo z va\u0161ich bl\u00edzk\u00fdch!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Dal\u0161\u00edm tipem je nenakupovat z webov\u00fdch str\u00e1nek, kter\u00e9 nejsou bezpe\u010dn\u00e9. Jin\u00fdmi slovy, sna\u017ete se nakupovat na str\u00e1nk\u00e1ch obchod\u016f, kter\u00e9 jsou ji\u017e zn\u00e1m\u00e9 nebo kter\u00e9 jsou na trhu v\u00edce let. Prohledejte webovou str\u00e1nku obchodu Reclame aqui a najd\u011bte reference nebo st\u00ed\u017enosti a pochvaly.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Tak\u00e9 ned\u016fv\u011b\u0159ujte zpr\u00e1v\u00e1m nebo e-mail\u016fm s podez\u0159el\u00fdmi odkazy. V p\u0159\u00edpad\u011b pochybnost\u00ed na n\u011b nikdy neklikejte, aby nedo\u0161lo k \u00faniku dat!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V\u017edy si tak\u00e9 zkontrolujte v\u00fdpis z karty! M\u016f\u017eete tak zjistit, zda existuj\u00ed n\u011bjak\u00e9 v\u00fddaje, kter\u00e9 jste nevynalo\u017eili, a kontaktovat banku, aby provedla pot\u0159ebn\u00e1 opat\u0159en\u00ed!<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kreditn\u00ed karta tedy m\u016f\u017ee b\u00fdt skv\u011bl\u00fdm spojencem, pokud v\u00edme, jak ji pou\u017e\u00edvat s n\u00e1le\u017eitou p\u00e9\u010d\u00ed! Nev\u00e1hejte tedy a hledejte nejlep\u0161\u00ed kreditn\u00ed kartu pro negativn\u00ed lidi je\u0161t\u011b dnes, s nulov\u00fdmi ro\u010dn\u00edmi poplatky, mezin\u00e1rodn\u00edm pokryt\u00edm a s bezpe\u010dnost\u00ed a prakti\u010dnost\u00ed, kterou pot\u0159ebujete!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-Z1j2Yqs\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/6-opcoes-de-cartao-com-cashback-para-negativados\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"6 mo\u017enost\u00ed karty s cashbackem pro negativn\u00ed lidi\">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/e38715d3-0868-42bc-afe2-68c5d6144fee\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/6-opcoes-de-cartao-com-cashback-para-negativados\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"6 mo\u017enost\u00ed karty s cashbackem pro negativn\u00ed lidi\">\n            6 mo\u017enost\u00ed karty s cashbackem pro negativn\u00ed lidi        <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Chcete se dozv\u011bd\u011bt v\u00edce o typech cashback karet pro negativn\u00ed lidi a jejich v\u00fdhod\u00e1ch? Pod\u00edvejte se tedy hned na n\u00e1sleduj\u00edc\u00ed text.\n\n        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/6-opcoes-de-cartao-com-cashback-para-negativados\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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No, my v\u00e1m uk\u00e1\u017eeme a nau\u010d\u00edme v\u00e1s spravovat kartu! P\u0159ekontrolovat!<\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[25,29,38],"tags":[594,592,198,593,595],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Sou negativado: quais cuidados ter com o cart\u00e3o de cr\u00e9dito? - Senhor Panda<\/title>\n<meta name=\"description\" content=\"Quem tem um cart\u00e3o de cr\u00e9dito para negativados precisa ter mais cuidados, como n\u00e3o parcelar a fatura e ter apenas um cart\u00e3o. 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