{"id":16465,"date":"2021-02-16T18:55:49","date_gmt":"2021-02-16T18:55:49","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=16465"},"modified":"2021-02-16T18:55:53","modified_gmt":"2021-02-16T18:55:53","slug":"5-dicas-para-iniciar-seu-controle-financeiro","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/5-dicas-para-iniciar-seu-controle-financeiro\/","title":{"rendered":"5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou"},"content":{"rendered":"
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Finan\u010dn\u00ed \u00fasp\u011bch z\u00e1vis\u00ed na kontrole sv\u00fdch financ\u00ed<\/strong><\/h2>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: myrp)<\/figcaption><\/figure>\n<\/div>
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Pro za\u010d\u00e1tek jednoduch\u00e9, ale funk\u010dn\u00ed finan\u010dn\u00ed kontroly zm\u00edn\u00edme 5 tip\u016f, jak svou finan\u010dn\u00ed kontrolu za\u010d\u00edt.<\/p>\n<\/div>

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V Braz\u00edlii nem\u00e1me finan\u010dn\u00ed vzd\u011bl\u00e1v\u00e1n\u00ed jako v\u00fduku ve \u0161kol\u00e1ch, co\u017e bohu\u017eel po\u0161kozuje ch\u00e1p\u00e1n\u00ed tohoto p\u0159edm\u011btu.<\/p>\n<\/div>

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Proto je tak d\u016fle\u017eit\u00e9 dozv\u011bd\u011bt se o finan\u010dn\u00edm vzd\u011bl\u00e1v\u00e1n\u00ed a o tom, jak n\u00e1m m\u016f\u017ee pomoci v osobn\u00edm i pracovn\u00edm \u017eivot\u011b.<\/p>\n<\/div>

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D\u00e1me v\u00e1m tedy p\u00e1r tip\u016f, jak za\u010d\u00edt nov\u00fd finan\u010dn\u00ed \u017eivot je\u0161t\u011b dnes, a dal\u0161\u00ed u\u017eite\u010dn\u00e9 informace.<\/p>\n<\/div>

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5 tip\u016f, jak m\u00edt finan\u010dn\u00ed kontrolu <\/h2>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: IBE)<\/figcaption><\/figure>\n<\/div>
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Pro zah\u00e1jen\u00ed efektivn\u00ed kontroly uvedeme 5 tip\u016f, jak vy\u0159e\u0161it a uspo\u0159\u00e1dat va\u0161e finan\u010dn\u00ed probl\u00e9my:<\/p>\n<\/div>

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Zn\u00e1te v\u0161echny sv\u00e9 p\u0159\u00edjmy a v\u00fddaje<\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: n\u00e1pady a finance)<\/figcaption><\/figure>\n<\/div>
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Chcete-li za\u010d\u00edt s finan\u010dn\u00ed kontrolou, prvn\u00ed tip se od tohoto nem\u016f\u017ee li\u0161it, pochopit, jak\u00e9 jsou p\u0159\u00edjmy a v\u00fddaje v r\u00e1mci managementu.<\/p>\n<\/div>

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Je to proto, \u017ee pot\u0159ebujeme v\u011bd\u011bt, jak\u00e9 m\u00e1me p\u0159\u00edjmy a jak\u00e9 jsou na\u0161e v\u00fddaje, abychom sv\u00e9 v\u00fddaje mohli kontrolovat.<\/p>\n<\/div>

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Nejprve si tedy ujasn\u011bme, co jsou p\u0159\u00edjmy a jak\u00e9 v\u00fddaje.<\/p>\n<\/div>

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P\u0159\u00edjem, velmi jednoduch\u00fdm zp\u016fsobem, je ve\u0161ker\u00fd p\u0159\u00edjem generovan\u00fd osobou b\u011bhem m\u011bs\u00edce, tedy v\u0161echny pen\u00edze, kter\u00e9 tak \u0159\u00edkaj\u00edc vstupuj\u00ed do jeho osobn\u00edch fond\u016f.<\/p>\n<\/div>

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Na druh\u00e9 stran\u011b v\u00fddaje jsou v\u0161echny nevy\u0159\u00edzen\u00e9 z\u00e1le\u017eitosti, kter\u00e9 mus\u00edte platit, a\u0165 u\u017e m\u011bs\u00ed\u010dn\u011b, jako je voda a elekt\u0159ina, nebo ro\u010dn\u011b, jako je IPVA za pozici.<\/p>\n<\/div>

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Je nutn\u00e9 se ujistit, \u017ee mezi n\u011b pat\u0159\u00ed p\u0159\u00edjem, plat, n\u00e1hrady, t\u0159in\u00e1ct\u00fd plat, v\u0161echny aktivn\u00ed p\u0159\u00edjmy, kter\u00e9 vstupuj\u00ed do va\u0161eho rozpo\u010dtu.<\/p>\n<\/div>

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K tomu je pot\u0159eba odd\u011blit, do jak\u00fdch p\u00e1sem budou tyto v\u00fdnosy spadat, proto\u017ee s t\u0159in\u00e1ctkou byste nem\u011bli po\u010d\u00edtat nap\u0159\u00edklad s placen\u00edm fixn\u00edch v\u00fddaj\u016f.<\/p>\n<\/div>

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Pokud jde o v\u00fddaje, m\u011bly by b\u00fdt v\u0161echny seskupeny podle n\u00e1kladov\u00fdch st\u0159edisek, nap\u0159\u00edklad kreditn\u00ed karta nen\u00ed n\u00e1kladov\u00fdm st\u0159ediskem, ale sp\u00ed\u0161e t\u00edm, co se utrat\u00ed za kreditn\u00ed kartu.<\/p>\n<\/div>

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Pokud tedy vlastn\u00edte auto a plat\u00edte za benz\u00edn kreditn\u00ed kartou, v\u00fddaje p\u016fjdou do ceny auta.<\/p>\n<\/div>

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Vznikne tedy sou\u010det t\u011bchto v\u00fddaj\u016f, kter\u00fd bude sou\u010det n\u00e1klad\u016f na auto, stejn\u011b jako by se to stalo nap\u0159\u00edklad u domu.<\/p>\n<\/div>

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Jin\u00fdmi slovy, se v\u0161emi t\u011bmito \u00fadaji dob\u0159e zapsan\u00fdmi budete m\u00edt finan\u010dn\u00ed kontrolu a budete moci v\u011bd\u011bt, odkud va\u0161e p\u0159\u00edjmy poch\u00e1zej\u00ed a kam sm\u011b\u0159uj\u00ed.<\/p>\n<\/div>

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Stanovte si finan\u010dn\u00ed c\u00edle<\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: adzuna)<\/figcaption><\/figure>\n<\/div>
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Jakmile sep\u00ed\u0161ete v\u0161echny sv\u00e9 p\u0159\u00edjmy a v\u00fddaje do tabulky nebo na oby\u010dejn\u00fd pap\u00edr, budete muset za\u010d\u00edt stanovovat c\u00edle.<\/p>\n<\/div>

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C\u00edle toti\u017e slou\u017e\u00ed k tomu, aby byly platby organizov\u00e1ny a aby nedoch\u00e1zelo ke zpo\u017ed\u011bn\u00ed.<\/p>\n<\/div>

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V tomto p\u0159\u00edpad\u011b m\u016f\u017ee b\u00fdt c\u00edlem: zaplatit ur\u010dit\u00fd v\u00fddaj do tohoto data.<\/p>\n<\/div>

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Na rozd\u00edl od slib\u016f se v\u0161ak c\u00edle d\u011blaj\u00ed proto, aby se plnily, a kdy\u017e se nespln\u00ed, va\u0161e kontrola ztrat\u00ed smysl.<\/p>\n<\/div>

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Jin\u00fdmi slovy, zkuste si stanovit c\u00edle, o kter\u00fdch v\u00edte, \u017ee jich m\u016f\u017eete dos\u00e1hnout, abyste se nedostali do je\u0161t\u011b v\u011bt\u0161\u00ed sn\u011bhov\u00e9 koule.<\/p>\n<\/div>

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K tomu d\u011bl\u00edme branky na METONA, META, METINHA, METIZINHA. P\u0159ekontrolovat!<\/p>\n<\/div>

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METON<\/strong>: Toto jsou c\u00edle, kter\u00fdch hodl\u00e1te dos\u00e1hnout v dlouhodob\u00e9m horizontu, tedy minim\u00e1ln\u011b za deset let.<\/p>\n<\/div>

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P\u0159\u00edklad: odchod do d\u016fchodu a finan\u010dn\u00ed nez\u00e1vislost.<\/p>\n<\/div>

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FOTBALOV\u00c1 BRANKA: <\/strong>Toto jsou c\u00edle, kter\u00fdch hodl\u00e1te dos\u00e1hnout ve st\u0159edn\u011bdob\u00e9m horizontu, tedy mezi 2 a 5 lety.<\/p>\n<\/div>

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P\u0159\u00edklad: Svatba.<\/p>\n<\/div>

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METINHA: <\/strong>Toto jsou c\u00edle, kter\u00fdch hodl\u00e1te dos\u00e1hnout v kr\u00e1tkodob\u00e9m horizontu, tedy mezi 6 m\u011bs\u00edci a 2 lety.<\/p>\n<\/div>

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P\u0159\u00edklad: Cestov\u00e1n\u00ed.<\/p>\n<\/div>

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METIZINHA: <\/strong>To jsou ty c\u00edle, kter\u00fdch hodl\u00e1te dos\u00e1hnout za je\u0161t\u011b krat\u0161\u00ed dobu, nap\u0159\u00edklad maxim\u00e1ln\u011b za t\u0159i m\u011bs\u00edce.<\/p>\n<\/div>

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P\u0159\u00edklad: koup\u011b mobiln\u00edho telefonu.<\/p>\n<\/div>

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V r\u00e1mci sv\u00e9 finan\u010dn\u00ed kontroly si tedy podrobn\u011b zapi\u0161te ka\u017ed\u00fd z c\u00edl\u016f a term\u00edny, kter\u00fdch chcete dos\u00e1hnout.<\/p>\n<\/div>

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Rozv\u00edjejte discipl\u00ednu <\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: comparaja)<\/figcaption><\/figure>\n<\/div>
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St\u00e1le pod finan\u010dn\u00ed kontrolou, aby k n\u00ed do\u0161lo, je d\u016fle\u017eit\u00e9 rozv\u00edjet discipl\u00ednu.<\/p>\n<\/div>

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To proto, \u017ee bez discipl\u00edny se v r\u00e1mci t\u00e9to kontroly nic nestane, a tud\u00ed\u017e nebudou dodr\u017eov\u00e1ny ani platby.<\/p>\n<\/div>

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V p\u0159\u00edpad\u011b pot\u0159eby si tedy stanovte tresty, nap\u0159\u00edklad kdy\u017e nezaplat\u00edte \u00fa\u010det ve spr\u00e1vn\u00fd den, nebudete moci j\u00edt druh\u00fd den do dra\u017e\u0161\u00ed restaurace, jak byste cht\u011bli.<\/p>\n<\/div>

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Tyto tresty, i kdy\u017e jsou hloup\u00e9, nut\u00ed mozek pochopit, jak je d\u016fle\u017eit\u00e9 dodr\u017eovat rutinu.<\/p>\n<\/div>

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Za\u010dn\u011bte \u0161et\u0159it pen\u00edze <\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: zkou\u0161ka)<\/figcaption><\/figure>\n<\/div>
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Tento tip je jeden z nejd\u016fle\u017eit\u011bj\u0161\u00edch, ne-li nejd\u016fle\u017eit\u011bj\u0161\u00ed: \u00faspora pen\u011bz.<\/p>\n<\/div>

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Je to z toho d\u016fvodu, \u017ee \u010d\u00edm v\u00edce v\u00fddaj\u016f se v r\u00e1mci finan\u010dn\u00edho \u0159\u00edzen\u00ed vyskytuje, t\u00edm mus\u00ed b\u00fdt vy\u0161\u0161\u00ed i p\u0159\u00edjmy, tak\u017ee \u00faspora pen\u011bz je alternativou, kterou je t\u0159eba v r\u00e1mci finan\u010dn\u00ed kontroly sledovat. <\/p>\n<\/div>

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Velmi efektivn\u00ed tip na \u00fasporu pen\u011bz je po\u017e\u00e1dat o slevu<\/strong> na va\u0161ich n\u00e1kupech je to proto, \u017ee pokud o slevu nepo\u017e\u00e1d\u00e1te, p\u0159ijdete o pen\u00edze.<\/p>\n<\/div>

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Dal\u0161\u00ed tip, jak u\u0161et\u0159it pen\u00edze, je vyhnout se pl\u00fdtv\u00e1n\u00ed<\/strong>. No, v\u0161echno, co se nepou\u017e\u00edv\u00e1, jsou pen\u00edze.<\/p>\n<\/div>

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Pokud tedy m\u00e1te nap\u0159\u00edklad oble\u010den\u00ed nebo p\u0159edm\u011bty, m\u00e1te pen\u00edze, kter\u00e9 by mohly b\u00fdt v ob\u011bhu.<\/p>\n<\/div>

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To plat\u00ed i pro j\u00eddlo, kter\u00e9 nesn\u00edte a vyhod\u00edte do ko\u0161e, nap\u0159\u00edklad sva\u010dinu, kterou jste si koupili, nechutnala a vyhodila.<\/p>\n<\/div>

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Dal\u0161\u00ed formou pl\u00fdtv\u00e1n\u00ed, kter\u00e1 v\u00e1m br\u00e1n\u00ed u\u0161et\u0159it pen\u00edze, je \u0161patn\u00e1 investice <\/strong>t\u011bch pen\u011bz.<\/p>\n<\/div>

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P\u0159\u00edkladem je, \u017ee investice, kter\u00e1 p\u0159in\u00e1\u0161\u00ed 5% ro\u010dn\u011b a mohla by p\u0159in\u00e9st mnohem v\u00edce, je tak\u00e9 pl\u00fdtv\u00e1n\u00edm.<\/p>\n<\/div>

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Dal\u0161\u00edm tipem je hled\u00e1n\u00ed ceny<\/strong>. Jin\u00fdmi slovy, kdy\u017e jdete nakupovat, hledejte alespo\u0148 na t\u0159ech r\u016fzn\u00fdch m\u00edstech.<\/p>\n<\/div>

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Proto\u017ee d\u00edky pr\u016fzkumu cen budete m\u00edt v\u011bt\u0161\u00ed \u0161anci nakoupit na m\u00edst\u011b s nejni\u017e\u0161\u00ed cenou nebo alespo\u0148 nejlep\u0161\u00ed produkt.<\/p>\n<\/div>

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Ve skute\u010dnosti se prost\u0159ednictv\u00edm internetu \u0161ance na prov\u00e1d\u011bn\u00ed pr\u016fzkumu cen je\u0161t\u011b zv\u00fd\u0161ily a usnadnily to.<\/p>\n<\/div>

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Kone\u010dn\u011b posledn\u00ed rada, jak u\u0161et\u0159it generovat v\u00edce p\u0159\u00edjm\u016f<\/strong>. Jin\u00fdmi slovy, disciplinovan\u011b a v\u011bd\u011bt, jak vid\u011bt nov\u00e9 p\u0159\u00edle\u017eitosti, jako je v\u00fduka a prodej pou\u017eit\u00e9ho oble\u010den\u00ed.<\/p>\n<\/div>

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M\u00edt n\u00e1stroj finan\u010dn\u00ed kontroly <\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: suno)<\/figcaption><\/figure>\n<\/div>
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A na\u0161\u00edm posledn\u00edm tipem je, abyste m\u011bli n\u00e1stroj finan\u010dn\u00ed kontroly, kter\u00fdm m\u016f\u017ee b\u00fdt aplikace nebo jednoduch\u00e1 tabulka Excel.<\/p>\n<\/div>

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Pro za\u010d\u00e1te\u010dn\u00edky je excelov\u00e1 tabulka v\u00edce ne\u017e dosta\u010duj\u00edc\u00ed pro efektivn\u00ed a bezpe\u010dn\u00e9 pl\u00e1nov\u00e1n\u00ed.<\/p>\n<\/div>

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Existuj\u00ed v\u0161ak n\u011bkter\u00e9 aplikace, kter\u00e9 v\u00e1m mohou pomoci zah\u00e1jit finan\u010dn\u00ed kontrolu, jsou to:<\/p>\n<\/div>

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Organizovat<\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Image organizze)<\/figcaption><\/figure>\n<\/div>
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Tato aplikace v\u00e1m umo\u017e\u0148uje spravovat \u00fa\u010dty, definovat kategorie v\u00fddaj\u016f a generovat zpr\u00e1vy s grafy transakc\u00ed. <\/p>\n<\/div>

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Krom\u011b toho je aplikace zdarma a upozorn\u00ed v\u00e1s na \u00fa\u010dty k zaplacen\u00ed a umo\u017en\u00ed v\u00e1m ovl\u00e1dat va\u0161i kreditn\u00ed kartu jednoduch\u00fdm a intuitivn\u00edm zp\u016fsobem.<\/p>\n<\/div>

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K dispozici je tak\u00e9 mo\u017enost p\u0159edplatit si R$10 m\u011bs\u00ed\u010dn\u011b nebo R$5 pro ro\u010dn\u00ed pl\u00e1n, co\u017e v\u00e1m umo\u017en\u00ed nastavit c\u00edle a importovat bankovn\u00ed \u00fadaje.<\/p>\n<\/div>

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Pen\u011b\u017eenka<\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: macmagazine)<\/figcaption><\/figure>\n<\/div>
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Tato aplikace je popul\u00e1rn\u011bj\u0161\u00ed, m\u00e1 5 milion\u016f registrovan\u00fdch u\u017eivatel\u016f.<\/p>\n<\/div>

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V n\u011bm je mo\u017en\u00e9 evidovat investice a v\u00fddaje, analyzovat grafy transakc\u00ed, synchronizovat bankovn\u00ed \u00fa\u010dty a dokonce sd\u00edlet data nap\u0159\u00edklad s rodinou.<\/p>\n<\/div>

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Aplikace tak\u00e9 umo\u017e\u0148uje spr\u00e1vu dat a nab\u00edz\u00ed tipy a kategorie, kter\u00e9 v\u00e1m pomohou na cest\u011b v r\u00e1mci n\u00e1stroje.<\/p>\n<\/div>

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Existuj\u00ed i placen\u00e9 funkce, nicm\u00e9n\u011b v\u011bt\u0161ina je zdarma, tak\u017ee m\u016f\u017eete za\u010d\u00edt kontrolovat sv\u00e9 finance.<\/p>\n<\/div>

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Snadn\u00fd rozpo\u010det <\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: rychl\u00fd rozpo\u010det)<\/figcaption><\/figure>\n<\/div>
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Easy Budget je aplikace s velmi cool vzhledem, kter\u00e1 v\u00e1m umo\u017e\u0148uje p\u0159izp\u016fsobit data v tomto n\u00e1stroji.<\/p>\n<\/div>

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U\u017eivatel toti\u017e p\u0159i p\u0159id\u00e1v\u00e1n\u00ed \u00fa\u010dt\u016f najde k dispozici grafy a sekci v\u011bnovanou kreditn\u00edm kart\u00e1m ve v\u00edce ne\u017e devades\u00e1ti m\u011bn\u00e1ch.<\/p>\n<\/div>

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Aplikace tak\u00e9 umo\u017e\u0148uje vytv\u00e1\u0159et finan\u010dn\u00ed zpr\u00e1vy personalizovan\u00fdm zp\u016fsobem, a t\u00edm zah\u00e1jit svou finan\u010dn\u00ed kontrolu.<\/p>\n<\/div>

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\u0160t\u011bst\u00ed<\/h3>\n<\/div>
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5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: escoladinheiroonline)<\/figcaption><\/figure>\n<\/div>
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Pomoc\u00ed tohoto n\u00e1stroje m\u016f\u017ee u\u017eivatel evidovat m\u011bs\u00ed\u010dn\u00ed z\u016fstatek v\u00fddaj\u016f a p\u0159\u00edjm\u016f v\u010detn\u011b evidence spl\u00e1tkov\u00fdch \u00fa\u010dt\u016f.<\/p>\n<\/div>

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Tato aplikace tak\u00e9 obsahuje grafy a sestavy, spr\u00e1vu kreditn\u00edch karet, definici rozpo\u010dt\u016f podle kategori\u00ed a p\u0159izp\u016fsoben\u00e1 t\u00e9mata.<\/p>\n<\/div>

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Dal\u0161\u00ed velmi zaj\u00edmavou funkc\u00ed \u0161t\u011bst\u011bny je skute\u010dnost, \u017ee u\u017eivateli p\u0159ipom\u00edn\u00e1 nevy\u0159\u00edzen\u00e9 finan\u010dn\u00ed probl\u00e9my, \u010d\u00edm\u017e je v\u0161e mnohem jednodu\u0161\u0161\u00ed, nav\u00edc s mo\u017enost\u00ed exportu v\u0161ech dat do tabulky.<\/p>\n<\/div>

\n

Mobily <\/h3>\n<\/div>
\n
\"5
5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou? (Obr\u00e1zek: blog accordcerto)<\/figcaption><\/figure>\n<\/div>
\n

Tato aplikace nab\u00edz\u00ed e-mailov\u00e1 upozorn\u011bn\u00ed a upozorn\u011bn\u00ed, kter\u00e1 u\u017eivateli pom\u00e1haj\u00ed zapamatovat si term\u00edny splatnosti, a t\u00edm zah\u00e1jit svou finan\u010dn\u00ed kontrolu.<\/p>\n<\/div>

\n

Krom\u011b toho je s t\u00edmto n\u00e1strojem mo\u017en\u00e9 definovat c\u00edle a c\u00edle pro prov\u00e1d\u011bn\u00ed efektivn\u00edho pl\u00e1nov\u00e1n\u00ed.<\/p>\n<\/div>

\n

Dal\u0161\u00edm bodem je, \u017ee s mobiln\u00edmi stroji m\u016f\u017ee m\u00edt u\u017eivatel v\u017edy v\u00e1hy v dlani ve velmi jednoduch\u00e9m n\u00e1stroji.<\/p>\n<\/div>

\n

A kone\u010dn\u011b, mobills tak\u00e9 nab\u00edz\u00ed video kurzy a kurzy finan\u010dn\u00edho pl\u00e1nov\u00e1n\u00ed v bezplatn\u00e9 a placen\u00e9 verzi na pl\u00e1nech R$15 m\u011bs\u00ed\u010dn\u011b a R$80 ro\u010dn\u011b.<\/p>\n<\/div>

\n

Spendee<\/h3>\n<\/div>
\n
\"5
5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: macmagazine)<\/figcaption><\/figure>\n<\/div>
\n

Je to aplikace pro ty, kte\u0159\u00ed si cht\u011bj\u00ed p\u0159idat virtu\u00e1ln\u00ed pen\u011b\u017eenku a kryptom\u011bny. <\/p>\n<\/div>

\n

Tento n\u00e1stroj v\u00e1m umo\u017e\u0148uje sd\u00edlet data s lidmi, se kter\u00fdmi tr\u00e1v\u00edte nejv\u00edce \u010dasu, propojuje bankovn\u00ed \u00fa\u010dty a kreditn\u00ed karty, p\u0159ij\u00edm\u00e1 r\u016fzn\u00e9 m\u011bny a vyd\u00e1v\u00e1 upozorn\u011bn\u00ed.<\/p>\n<\/div>

\n

A nav\u00edc se vyzna\u010duje p\u0159izp\u016fsoben\u00fdm rozhran\u00edm, kter\u00e9 u\u017eivateli umo\u017e\u0148uje p\u0159id\u00e1vat fotografie do sv\u00fdch v\u00fddaj\u016f, a t\u00edm zah\u00e1jit svou finan\u010dn\u00ed kontrolu.<\/p>\n<\/div>

\n

IQ v\u00fddaj\u016f<\/h3>\n<\/div>
\n
\"5
5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: VIZ)<\/figcaption><\/figure>\n<\/div>
\n

Tento n\u00e1stroj obsahuje pl\u00e1nova\u010d, kter\u00fd sv\u00fdm u\u017eivatel\u016fm usnadn\u00ed \u017eivot a okam\u017eit\u011b identifikuje spravovan\u00e9 \u00fa\u010dty.<\/p>\n<\/div>

\n

Krom\u011b toho je mo\u017en\u00e9 sledovat v\u00fddaje a konfigurovat automatick\u00e9 z\u00e1znamy v samotn\u00e9m n\u00e1stroji, poskytuj\u00edc\u00ed upozorn\u011bn\u00ed a grafy.<\/p>\n<\/div>

\n

N\u00e1stroj tak\u00e9 obsahuje data, abyste byli na konci m\u011bs\u00edce informov\u00e1ni o sv\u00e9m pl\u00e1nov\u00e1n\u00ed a abyste mohli zah\u00e1jit svou finan\u010dn\u00ed kontrolu.<\/p>\n<\/div>

\n

Kapesn\u00ed pr\u016fvodce<\/h3>\n<\/div>
\n
\"5
5 tip\u016f, jak za\u010d\u00edt s finan\u010dn\u00ed kontrolou (Obr\u00e1zek: v\u00e1\u0161 digit\u00e1ln\u00ed kredit)<\/figcaption><\/figure>\n<\/div>
\n

Tento n\u00e1stroj je ji\u017e zn\u00e1m\u011bj\u0161\u00ed a p\u0159esahuje jin\u00e9 aplikace, proto\u017ee m\u00e1 v\u011bt\u0161\u00ed mno\u017estv\u00ed funkc\u00ed.<\/p>\n<\/div>

\n

Aplikace v\u00e1m umo\u017e\u0148uje \u010derpat p\u016fj\u010dky, poskytuje srovn\u00e1n\u00ed sazeb ve sv\u00e9m rozhran\u00ed a dokonce porovn\u00e1v\u00e1 finan\u010dn\u00ed indexy s jin\u00fdmi lidmi se stejn\u00fdm profilem.<\/p>\n<\/div>

\n

A krom\u011b toho m\u016f\u017ee u\u017eivatel tak\u00e9 sledovat sv\u00e9 CPF a kreditn\u00ed sk\u00f3re, kdykoli chce prost\u0159ednictv\u00edm samotn\u00e9 aplikace.<\/p>\n<\/div>

\n

Chcete-li se dozv\u011bd\u011bt v\u00edce, pod\u00edvejte se na n\u00e1\u0161 \u010dl\u00e1nek na Dinheirama Financial Monitoring Program (PAF)<\/a>.<\/p>\n<\/div>","protected":false},"excerpt":{"rendered":"

Existuje n\u011bkolik zp\u016fsob\u016f, jak zah\u00e1jit finan\u010dn\u00ed pl\u00e1nov\u00e1n\u00ed, v\u010detn\u011b aplikac\u00ed, kter\u00e9 v\u00e1m s t\u00edmto procesem mohou pomoci! Pod\u00edvejte se na nep\u0159ehl\u00e9dnuteln\u00e9 tipy, kter\u00e9 jsme pro v\u00e1s sestavili. <\/p>","protected":false},"author":32,"featured_media":0,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":[],"categories":[38,19],"tags":[126,123,125,124],"yoast_head":"\n5 dicas para iniciar seu controle financeiro - Senhor Panda<\/title>\n<meta name=\"description\" content=\"H\u00e1 algumas formas de se iniciar o planejamento financeiro, por isso, daremos 5 dicas para iniciar seu controle financeiro.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/senhorpanda.com\/cs\/5-dicas-para-iniciar-seu-controle-financeiro\/\" \/>\n<meta property=\"og:locale\" content=\"cs_CZ\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"5 dicas para iniciar seu controle financeiro\" \/>\n<meta property=\"og:description\" content=\"H\u00e1 algumas formas de se iniciar o planejamento financeiro, por isso, daremos 5 dicas para iniciar seu controle financeiro.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/senhorpanda.com\/cs\/5-dicas-para-iniciar-seu-controle-financeiro\/\" \/>\n<meta property=\"og:site_name\" content=\"Senhor Panda\" \/>\n<meta property=\"article:published_time\" content=\"2021-02-16T18:55:49+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2021-02-16T18:55:53+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/ucarecdn.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Joyce Viana\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"9 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\/\/schema.org\",\"@graph\":[{\"@type\":\"WebSite\",\"@id\":\"https:\/\/senhorpanda.com\/#website\",\"url\":\"https:\/\/senhorpanda.com\/\",\"name\":\"Senhor Panda\",\"description\":\"Combatendo a pregui\u00e7a e as p\u00e9ssimas decis\u00f5es financeiras, um bambu por vez \ud83c\udf8b\",\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\/\/senhorpanda.com\/?s={search_term_string}\"},\"query-input\":\"required name=search_term_string\"}],\"inLanguage\":\"cs-CZ\"},{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/#primaryimage\",\"url\":\"https:\/\/ucarecdn.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\",\"contentUrl\":\"https:\/\/ucarecdn.com\/9e193282-d35d-445e-8c75-07cb7f0d2205\/\"},{\"@type\":\"WebPage\",\"@id\":\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/#webpage\",\"url\":\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/\",\"name\":\"5 dicas para iniciar seu controle financeiro - Senhor Panda\",\"isPartOf\":{\"@id\":\"https:\/\/senhorpanda.com\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/#primaryimage\"},\"datePublished\":\"2021-02-16T18:55:49+00:00\",\"dateModified\":\"2021-02-16T18:55:53+00:00\",\"author\":{\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\"},\"description\":\"H\u00e1 algumas formas de se iniciar o planejamento financeiro, por isso, daremos 5 dicas para iniciar seu controle financeiro.\",\"breadcrumb\":{\"@id\":\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/#breadcrumb\"},\"inLanguage\":\"cs-CZ\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/\"]}]},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\/\/senhorpanda.com\/5-dicas-para-iniciar-seu-controle-financeiro\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\/\/senhorpanda.com\/cs\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"5 dicas para iniciar seu controle financeiro\"}]},{\"@type\":\"Person\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/6ce29826dda76524edd1f6c58730855d\",\"name\":\"Joyce Viana\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"cs-CZ\",\"@id\":\"https:\/\/senhorpanda.com\/#\/schema\/person\/image\/\",\"url\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"contentUrl\":\"https:\/\/secure.gravatar.com\/avatar\/3d0d00f5b89f4056e3f07fb0147cbf9c?s=96&d=mm&r=g\",\"caption\":\"Joyce Viana\"},\"description\":\"Graduada em Direito pela PUC Minas. 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