{"id":15665,"date":"2021-02-08T22:43:51","date_gmt":"2021-02-08T22:43:51","guid":{"rendered":"https:\/\/senhorpanda.com\/?p=15665"},"modified":"2021-02-08T22:45:47","modified_gmt":"2021-02-08T22:45:47","slug":"mais-vantagens-dos-cartoes-de-credito-btg","status":"publish","type":"post","link":"https:\/\/senhorpanda.com\/cs\/mais-vantagens-dos-cartoes-de-credito-btg\/","title":{"rendered":"Kreditn\u00ed karty BTG+: objevte jejich v\u00fdhody"},"content":{"rendered":"<!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>BTG+ kreditn\u00ed karty<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nen\u00ed pochyb o tom, \u017ee kreditn\u00ed karty BTG+ zp\u016fsobily revoluci na trhu d\u00edky inovaci Invest+, syst\u00e9mu, kter\u00fd p\u0159ev\u00e1d\u00ed \u010d\u00e1st v\u00fddaj\u016f na kreditn\u00ed karty do programu cashback. Krom\u011b toho existuj\u00ed i dal\u0161\u00ed v\u00fdhody, kter\u00e9 v\u00e1m tento produkt nab\u00edz\u00ed a o kter\u00fdch byste m\u011bli v\u011bd\u011bt. Poj\u010fme to zjistit?<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/c9126cb2-98fb-4645-97da-bd0b5def81bd\/\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-15644\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Nen\u00ed pochyb o tom, \u017ee kreditn\u00ed karty BTG+ zp\u016fsobily revoluci na trhu d\u00edky inovaci s Invest+, co\u017e je syst\u00e9m, kter\u00fd p\u0159evrac\u00ed \u010d\u00e1st v\u00fddaj\u016f do programu cashback.<\/figcaption><\/figure>\n<\/div><!--image--><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>V\u00fdhody kreditn\u00edch karet BTG+<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Vzhledem k tomu, \u017ee se jedn\u00e1 o digit\u00e1ln\u00ed banku, existuje \u0159ada v\u00fdhod souvisej\u00edc\u00edch s touto charakteristikou. Mezi n\u011b pat\u0159\u00ed skute\u010dnost, \u017ee nen\u00ed t\u0159eba chodit do banky, abyste si otev\u0159eli \u00fa\u010det a po\u017e\u00e1dali o svou kreditn\u00ed kartu. Zjist\u011bte v\u00edce a objevte dal\u0161\u00ed v\u00fdhody tohoto vynikaj\u00edc\u00edho produktu!<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>1. 100% digit\u00e1ln\u00ed<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jak je ji\u017e zn\u00e1mo, BTG+ je digit\u00e1ln\u00ed banka zam\u011b\u0159en\u00e1 na fyzick\u00e9 osoby. Pr\u00e1v\u011b z tohoto d\u016fvodu je obrovsk\u00fdm p\u0159\u00ednosem pro ty, kte\u0159\u00ed se d\u011bs\u00ed pouze sly\u0161et o fyzick\u00e9 pobo\u010dce: nen\u00ed t\u0159eba chodit do banky za \u017e\u00e1dn\u00fdmi finan\u010dn\u00edmi procedurami.<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/16348545-b3e8-492a-9147-9ada0499cd7d\/\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-15643\" \/><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Nemus\u00edte proto chodit do finan\u010dn\u00ed instituce, abyste si otev\u0159eli sv\u016fj digit\u00e1ln\u00ed \u00fa\u010det, ani \u017e\u00e1dat o n\u011bkterou z kreditn\u00edch karet BTG+. V\u0161e lze vy\u0159\u00eddit z pohodl\u00ed domova a jako na dlani. A pokud by se n\u00e1hodou vyskytly pot\u00ed\u017ee s ur\u010dit\u00fdm postupem, sta\u010d\u00ed zavolat do z\u00e1kaznick\u00e9ho centra a v\u00e1\u0161 dotaz bude obratem zodpov\u011bzen.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>2. Jasn\u00e1 politika osvobozen\u00ed od ro\u010dn\u00edch poplatk\u016f<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Kreditn\u00ed karty BTG+ bohu\u017eel nejsou z velk\u00e9 \u010d\u00e1sti osvobozeny od ro\u010dn\u00edch poplatk\u016f, krom\u011b Mastercard Gold, jej\u00edho nejz\u00e1kladn\u011bj\u0161\u00edho produktu. Dobrou zpr\u00e1vou v\u0161ak je, \u017ee maj\u00ed jasnou politiku v\u00fdjimek. To znamen\u00e1, \u017ee kdy\u017e zn\u00e1te \u010d\u00e1stku, kterou m\u011bs\u00ed\u010dn\u011b utrat\u00edte, m\u016f\u017eete si koupit kartu, kter\u00e1 v\u00e1m nejl\u00e9pe vyhovuje. A pokud nedos\u00e1hnete c\u00edle \u00fapln\u00e9ho osvobozen\u00ed od ro\u010dn\u00edho poplatku, nem\u011bjte obavy, st\u00e1le je mo\u017en\u00e9 z\u00edskat slevu 50%.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h3>3. V\u011brnostn\u00ed program Invest+<\/h3>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Invest+ je beze st\u00ednu pochyb jednou z nejv\u011bt\u0161\u00edch v\u00fdhod BTG+ kreditn\u00edch karet. Pro ty, kte\u0159\u00ed st\u00e1le nech\u00e1pou, o co jde, tento v\u011brnostn\u00ed program znamen\u00e1, \u017ee \u010d\u00e1st \u010d\u00e1stky, kterou utrat\u00edte na sv\u00e9 kart\u011b, je ulo\u017eena do fondu BTG Pactual, d\u00edky \u010demu\u017e se v\u00e1m pen\u00edze denn\u011b vracej\u00ed. S c\u00edlem ziskovosti 100% CDI jsou v\u0161echny investice prov\u00e1d\u011bny s c\u00edlem zajistit, aby ziskovost fondu odpov\u00eddala tomuto indexu.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Program odm\u011bn kreditn\u00edch karet BTG+<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Chcete se dozv\u011bd\u011bt v\u00edce o Invest+? Tak\u017ee se nebojte, v\u0161e v\u00e1m podrobn\u011b vysv\u011btl\u00edme. Mus\u00edte v\u0161ak pochopit, \u017ee program nab\u00edz\u00ed body podle hodnoty n\u00e1kup\u016f v realech, to znamen\u00e1, \u017ee kol\u00eds\u00e1n\u00ed sm\u011bnn\u00e9ho kurzu nem\u00e1 vliv na akumulaci. Nav\u00edc platnost bod\u016f nikdy nevypr\u0161\u00ed.<\/p>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/fd600d60-bd6f-4c21-8b77-29b0a681b995\/\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-15649\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Invest+ nab\u00edz\u00ed body podle hodnoty n\u00e1kup\u016f v realech, to znamen\u00e1, \u017ee kol\u00eds\u00e1n\u00ed sm\u011bnn\u00e9ho kurzu nem\u00e1 vliv na akumulaci.<\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Jak to funguje v praxi? No, za ka\u017edou 1,00 R$ utracenou na va\u0161\u00ed BTG+ Black kart\u011b z\u00edsk\u00e1te 1 bod na Invest+, zat\u00edmco na Platinum nab\u00edz\u00ed 0,75 bodu za skute\u010dnou \u00fatratu a 0,5 za zlatou. Body se p\u0159ev\u00e1d\u011bj\u00ed na realy v pom\u011bru 100 bod\u016f = R$ 1, tak\u017ee karta jakoby nab\u00edzela cashback od 0,5% do 1%, od nejz\u00e1kladn\u011bj\u0161\u00ed po nejsofistikovan\u011bj\u0161\u00ed kategorii.<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>P\u0159edpokl\u00e1dejme nap\u0159\u00edklad, \u017ee utrat\u00edte R$10 000,00 m\u011bs\u00ed\u010dn\u011b za svou \u010dernou kartu BTG+, \u017ee? D\u00edky tomu budete m\u00edt na opl\u00e1tku krom\u011b denn\u00edho p\u0159\u00edjmu 100% z CDI cashback ve v\u00fd\u0161i:<\/p>\n<\/div><div class=\"mx-5 sm:mx-0 prose text-left mb-5\">\n<ul><li>6 m\u011bs\u00edc\u016f: R$ 602,37;<\/li><li>12 m\u011bs\u00edc\u016f: R$ 1 211,68;<\/li><li>24 m\u011bs\u00edc\u016f: R$ 2 465,67.<\/li><\/ul>\n<\/div><!--image--><div class=\"px-5 sm:px-0 sm:w-[800px] sm:ml-[50%] sm:-translate-x-2\/4 rounded-lg overflow-hidden mb-5 text-center\">\n<figure class=\"wp-block-image size-large\"><img loading=\"lazy\" src=\"https:\/\/ucarecdn.com\/6f716c9b-76b5-40a4-96f2-6a32c2e99a48\/\" alt=\"\" class=\"w-full object-cover object-center border mx-auto wp-image-15648\" \/><figcaption class=\"mt-5 text-xs text-center border-b pb-4\" >Po 31. b\u0159eznu 2021 bude z\u00e1kazn\u00edk\u016fm Platinov\u00e9 a Zlat\u00e9 karty, kte\u0159\u00ed si aktivuj\u00ed slu\u017ebu Invest+, \u00fa\u010dtov\u00e1n m\u011bs\u00ed\u010dn\u00ed poplatek 30 R$. <\/figcaption><\/figure>\n<\/div><!--image--><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>Co takhle, jo? Ale pozor! Tento program je zdarma po dobu 12 m\u011bs\u00edc\u016f pouze do 31. b\u0159ezna 2021. Po tomto datu bude z\u00e1kazn\u00edk\u016fm Platinov\u00e9 a Zlat\u00e9 karty, kte\u0159\u00ed si slu\u017ebu aktivuj\u00ed, \u00fa\u010dtov\u00e1n m\u011bs\u00ed\u010dn\u00ed poplatek ve v\u00fd\u0161i 30 R$. U\u017eivatel\u00e9 \u010dern\u00e9 karty budou od poplatku osvobozeni.<\/p>\n<\/div><!--advertisement--><div class=\"mx-5 sm:mx-0 sm:text-3xl text-2xl font-medium title-font mb-4 text-gray-900 text-left\">\n<h2>Z\u00e1v\u011br o kreditn\u00edch kart\u00e1ch BTG+<\/h2>\n<\/div><div class=\"mx-5 sm:mx-0 prose leading-relaxed text-lg mb-5 text-left\">\n<p>S Invest+ se kreditn\u00ed karty BTG+ staly skv\u011blou volbou pro ty, kte\u0159\u00ed cht\u011bj\u00ed m\u00edt cashback na sv\u00fdch m\u011bs\u00ed\u010dn\u00edch \u00fa\u010dtech. Krom\u011b toho existuje n\u011bkolik dal\u0161\u00edch v\u00fdhod, d\u00edky nim\u017e je produkt jedn\u00edm z nejlep\u0161\u00edch na trhu. Pokud chcete v\u011bd\u011bt, jak o to po\u017e\u00e1dat, pokra\u010dujte ve \u010dten\u00ed kliknut\u00edm na tla\u010d\u00edtko n\u00ed\u017ee. Dobr\u00fd text!<\/p>\n<\/div><div class=\"wp-block-lazyblock-credit-card lazyblock-credit-card-1H59Ok\"><section class=\"credit-card mx-5 sm:mx-0 text-gray-600 body-font  my-10 border-gray-200 border-b border-l border-r sm:border-0\">\n  <div class=\"h-1 bg-gray-200 rounded overflow-hidden\">\n    <div class=\"w-24 h-full\"><\/div>\n  <\/div>\n  <div class=\"container px-5 sm:px-0 py-6 mx-auto\" data-anchor-target=\"lazyBlock\">\n    <div class=\"flex flex-wrap mx-auto\">\n      <a class=\"lg:w-2\/5 w-full lg:pl-6 mt-6 lg:mt-0\" href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"creditCardImage\" data-action=\"analytics#trackCTA\" >\n        <img class=\"w-full h-64 object-cover object-center rounded\" loading=\"lazy\" alt=\"card\" style=\"height: 190px;\" src=\"https:\/\/cdn.adtechpanda.com\/dc9650cb-4791-4e35-a078-5169a329663b\/\">\n      <\/a>\n      <div class=\"lg:w-3\/5 w-full lg:pl-6 mt-6 lg:mt-0\">\n        <h2 class=\"text-sm title-font text-gray-500 tracking-widest uppercase\">\n          Kreditn\u00ed karta        <\/h2>\n        <h1 class=\"text-gray-900 text-3xl title-font font-medium mb-1\">\n          Karta BTG+        <\/h1>\n        <div class=\"flex mb-4 justify-center sm:justify-start\">\n          \n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              kreditn\u00ed karta            <\/span>\n                      <span class=\"inline-block py-1 px-2 rounded text-xs font-medium tracking-widest uppercase mr-2\">\n              cashback            <\/span>\n                    \n        <\/div>\n        <p class=\"leading-relaxed\">\n          BTG+ Card: jedna z nejlep\u0161\u00edch cashback karet na trhu        <\/p>\n        <div class=\"flex mt-6 items-center pb-5 border-b-2 border-gray-100 mb-5\">\n          \n        <\/div>\n        <div class=\"flex\">\n          <a data-km2-rewarded=\"true\" style=\"font-size: 13px;\" class=\"hidden animate-fade-in flex m-auto sm:mr-0 sm:ml-auto\"  href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button class=\"uppercase flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-4 focus:outline-none rounded  disabled:opacity-50\">\n              \u010cti d\u00e1l            <\/button>\n          <\/a>\n          <a data-km2-rewarded=\"false\" style=\"font-size: 15px;\" class=\"flex m-auto sm:mr-0 sm:ml-auto\"  href=\"https:\/\/senhorpanda.com\/cs\/como-solicitar-os-cartoes-de-credito-btg\/\" data-analytics-label=\"creditCardButton\" data-action=\"analytics#trackCTA\"  >\n            <button id=\"offer-first\" class=\"flex m-auto sm:mr-0 sm:ml-auto border-0 py-2 px-6 focus:outline-none rounded  disabled:opacity-50\">\n              \u010cti d\u00e1l            <\/button>\n          <\/a>\n        <\/div>\n        <p class=\"text-xs text-gray-500 mt-3 text-center sm:text-right\">\n          Z\u016fstanete na stejn\u00e9m webu        <\/p>\n      <\/div>\n    <\/div>\n  <\/div>\n\n    <script type=\"module\"> function waitFor(conditionFunction) { const poll = resolve => { if(conditionFunction()) resolve(); else setTimeout(_ => poll(resolve), 400); }; return new Promise(poll); } import { Application, Controller } from \"\/wp-content\/themes\/twentytwentyone\/assets\/js\/stimulus.min.js\"; let Stimulus = Application.start(); Stimulus.register(\"anchor\", class extends Controller { static get targets() { return [ \"lazyBlock\", \"lazyBlockAnchor\" ]; } initialize() { this.active = false; this.passed = false; this.closed = false; this.anchorViews = 0; this.boundOnShowAnchor = this.onShowAnchor.bind(this); window.anchorReady = window.anchorReady || false; waitFor(_ => (window.scrollY > this.getHeightBlock() && !this.active)) .then(_ => { !window.anchorReady? 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