{"id":17027,"date":"2021-02-23T19:29:12","date_gmt":"2021-02-23T19:29:12","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=17027"},"modified":"2021-02-24T08:21:05","modified_gmt":"2021-02-24T08:21:05","slug":"consorcio-para-negativado","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/consorcio-para-negativado\/","title":{"rendered":"Existuje konsorcium pro negativn\u00ed lidi?"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"0-conhe%C3%A7a-op%C3%A7%C3%B5es-de-cons%C3%B3rcio-para-negativado-\"><strong>Objevte mo\u017enosti konsorcia pro ty, kte\u0159\u00ed maj\u00ed negativn\u00ed status<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conhe\u00e7a op\u00e7\u00f5es de Cons\u00f3rcio para negativado (Imagem: A Folha Hoje)\"  id=\"17036\" src=\"https:\/\/ucarecdn.com\/adac4bef-1027-4e0b-91b8-3cd2879a9592\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Objevte mo\u017enosti konsorcia pro ty, kte\u0159\u00ed maj\u00ed negativn\u00ed status (Obr\u00e1zek: A Folha Hoje)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mnoho lid\u00ed sn\u00ed o koupi nemovitosti nebo auta a negativn\u00ed konsorcium je jedn\u00edm z \u0159e\u0161en\u00ed. Existuje v\u0161ak tato mo\u017enost? Stoj\u00ed to za to?<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S v\u00edce ne\u017e 60 miliony lid\u00ed se \u0161patn\u00fdmi jm\u00e9ny v zemi jsou nejvyhled\u00e1van\u011bj\u0161\u00ed mo\u017enosti, kter\u00e9 up\u0159ednost\u0148uj\u00ed negativn\u00ed lidi. Co ale v tuto chv\u00edli zv\u00e1\u017eit? M\u016f\u017eete hledat zp\u016fsoby, jak <a style=\" color:;\" href=\"https:\/\/senhorpanda.com\/cs\/limpar-nome-serasa\/\">vymazat jm\u00e9no<\/a> nebo, pokud je to va\u0161\u00ed prioritou, spolehn\u011bte se na mo\u017enosti, jako je konsorcium.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Proto, abychom v\u00e1m pomohli zjistit, jak tento typ konsorcia funguje, o kter\u00e9 spole\u010dnosti se uch\u00e1zet, jak\u00e9 typy existuj\u00ed a jak\u00e1 opat\u0159en\u00ed byste m\u011bli p\u0159ijmout, p\u0159ipravili jsme tento p\u0159\u00edsp\u011bvek. Sledujte n\u00e1s!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"1-o-que-%C3%A9-cons%C3%B3rcio-para-negativado-\"><strong>Co je negativn\u00ed konsorcium?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"O que \u00e9 cons\u00f3rcio para negativado? (Imagem: Foregon)\"  id=\"17038\" src=\"https:\/\/ucarecdn.com\/5eeede32-7f0c-4f5a-a757-6c460a3cd9dd\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Co je negativn\u00ed konsorcium? (Obr\u00e1zek: Foregon)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Konsorcium je v podstat\u011b sdru\u017een\u00ed lid\u00ed za \u00fa\u010delem n\u00e1kupu zbo\u017e\u00ed. Ka\u017ed\u00fd m\u011bs\u00edc tedy v\u0161ichni \u00fa\u010dastn\u00edci plat\u00ed svou kv\u00f3tu, kter\u00e1 se st\u00e1v\u00e1 \u00fasporou na po\u0159\u00edzen\u00ed vytou\u017een\u00e9ho spole\u010dn\u00e9ho dobra.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pot\u00e9, po uplynut\u00ed doby stanoven\u00e9 pro smlouvu, maj\u00ed v\u0161ichni \u00fa\u010dastn\u00edci p\u0159\u00edstup ke zbo\u017e\u00ed nebo slu\u017eb\u011b p\u016fvodn\u011b sjednan\u00e9. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Za organizaci konsorci\u00ed odpov\u00eddaj\u00ed spr\u00e1vcovsk\u00e9 spole\u010dnosti, na kter\u00e9 dohl\u00ed\u017e\u00ed centr\u00e1ln\u00ed banka. Po\u010det m\u011bs\u00edc\u016f a celkov\u00e1 hodnota dopisu, kter\u00fd umo\u017en\u00ed p\u0159\u00edstup k aktivu, jsou proto p\u0159edem smluvn\u011b dohodnuty.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>V\u00fd\u0161e jsme vysv\u011btlili konsorcium obecn\u011b, ale v \u017e\u00e1dn\u00e9m p\u0159\u00edpad\u011b se neli\u0161\u00ed od konsorcia ud\u011blen\u00e9ho negativn\u00edm kandid\u00e1t\u016fm. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Z\u00e1kazn\u00edci s \u00fav\u011brovou ochranou CPF, kte\u0159\u00ed maj\u00ed pot\u00ed\u017ee se z\u00edsk\u00e1n\u00edm financov\u00e1n\u00ed a p\u016fj\u010dek, se proto mohou obr\u00e1tit na konsorcium, proto\u017ee uzav\u00edr\u00e1n\u00ed smluv pro negativn\u00ed jedince je mnohem jednodu\u0161\u0161\u00ed ne\u017e jin\u00e9 zp\u016fsoby.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"2-como-funciona-o-cons%C3%B3rcio-para-negativado-\"><strong>Jak funguje negativn\u00ed konsorcium?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Como funciona o cons\u00f3rcio para negativado? (Imagem: Foregon)\"  id=\"17039\" src=\"https:\/\/ucarecdn.com\/beba5dea-930a-40fb-900a-8440a0e9651a\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak funguje negativn\u00ed konsorcium? (Obr\u00e1zek: Foregon)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kdy\u017e u\u017e bylo \u0159e\u010deno, co to konsorcium je, plat\u00ed, \u017ee ka\u017ed\u00fd administr\u00e1tor nab\u00edz\u00ed z\u00e1kazn\u00edkovi na v\u00fdb\u011br r\u016fzn\u00e9 produkty, po\u010det spl\u00e1tek a platebn\u00ed lh\u016fty pro v\u011bt\u0161\u00ed pohodl\u00ed z\u00e1kazn\u00edka.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Krom\u011b konkr\u00e9tn\u00edch produkt\u016f je mo\u017en\u00e9 po\u017e\u00e1dat o konsorcium tzv. akreditiv, kde se m\u00edsto p\u0159edem stanoven\u00e9ho aktiva nab\u00edzej\u00ed pen\u00edze.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pot\u00e9, po v\u00fdb\u011bru produktu, skupina za\u010dne platit spl\u00e1tky. Spr\u00e1vn\u00ed poplatek \u00fa\u010dtovan\u00fd spole\u010dnost\u00ed je rozd\u011blen mezi n\u011b.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>\u010c\u00e1stky zaplacen\u00e9 ka\u017ed\u00fdm z\u00e1kazn\u00edkem tvo\u0159\u00ed rezervu, kter\u00e1 se pou\u017e\u00edv\u00e1 k \u00fahrad\u011b hodnoty aktiva, aby k n\u011bmu m\u011bl p\u0159\u00edstup ka\u017ed\u00fd z\u00e1kazn\u00edk. Ka\u017ed\u00fd m\u011bs\u00edc jsou p\u0159\u00edjemci vyb\u00edr\u00e1ni na shrom\u00e1\u017ed\u011bn\u00ed, losem nebo licitac\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud tedy n\u011bkdo m\u00e1 dan\u00fd m\u011bs\u00edc nab\u00eddnutou \u010d\u00e1stku pen\u011bz a \u017e\u00e1dn\u00fd ze z\u00e1kazn\u00edk\u016f nenab\u00eddne vy\u0161\u0161\u00ed \u010d\u00e1stku, bude to on, kdo si dan\u00fd m\u011bs\u00edc zbo\u017e\u00ed vybere. \u010c\u00e1stka nab\u00eddky je tedy ode\u010dtena ve spl\u00e1tk\u00e1ch zp\u011btn\u011b.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"3-vantagens-do-cons%C3%B3rcio-para-negativado\">V\u00fdhody konsorcia pro negativn\u00ed lidi<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Vantagens do cons\u00f3rcio para negativado (Imagem: Darwin Startups)\"  id=\"17049\" src=\"https:\/\/ucarecdn.com\/5c892104-405d-47d2-9b96-916b944f750f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >V\u00fdhody konsorcia pro negativn\u00ed lidi (Obr\u00e1zek: Darwin Startups)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>I kdy\u017e dosa\u017een\u00ed dobra prost\u0159ednictv\u00edm konsorcia trv\u00e1 d\u00e9le, tento zp\u016fsob m\u00e1 ur\u010dit\u00e9 v\u00fdhody. Jsou oni:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Bez\u00faro\u010dn\u00e9: <\/strong>Konsorcium nab\u00edz\u00ed pouze spr\u00e1vn\u00ed poplatek spole\u010dnosti bez jak\u00e9koli \u00farokov\u00e9 sazby. Pen\u011b\u017en\u00ed hodnota zvolen\u00e9ho aktiva je tedy hrazena ve spl\u00e1tk\u00e1ch. To pom\u00e1h\u00e1 vyrovnat \u00fa\u010dty a vyhnout se je\u0161t\u011b v\u011bt\u0161\u00edmu dluhu.<\/li><li><strong>M\u016f\u017eete pl\u00e1novat: <\/strong>Proto\u017ee je flexibiln\u00ed, negativn\u00ed konsorcium umo\u017e\u0148uje pl\u00e1nov\u00e1n\u00ed. Na rozd\u00edl od financov\u00e1n\u00ed nevy\u017eaduje velk\u00e9 z\u00e1lohy. Va\u0161e finance tak z\u016fstanou uspo\u0159\u00e1dan\u00e9.<\/li><li><strong>Vyjedn\u00e1v\u00e1n\u00ed s okam\u017eitou hodnotou: <\/strong>Vzhledem k tomu, \u017ee konsorcium nab\u00edz\u00ed akreditiv po zaplacen\u00ed, je mo\u017en\u00e9 sjednat majetek, kter\u00fd byl hrazen ve spl\u00e1tk\u00e1ch, v hotovosti.<\/li><li><strong>Je to dobr\u00e1 investice:<\/strong> Pro ty, kte\u0159\u00ed cht\u011bj\u00ed investovat, je negativn\u00ed konsorcium skv\u011blou volbou. Spl\u00e1tky toti\u017e nenab\u00edzej\u00ed \u00farok a celou \u010d\u00e1stku m\u016f\u017eete z\u00edskat, kdy budete cht\u00edt.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"4-em-quais-situa%C3%A7%C3%B5es-%C3%A9-poss%C3%ADvel-solicitar-\"><strong>V jak\u00fdch situac\u00edch je mo\u017en\u00e9 \u017e\u00e1dat?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Em quais situa\u00e7\u00f5es \u00e9 poss\u00edvel solicitar? (Imagem: Melhor Taxa)\"  id=\"17040\" src=\"https:\/\/ucarecdn.com\/72a46fd3-2f07-4db4-9e6b-983aa908d1cc\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >V jak\u00fdch situac\u00edch je mo\u017en\u00e9 \u017e\u00e1dat? (Obr\u00e1zek: Nejlep\u0161\u00ed cena)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Mo\u017enost\u00ed konsorcia pro osoby s negativn\u00edm statusem je nespo\u010det. Stejn\u011b jako mo\u017enost\u00ed slu\u017eeb a produkt\u016f, kter\u00e9 tuto modalitu nab\u00edzej\u00ed, je mnoho. V n\u011bkter\u00fdch situac\u00edch je v\u0161ak tato mo\u017enost je\u0161t\u011b v\u00fdhodn\u011bj\u0161\u00ed. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"5-quando-pode-esperar-para-obter-o-bem\">Kdy m\u016f\u017eete o\u010dek\u00e1vat, \u017ee budete dobr\u00fd<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quando pode esperar para obter o bem (Imagem: Jornal M\u00e9dico)\"  id=\"17051\" src=\"https:\/\/ucarecdn.com\/3e3b57cc-6825-4081-913d-989e532431c4\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kdy m\u016f\u017eete o\u010dek\u00e1vat to dobr\u00e9 (Obr\u00e1zek: Jornal M\u00e9dico)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud si chcete koupit auto, nemovitost, podstoupit operaci nebo cokoli jin\u00e9ho, co vy\u017eaduje finan\u010dn\u00ed \u010d\u00e1stku, ale m\u016f\u017eete po\u010dkat, je to nejlep\u0161\u00ed volba.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nap\u0159\u00edklad n\u011bkdo, kdo u\u017e m\u00e1 splacen\u00e9 auto, ale chce nov\u00e9. V tomto p\u0159\u00edpad\u011b, proto\u017ee nejste \u00fapln\u011b p\u011b\u0161ky, m\u016f\u017eete po\u010dkat, a\u017e konsorcium vyu\u017eije v\u00fdhod, kter\u00e9 nab\u00edz\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Je dokonce mo\u017en\u00e9 po\u017e\u00e1dat, aby va\u0161e jm\u00e9no nebylo ve slosov\u00e1n\u00ed a aby v\u00e1m byl akreditiv ud\u011blen a\u017e na konci cyklu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"6-para-quem-busca-juros-menores\">Pro ty, kte\u0159\u00ed hledaj\u00ed ni\u017e\u0161\u00ed \u00farokov\u00e9 sazby<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Para quem busca juros menores (Imagem: Terra\u00e7o econ\u00f4mico)\"  id=\"17053\" src=\"https:\/\/ucarecdn.com\/03666957-17fb-43a7-89f0-c5128dd4a2a6\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pro ty, kte\u0159\u00ed hledaj\u00ed ni\u017e\u0161\u00ed \u00farokov\u00e9 sazby (Obr\u00e1zek: Ekonomick\u00e1 terasa)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Hled\u00e1n\u00ed ni\u017e\u0161\u00edch \u00farokov\u00fdch sazeb je jist\u011b jedn\u00edm z nejv\u011bt\u0161\u00edch hled\u00e1n\u00ed pro ty, kte\u0159\u00ed cht\u011bj\u00ed z\u00edskat nov\u00e9 aktivum. V tomto p\u0159\u00edpad\u011b je nejlep\u0161\u00ed volbou konsorcium, a to i pro ty, kte\u0159\u00ed jsou negativn\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Zbo\u017e\u00ed je toti\u017e z\u00e1kazn\u00edkovi doru\u010deno a\u017e po uhrazen\u00ed v\u0161ech spl\u00e1tek. Nehroz\u00ed tedy \u017e\u00e1dn\u00e1 rizika pro spr\u00e1vce ani skupinu. D\u00edky tomu mohou b\u00fdt \u00faroky osvobozeny, ani\u017e by bylo nutn\u00e9 kr\u00fdt rizika.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"7-para-quem-quer-parcelas-baixas\">Pro ty co cht\u011bj\u00ed n\u00edzk\u00e9 spl\u00e1tky<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Para quem quer parcelas baixas (Imagem: Pameval)\"  id=\"17059\" src=\"https:\/\/ucarecdn.com\/cd92dbe6-3ed2-48e0-80ae-ec4173f73cba\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pro ty, kte\u0159\u00ed cht\u011bj\u00ed n\u00edzk\u00e9 spl\u00e1tky (Obr\u00e1zek: Pameval)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Negativn\u00ed konsorcium je tak\u00e9 skv\u011blou volbou pro ty, kte\u0159\u00ed hledaj\u00ed n\u00edzkou spl\u00e1tku. S financov\u00e1n\u00edm toti\u017e kv\u016fli v\u00fd\u0161i \u00farok\u016f kon\u010d\u00ed \u010d\u00e1stka nad r\u00e1mec rozpo\u010dtu mnoh\u00fdch.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Konsorcium je v\u0161ak variantou pro nejni\u017e\u0161\u00ed spl\u00e1tky na trhu. Nap\u0159\u00edklad dobr\u00e9 mo\u017enosti motocykl\u016f, jako je Factor, stoj\u00ed v pr\u016fm\u011bru 60kr\u00e1t R$ 220 a auto por\u00e1\u017e\u00ed pr\u016fm\u011brn\u011b R$ 400 na spl\u00e1tky. Zat\u00edmco ve financov\u00e1n\u00ed by se z\u00e1lohou byla spl\u00e1tka minim\u00e1ln\u011b R$ 800.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"8-para-quem-quer-garantia\">Pro ty, kte\u0159\u00ed cht\u011bj\u00ed z\u00e1ruku<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Para quem quer garantia (Imagem: Dok Despachante)\"  id=\"17060\" src=\"https:\/\/ucarecdn.com\/11de374c-22f5-4630-9499-d4694c183455\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pro ty, kte\u0159\u00ed cht\u011bj\u00ed z\u00e1ruku (Obr\u00e1zek: Dok Despachante)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Napadlo v\u00e1s n\u011bkdy, \u017ee po koupi majetku, jako je d\u016fm, auto nebo podnik\u00e1n\u00ed, byste toho mohli b\u011bhem cesty litovat? V tomto p\u0159\u00edpad\u011b, pokud jste byli uprost\u0159ed financov\u00e1n\u00ed, byrokracie \u201evystoupit z t\u00e9to lodi\u201c a p\u0159ej\u00edt na jinou je pom\u011brn\u011b velk\u00e1.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Neexistuje zp\u016fsob, jak jednodu\u0161e zru\u0161it smlouvu, budete muset prodat aktivum n\u011bkomu, kdo m\u016f\u017ee p\u0159evz\u00edt <a style=\" color:;\" href=\"https:\/\/senhorpanda.com\/cs\/tudo-sobre-o-financiamento-imobiliario-da-caixa\/\">financov\u00e1n\u00ed<\/a>. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Konsorcium v\u0161ak v tomto ohledu nab\u00edz\u00ed v\u011bt\u0161\u00ed z\u00e1ruky. Pokud toho tedy litujete, m\u016f\u017eete smlouvu zru\u0161it a obdr\u017eet akreditiv na v\u00e1mi ji\u017e zaplacenou \u010d\u00e1stku. Je to snadn\u00e9 a bezprobl\u00e9mov\u00e9. Proto nab\u00edz\u00ed v\u011bt\u0161\u00ed z\u00e1ruku, pokud se va\u0161e pl\u00e1ny z jednoho okam\u017eiku na druh\u00fd zm\u011bn\u00ed.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"9-para-quem-quer-pagamento-flexibilizado\">Pro ty, kte\u0159\u00ed cht\u011bj\u00ed flexibiln\u00ed platby<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Para quem quer pagamento flexibilizado (Imagem: Garupa)\"  id=\"17061\" src=\"https:\/\/ucarecdn.com\/18ca148c-b69c-4b03-b653-8cecf1a966fb\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pro ty, kte\u0159\u00ed cht\u011bj\u00ed flexibiln\u00ed platby (Obr\u00e1zek: Garupa)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>U ka\u017ed\u00e9 mo\u017enosti n\u00e1kupu uzav\u0159ete smlouvu na za\u010d\u00e1tku a mus\u00edte ji dodr\u017eet a\u017e do konce. Konsorcium v\u0161ak nab\u00edz\u00ed ur\u010ditou flexibilitu, kter\u00e1 se st\u00e1v\u00e1 v\u00fdhodnou.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Platba za tuto modalitu se toti\u017e p\u0159izp\u016fsobuje va\u0161\u00ed finan\u010dn\u00ed situaci. Pot\u00e9 si zvol\u00edte po\u010det spl\u00e1tek s odpov\u00eddaj\u00edc\u00ed \u010d\u00e1stkou, kterou zaplat\u00edte. <\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud se ale zaseknete, je mo\u017en\u00e9 se domluvit se spr\u00e1vcem. Nebo, pokud v m\u011bs\u00edci zb\u00fdv\u00e1 n\u011bjak\u00e1 \u010d\u00e1stka, je mo\u017en\u00e9 prov\u00e9st platbu p\u0159edem nebo zadat nab\u00eddku a pokusit se z\u00edskat polo\u017eku rychleji.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3 id=\"10-para-quem-precisa-de-disciplina-nas-finan%C3%A7as\">Pro ty, kte\u0159\u00ed pot\u0159ebuj\u00ed discipl\u00ednu ve sv\u00fdch financ\u00edch<\/h3>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Para quem precisa de disciplina nas finan\u00e7as (Imagem: Blog Fatura Simples)\"  id=\"17076\" src=\"https:\/\/ucarecdn.com\/b905947f-796e-4b03-b8c9-e54d75fd6232\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Pro ty, kte\u0159\u00ed pot\u0159ebuj\u00ed discipl\u00ednu ve sv\u00fdch financ\u00edch (Obr\u00e1zek: Blog Fatura Simples)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>M\u011bli jste n\u011bkdy pocit, \u017ee utr\u00e1c\u00edte spoustu pen\u011bz za nadbyte\u010dn\u00e9 v\u011bci, ale nem\u016f\u017eete si je nechat? Negativn\u00ed konsorcium je pak pro v\u00e1s dobrou volbou.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Je to proto, \u017ee doty\u010dn\u00e9 zbo\u017e\u00ed mo\u017en\u00e1 nebudete cht\u00edt, ale p\u016fjde tedy o vynucen\u00e9 \u00faspory. Budete m\u00edt m\u011bs\u00ed\u010dn\u00ed z\u00e1vazek platit, a pokud se rozhodnete, m\u016f\u017eete si \u010d\u00e1stku na konci vz\u00edt a utratit ji, jak chcete. <\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"11-quais-op%C3%A7%C3%B5es-de-cons%C3%B3rcio-mais-comuns\">Jak\u00e9 jsou nejb\u011b\u017en\u011bj\u0161\u00ed mo\u017enosti konsorcia?<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Quais op\u00e7\u00f5es de cons\u00f3rcio mais comuns? (Imagem: FGTS)\"  id=\"17104\" src=\"https:\/\/ucarecdn.com\/50c0c8a4-2671-4c57-809f-3a524e854fa1\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Jak\u00e9 jsou nejb\u011b\u017en\u011bj\u0161\u00ed mo\u017enosti konsorcia? (Obr\u00e1zek: FGTS)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Na rozd\u00edl od toho, co si mnoz\u00ed mysl\u00ed, konsorcium neslou\u017e\u00ed pouze k z\u00edsk\u00e1v\u00e1n\u00ed aktiv, jako je auto a d\u016fm. Lze jej tak\u00e9 pou\u017e\u00edt k pron\u00e1jmu slu\u017eeb, platb\u011b za procedury, n\u00e1kupu dom\u00e1c\u00edch spot\u0159ebi\u010d\u016f a dokonce i k \u00faspor\u00e1m pen\u011bz.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud v\u00e1s zaj\u00edm\u00e1, co je mo\u017en\u00e9 z\u00edskat s konsorciem, prohl\u00e9dn\u011bte si n\u00ed\u017ee uveden\u00fd seznam s nejrozmanit\u011bj\u0161\u00edmi mo\u017enostmi na sou\u010dasn\u00e9m trhu pro negativn\u00ed konsorcia.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Nov\u00e9 a ojet\u00e9 vozy;<\/li><li>Nov\u00e9 a ojet\u00e9 motocykly;<\/li><li>N\u00e1kladn\u00ed automobily;<\/li><li>Letadlo;<\/li><li>Chladni\u010dky;<\/li><li>Televizory;<\/li><li>Po\u010d\u00edta\u010de;<\/li><li>Tablety a jin\u00e9 dom\u00e1c\u00ed spot\u0159ebi\u010de;<\/li><li>Domy;<\/li><li>Byty;<\/li><li>P\u0159ist\u00e1t;<\/li><li>Venkovsk\u00fd majetek;<\/li><li>Plastick\u00e1 chirurgie;<\/li><li>vnitrost\u00e1tn\u00ed nebo mezin\u00e1rodn\u00ed cestov\u00e1n\u00ed;<\/li><li>Jazykov\u00e9, postgradu\u00e1ln\u00ed a podobn\u00e9 kurzy;<\/li><li>Estetick\u00e9 procedury;<\/li><li>oslavy narozenin, promoce nebo svatby;<\/li><li>Akreditiv pro voln\u00e9 pou\u017eit\u00ed pen\u011bz.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pro konsorcia je dnes k dispozici nespo\u010det mo\u017enost\u00ed. Ka\u017ed\u00fd z nich m\u00e1 jin\u00e9 podm\u00ednky a term\u00edny, ale v\u0161echny maj\u00ed spole\u010dn\u00e9: Nem\u016f\u017eete si nal\u00e9hav\u011b p\u0159\u00e1t dobro nebo slu\u017ebu.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud m\u016f\u017eete po\u010dkat, \u0161ance na z\u00edsk\u00e1n\u00ed skv\u011bl\u00e9 nab\u00eddky s dobr\u00fdmi spl\u00e1tkami a bez \u00farok\u016f jsou velmi atraktivn\u00ed.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"12-onde-encontrar-op%C3%A7%C3%B5es-de-cons%C3%B3rcio-para-negativado-\"><strong>Kde najdu mo\u017enosti konsorcia pro negativn\u00ed jedince?<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Onde encontrar op\u00e7\u00f5es de cons\u00f3rcio para negativado? (Imagem: Freepik)\"  id=\"17041\" src=\"https:\/\/ucarecdn.com\/ca0c15df-1ff0-463e-bd9d-492c50ffb24f\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Kde najdu mo\u017enosti konsorcia pro negativn\u00ed jedince? (Obr\u00e1zek: Freepik)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>A pokud jste se ji\u017e rozhodli pro negativn\u00ed konsorcium, ale st\u00e1le m\u00e1te pochybnosti o tom, kterou spole\u010dnost pro tento postup zvolit, m\u00e1me pro v\u00e1s tip, kter\u00fd v\u00e1m pom\u016f\u017ee.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Ve skute\u010dnosti mus\u00ed b\u00fdt v\u00fdb\u011br spole\u010dnosti pro jakoukoli finan\u010dn\u00ed slu\u017ebu velmi pe\u010dliv\u00fd. \u0160patn\u00e1 volba toti\u017e m\u016f\u017ee ohrozit celou va\u0161i investici a zma\u0159it sen.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S ohledem na to, <a style=\" color:;\" href=\"https:\/\/senhorpanda.com\/cs\/mais-vantagens-do-emprestimo-serasa-ecred\/\">Serasa eCred <\/a>je spole\u010dnost, kter\u00e1 funguje jako most mezi t\u011bmi, kte\u0159\u00ed pot\u0159ebuj\u00ed finan\u010dn\u00ed slu\u017ebu, a bezpe\u010dn\u00fdmi spole\u010dnostmi, kter\u00e9 tento typ slu\u017eeb nab\u00edzej\u00ed.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Platforma nab\u00edz\u00ed v\u00fdhody jako:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>Produkty pro ka\u017ed\u00e9ho;<\/li><li>N\u00edzk\u00e1 \u00farokov\u00e1 sazba;<\/li><li>Produkty pro negativn\u00ed lidi;<\/li><li>Bezplatn\u00e9 online simulace;<\/li><li>Usnadn\u011bn\u00e1 platba; <\/li><li>P\u016fj\u010dka s rychl\u00fdm schv\u00e1len\u00edm;<\/li><li>Neomezen\u00e9 simulace bez zasahov\u00e1n\u00ed do va\u0161eho sk\u00f3re;<\/li><li>Bezpe\u010dnost a soukrom\u00ed;<\/li><li>Ozna\u010den\u00ed ru\u010ditel\u016f;<\/li><li>N\u00edzk\u00e1 byrokracie.<\/li><\/ul>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chcete-li to prov\u00e9st, jednodu\u0161e p\u0159ejd\u011bte na webovou str\u00e1nku, aktualizujte svou registraci se v\u0161emi sv\u00fdmi osobn\u00edmi \u00fadaji a pot\u00e9 v\u00e1m webov\u00e1 str\u00e1nka zobraz\u00ed nab\u00eddky od partner\u016f dostupn\u00fdch pro v\u00e1\u0161 profil. Je to snadn\u00e9, rychl\u00e9 a bezpe\u010dn\u00e9. Seznamte se s n\u011bkter\u00fdmi partnery Serasa eCred, kte\u0159\u00ed v\u00e1m poskytuj\u00ed finan\u010dn\u00ed slu\u017eby:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul id=\"block-b50be6a8-c406-42b4-8040-350e460c09f8\"><li>Lendico;<\/li><li>BMS;<\/li><li>Ano jednoduch\u00e9 p\u016fj\u010dky;<\/li><li>Banka Bari;<\/li><li>Super Sim;<\/li><li>M\u00e9 v\u0161echno;<\/li><li>Biorc;<\/li><li>Geru;<\/li><li>Kredity;<\/li><li>Finamax;<\/li><li>Jeito;<\/li><li>Rebel,<\/li><li>BV Financeira;<\/li><li>BCredi;<\/li><li>Crefaz;<\/li><li>Jednoduch\u00fd;<\/li><li>Ferratum;<\/li><li>Hodnota financov\u00e1n\u00ed.<\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"13-cuidados-antes-de-contratar-esse-tipo-de-cr%C3%A9dito-\"><strong>P\u0159ed \u010derp\u00e1n\u00edm tohoto typu \u00fav\u011bru si dejte pozor<\/strong><\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Cuidados antes de contratar esse tipo de cr\u00e9dito (Imagem: YouTube)\"  id=\"17042\" src=\"https:\/\/ucarecdn.com\/38e0afae-2efb-4c9f-b763-65895b0b9b72\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >P\u0159ed \u010derp\u00e1n\u00edm tohoto typu kreditu bu\u010fte opatrn\u00ed (Obr\u00e1zek: YouTube)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jako ka\u017ed\u00fd finan\u010dn\u00ed proces, i negativn\u00ed konsorcium vy\u017eaduje ur\u010ditou d\u016fle\u017eitou p\u00e9\u010di, abyste nenalet\u011bli podvod\u016fm a v budoucnu toho nelitovali.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pokud jste se rozhodli zalo\u017eit konsorcium, v\u011bzte, \u017ee je z\u00e1sadn\u00ed nepodepisovat prvn\u00ed smlouvu. Proto pe\u010dliv\u011b analyzujte a vezm\u011bte v \u00favahu n\u00ed\u017ee uveden\u00e9 tipy.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li><strong>Hledejte autorizovan\u00e9 instituce: <\/strong>V\u00fd\u0161e jsme odd\u011blili t\u00e9ma, abychom zm\u00ednili spolehliv\u00e9 spole\u010dnosti, kter\u00e9 jsou partnerem Serasa eCred. Pamatujte tedy, \u017ee podvod\u016f je mnoho a pokud nebudete administr\u00e1tora pe\u010dliv\u011b analyzovat, m\u016f\u017eete toho v budoucnu litovat.<\/li><li><strong>Nev\u011b\u0159te na zaru\u010denou rem\u00edzu: <\/strong>Neexistuj\u00ed \u017e\u00e1dn\u00e9 kv\u00f3ty s garantovan\u00fdm losov\u00e1n\u00edm. Pokud jste tento slib dostali, v\u00edte, \u017ee jej obdr\u017eeli i jin\u00ed lid\u00e9 a jak bude spln\u011bn pro v\u0161echny? Pamatujte tedy, \u017ee p\u0159\u00edli\u0161n\u00e1 laskavost m\u016f\u017ee b\u00fdt podez\u0159el\u00e1, proto\u017ee konsorcium je pro ty, kte\u0159\u00ed nesp\u011bchaj\u00ed.<\/li><li><strong>Sledovat pohyby:<\/strong> Nebu\u010fte t\u00edm \u010dlov\u011bkem, kter\u00fd jen plat\u00ed spl\u00e1tky a nech\u00e1v\u00e1 v\u011bci plynout. Z\u00fa\u010dastn\u011bte se proto shrom\u00e1\u017ed\u011bn\u00ed, zjist\u011bte, kdo byli v\u00edt\u011bzov\u00e9, a d\u00e1vejte pozor na zm\u011bny.<\/li><li><strong>Neodkl\u00e1dejte platby: <\/strong>Konsorcium je jednou z nejlep\u0161\u00edch investic, proto\u017ee nenab\u00edz\u00ed \u00farok. Kdo si v\u0161ak mysl\u00ed, \u017ee tuto podm\u00ednku maj\u00ed i neplati\u010di, je na omylu. V\u00edt\u011bz m\u011bs\u00edce \u010dek\u00e1 na \u010d\u00e1stku, kterou obdr\u017e\u00ed va\u0161e aktivum, kdy\u017e se zdr\u017e\u00edte, po\u0161kod\u00ed to proces a v tu chv\u00edli se uplatn\u00ed \u00farok.<\/li><li><strong>Nemyslete si, \u017ee kontemplace je v\u00fdtok: <\/strong>Mnoho lid\u00ed m\u00e1 pak mylnou p\u0159edstavu, \u017ee jakmile je smlouva uzav\u0159ena, je splacena. Takhle nep\u0159em\u00fd\u0161lej, mohlo by t\u011b to dostat do probl\u00e9m\u016f. Pokud jste byli vylosov\u00e1ni a m\u00e1te neuhrazen\u00e9 spl\u00e1tky, budou v\u00e1m nad\u00e1le \u00fa\u010dtov\u00e1ny norm\u00e1ln\u011b. <\/li><\/ul>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2 id=\"14-conclus%C3%A3o\">Z\u00e1v\u011br<\/h2>\n<\/div><!--image--><div class=\"px-5 sm:px-0 w-full sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-uploadcare-image\"><img loading=\"lazy\" alt=\"Conclus\u00e3o (Imagem: Proteste)\"  id=\"17043\" src=\"https:\/\/ucarecdn.com\/14462320-1ef8-47ff-89a4-e97e2f31076e\/\" class=\"w-full object-cover object-center border mx-auto uploadcare-image\"\/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Z\u00e1v\u011br (Obr\u00e1zek: Protest)<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>No, tady vid\u00edte, \u017ee k finan\u010dn\u00edm \u0159e\u0161en\u00edm nemaj\u00ed p\u0159\u00edstup jen ti s \u010dist\u00fdm jm\u00e9nem, \u017ee? Tak\u017ee, a\u0165 u\u017e chcete koupit aktivum, u\u0161et\u0159it pen\u00edze nebo se vyhnout \u00farok\u016fm, negativn\u00ed konsorcium je skv\u011bl\u00e1 volba.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Pamatujte si v\u0161ak, \u017ee je d\u016fle\u017eit\u00e9 zajistit, \u017ee budete schopni dodr\u017eet smlouvu, zn\u00e1t spr\u00e1vce a vybrat si spolehliv\u00e9ho a zaru\u010dit v\u0161echna opat\u0159en\u00ed, kter\u00e1 jsme p\u0159ijali v\u00fd\u0161e, abyste se nedostali do \u201ez\u00e1padu\u201c.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nyn\u00ed je \u010das b\u011b\u017eet do sv\u00e9ho konsorcia a zaru\u010dit dobro sv\u00fdch sn\u016f. Samoz\u0159ejm\u011b, i kdy\u017e dos\u00e1hnete konsorcia, m\u00e1te v \u00famyslu o\u010distit sv\u00e9 jm\u00e9no, tak\u017ee je d\u016fle\u017eit\u00e9 to v\u011bd\u011bt <a style=\" color:;\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-consignado-para-limpar-nome-e-reformar-casa\/\">nejlep\u0161\u00ed p\u016fj\u010dky pro tento \u00fa\u010del<\/a>!<\/p>\n<\/div><div class=\"wp-block-lazyblock-cta lazyblock-cta-1e5Das\">\n  <section class=\"cta mx-5 sm:mx-0 text-gray-600 body-font my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n    <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n      <div class=\"w-24 h-full\"><\/div>\n    <\/div>\n    <div class=\"container px-5 pt-6 pb-6 mx-auto flex flex-wrap\" data-anchor-target=\"lazyBlock\">    \n    \n              <a class=\"flex flex-wrap content-center w-full mb-4 md:hidden\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-consignado-para-limpar-nome-e-reformar-casa\/\"  data-analytics-label=\"ctaImage\" data-action=\"analytics#trackCTA\" aria-label=\"P\u016fj\u010dka poskytnuta na \u010dist\u00e9 jm\u00e9no \">\n          <div class=\"m-auto float-none\">\n            <img loading=\"lazy\" src=\"https:\/\/cdn.adtechpanda.com\/6bb33b28-7370-49d9-a4da-bf35b118c7a5\/\" alt=\"\">\n          <\/div>\n        <\/a>\n            <h2 class=\"w-full sm:text-3xl text-2xl text-gray-900 font-medium title-font mb-2 text-center md:text-left md:w-2\/5\">\n        <a href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-consignado-para-limpar-nome-e-reformar-casa\/\" data-analytics-label=\"ctaTitle\" data-action=\"analytics#trackCTA\" aria-label=\"P\u016fj\u010dka poskytnuta na \u010dist\u00e9 jm\u00e9no \">\n            P\u016fj\u010dka poskytnuta na \u010dist\u00e9 jm\u00e9no         <\/a>\n      <\/h2>\n      <div class=\"w-full md:w-3\/5 md:pl-6\">\n        <p class=\"text-center md:text-left leading-relaxed text-base\">\n            Chcete v\u011bd\u011bt, jak funguje p\u016fj\u010dka p\u0159ed v\u00fdplatou na rekonstrukci va\u0161eho domova? Pod\u00edvejte se na to a vy\u017e\u00e1dejte si to!        <\/p>\n        <div class=\"flex mt-6 w-full flex-1 justify-center ml-auto md:mt-4 md:justify-start\" style=\"font-weight: bold;\">\n          <a class=\"inline-flex items-center\" href=\"https:\/\/senhorpanda.com\/cs\/emprestimo-consignado-para-limpar-nome-e-reformar-casa\/\"  data-analytics-label=\"ctaButton\" data-action=\"analytics#trackCTA\" >\n            \u010cti d\u00e1l            <svg fill=\"none\" stroke=\"currentColor\" stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" class=\"w-4 h-4 ml-2\" viewbox=\"0 0 24 24\">\n              <path d=\"M5 12h14M12 5l7 7-7 7\"><\/path>\n            <\/svg>\n          <\/a>\n        <\/div>\n      <\/div>  \n          \n    <\/div>\n      <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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Zjist\u011bte v\u00edce a objevte nejlep\u0161\u00ed mo\u017enosti n\u00ed\u017ee. <\/p>","protected":false},"author":13,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[38,19],"tags":[173,172,174,54],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v18.7 (Yoast SEO v19.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>Existe Cons\u00f3rcio para negativado? Veja como funciona<\/title>\n<meta name=\"description\" content=\"Voc\u00ea sabia que existe cons\u00f3rcio para negativado? 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